X Financial ADR(XYF) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Oct 30 at 4:00 PM ET (Korea 10/31 05:00)
Full metrics table
| Index | - | P/E | 2.47 | EPS (ttm) | 1.93 | Insider Own | - | Shs Outstand | 22.8M | Perf Week | -1.24% |
| Market Cap | 0.11B | Forward P/E | - | EPS next Y | - | Insider Trans | - | Shs Float | - | Perf Month | -7.03% |
| Enterprise Value | -0.25B | PEG | - | EPS next Q | - | Inst Own | 3.76% | Short Float | - | Perf Quarter | -6.48% |
| Income | 0.08B | P/S | 0.14 | EPS this Y | - | Inst Trans | -21.38% | Short Ratio | 1.22 | Perf Half Y | -1.04% |
| Sales | 0.80B | P/B | 0.16 | EPS next 5Y | - | ROA | 4.29% | Short Interest | 0.07M | Perf YTD | -15% |
| Book/sh | 29.24 | P/C | 0.26 | EPS past 3/5Y | 29.73% - | ROE | 7.14% | 52W High | -62.96% ($12.85) | Perf Year | -60.37% |
| Cash/sh | 18.36 | P/FCF | - | Sales past 3/5Y | 26.17% 27.14% | ROIC | 6.94% | 52W Low | 44.24% ($3.30) | Perf 3Y | 17.82% |
| Dividend Est. | $0.56 (11.76%) | EV/EBITDA | - | EPS Y/Y TTM | -63.32% | Gross Margin | 65.25% | Volatility(W/M) | 2.85% 3.76% | Perf 5Y | 10.52% |
| Dividend TTM | 0.56 | EV/Sales | -0.32 | Sales Y/Y TTM | -23.31% | Oper. Margin | 12.85% | ATR (14) | 0.19 | Perf 10Y | - |
| Dividend Ex-Date | 2026/9/10 | Quick Ratio | 1.22 | EPS Q/Q | -89.03% | Profit Margin | 9.95% | RSI (14) | 41.01 | Recom | 3 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.22 | Sales Q/Q | -53.55% | SMA20 | -4.08% ($4.96) | Beta | 0.39 | Target Price | $5.1 |
| Payout | 11.11% | Debt/Eq | 0.05 | Earnings | 2026/8/24 | SMA50 | -7.5% ($5.15) | Rel Volume | 0.65 | Prev Close | $4.89 |
| Employees | 643 | LT Debt/Eq | 0 | EPS/Sales Surpr. | - | SMA200 | -4.35% ($4.98) | Avg Volume(3M) | 0.06M | Price | $4.76 |
| IPO | 2018/9/19 | Option/Short | No/Yes | Trades | 221 | Volume | 38,166 | Change | -2.66% |
💳 X Financial (XYF) is an online financial technology company that provides loan brokerage and post-lending management services to individual consumers in China. Through its proprietary online platform, it connects borrowers with partner financial institutions, and it operates its business primarily around small-scale credit loan intermediation, leveraging its credit assessment and risk management capabilities.
Over the past 1 year, on the lower side
63% below its 1-year high.
Traded less than usual. That is 65% of its average volume.
XYF earns at a steady pace
Of every $100 in sales, $12.85 is kept as operating profit.
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Within its industry, it looks cheap
For a company earning $100 a year, you would pay $247. Peers typically go for $1,045.
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Opinions on the outlook are split
Analyst sentiment is Hold.
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Holding long would have lost money
Bought 5 years ago, your return today would be +10.5%. The S&P 500 did +65% over the same period.
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Dividends are high, but the share price has crashed
Yields 11.76% a year, but the share price is -60.4% over the past year.
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Institutions barely hold it
Institutions hold 3.8%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
It ranks #43 of 52 in the industry
Based on market cap of $109M.
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What kind of company is XYF?
XYF belongs to the Financial sector and operates in the Credit Services industry.
What is the market cap of XYF?
The market cap of XYF is approximately $109M, ranking 4,414 within its sector.
Does XYF pay dividends?
XYF has a dividend yield of approximately 11.76%, with an annual dividend of $0.56.
What is the P/E ratio of XYF?
XYF has a P/E ratio of approximately 2.5x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for XYF?
XYF has recorded a 52-week high of $12.85 and a low of $3.30.
