티프트리(TIPT) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

TIPT

Tiptree Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$18.07

+0.28 ▲ +1.57%

🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)

$18.05

+0.00 +0.00%

티프트리(TIPT) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$679M

스몰캡

P/E

53.8

고평가 구간

배당수익률

1.33%

52주 위치

22%

저점 +17% · 고점 -34%

애널리스트

Fundamental health

vs. Insurance - Specialty

수익성

Top 80%

성장

Top 100%

밸류에이션

Top 63%

재무 안정

Top 55%

💰 Is this stock pricier than usual right now?

Compared to this company's own recent 4년 (not other companies).

Very cheap

Cheap

Typical

Pricey

Very pricey

Simply put — what you pay today to own $1 of this company's yearly earnings is 15원. Over the past 4년, it usually traded around 18원. On the cheaper side versus its own history.

Pricy doesn't mean bad — it means expectations are already baked in.· based on 4 profitable years

Index ⓘ	RUT	P/E ⓘ	53.83	EPS (ttm) ⓘ	0.34	Insider Own ⓘ	38.85%	Shs Outstand ⓘ	37.6M	Perf Week ⓘ	1.4%
Market Cap ⓘ	0.68B	Forward P/E ⓘ	-	EPS next Y ⓘ	-	Insider Trans ⓘ	0.03%	Shs Float ⓘ	23.0M	Perf Month ⓘ	4.33%
Enterprise Value ⓘ	-	PEG ⓘ	-	EPS next Q ⓘ	-	Inst Own ⓘ	44.51%	Short Float ⓘ	3.71%	Perf Quarter ⓘ	5.12%
Income ⓘ	0.01B	P/S ⓘ	0.64	EPS this Y ⓘ	-	Inst Trans ⓘ	-1.52%	Short Ratio ⓘ	3.04	Perf Half Y ⓘ	4.33%
Sales ⓘ	1.06B	P/B ⓘ	1.35	EPS next 5Y ⓘ	-	ROA ⓘ	0.17%	Short Interest ⓘ	0.85M	Perf YTD ⓘ	-1.09%
Book/sh ⓘ	13.42	P/C ⓘ	-	EPS past 3/5Y ⓘ	-	ROE ⓘ	1.83%	52W High ⓘ	-34.08% ($27.41)	Perf Year ⓘ	-16.11%
Cash/sh ⓘ	-	P/FCF ⓘ	3.68	Sales past 3/5Y ⓘ	-87.72% -68.12%	ROIC ⓘ	1.55%	52W Low ⓘ	16.66% ($15.49)	Perf 3Y ⓘ	21.39%
Dividend Est. ⓘ	$0.24 (1.33%)	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	-58.7%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	1.85% 2.35%	Perf 5Y ⓘ	88.47%
Dividend TTM ⓘ	0.24	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	-47.59%	Oper. Margin ⓘ	8.99%	ATR (14) ⓘ	0.41	Perf 10Y ⓘ	244.29%
Dividend Ex-Date ⓘ	2026/5/18	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	-276.88%	Profit Margin ⓘ	0.83%	RSI (14) ⓘ	55.13	Recom ⓘ	-
Dividend Gr. 3/5Y ⓘ	14.47% 8.45%	Current Ratio ⓘ	1.3	Sales Q/Q ⓘ	-99.86%	SMA20 ⓘ	0.62% ($17.96)	Beta ⓘ	0.93	Target Price ⓘ	-
Payout ⓘ	31.63%	Debt/Eq ⓘ	0.16	Earnings ⓘ	-	SMA50 ⓘ	2.32% ($17.66)	Rel Volume ⓘ	0.69	Prev Close ⓘ	$17.79
Employees ⓘ	1486	LT Debt/Eq ⓘ	0.14	EPS/Sales Surpr. ⓘ	-	SMA200 ⓘ	2.86% ($17.57)	Avg Volume(3M) ⓘ	0.28M	Price ⓘ	$18.07
IPO ⓘ	2007/6/22	Option/Short ⓘ	Yes/Yes			Trades ⓘ	3286	Volume ⓘ	193,676	Change ⓘ	1.57%

Quarterly earnings trend SEC filings · USD

24.6

24.9

24.12*

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $0M (YoY -100%) · 순이익 $14M (YoY +153%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Tiptree Inc (TIPT) Investment Analysis

What kind of company is Tiptree Inc?

