LX
LexinFintech Holdings Ltd ADR
7월 27일 4:00 PM ET (한국 7/28 05:00)
$1.46
-0.02 ▼ -1.35%
렉신핀테크 홀딩스(LX) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
시가총액
$194M
스몰캡
P/E
1.3
저평가 구간
배당수익률
8.69%
52주 위치
1%
저점 +4% · 고점 -80%
애널리스트
적극 매수
C
Fundamental health
vs. Credit Services
수익성 Top 23%
성장 Top 41%
밸류에이션 Top 100%
재무 안정 Top 59%
| Index | - | P/E | 1.27 | EPS (ttm) | 1.15 | Insider Own | - | Shs Outstand | 132.6M | Perf Week | 0.69% |
| Market Cap | 0.19B | Forward P/E | 1.54 | EPS next Y | 34.13% | Insider Trans | - | Shs Float | 132.6M | Perf Month | -25.89% |
| Enterprise Value | 0.31B | PEG | 0.1 | EPS next Q | - | Inst Own | 36.47% | Short Float | 2.56% | Perf Quarter | -31.78% |
| Income | 0.20B | P/S | 0.1 | EPS this Y | 1.65% | Inst Trans | -14.11% | Short Ratio | 1.66 | Perf Half Y | -51.17% |
| Sales | 1.89B | P/B | 0.14 | EPS next 5Y | 15.77% | ROA | 6.32% | Short Interest | 3.39M | Perf YTD | -55.35% |
| Book/sh | 10.41 | P/C | 0.41 | EPS past 3/5Y | 26.09% 22.69% | ROE | 12.3% | 52W High | -79.64% ($7.17) | Perf Year | -79.02% |
| Cash/sh | 3.53 | P/FCF | - | Sales past 3/5Y | 7.57% 1.36% | ROIC | 10.1% | 52W Low | 3.91% ($1.40) | Perf 3Y | -43.85% |
| Dividend Est. | $0.13 (8.69%) | EV/EBITDA | - | EPS Y/Y TTM | 8.62% | Gross Margin | 71.5% | Volatility(W/M) | 5.24% 5.91% | Perf 5Y | -81.57% |
| Dividend TTM | 0.38 | EV/Sales | 0.16 | Sales Y/Y TTM | -3.4% | Oper. Margin | 15.15% | ATR (14) | 0.1 | Perf 10Y | - |
| Dividend Ex-Date | 2026/4/24 | Quick Ratio | 2.02 | EPS Q/Q | -47.6% | Profit Margin | 10.75% | RSI (14) | 30.49 | Recom | 1.5 |
| Dividend Gr. 3/5Y | - | Current Ratio | 2.03 | Sales Q/Q | 13.56% | SMA20 | -11.42% ($1.65) | Beta | 0.87 | Target Price | $3.15 |
| Payout | 23.26% | Debt/Eq | 0.33 | Earnings | 2026/5/25 | SMA50 | -23.47% ($1.91) | Rel Volume | 1.23 | Prev Close | $1.48 |
| Employees | 7169 | LT Debt/Eq | 0.15 | EPS/Sales Surpr. | - | SMA200 | -48.61% ($2.84) | Avg Volume(3M) | 2.04M | Price | $1.46 |
| IPO | 2017/12/21 | Option/Short | Yes/Yes | Trades | 3159 | Volume | 2,512,033 | Change | -1.35% |
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.
LexinFintech Holdings Ltd ADR (LX) Investment Analysis
What kind of company is LexinFintech Holdings Ltd ADR?
렉신핀테크 홀딩스(LX) 가치주
Financial · Credit Services
Small-Cap — Low Volume, High Volatility
💳 A fintech company operating an online consumer finance and credit lending platform targeting China's younger consumer demographic. The company leverages technology-driven credit assessment and data analytics to broker and match loans, and has established itself as one of the leading Chinese consumer finance stocks listed on the US Nasdaq.
