NU
Nu Holdings Ltd
7월 27일 11:51 AM ET (한국 7/28 24:51)
$14.09
-0.10 ▼ -0.70%
누 홀딩스(NU) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
시가총액
$68.1B
미드캡
P/E
21.7
적정 수준
배당수익률
없음
52주 위치
37%
저점 +26% · 고점 -26%
애널리스트
매수
A-
Fundamental health
vs. Banks - Regional 대형주
수익성 Top 19%
성장 Top 35%
밸류에이션 Top 18%
재무 안정 Top 1%
| Index | - | P/E | 21.72 | EPS (ttm) | 0.65 | Insider Own | 24.62% | Shs Outstand | 3.84B | Perf Week | 3.68% |
| Market Cap | 68.06B | Forward P/E | 12.68 | EPS next Y | 31.67% | Insider Trans | -0.03% | Shs Float | 3.64B | Perf Month | 13.08% |
| Enterprise Value | - | PEG | 0.36 | EPS next Q | 0.2 | Inst Own | 59.64% | Short Float | 4.07% | Perf Quarter | -2.56% |
| Income | 3.18B | P/S | 4.23 | EPS this Y | 44.39% | Inst Trans | -0.2% | Short Ratio | 2.07 | Perf Half Y | -21.72% |
| Sales | 16.09B | P/B | 5.44 | EPS next 5Y | 35.18% | ROA | 4.84% | Short Interest | 148.36M | Perf YTD | -15.83% |
| Book/sh | 2.59 | P/C | - | EPS past 3/5Y | - | ROE | 30.04% | 52W High | -25.76% ($18.98) | Perf Year | 10.51% |
| Cash/sh | - | P/FCF | 8.26 | Sales past 3/5Y | 57.18% 86.16% | ROIC | 21.32% | 52W Low | 25.8% ($11.20) | Perf 3Y | 79.26% |
| Dividend Est. | - | EV/EBITDA | - | EPS Y/Y TTM | 46.72% | Gross Margin | - | Volatility(W/M) | 3.96% 3.77% | Perf 5Y | - |
| Dividend TTM | - | EV/Sales | - | Sales Y/Y TTM | 48.56% | Oper. Margin | 25.05% | ATR (14) | 0.5 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | - | EPS Q/Q | 55.93% | Profit Margin | 19.79% | RSI (14) | 57.96 | Recom | 1.59 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.69 | Sales Q/Q | 56.14% | SMA20 | 2.39% ($13.76) | Beta | 0.94 | Target Price | $17.59 |
| Payout | - | Debt/Eq | 3.13 | Earnings | 2026/5/14 | SMA50 | 8.44% ($12.99) | Rel Volume | 1.27 | Prev Close | $14.19 |
| Employees | 8049 | LT Debt/Eq | 0.19 | EPS/Sales Surpr. | -9.89% -1.82% | SMA200 | -6.92% ($15.14) | Avg Volume(3M) | 71.53M | Price | $14.09 |
| IPO | 2021/12/9 | Option/Short | Yes/Yes | Trades | 66473 | Volume | 90,851,105 | Change | -0.7% |
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.
Nu Holdings Ltd (NU) Investment Analysis
What kind of company is Nu Holdings Ltd?
누 홀딩스(NU) 초고성장주
Financial · Banks - Regional
Top 252 by Market Cap — Large-Cap
💳 It is the largest digital financial platform in Latin America, offering mobile-centric digital banking services in Brazil, Mexico, and Colombia. Founded in 2013 by David Vélez, Cristina Junqueira, and Edward Wible and headquartered in São Paulo, Brazil, the company has built a broad user base under the Nubank brand.
Learn more about Nu Holdings Ltd →Market Cap
$68.1B
Approx. KRW 93.2 trillion
⚖️ 23% of Samsung Electronics
Market Cap Rank252
Employees8,049people
IPO2021/12/09
Current Price$14.09 ≈ 19,303원
Key Events
⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 5월 14일 (목) · 장 마감 후 EPS -9.9% 매출 -1.8%
🔔 Earnings release 2026년 2월 25일 (수) · 장 마감 후 EPS -3.1% 매출 +7.2%
Is it profitable?
Profitability healthy
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
25.1%
✓ 양호
Net Margin
Share of revenue left after taxes and interest are paid
19.8%
✓ 양호
ROE
Annual return earned on shareholders' equity (15%+ is strong)
30.0%
✓ 우수
ROA
Annual earnings relative to total company assets
4.8%
✓ 우수
ROIC
Return generated per dollar invested in the business
21.3%
✓ 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
3.13
✓ Very high debt
Current Ratio
Liquid assets available to cover liabilities due within a year
0.69
✓ 우수
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).
What's the outlook?
Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$17.59
현재가 대비 +24.8%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
12.68배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
0.36
저평가
💡 PEG < 1 — 성장 대비 저렴
내년 EPS 예상 성장률
+31.7%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+35.2%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.
Did earnings meet expectations?
