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CMA
CMA
Comerica, Inc
$88.67
+0.00 +0.00%

코메리카(CMA) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$11.3B
미드캡
P/E
16.8
적정 수준
배당수익률
3.20%
52주 위치
79%
저점 +84% · 고점 -11%
애널리스트
보유
C+
Fundamental health
vs. 전체 시장
수익성
Top 34%
성장
Top 60%
밸류에이션
Top 44%
재무 안정
Top 66%
Index -P/E 16.81EPS (ttm) 5.27Insider Own 0.98%Shs Outstand 128.0MPerf Week -
Market Cap 11.33BForward P/E 14.15EPS next Y 14.27%Insider Trans -2.49%Shs Float 127.8MPerf Month -1.05%
Enterprise Value -PEG -EPS next Q -Inst Own 69.48%Short Float 6.35%Perf Quarter 12.24%
Income 0.69BP/S 2.43EPS this Y 3.84%Inst Trans 0.54%Short Ratio 3.53Perf Half Y 28.71%
Sales 4.67BP/B 1.55EPS next 5Y -ROA 0.9%Short Interest 8.11MPerf YTD 2%
Book/sh 57.16P/C -EPS past 3/5Y -14.46% 8.93%ROE 10.09%52W High -10.8% ($99.41)Perf Year 31.64%
Cash/sh -P/FCF 472.13Sales past 3/5Y 9.61% 9.7%ROIC 5.26%52W Low 84.27% ($48.12)Perf 3Y 24.19%
Dividend Est. $2.84 (3.2%)EV/EBITDA -EPS Y/Y TTM 5.08%Gross Margin -Volatility(W/M) 2.97% 2.78%Perf 5Y 55.02%
Dividend TTM 2.84EV/Sales -Sales Y/Y TTM -3.55%Oper. Margin 20.27%ATR (14) 2.51Perf 10Y 159.43%
Dividend Ex-Date 2025/12/15Quick Ratio -EPS Q/Q 3.91%Profit Margin 14.79%RSI (14) 43.81Recom 3
Dividend Gr. 3/5Y 1.45% 0.87%Current Ratio 0.13Sales Q/Q 2.73%SMA20 -3.9% ($92.27)Beta 1.03Target Price $83
Payout 53.79%Debt/Eq 0.7Earnings 2026/1/20SMA50 1.32% ($87.51)Rel Volume 0Prev Close $88.67
Employees 7876LT Debt/Eq 0.7EPS/Sales Surpr. -1.27% 0.07%SMA200 24.61% ($71.16)Avg Volume(3M) 2.29MPrice $88.67
IPO 1980/3/17Option/Short No/NoTrades 0Volume -Change -
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Comerica, Inc (CMA) Investment Analysis

What kind of company is Comerica, Inc?

코메리카(CMA)
Financial · Banks - Regional
#864 by Market Cap — Mid-Cap

A U.S. regional commercial bank headquartered across the Midwest, Southwest, and West regions. Founded in 1849 in Detroit by Elon Farnsworth, it is one of the oldest regional banks in the U.S. with nearly two centuries of operating history. The company is headquartered in the United States and provides corporate banking, small and medium-sized business (SMB) lending, and wealth management services.

Market Cap
$11.3B
Approx. KRW 15.5 trillion
⚖️ 4% of Samsung Electronics
Market Cap Rank864
Employees7,876people
IPO1980/03/17
Current Price$88.67 ≈ 121,478원
NYSE · USA

Key Events

예정된 이벤트가 없습니다

CMA의 다음 실적 발표일이나 배당 일정이 아직 수집되지 않았습니다.

  • 실적 발표는 보통 분기마다 있습니다
  • 배당주는 연 1~4회 배당락일이 있습니다
전체 경제/실적 캘린더 보기 →

Is it profitable?