Learn more about LexinFintech Holdings Ltd ADR →Market Cap
$0.2B
Approx. KRW 0.3 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank4113
Employees7,169people
IPO2017/12/21
Current Price$1.46 ≈ 2,000원
Key Events
⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 5월 25일 (월) · 장 시작 전
🎯 Ex-div 2026년 4월 24일 (금)
🔔 Earnings release 2026년 3월 19일 (목) · 장 시작 전
Is it profitable?
Solid company — profitability & finances both healthy
Strong earnings and excellent financial health
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
15.2%
✓ 양호
Net Margin
Share of revenue left after taxes and interest are paid
10.8%
✓ 양호
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
71.5%
✓ 평균
ROE
Annual return earned on shareholders' equity (15%+ is strong)
12.3%
✓ 우수
ROA
Annual earnings relative to total company assets
6.3%
✓ 우수
ROIC
Return generated per dollar invested in the business
10.1%
✓ 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.33
✓ Very low debt
Current Ratio
Liquid assets available to cover liabilities due within a year
2.03
✓ 양호
Quick Ratio
Liquid assets excluding inventory, available for immediate use
2.02
✓ 양호
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).
What's the outlook?
Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$3.15
현재가 대비 +115.8%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
1.54배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
0.10
저평가
💡 PEG < 1 — 성장 대비 저렴
내년 EPS 예상 성장률
+34.1%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+15.8%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.
Did earnings meet expectations?
Insufficient historical earnings data
No analyzable past earnings releases have been collected yet.
Is it growing?
Average Growth
Mid-range within the industry
Margin-Driven Growth EPS is growing while revenue is flat — gains may come from cost cuts, so watch sustainability
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+1.6%
평균
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+34.1%
양호
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+15.8%
평균
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+26.1%
우수
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+22.7%
양호
Past 5-Year Revenue
How much revenue grew over the past 5 years
+1.4%
평균
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+13.6%
양호
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →
Has the stock risen over the long term?
Long-term weakness — -150%p below the market
LX -81.6% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-149.9%p
Significantly behind the market
1-year basis
vs S&P 500
-95.0%p
Significantly behind the market
Rank among peers
5-year return Lower-Mid (lower 30%) Based on 13 peers
1-year return Bottom 21% Based on 15 peers
Current position within 52-week range
Low (-3.9%p) High (-79.6%p)
Current price is 3.9% above the 52-week low and 79.6% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-52.8%
Annualized volatility
56.6%
Technical Indicators
Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series
Price · Bollinger Bands · Ichimoku Cloud
- close
- BB Upper
- BB Mid
- BB Lower
- Tenkan
- Kijun
- Cloud (SpanA/B)
Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →
Current diagnosis · 2026-07-27
Downtrend zone
Current price $1.46 below the midline ($1.65). Normal downward flow. Below the Ichimoku cloud (bearish).
MACD (12 · 26 · 9) Expand ▼
An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →
Current diagnosis · 2026-07-27
Bearish momentum holding
MACD -0.146 < Signal -0.144 in negative zone + Hist negative (-0.002). Weakness in progress.
RSI(14) · Stochastics %K(14) Expand ▼
RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →
Current diagnosis · 2026-07-27
Bearish zone
RSI 30.5 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 13.0.
※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.
Is it attractive at this price?
Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
Vs. Earnings Cheap
Vs. Assets Cheap
Vs. Sales Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
1.27x
✓ Very cheap
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
1.54x
✓ Very cheap
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.14x
✓ Very cheap
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.10x
✓ Very cheap
Analyst target price (reference)
$3.15 vs. current price +115.8%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Credit Services
Who owns it?
Ownership is broadly stable
Institutional net selling -14.1% · Short interest light 2.6% · Short interest fell -1.6%p over the last 89 days
📈 Recent trading flow (6 months)
🧑💼 Insiders (executives & directors)
-
No trading data for Insiders
🏦 Institutions (funds & investors)
-14.1%
Institutions large net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 36.5%
Moderate institutional participation
🧑💼 Insiders 0.0%
Low, common among large-caps
👤 Retail investors (estimated) 63.5%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
2.6%
Low — limited short-side pressure
Past 89 days 📉 -1.6%p decrease
Short interest days to cover
1.7 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 132.6M주
Float (tradable shares) 132.6M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 89 days.
