United Security Bancshares (CA)(UBFO) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Full metrics table
| Index | - | P/E | 14.83 | EPS (ttm) | 0.71 | Insider Own | 25.78% | Shs Outstand | 17.6M | Perf Week | - |
| Market Cap | 0.18B | Forward P/E | - | EPS next Y | - | Insider Trans | - | Shs Float | 13.1M | Perf Month | 1.94% |
| Enterprise Value | - | PEG | - | EPS next Q | - | Inst Own | 34.49% | Short Float | 0.87% | Perf Quarter | 4.79% |
| Income | 0.01B | P/S | 2.82 | EPS this Y | - | Inst Trans | - | Short Ratio | 3.39 | Perf Half Y | 15.49% |
| Sales | 0.07B | P/B | 1.32 | EPS next 5Y | - | ROA | 1% | Short Interest | 0.11M | Perf YTD | 4.37% |
| Book/sh | 7.94 | P/C | - | EPS past 3/5Y | -9.03% 5.59% | ROE | 9.1% | 52W High | -8.77% ($11.52) | Perf Year | 17.3% |
| Cash/sh | - | P/FCF | 9.36 | Sales past 3/5Y | 6.68% 11.1% | ROIC | 8.26% | 52W Low | 43.58% ($7.32) | Perf 3Y | 64.73% |
| Dividend Est. | $0.48 (4.57%) | EV/EBITDA | - | EPS Y/Y TTM | -17.52% | Gross Margin | - | Volatility(W/M) | 1.76% 2.21% | Perf 5Y | 28.33% |
| Dividend TTM | 0.48 | EV/Sales | - | Sales Y/Y TTM | -0.7% | Oper. Margin | 25.49% | ATR (14) | 0.24 | Perf 10Y | 120.94% |
| Dividend Ex-Date | 2025/12/26 | Quick Ratio | - | EPS Q/Q | 36.53% | Profit Margin | 18.76% | RSI (14) | 55.01 | Recom | - |
| Dividend Gr. 3/5Y | 2.94% 1.76% | Current Ratio | 0.14 | Sales Q/Q | -1.32% | SMA20 | 2.31% ($10.27) | Beta | 0.28 | Target Price | - |
| Payout | 69.35% | Debt/Eq | 0.07 | Earnings | 2026/1/22 | SMA50 | -0.79% ($10.59) | Rel Volume | 0 | Prev Close | $10.51 |
| Employees | 113 | LT Debt/Eq | 0.07 | EPS/Sales Surpr. | - | SMA200 | 8.99% ($9.64) | Avg Volume(3M) | 0.03M | Price | $10.51 |
| IPO | 1996/4/18 | Option/Short | No/No | Trades | 0 | Volume | - | Change | - |
A community bank headquartered in Fresno, California, serving the Central Valley region. It operates 13 branches and provides agricultural, commercial, and real estate loans. In December 2025, the bank entered into a merger agreement with Community West Bancshares (CWBC), pursuing a merger that would create a combined institution with approximately $5 billion in assets.
Over the past 1 year, on the higher side
9% below its 1-year high.
Traded less than usual. That is 0% of its average volume.
UBFO makes money exceptionally well
Of every $100 in sales, $25.49 is kept as operating profit.
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The price is about the industry average
For a company earning $100 a year, you would pay $1,483. Peers typically go for $2,020.
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Long-term returns are roughly flat
Bought 5 years ago, your return today would be +28.3%. The S&P 500 did +70% over the same period.
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Dividends are paid consistently
Pays 4.57% annually in dividends.
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Ownership looks stable
Institutions hold 34.5%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
It ranks #288 of 323 in the industry
Based on market cap of $185M.
SBFG#284 SB Financial Group Inc $191M PER 11.5 
FNWD#285 Finward Bancorp $190M PER 19.2 
BVFL#286 BV Financial Inc $188M PER 14.4 
ECBK#287 ECB Bancorp Inc $186M PER 14.4 UBFO#288 United Security Bancshares (CA) $185M PER 14.8 
FAQ
What kind of company is UBFO?
UBFO belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of UBFO?
The market cap of UBFO is approximately $185M, ranking 4,096 within its sector.
Does UBFO pay dividends?
UBFO has a dividend yield of approximately 4.57%, with an annual dividend of $0.48.
What is the P/E ratio of UBFO?
UBFO has a P/E ratio of approximately 14.8x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for UBFO?
UBFO has recorded a 52-week high of $11.52 and a low of $7.32.
