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SHFS
SHFS
SHF Holdings Inc
7월 28일 3:16 PM ET (한국 7/29 04:16)
$0.18
-0.01 ▼ -5.72%

에스에이치에프 홀딩스(SHFS) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$2M
스몰캡
P/E
-
배당수익률
없음
52주 위치
0%
저점 +2% · 고점 -98%
애널리스트
-
D
Fundamental health
vs. 미분류 초소형주· based on 3 axes
수익성
산출 불가 (적자)
성장
Top 37%
밸류에이션
Top 100%
재무 안정
Top 45%
Index -P/E -EPS (ttm) -0.97Insider Own 40.18%Shs Outstand 12.3MPerf Week -14.49%
Market Cap 0.00BForward P/E -EPS next Y -Insider Trans -Shs Float 7.4MPerf Month -21.79%
Enterprise Value -0.00BPEG -EPS next Q -Inst Own 4.94%Short Float 2.32%Perf Quarter -80.8%
Income -0.00BP/S 0.29EPS this Y -Inst Trans 2.75%Short Ratio 0.05Perf Half Y -83.66%
Sales 0.01BP/B 0.12EPS next 5Y -ROA -27.87%Short Interest 0.17MPerf YTD -82.74%
Book/sh 1.49P/C 0.31EPS past 3/5Y 71.88% -ROE -229.75%52W High -98.01% ($9.19)Perf Year -94.4%
Cash/sh 0.59P/FCF -Sales past 3/5Y -6.8% 2.3%ROIC -43.2%52W Low 1.67% ($0.18)Perf 3Y -98.34%
Dividend Est. -EV/EBITDA -EPS Y/Y TTM 94.76%Gross Margin 96.63%Volatility(W/M) 6.84% 9.84%Perf 5Y -
Dividend TTM -EV/Sales -0.57Sales Y/Y TTM -41.2%Oper. Margin -67.01%ATR (14) 0.03Perf 10Y -
Dividend Ex-Date -Quick Ratio 1.81EPS Q/Q -44.43%Profit Margin -44.61%RSI (14) 24.87Recom -
Dividend Gr. 3/5Y -Current Ratio 1.81Sales Q/Q 2.23%SMA20 -16% ($0.21)Beta 0.81Target Price -
Payout -Debt/Eq 0.1Earnings 2026/4/1SMA50 -40.92% ($0.3)Rel Volume 0.14Prev Close $0.19
Employees 40LT Debt/Eq 0.07EPS/Sales Surpr. -SMA200 -83.7% ($1.1)Avg Volume(3M) 3.47MPrice $0.18
IPO 2021/8/20Option/Short No/YesTrades 238Volume 497,887Change -5.72%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $2M (YoY +2%) · 순이익 $-2M (YoY -115%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 SHF Holdings Inc (SHFS) Investment Analysis

What kind of company is SHF Holdings Inc?

에스에이치에프 홀딩스(SHFS)
Financial · Banks - Regional
Small-Cap — Low Volume, High Volatility

🌿 This is a fintech company that specializes in providing banking and financial services tailored to the legal cannabis (marijuana) industry in the United States. Operating under the "Safe Harbor Financial" brand, it offers deposit, lending, payment, and payroll services to cannabis businesses, helping to bridge the gray area between federal and state regulations. It is a micro-cap stock with a very small market capitalization.

Learn more about SHF Holdings Inc →
Market Cap
$0.0B
Approx. KRW 0.0 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank5802
Employees40people
IPO2021/08/20
Current Price$0.18 ≈ 247원
NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 4월 1일 (수) · 장 시작 전

Is it profitable?

Financially sound but profitability is low
Losses or thin margins — early-stage growth or weakening competitiveness
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
-67.0%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Net Margin
Share of revenue left after taxes and interest are paid
-44.6%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
96.6%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 초소형주 Median 53.4% · Top 7%
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROE
Annual return earned on shareholders' equity (15%+ is strong)
-229.8%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
ROA
Annual earnings relative to total company assets
-27.9%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
ROIC
Return generated per dollar invested in the business
-43.2%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.10
✓ Very low debt
My positionTop 25%
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
1.81
✓ 우수
My positionTop 5%
Low range Average High range
Banks - Regional Median 0.14
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
1.81
✓ 양호
My positionMid-range
Low range Average High range
Financial 초소형주 Median 1.45
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Margin-Driven Growth EPS is growing while revenue is flat — gains may come from cost cuts, so watch sustainability
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+71.9%
우수
My positionTop 25%
Low range Average High range
미분류 초소형주 Median 25.4% · Top 15%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+2.3%
평균
My positionMid-range
Low range Average High range
미분류 초소형주 Median 2.8% · Bottom 49%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+2.2%
양호
My positionMid-range
Low range Average High range
미분류 초소형주 Median -2.6% · Top 45%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Underperformed the market by 110%p over the past year
SHFS -94.4% · S&P 500 +16.0%
Excess return vs. market (price-based, ex-dividends)
1-year basis
vs S&P 500
-110.4%p
Significantly behind the market
Rank among peers
1-year return Lowest among peers Based on 76 peers
Current position within 52-week range
Low (-1.7%p) High (-98.0%p)
Current price is 1.7% above the 52-week low and 98.0% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-83.0%
Annualized volatility
129.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔵
Current diagnosis · 2026-07-27
Oversold zone — rebound potential

Current price $0.18 fell below the lower band ($0.18). Selling pressure excessive; worth watching for a short-term bounce. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD -0.034 · Signal -0.040 · Hist 0.006. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔵
Current diagnosis · 2026-07-27
Oversold zone — rebound potential

RSI 24.4 (30 or below). Selling pressure is excessive; a short-term rebound may be worth considering. Stoch %K is also 0.0.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Assets·Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.12x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 초소형주 median 1.01x · Top 1% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.29x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 초소형주 median 2.07x · Top 1% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 초소형주

Who owns it?

Ownership flow is positive
Institutional net buying +2.8% · Short interest light 2.3% · Short interest fell -4.2%p over the last 90 days
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
0.0%
Insiders little change
🏦 Institutions (funds & investors)
+2.8%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 4.9%
Retail-led
Financial 초소형주 Median 30.5%
🧑‍💼 Insiders 40.2%
Founder/management large holders (strong skin-in-the-game)
Financial 초소형주 Median 23.8%
👤 Retail investors (estimated) 54.9%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
2.3%
Low — limited short-side pressure
Financial 초소형주 Median 0.2%
Past 90 days 📉 -4.2%p decrease
Short interest days to cover
0.1 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 12.3M주
Float (tradable shares) 7.4M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding SHFS

ETFs with the highest weightings · 1 total shown
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
SHFS SHFS This Stock
$2.3M- 0.1 -229.75% - -5.7%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 에스에이치에프 홀딩스(SHFS)?

에스에이치에프 홀딩스(SHFS) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of SHFS?

The market cap of SHFS is approximately $2M, ranking 5,802 within its sector.

What is the 52-week high and low for SHFS?

SHFS has recorded a 52-week high of $9.19 and a low of $0.18.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.