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PNBK
PNBK
Patriot National Bancorp Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$1.11
-0.01 ▼ -0.89%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$1.11
+0.00 +0.00%

패트리오트 내셔널 뱅코프(PNBK) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$131M
스몰캡
P/E
-
배당수익률
없음
52주 위치
22%
저점 +29% · 고점 -44%
애널리스트
보유
C+
Fundamental health
vs. 미분류 초소형주· based on 3 axes
수익성
산출 불가 (적자)
성장
Top 33%
밸류에이션
Top 28%
재무 안정
Top 78%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 2년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 11원. Over the past 2년, it usually traded around 11원. Roughly in line with its own history.
Pricy doesn't mean bad — it means expectations are already baked in.· based on 2.2 profitable years
Index -P/E -EPS (ttm) -0.13Insider Own 29.64%Shs Outstand 117.1MPerf Week -4.31%
Market Cap 0.13BForward P/E -EPS next Y -Insider Trans 0.5%Shs Float 82.8MPerf Month 4.72%
Enterprise Value -PEG -EPS next Q -Inst Own 18.33%Short Float 1.35%Perf Quarter -15.27%
Income -0.01BP/S 2.14EPS this Y -Inst Trans 14.19%Short Ratio 2.16Perf Half Y -30.19%
Sales 0.06BP/B 1.44EPS next 5Y -ROA -1.1%Short Interest 1.12MPerf YTD -39.01%
Book/sh 0.77P/C -EPS past 3/5Y - 29.8%ROE -15.86%52W High -44.36% ($2.00)Perf Year -25%
Cash/sh -P/FCF -Sales past 3/5Y 7.01% 7.91%ROIC -10.02%52W Low 28.7% ($0.86)Perf 3Y -87.93%
Dividend Est. -EV/EBITDA -EPS Y/Y TTM 98.76%Gross Margin -Volatility(W/M) 4.09% 9.13%Perf 5Y -87.69%
Dividend TTM -EV/Sales -Sales Y/Y TTM 2.17%Oper. Margin -19.03%ATR (14) 0.08Perf 10Y -91.63%
Dividend Ex-Date 2019/12/6Quick Ratio -EPS Q/Q 92.73%Profit Margin -19.14%RSI (14) 47.66Recom 3
Dividend Gr. 3/5Y -Current Ratio 0.31Sales Q/Q 17.64%SMA20 -3.68% ($1.15)Beta -0.66Target Price $24
Payout -Debt/Eq 0.29Earnings -SMA50 1.48% ($1.09)Rel Volume 0.34Prev Close $1.12
Employees 107LT Debt/Eq 0.29EPS/Sales Surpr. -SMA200 -15.17% ($1.31)Avg Volume(3M) 0.52MPrice $1.11
IPO 1994/8/31Option/Short No/YesTrades 960Volume 175,707Change -0.89%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $15M (YoY +17%) · 순이익 $-2M (YoY +37%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Patriot National Bancorp Inc (PNBK) Investment Analysis

What kind of company is Patriot National Bancorp Inc?

패트리오트 내셔널 뱅코프(PNBK)
Financial · Banks - Regional
Small-Cap — Low Volume, High Volatility

Patriot National Bancorp (PNBK) is a community-focused regional bank holding company based in Stamford, Connecticut. Through its subsidiary, Patriot Bank, N.A., it offers retail and commercial banking services—including deposits and loans—to individuals, small and mid-sized businesses, and professional clients. Its footprint is centered on Fairfield County, Connecticut, and extends into New Haven County as well as the adjacent Westchester County in New York.

Learn more about Patriot National Bancorp Inc →
Market Cap
$0.1B
Approx. KRW 0.2 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank4398
Employees107people
IPO1994/08/31
Current Price$1.11 ≈ 1,521원
NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2019년 12월 6일 (금)

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
-19.0%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Net Margin
Share of revenue left after taxes and interest are paid
-19.1%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
ROE
Annual return earned on shareholders' equity (15%+ is strong)
-15.9%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
ROA
Annual earnings relative to total company assets
-1.1%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
ROIC
Return generated per dollar invested in the business
-10.0%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.29
✓ Healthy debt
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.31
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$24.00
현재가 대비 +2062.2%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile
📊 How much has it grown? (actual results)
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+29.8%
양호
My positionMid-range
Low range Average High range
미분류 초소형주 Median 14.6% · Top 34%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+7.9%
양호
My positionMid-range
Low range Average High range
미분류 초소형주 Median 2.8% · Top 35%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+17.6%
양호
My positionMid-range
Low range Average High range
미분류 초소형주 Median -2.6% · Top 29%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Long-term weakness — -156%p below the market
PNBK -87.7% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-156.0%p
Significantly behind the market
1-year basis
vs S&P 500
-41.0%p
Significantly behind the market
Rank among peers
5-year return Lowest among peers Based on 64 peers
1-year return Lowest among peers Based on 76 peers
Current position within 52-week range
Low (-28.7%p) High (-44.4%p)
Current price is 28.7% above the 52-week low and 44.4% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-41.9%
Annualized volatility
72.5%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴
Current diagnosis · 2026-07-27
Downtrend zone

Current price $1.11 below the midline ($1.15). Normal downward flow. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.012 · Signal 0.021 · Hist -0.009. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 47.7 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 23.8.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Pricey on Vs. Assets, In line with peers on Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
🏢 Vs. Assets Pricey
🧾 Vs. Sales Mid-range
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.44x
✓ Pricey
My positionBottom 25%
Low range Average High range
Banks - Regional 초소형주 median 1.01x · Bottom 10% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.14x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 초소형주 median 2.07x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
Analyst target price (reference)
$24.00 vs. current price +2062.2%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 초소형주

Who owns it?

Ownership flow is positive
Insider modest net buying +0.5% · Institutional net buying +14.2% · Short interest light 1.4% · Short interest fell -1.1%p over the last 90 days
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+0.5%
Insiders net buying
🏦 Institutions (funds & investors)
+14.2%
Institutions large net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 18.3%
Retail-led
Financial 초소형주 Median 30.5%
🧑‍💼 Insiders 29.6%
Founder/management large holders (strong skin-in-the-game)
Financial 초소형주 Median 23.8%
👤 Retail investors (estimated) 52.0%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
1.4%
Low — limited short-side pressure
Financial 초소형주 Median 0.2%
Past 90 days 📉 -1.1%p decrease
Short interest days to cover
2.2 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 117.1M주
Float (tradable shares) 82.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding PNBK

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
PNBK PNBK This Stock
$130.6M- 1.4 -15.86% - -0.9%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 패트리오트 내셔널 뱅코프(PNBK)?

패트리오트 내셔널 뱅코프(PNBK) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of PNBK?

The market cap of PNBK is approximately $131M, ranking 4,398 within its sector.

What is the 52-week high and low for PNBK?

PNBK has recorded a 52-week high of $2.00 and a low of $0.86.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

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