X Financial ADR(XYF) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Full metrics table
| Index | - | P/E | 2.67 | EPS (ttm) | 1.93 | Insider Own | - | Shs Outstand | 22.8M | Perf Week | -7.36% |
| Market Cap | 0.12B | Forward P/E | - | EPS next Y | - | Insider Trans | - | Shs Float | - | Perf Month | -1.53% |
| Enterprise Value | -0.24B | PEG | - | EPS next Q | - | Inst Own | 3.86% | Short Float | - | Perf Quarter | 1.57% |
| Income | 0.08B | P/S | 0.15 | EPS this Y | - | Inst Trans | -19.76% | Short Ratio | 1.41 | Perf Half Y | 9.79% |
| Sales | 0.80B | P/B | 0.18 | EPS next 5Y | - | ROA | 4.29% | Short Interest | 0.09M | Perf YTD | -7.86% |
| Book/sh | 29.24 | P/C | 0.28 | EPS past 3/5Y | 29.73% - | ROE | 7.14% | 52W High | -66.88% ($15.58) | Perf Year | -63.66% |
| Cash/sh | 18.36 | P/FCF | - | Sales past 3/5Y | 26.17% 27.14% | ROIC | 6.94% | 52W Low | 56.36% ($3.30) | Perf 3Y | 20.62% |
| Dividend Est. | $0.56 (10.85%) | EV/EBITDA | - | EPS Y/Y TTM | -63.32% | Gross Margin | 65.25% | Volatility(W/M) | 4.1% 5.26% | Perf 5Y | 24.24% |
| Dividend TTM | 0.56 | EV/Sales | -0.3 | Sales Y/Y TTM | -23.31% | Oper. Margin | 12.85% | ATR (14) | 0.26 | Perf 10Y | - |
| Dividend Ex-Date | 2026/9/10 | Quick Ratio | 1.22 | EPS Q/Q | -89.03% | Profit Margin | 9.95% | RSI (14) | 43.52 | Recom | 3 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.22 | Sales Q/Q | -53.55% | SMA20 | -5.07% ($5.44) | Beta | 0.41 | Target Price | $5.1 |
| Payout | 11.11% | Debt/Eq | 0.05 | Earnings | 2026/8/24 | SMA50 | 0.27% ($5.15) | Rel Volume | 0.48 | Prev Close | $5.18 |
| Employees | 643 | LT Debt/Eq | 0 | EPS/Sales Surpr. | - | SMA200 | -1.35% ($5.23) | Avg Volume(3M) | 0.06M | Price | $5.16 |
| IPO | 2018/9/19 | Option/Short | No/Yes | Trades | 192 | Volume | 29,512 | Change | -0.39% |
Company
XYF is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
💳 X Financial (XYF) is an online financial technology company that provides loan brokerage and post-lending management services to individual consumers in China. Through its proprietary online platform, it connects borrowers with partner financial institutions, and it operates its business primarily around small-scale credit loan intermediation, leveraging its credit assessment and risk management capabilities.
Over the past 1 year, on the lower side
67% below its 1-year high.
XYF makes money exceptionally well
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The price looks about right
Trading at 2.7 times earnings.
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Opinions on the outlook are split
Analyst sentiment is Hold.
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Holding long would have lost money
Would have changed by +20.6% if bought 5 years ago.
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Dividends are paid consistently
Pays 10.85% annually in dividends.
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Ownership is about average
Institutions hold 3.9%.
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Multiple ETFs hold this stock
Buying this ETF gives you exposure to this stock as well.
It ranks #4 in the industry
Based on market cap of $118M.
FAQ
What kind of company is XYF?
XYF belongs to the Financial sector and operates in the Credit Services industry.
What is the market cap of XYF?
The market cap of XYF is approximately $118M, ranking 4,463 within its sector.
Does XYF pay dividends?
XYF has a dividend yield of approximately 10.85%, with an annual dividend of $0.56.
What is the P/E ratio of XYF?
XYF has a P/E ratio of approximately 2.7x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for XYF?
XYF has recorded a 52-week high of $15.58 and a low of $3.30.