Bank of the James Financial Group Inc(BOTJ) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Oct 30 at 4:00 PM ET (Korea 10/31 05:00)
Full metrics table
| Index | - | P/E | 9.4 | EPS (ttm) | 2.53 | Insider Own | 12.79% | Shs Outstand | 4.5M | Perf Week | -20.08% |
| Market Cap | 0.11B | Forward P/E | - | EPS next Y | - | Insider Trans | 0.57% | Shs Float | 4.0M | Perf Month | -12.65% |
| Enterprise Value | - | PEG | - | EPS next Q | - | Inst Own | 31.85% | Short Float | 0.68% | Perf Quarter | -12.52% |
| Income | 0.01B | P/S | 1.66 | EPS this Y | - | Inst Trans | 8.16% | Short Ratio | 0.65 | Perf Half Y | 3.62% |
| Sales | 0.06B | P/B | 1.3 | EPS next 5Y | - | ROA | 1.12% | Short Interest | 0.03M | Perf YTD | 27.88% |
| Book/sh | 18.3 | P/C | - | EPS past 3/5Y | 1.36% 13.75% | ROE | 14.84% | 52W High | -22.96% ($30.84) | Perf Year | 46.31% |
| Cash/sh | - | P/FCF | 9.37 | Sales past 3/5Y | 11.67% 9.22% | ROIC | 12.51% | 52W Low | 47.12% ($16.15) | Perf 3Y | 141.77% |
| Dividend Est. | $0.4 (1.68%) | EV/EBITDA | - | EPS Y/Y TTM | 60.6% | Gross Margin | - | Volatility(W/M) | 8.33% 3.91% | Perf 5Y | 52.31% |
| Dividend TTM | 0.4 | EV/Sales | - | Sales Y/Y TTM | 6.2% | Oper. Margin | 21.98% | ATR (14) | 1.19 | Perf 10Y | 103.16% |
| Dividend Ex-Date | 2026/8/21 | Quick Ratio | - | EPS Q/Q | 19.81% | Profit Margin | 17.72% | RSI (14) | 29.13 | Recom | - |
| Dividend Gr. 3/5Y | 11.32% 9.86% | Current Ratio | 0.28 | Sales Q/Q | 6.68% | SMA20 | -13.27% ($27.4) | Beta | 0.16 | Target Price | - |
| Payout | 20.14% | Debt/Eq | 0.1 | Earnings | - | SMA50 | -12.8% ($27.25) | Rel Volume | 0.97 | Prev Close | $23.67 |
| Employees | 175 | LT Debt/Eq | 0.1 | EPS/Sales Surpr. | - | SMA200 | -1.14% ($24.03) | Avg Volume(3M) | 0.04M | Price | $23.76 |
| IPO | 2000/8/10 | Option/Short | No/Yes | Trades | 938 | Volume | 40,515 | Change | 0.38% |
🏦 Bank of the James Financial Group (BOTJ) is a U.S.-based regional bank holding company. Through its banking subsidiary, it provides traditional commercial banking services—including deposits, loans, and mortgages—to local individuals and small and medium-sized businesses. It operates as a small financial institution built on a community-focused, locally rooted banking model.
Over the past 1 year, roughly in the middle
23% below its 1-year high.
Traded about as much as usual. That is 97% of its average volume.
BOTJ makes money exceptionally well
Of every $100 in sales, $21.98 is kept as operating profit.
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Within its industry, it looks cheap
For a company earning $100 a year, you would pay $940. Peers typically go for $1,224. Compared with its own 5-year average, it is 22% pricier now.
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Holding long would have paid off
Bought 5 years ago, your return today would be +52.3%. The S&P 500 did +65% over the same period.
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The dividend is on the small side
Pays 1.68% annually in dividends.
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Ownership looks stable
Institutions hold 31.9%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
IPKW Invesco International BuyBack Achievers TM ETF 0.02% 
PIZ Invesco Dorsey Wright Developed Markets Momentum ETF 0.02% 
IDMO Invesco S&P International Developed Momentum ETF <0.01% 
PQNT Pictet AI Enhanced International Equity ETF <0.01% 
PXF Invesco RAFI Developed Markets ex-U.S. ETF <0.01% It ranks #306 of 323 in the industry
Based on market cap of $108M.
UNB#305 Union Bankshares Inc $113M PER 8.8 BOTJ#306 Bank of the James Financial Group Inc $108M PER 9.4 
PBHC#307 Pathfinder Bancorp Inc $107M PER - 
BYFC#308 Broadway Financial Corp $106M PER - 
PNBK#309 Patriot National Bancorp Inc $103M PER - 
FAQ
What kind of company is BOTJ?
BOTJ belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of BOTJ?
The market cap of BOTJ is approximately $108M, ranking 4,420 within its sector.
Does BOTJ pay dividends?
BOTJ has a dividend yield of approximately 1.68%, with an annual dividend of $0.40.
What is the P/E ratio of BOTJ?
BOTJ has a P/E ratio of approximately 9.4x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for BOTJ?
BOTJ has recorded a 52-week high of $30.84 and a low of $16.15.