티프트리(TIPT)

Financial · Insurance - Specialty

Financial Stocks

🏢 The Tiptree (TIPT) is a diversified financial holding company with a core focus on insurance and mortgage. For many years, it grew its specialty insurance subsidiary, Fortegra, as its key growth engine, but agreed to sell its entire stake in Fortegra, which had been held together with private equity firm Warburg Pincus, to Korea's DB Insurance, and the transaction has now been completed. As a result, TIPT is currently a U.S.-listed holding company undergoing a structural reorganization centered on its mortgage business and a capital-light investment portfolio.

Learn more about Tiptree Inc →

Market Cap

$0.7B

Approx. KRW 0.9 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank2950

Employees1,486people

IPO2007/06/22

Current Price$18.07 ≈ 24,756원

📌 RUT · NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🎯 Ex-div 2026년 5월 18일 (월)

🎯 Ex-div 2026년 3월 16일 (월)

Is it profitable?

Profitability weak

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

9.0%

✓ 부진

My positionBottom 25%

Low range Average High range

Insurance - Specialty Median 21.0% · Bottom 17%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

0.8%

✓ 부진

My positionBottom 25%

Low range Average High range

Insurance - Specialty Median 13.6% · Bottom 23%

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

ROE

Annual return earned on shareholders' equity (15%+ is strong)

1.8%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 9.9% · Bottom 19%

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

0.2%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 1.5% · Bottom 17%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

1.6%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 5.3% · Bottom 23%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

0.16

✓ Healthy debt

My positionMid-range

Low range Average High range

Insurance - Specialty Median 0.16

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

1.30

✓ 평균

My positionMid-range

Low range Average High range

Insurance - Specialty Median 1.55

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth

Mid-range within the industry

📊 How much has it grown? (actual results)

Past 5-Year Revenue

How much revenue grew over the past 5 years

-68.1%

매우 부진

My positionBottom 5%

Low range Average High range

미분류 소형주 Median 9.2% · Bottom tier

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

-99.9%

매우 부진

My positionBottom 5%

Low range Average High range

미분류 소형주 Median 6.3% · Bottom tier

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Slightly outperformed the market over 5 years (+20%p)

TIPT +88.5% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

+20.1%p

ahead of the market

1-year basis

vs S&P 500

-32.1%p

Significantly behind the market

Current position within 52-week range

Low (-16.7%p) High (-34.1%p)

Current price is 16.7% above the 52-week low and 34.1% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-12.2%

Annualized volatility

24.1%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡

Current diagnosis · 2026-07-27

Squeeze — volatility contraction, breakout imminent

Band width narrowed to 5.3%. Big move may be near. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD 0.038 · Signal 0.066 · Hist -0.027. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢

Current diagnosis · 2026-07-27

Bullish zone

RSI 55.1 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 54.2.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average

Cheap on Vs. Sales·Vs. Cash Flow, Pricey on Vs. Earnings, In line with peers on Vs. Assets

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Pricey

🏢 Vs. Assets Mid-range

🧾 Vs. Sales Cheap

💧 Vs. Cash Flow Cheap

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

53.83x

✓ Pricey

My positionBottom 25%

Low range Average High range

Insurance - Specialty median 10.40x · Bottom 11% — expensive within the industry

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

1.35x

✓ Fair

My positionMid-range

Low range Average High range

Insurance - Specialty median 1.25x · Around the industry average

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.64x

✓ Very cheap

My positionTop 5%

Low range Average High range

Insurance - Specialty median 1.90x · Top 1% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

3.68x

✓ Very cheap

My positionTop 5%

Low range Average High range

Insurance - Specialty median 9.12x · Top 1% — relatively cheap within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Insurance - Specialty

Who owns it?

Ownership flow shows some pressure

Insider modest net buying +0.0% · Institutional net selling -1.5% · Short interest light 3.7% · Short interest up +2.4pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

+0.0%

Insiders little change

🏦 Institutions (funds & investors)

-1.5%

Institutions net selling

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 44.5%

Moderate institutional participation

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 38.9%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 16.6%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

3.7%

Low — limited short-side pressure

Financial 소형주 Median 0.8%

Past 90 days 📈 +2.4%p increase

Short interest days to cover

3.0 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 37.6M주

Float (tradable shares) 23.0M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding TIPT

ETFs with the highest weightings · 10 total shown

GABF

Gabelli Financial Services Opportunities ETF

3.89%

$51M

ERNZ

TrueShares Active Yield ETF

0.27%

$6M

BSVO

EA Bridgeway Omni Small-Cap Value ETF

0.10%

$2.4B

EBIT

Harbor AlphaEdge Small Cap Earners ETF

0.09%

$12M

IWC

iShares Micro-Cap ETF

0.08%

$1.4B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.33%

배당보다 주가 성장에 가까운 비중

Dividend Yield

1.33%

Industry average 2.62%

Dividend Per Share

$0.24

Annualized

Payout Ratio

32%

Share of net income paid as dividends

5-Year Growth

8.4%

Annualized dividend growth

📅 지급월 3월 · 8월 · 11월

📊 총 이력 2011~2026 (56건)

연도별 배당 총액 추이

주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.