High Earnings Volatility
Frequently misses analyst estimates
0
예상 상회
0
예상 부합
2
예상 하회
0%
상회 비율
-3.4%
평균 서프라이즈
2026.05.14
하회
실적 $0.18 · 예상 $0.19 -5.2%
2026.02.25
하회
실적 $0.18 · 예상 $0.18 -1.6%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.
Is it growing?
Average Growth
Mid-range within the industry
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+44.4%
평균
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+31.7%
평균
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+35.2%
평균
📊 How much has it grown? (actual results)
Past 5-Year Revenue
How much revenue grew over the past 5 years
+86.2%
우수
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+56.1%
우수
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →
Has the stock risen over the long term?
Roughly in line with the market over the past year
NU +10.5% · S&P 500 +16.5%
Excess return vs. market (price-based, ex-dividends)
1-year basis
vs S&P 500
-6.0%p
slightly behind the market
Rank among peers
1-year return Bottom 23% Based on 30 peers
Current position within 52-week range
Low (-25.8%p) High (-25.8%p)
Current price is 25.8% above the 52-week low and 25.8% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-36.0%
Annualized volatility
40.3%
Technical Indicators
Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series
Price · Bollinger Bands · Ichimoku Cloud
- close
- BB Upper
- BB Mid
- BB Lower
- Tenkan
- Kijun
- Cloud (SpanA/B)
Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →
Current diagnosis · 2026-07-24
Uptrend zone
Current price $14.09 above the midline ($13.76). Normal upward flow. Above the Ichimoku cloud (bullish).
MACD (12 · 26 · 9) Expand ▼
An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →
Current diagnosis · 2026-07-24
Bullish momentum holding
MACD 0.335 > Signal 0.298 in positive zone + Hist positive (+0.037). Trend in progress.
RSI(14) · Stochastics %K(14) Expand ▼
RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →
Current diagnosis · 2026-07-24
Bullish zone
RSI 58.0 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 68.5.
※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.
Is it attractive at this price?
Pricier than peers in its industry
Cheap on Vs. Cash Flow, Pricey on Vs. Earnings·Vs. Assets·Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
Vs. Earnings Pricey
Vs. Assets Pricey
Vs. Sales Pricey
Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
21.72x
✓ Very pricey
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
12.68x
✓ Pricey
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
5.44x
✓ Very pricey
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
4.23x
✓ Very pricey
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
8.26x
✓ Very cheap
Analyst target price (reference)
$17.59 vs. current price +24.8%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 대형주
Who owns it?
Ownership flow shows some pressure
Insider modest net selling -0.0% · Institutional modest net selling -0.2% · Short interest light 4.1% · Short interest up +0.8pp over last 90d
📈 Recent trading flow (6 months)
🧑💼 Insiders (executives & directors)
-0.0%
Insiders little change
🏦 Institutions (funds & investors)
-0.2%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 59.6%
Adequate institutional weight
🧑💼 Insiders 24.6%
Founder/management large holders (strong skin-in-the-game)
👤 Retail investors (estimated) 15.7%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
4.1%
Low — limited short-side pressure
Past 90 days 📈 +0.8%p increase
Short interest days to cover
2.1 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 3.84B주
Float (tradable shares) 3.64B주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.
ETFs holding NU
ETFs with the highest weightings · 10 total shown
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.
How much does it pay in dividends?
This company does not pay a dividend
It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.
Compare Industry Peers
💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
| Stock | Market Cap | PER | PBR | ROE | Dividend Yield | Change |
|---|---|---|---|---|---|---|
NU This Stock | $68.1B | 21.7 ▼ | 5.4 ▼ | 30.04% ▲ | - | -0.7% |
BRK-A | $963.8B | 14.8 ▼ | 1.5 ▼ | 10.49% ▲ | - | +1.1% |
BRK-B | $960.9B | 14.7 ▼ | 1.5 ▼ | 10.49% ▲ | - | +0.8% |
JPM | $946.4B | 15.1 ▼ | 2.7 ▼ | 17.71% ▲ | 1.81% ▼ | +0.9% |
V | $670.3B | 31.3 ▼ | 19.1 ▼ | 59.8% ▲ | 0.76% ▼ | +1.2% |
MA | $476.8B | 31.2 ▼ | 71.2 ▼ | 232.56% ▲ | 0.64% ▼ | +1.8% |
| Sector Avg | - | 13.6 | 1.3 | 9.13% | 2.62% | - |
Derivative ETFs for NU
Leveraged, inverse, and covered call ETFs based on the underlying asset
3 derivative ETFs based on NU (Leverage 2 · Covered Call 1)
These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.
ℹ️ What is a Derivative ETF?
These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.
⚠️ Caution: Long-Term Holding
Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.
Leverage 2 ETFs that move 2-3x with NU (high volatility)
Covered Call & Options 1 A strategy that generates monthly dividend income through covered calls
FAQ
What kind of company is 누 홀딩스(NU)?
누 홀딩스(NU) belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of NU?
The market cap of NU is approximately $68.1B, ranking 252 within its sector.
What is the P/E ratio of NU?
NU has a P/E ratio of approximately 21.7x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for NU?
NU has recorded a 52-week high of $18.98 and a low of $11.20.
면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.