ETFs holding LX
ETFs with the highest weightings · 10 total shown
DVYE
iShares Emerging Markets Dividend ETF
0.23%
$1.2B
PGJ
Invesco Golden Dragon China ETF
0.20%
$91M
KOMP
State Street SPDR S&P Kensho New Economies Composite ETF
0.09%
$2.6B
RWEM
Rayliant NxtGen Multifactor Emerging Markets Equity ETF
0.03%
$69M
AVSE
Avantis Responsible Emerging Markets Equity ETF
0.02%
$210M
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.
How much does it pay in dividends?
고배당주 — 연 8.69% 배당
Dividend Yield
8.69%
Industry average 2.62%
Dividend Per Share
$0.13
Annualized
Payout Ratio
23%
Share of net income paid as dividends
5-Year Growth
-
Annualized dividend growth
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.12
2023
$0.14 +19.0%
2024
$0.30 +120.3%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 6건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-04-24
$0.188
—
17.85%
2025-08-26
$0.194
—
5.90%
2025-04-17
$0.110
—
3.55%
2024-09-16
$0.072
—
8.21%
2024-04-17
$0.066
—
11.67%
2023-09-14
$0.116
—
4.98%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 7.6만원
5년 누적 (세후) 37.8만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.
Compare Industry Peers
💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
| Stock | Market Cap | PER | PBR | ROE | Dividend Yield | Change |
|---|---|---|---|---|---|---|
| LX This Stock | $193.6M | 1.3 ▲ | 0.1 ▲ | 12.3% ▲ | 8.69% ▲ | -1.4% |
BRK-B | $966.4B | 14.8 ▼ | 1.5 ▼ | 10.49% ▲ | - | +0.5% |
BRK-A | $963.1B | 14.8 ▼ | 1.5 ▼ | 10.49% ▲ | - | +0.1% |
JPM | $954.4B | 15.3 ▼ | 2.7 ▼ | 17.71% ▲ | 1.8% ▼ | +0.8% |
V | $683.1B | 31.9 ▼ | 19.4 ▼ | 59.8% ▲ | 0.75% ▼ | +1.9% |
MA | $487.5B | 31.9 ▼ | 72.8 ▼ | 232.56% ▲ | 0.63% ▼ | +2.2% |
| Sector Avg | - | 13.6 | 1.3 | 9.39% | 2.62% | - |
Derivative ETFs for LX
Leveraged, inverse, and covered call ETFs based on the underlying asset
10 derivative ETFs based on LX (Leverage 6 · Inverse 1 · Covered Call 3)
These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.
ℹ️ What is a Derivative ETF?
These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.
⚠️ Caution: Long-Term Holding
Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.
Leverage 6 ETFs that move 2-3x with LX (high volatility)
NFXL
Direxion Daily NFLX Bull 2X ETF
+0.88%
$147M
NFLU
T-Rex 2X Long NFLX Daily Target ETF
+0.77%
$51M
GLXU
T-REX 2X Long GLXY Daily Target ETF
+0.52%
$14M
RBLU
T-REX 2X Long RBLX Daily Target ETF
+3.18%
$8M
NFLW
Roundhill NFLX WeeklyPay ETF
+0.32%
$7M
GLGG
Leverage Shares 2X Long GLXY Daily ETF
-1.39%
$3M
Inverse 1 Profits when LX falls (downside bet)
Covered Call & Options 3 A strategy that generates monthly dividend income through covered calls
FAQ
What kind of company is 렉신핀테크 홀딩스(LX)?
렉신핀테크 홀딩스(LX) belongs to the Financial sector and operates in the Credit Services industry.
What is the market cap of LX?
The market cap of LX is approximately $194M, ranking 4,113 within its sector.
Does LX pay dividends?
LX has a dividend yield of approximately 8.69%, with an annual dividend of $0.13.
What is the P/E ratio of LX?
LX has a P/E ratio of approximately 1.3x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for LX?
LX has recorded a 52-week high of $7.17 and a low of $1.40.
면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.