$0.10 +0.0%

2016

$0.12 +20.0%

2017

$0.14 +12.5%

2018

$0.15 +14.8%

2019

$0.16 +3.2%

2020

$0.16 +0.0%

2021

$0.16 +0.0%

2022

$0.20 +25.0%

2023

$0.49 +145.0%

2024

$0.24 -51.0%

2025

$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소

최근 배당 이력 총 56건

아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.

배당락일

주당 금액

지급일

당시 수익률

2026-03-16

$0.060

—

1.48%

2025-11-17

$0.060

—

2.93%

2025-08-18

$0.060

—

2.48%

2025-05-12

$0.060

—

2.55%

2025-03-10

$0.060

—

2.18%

2024-12-11

$0.250

—

2.27%

2024-11-18

$0.060

—

1.10%

2024-08-19

$0.060

—

1.21%

2024-05-17

$0.060

—

1.56%

2024-03-08

$0.060

—

1.54%

2023-11-17

$0.050

—

1.36%

2023-08-18

$0.050

—

1.43%

2023-05-19

$0.050

—

1.63%

2023-03-17

$0.050

—

1.44%

2022-11-18

$0.040

—

1.51%

2022-08-19

$0.040

—

1.66%

2022-05-20

$0.040

—

1.92%

2022-03-18

$0.040

—

1.45%

2021-11-19

$0.040

—

1.35%

2021-08-20

$0.040

—

1.97%

2021-05-21

$0.040

—

1.46%

2021-03-19

$0.040

—

2.40%

2020-11-20

$0.040

—

3.05%

2020-08-21

$0.040

—

2.91%

2020-05-15

$0.040

—

3.27%

2020-03-20

$0.040

—

4.34%

2019-11-15

$0.040

—

2.49%

2019-08-16

$0.040

—

2.79%

2019-05-17

$0.040

—

2.93%

2019-03-22

$0.035

—

2.74%

2018-11-16

$0.035

—

2.90%

2018-08-17

$0.035

—

2.43%

2018-05-18

$0.035

—

2.34%

2018-03-23

$0.030

—

2.44%

2017-11-17

$0.030

—

2.07%

2017-08-17

$0.030

—

2.26%

2017-05-18

$0.030

—

2.20%

2017-03-23

$0.030

—

1.57%

2016-11-17

$0.025

—

1.97%

2016-08-18

$0.025

—

2.29%

2016-05-19

$0.025

—

2.28%

2016-03-22

$0.025

—

2.19%

2015-11-19

$0.025

—

1.48%

2015-08-20

$0.025

—

1.35%

2015-05-20

$0.025

—

0.77%

2015-04-07

$0.025

—

0.37%

2013-08-20

$0.020

—

5.96%

2013-05-21

$0.020

—

8.62%

2013-04-02

$0.135

—

9.64%

2012-11-19

$0.135

—

8.00%

2012-08-21

$0.135

—

7.94%

2012-05-22

$0.135

—

7.71%

2012-04-13

$0.135

—

8.06%

2011-11-15

$0.135

—

6.43%

2011-08-16

$0.135

—

4.03%

2011-05-20

$0.135

—

1.88%

* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.

💰 내가 100만원 투자한다면

연간 배당금 (세후) 1.1만원

5년 누적 (세후) 6.7만원

* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 8.45% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
TIPT This Stock	$678.9M	53.8 ▼	1.4 ▼	1.83% ▼	1.33% ▼	+1.6%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 티프트리(TIPT)?

티프트리(TIPT) belongs to the Financial sector and operates in the Insurance - Specialty industry.

What is the market cap of TIPT?

The market cap of TIPT is approximately $679M, ranking 2,950 within its sector.

Does TIPT pay dividends?

TIPT has a dividend yield of approximately 1.33%, with an annual dividend of $0.24.

What is the P/E ratio of TIPT?

TIPT has a P/E ratio of approximately 53.8x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for TIPT?

TIPT has recorded a 52-week high of $27.41 and a low of $15.49.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.