아메리칸 익스프레스(AXP) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요🔔 구독
시가총액
$222.6B
라지캡
P/E
20.3
적정 수준
배당수익률
1.17%
52주 위치
38%
저점 +13% · 고점 -16%
애널리스트
매수
B
Fundamental health
vs. Credit Services
수익성 ⓘ
Top 40%
성장 ⓘ
Top 49%
밸류에이션 ⓘ
Top 25%
재무 안정 ⓘ
Top 40%
💰 Is this stock pricier than usual right now? ⓘ
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 19원. Over the past 5년, it usually traded around 18원. On the pricier side versus its own history.
Pricy doesn't mean bad — it means expectations are already baked in.
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red
📊 American Express Co (AXP) Investment Analysis
📐
What kind of company is American Express Co?
아메리칸 익스프레스(AXP) 성장주
Financial·Credit Services
⭐
Top 63 by Market Cap — Global Large-Cap
💳 American Express is a global credit card and payment network company. It stands out with its closed-loop model, operating as both a card issuer and a payment network, while generating a stable stream of revenue through its premium cardholder base and merchant fees.
Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →
🔵
Current diagnosis · 2026-07-24
Oversold zone — rebound potential
Current price $326.17 fell below the lower band ($331.25). Selling pressure excessive; worth watching for a short-term bounce. Below the Ichimoku cloud (bearish).
MACD (12 · 26 · 9)Expand ▼
An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →
RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →
🔴
Current diagnosis · 2026-07-24
Bearish zone
RSI 37.2 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 17.7.
※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.
🎯
Is it attractive at this price?
⚠️
Pricier than peers in its industry
Pricey on Vs. Earnings·Vs. Assets·Vs. Sales, In line with peers on Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵Vs. EarningsPricey
🏢Vs. AssetsPricey
🧾Vs. SalesPricey
💧Vs. Cash FlowMid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
20.34x
✓ Pricey
My positionBottom 25%
Low rangeAverageHigh range
Credit Services median 11.51x · Bottom 25% — expensive within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
16.17x
✓ Pricey
My positionBottom 25%
Low rangeAverageHigh range
Credit Services median 7.95x · Bottom 22% — expensive within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
6.54x
✓ Very pricey
My positionBottom 25%
Low rangeAverageHigh range
Credit Services median 1.42x · Bottom 5% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.70x
✓ Pricey
My positionBottom 25%
Low rangeAverageHigh range
Credit Services median 1.29x · Bottom 24% — expensive within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
EV/EBITDA Enterprise Value Multiple
Total enterprise value ÷ operating cash earnings — a benchmark for M&A
9.44x
✓ Cheap
My positionMid-range
Low rangeAverageHigh range
Credit Services median 9.53x · Around the industry average
💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
15.41x
✓ Pricey
My positionBottom 25%
Low rangeAverageHigh range
Credit Services median 5.05x · Bottom 25% — expensive within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$378.50 vs. current price +16.0%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Credit Services
👥
Who owns it?
🔴
Ownership backdrop is unfavorable
Insider net selling -11.1% · Institutional net selling -3.3% · Short interest light 1.6%
📈 Recent trading flow (6 months)
🧑💼 Insiders (executives & directors)
-11.1%
Insiders large net selling
🏦 Institutions (funds & investors)
-3.3%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions86.8%
Institution-led, stable structure
Credit Services Median 59.3%
🧑💼 Insiders0.1%
Low, common among large-caps
Credit Services Median 10.0%
👤 Retail investors (estimated)13.0%
Everyone excluding institutions and insiders
InstitutionsInsidersRetail (est.)
📉 Short-selling metrics
Short ratio
1.6%
Low — limited short-side pressure
Credit Services Median 4.7%
Past 90 days Little change
Short interest days to cover
3.4 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding682.0M주
Float (tradable shares)681.4M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.
Leveraged, inverse, and covered call ETFs based on the underlying asset
1 derivative ETFs based on AXP (Leverage 1)
These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.
ℹ️ What is a Derivative ETF?
These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.
⚠️ Caution: Long-Term Holding
Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.
📈Leverage1ETFs that move 2-3x with AXP (high volatility)