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HTT
HTT
High Templar Tech Ltd ADR
7월 27일 4:00 PM ET (한국 7/28 05:00)
$2.42
-0.01 ▼ -0.41%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$2.42
+0.00 +0.00%

하이템플러 테크(HTT) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$226M
스몰캡
P/E
4.2
저평가 구간
배당수익률
없음
52주 위치
17%
저점 +29% · 고점 -52%
애널리스트
매도
C
Fundamental health
vs. Credit Services
수익성
Top 31%
성장
Top 87%
밸류에이션
Top 58%
재무 안정
Top 45%
Index -P/E 4.19EPS (ttm) 0.58Insider Own -Shs Outstand 93.2MPerf Week -4.72%
Market Cap 0.23BForward P/E -EPS next Y -Insider Trans -Shs Float 92.8MPerf Month 0.83%
Enterprise Value -0.95BPEG -EPS next Q -Inst Own 13.66%Short Float 0.65%Perf Quarter -
Income 0.10BP/S 39.43EPS this Y -Inst Trans -4.01%Short Ratio 2.07Perf Half Y -21.94%
Sales 0.01BP/B 0.23EPS next 5Y -ROA 5.36%Short Interest 0.60MPerf YTD -31.83%
Book/sh 10.62P/C 0.16EPS past 3/5Y - 1.52%ROE 6.1%52W High -52.36% ($5.08)Perf Year -25.77%
Cash/sh 15.08P/FCF -Sales past 3/5Y -60.21% -60.31%ROIC 5.89%52W Low 28.72% ($1.88)Perf 3Y 8.04%
Dividend Est. -EV/EBITDA -EPS Y/Y TTM 747.73%Gross Margin 8.07%Volatility(W/M) 3.64% 5.12%Perf 5Y 40.7%
Dividend TTM -EV/Sales -166.71Sales Y/Y TTM -81.02%Oper. Margin -379.74%ATR (14) 0.12Perf 10Y -
Dividend Ex-Date -Quick Ratio 5.82EPS Q/Q -172.34%Profit Margin 1714.48%RSI (14) 36.43Recom 4
Dividend Gr. 3/5Y -Current Ratio 5.85Sales Q/Q -93.86%SMA20 -6.22% ($2.58)Beta 1.27Target Price $1.42
Payout -Debt/Eq 0.14Earnings -SMA50 -10.77% ($2.71)Rel Volume 0.35Prev Close $2.43
Employees 101LT Debt/Eq 0EPS/Sales Surpr. -SMA200 -24.76% ($3.22)Avg Volume(3M) 0.29MPrice $2.42
IPO 2017/10/18Option/Short Yes/YesTrades 460Volume 102,529Change -0.41%
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 High Templar Tech Ltd ADR (HTT) Investment Analysis

What kind of company is High Templar Tech Ltd ADR?

하이템플러 테크(HTT) 가치주
Financial · Credit Services
Small-Cap — Low Volume, High Volatility

💳 This fintech company provides financial technology and credit services to Chinese consumers. Founded in 2014, it supplies core services, risk management, payment systems, and precision marketing to financial institutions, while also operating cash and merchandise credit products. It is listed on the US stock market in ADR form.

Learn more about High Templar Tech Ltd ADR →
Market Cap
$0.2B
Approx. KRW 0.3 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3996
Employees101people
IPO2017/10/18
Current Price$2.42 ≈ 3,315원
NYSE · China

Key Events

예정된 이벤트가 없습니다

HTT의 다음 실적 발표일이나 배당 일정이 아직 수집되지 않았습니다.

  • 실적 발표는 보통 분기마다 있습니다
  • 배당주는 연 1~4회 배당락일이 있습니다
전체 경제/실적 캘린더 보기 →

Is it profitable?

Financially sound but profitability is low
Losses or thin margins — early-stage growth or weakening competitiveness
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
-379.7%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Net Margin
Share of revenue left after taxes and interest are paid
1714.5%
✓ 우수
My positionTop 5%
Low range Average High range
Credit Services 초소형주 Median 4.6% · Top tier
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
8.1%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Credit Services Median 73.7% · Bottom tier
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROE
Annual return earned on shareholders' equity (15%+ is strong)
6.1%
✓ 양호
My positionMid-range
Low range Average High range
Financial 초소형주 Median 3.2% · Top 31%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
5.4%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 초소형주 Median 1.0% · Top tier
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
5.9%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 초소형주 Median 2.2% · Top 22%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.14
✓ Very low debt
My positionTop 25%
Low range Average High range
Credit Services Median 1.64
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
5.85
✓ 우수
My positionTop 25%
Low range Average High range
Credit Services Median 2.08
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
5.82
✓ 우수
My positionTop 25%
Low range Average High range
Credit Services Median 1.96
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$1.42
현재가 대비 -41.3%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
📊 How much has it grown? (actual results)
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+1.5%
평균
My positionMid-range
Low range Average High range
가치주 초소형주 Median 9.4% · Bottom 40%
Past 5-Year Revenue
How much revenue grew over the past 5 years
-60.3%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 초소형주 Median 7.3% · Bottom tier
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-93.9%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 초소형주 Median 5.3% · Bottom tier
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Underperformed the market by 28%p over 5 years
HTT +40.7% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-27.6%p
behind the market
1-year basis
vs S&P 500
-41.8%p
Significantly behind the market
Rank among peers
5-year return Top among peers Based on 13 peers
1-year return Upper-Mid (37%) Based on 15 peers
Current position within 52-week range
Low (-28.7%p) High (-52.4%p)
Current price is 28.7% above the 52-week low and 52.4% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-33.1%
Annualized volatility
69.7%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴
Current diagnosis · 2026-07-27
Downtrend zone

Current price $2.42 below the midline ($2.58). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴
Current diagnosis · 2026-07-27
Bearish momentum holding

MACD -0.079 < Signal -0.059 in negative zone + Hist negative (-0.020). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 36.4 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 11.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets, Pricey on Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Pricey
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
4.19x
✓ Very cheap
My positionTop 25%
Low range Average High range
Credit Services median 11.51x · Top 13% — relatively cheap within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.23x
✓ Very cheap
My positionTop 25%
Low range Average High range
Credit Services median 1.42x · Top 12% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
39.43x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Credit Services median 1.29x · Bottom 1% — expensive within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
Analyst target price (reference)
$1.42 vs. current price -41.3%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Credit Services

Who owns it?

Ownership flow shows some pressure
Institutional net selling -4.0% · Short interest light 0.7%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-
No trading data for Insiders
🏦 Institutions (funds & investors)
-4.0%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 13.7%
Retail-led
Financial 초소형주 Median 30.5%
👤 Retail investors (estimated) 86.3%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
0.7%
Low — limited short-side pressure
Financial 초소형주 Median 0.2%
Past 25 days Little change
Short interest days to cover
2.1 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 93.2M주
Float (tradable shares) 92.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 25 days.

ETFs holding HTT

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
HTT HTT This Stock
$225.5M4.2 0.2 6.1% - -0.4%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 하이템플러 테크(HTT)?

하이템플러 테크(HTT) belongs to the Financial sector and operates in the Credit Services industry.

What is the market cap of HTT?

The market cap of HTT is approximately $226M, ranking 3,996 within its sector.

What is the P/E ratio of HTT?

HTT has a P/E ratio of approximately 4.2x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for HTT?

HTT has recorded a 52-week high of $5.08 and a low of $1.88.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

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