Profitable but financially weak
High debt load may weigh on results in a downturn
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
20.3%
✓ 우수
My positionTop 25%
Low range Average High range
전체 시장 Median 6.9% · Top 24%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
14.8%
✓ 우수
My positionTop 25%
Low range Average High range
전체 시장 Median 3.0% · Top 23%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
10.1%
✓ 양호
My positionMid-range
Low range Average High range
전체 시장 Median 3.7% · Top 34%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.9%
✓ 평균
My positionMid-range
Low range Average High range
전체 시장 Median 1.0% · Bottom 50%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
5.3%
✓ 양호
My positionMid-range
Low range Average High range
전체 시장 Median 1.9% · Top 37%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.70
✓ Average
My positionMid-range
Low range Average High range
전체 시장 Median 0.40
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.13
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$83.00
현재가 대비 -6.4%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
14.15배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+14.3%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+3.8%
평균
My positionMid-range
Low range Average High range
전체 시장 Median 15.0% · Bottom 32%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+14.3%
평균
My positionMid-range
Low range Average High range
전체 시장 Median 15.7% · Bottom 46%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-14.5%
부진
My positionBottom 25%
Low range Average High range
전체 시장 Median 7.5% · Bottom 24%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+8.9%
평균
My positionMid-range
Low range Average High range
전체 시장 Median 9.6% · Bottom 49%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+9.7%
양호
My positionMid-range
Low range Average High range
전체 시장 Median 9.5% · Top 50%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+2.7%
평균
My positionMid-range
Low range Average High range
전체 시장 Median 6.4% · Bottom 41%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Underperformed the market by 14%p over 5 years
CMA +55.0% · S&P 500 +68.8%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-13.8%p
behind the market
1-year basis
vs S&P 500
+15.3%p
ahead of the market
Current position within 52-week range
Low (-84.3%p) High (-10.8%p)
Current price is 84.3% above the 52-week low and 10.8% below the 52-week high

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets, Pricey on Vs. Cash Flow, In line with peers on Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Mid-range
💧 Vs. Cash Flow Pricey
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
16.81x
✓ Cheap
My positionMid-range
Low range Average High range
전체 시장 median 19.77x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
14.15x
✓ Cheap
My positionMid-range
Low range Average High range
전체 시장 median 14.66x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.55x
✓ Cheap
My positionMid-range
Low range Average High range
전체 시장 median 1.76x · Around the industry average
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.43x
✓ Fair
My positionMid-range
Low range Average High range
전체 시장 median 2.28x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
472.13x
✓ Very pricey
My positionBottom 5%
Low range Average High range
전체 시장 median 16.61x · Bottom 1% — expensive within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$83.00 vs. current price -6.4%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: 전체 시장

Who owns it?

Ownership is broadly stable
Insider modest net selling -2.5% · Institutional modest net buying +0.5% · Short interest moderate 6.3%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-2.5%
Insiders net selling
🏦 Institutions (funds & investors)
+0.5%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 69.5%
Adequate institutional weight
전체 시장 Median 48.5%
🧑‍💼 Insiders 1.0%
Low, common among large-caps
전체 시장 Median 12.3%
👤 Retail investors (estimated) 29.5%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
6.3%
Moderate
전체 시장 Median 4.0%
Past 16 days Little change
Short interest days to cover
3.5 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 128.0M주
Float (tradable shares) 127.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 16 days.

How much does it pay in dividends?

배당주 — 연 3.2% 배당
5년 배당 성장률 0.87%
Dividend Yield
3.20%
Industry average 2.62%
Dividend Per Share
$2.84
Annualized
Payout Ratio
54%
Share of net income paid as dividends
5-Year Growth
0.9%
Annualized dividend growth
💰 내가 100만원 투자한다면
연간 배당금 (세후) 2.7만원
5년 누적 (세후) 13.9만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0.87% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
CMA CMA This Stock
$11.3B16.8 1.6 10.09% 3.2% +0.0%
BRK-B
$994.6B15.3 1.5 10.49% - +3.1%
BRK-A
$993.8B15.2 1.5 10.49% - +3.0%
JPM
$957.4B15.3 2.7 17.71% 1.79% +0.3%
V
$690.7B32.2 19.7 59.8% 0.74% +1.1%
MA
$497.2B32.6 74.3 232.56% 0.62% +2.0%
Sector Avg-13.71.39.31%2.62%-
📊
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FAQ

What kind of company is 코메리카(CMA)?

코메리카(CMA) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of CMA?

The market cap of CMA is approximately $11.3B, ranking 864 within its sector.

Does CMA pay dividends?

CMA has a dividend yield of approximately 3.20%, with an annual dividend of $2.84.

What is the P/E ratio of CMA?

CMA has a P/E ratio of approximately 16.8x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for CMA?

CMA has recorded a 52-week high of $99.41 and a low of $48.12.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.