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MSIF
MSIF
MSC Income Fund Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$11.33
+0.42 ▲ +3.85%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$11.06
-0.27 ▼ -2.41%

엠에스씨 인컴 펀드(MSIF) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$514M
스몰캡
P/E
6.2
저평가 구간
배당수익률
12.68%
52주 위치
9%
저점 +5% · 고점 -32%
애널리스트
매수
C
Fundamental health
vs. Asset Management 소형주
수익성 ⓘ
Top 30%
성장 ⓘ
Top 58%
밸류에이션 ⓘ
Top 69%
재무 안정 ⓘ
Top 66%
💰 Is this stock pricier than usual right now? ⓘ
Compared to this company's own recent 2년 (not other companies).
💎 Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 7원. Over the past 2년, it usually traded around 10원. Not because the price dropped, but because earnings grew much faster — this is one of the cheapest stretches of the past 2년.
Pricy doesn't mean bad — it means expectations are already baked in.· based on 1.5 profitable years
Index ⓘ -P/E ⓘ 6.18EPS (ttm) ⓘ 1.83Insider Own ⓘ 0.56%Shs Outstand ⓘ 45.4MPerf Week ⓘ 0.71%
Market Cap ⓘ 0.51BForward P/E ⓘ 7.48EPS next Y ⓘ 4.29%Insider Trans ⓘ 11.67%Shs Float ⓘ 45.1MPerf Month ⓘ -0.96%
Enterprise Value ⓘ 1.15BPEG ⓘ 2.79EPS next Q ⓘ 0.36Inst Own ⓘ 29.97%Short Float ⓘ 0.83%Perf Quarter ⓘ -8.26%
Income ⓘ 0.09BP/S ⓘ 3.39EPS this Y ⓘ -1.18%Inst Trans ⓘ -Short Ratio ⓘ 1.31Perf Half Y ⓘ -14.03%
Sales ⓘ 0.15BP/B ⓘ 0.71EPS next 5Y ⓘ 2.68%ROA ⓘ 6.3%Short Interest ⓘ 0.37MPerf YTD ⓘ -13.7%
Book/sh ⓘ 15.87P/C ⓘ 33.02EPS past 3/5Y ⓘ 18.73% -ROE ⓘ 11.97%52W High ⓘ -32.24% ($16.72)Perf Year ⓘ -31.42%
Cash/sh ⓘ 0.34P/FCF ⓘ 11.06Sales past 3/5Y ⓘ 9.1% 30.65%ROIC ⓘ 6.29%52W Low ⓘ 4.91% ($10.80)Perf 3Y ⓘ -
Dividend Est. ⓘ $1.44 (12.68%)EV/EBITDA ⓘ 9.04EPS Y/Y TTM ⓘ 22.37%Gross Margin ⓘ 76.82%Volatility(W/M) ⓘ 2.47% 2.7%Perf 5Y ⓘ -
Dividend TTM ⓘ 1.16EV/Sales ⓘ 7.58Sales Y/Y TTM ⓘ 15.79%Oper. Margin ⓘ 83.86%ATR (14) ⓘ 0.33Perf 10Y ⓘ -
Dividend Ex-Date ⓘ 2026/8/3Quick Ratio ⓘ 0.77EPS Q/Q ⓘ -19.31%Profit Margin ⓘ 56.88%RSI (14) ⓘ 47.35Recom ⓘ 1.75
Dividend Gr. 3/5Y ⓘ -Current Ratio ⓘ 0.77Sales Q/Q ⓘ 178.32%SMA20 ⓘ -0.68% ($11.41)Beta ⓘ 0.42Target Price ⓘ $14.43
Payout ⓘ 73.37%Debt/Eq ⓘ 0.9Earnings ⓘ 2026/8/6SMA50 ⓘ -3.01% ($11.68)Rel Volume ⓘ 1.69Prev Close ⓘ $10.91
Employees ⓘ -LT Debt/Eq ⓘ 0.9EPS/Sales Surpr. ⓘ 0.73% -6.32%SMA200 ⓘ -10.57% ($12.67)Avg Volume(3M) ⓘ 0.29MPrice ⓘ $11.33
IPO ⓘ 2023/8/3Option/Short ⓘ No/YesTrades ⓘ 2590Volume ⓘ 484,259Change ⓘ 3.85%
Quarterly earnings trend SEC filings · USD
23.9
24.3
24.6
24.9
25.3
25.6
25.9
26.3
Revenue Net income 최근 분기: 매출 - · 순이익 $13M (YoY -17%)

📊 MSC Income Fund Inc (MSIF) Investment Analysis

What kind of company is MSC Income Fund Inc?

엠에스씨 인컴 펀드(MSIF) 초고성장주
Financial · Asset Management
Financial Stocks

🏦 MSC Income Fund (MSIF) is a business development company (BDC) that provides both loans and equity to U.S. small- and mid-sized enterprises. It supports financing for lower middle-market companies, with an external sub-adviser affiliated with Main Street Capital (MAIN) managing the portfolio, leveraging an established investment platform. The core of its asset management structure is the pursuit of stable interest income and consistent distribution flow.

Learn more about MSC Income Fund Inc →
Market Cap
$0.5B
Approx. KRW 0.7 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3182
IPO2023/08/03
Current Price$11.33 ≈ 15,522원
NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release D-9
8월 6일 (목) · 장 마감 후
예상 매출 - · EPS $0.36
🎯 Ex-dividend date D-6
8월 3일 (월) · 주당 $0.11
지급 8월 10일 (월)
💡 배당을 받으려면 8월 2일까지 매수하는게 좋습니다
📜 Recent events
🎯 Ex-div 2026년 7월 2일 (목) 주당 $0.11
🔔 Earnings release 2026년 5월 7일 (목) · 장 마감 후 EPS +0.7% 매출 -6.3%
🎯 Ex-div 2026년 3월 31일 (화) 주당 $0.35
🔔 Earnings release 2026년 2월 26일 (목) · 장 마감 후 EPS +3.6% 매출 -2.6%

Is it profitable?

Profitability healthy
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
83.9%
✓ 우수
My positionTop 25%
Low range Average High range
Asset Management 소형주 Median 67.1% · Top 20%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
56.9%
✓ 우수
My positionTop 25%
Low range Average High range
Asset Management 소형주 Median 24.4% · Top 22%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
76.8%
✓ 양호
My positionMid-range
Low range Average High range
Asset Management 소형주 Median 76.8% · Around average
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROE
Annual return earned on shareholders' equity (15%+ is strong)
12.0%
✓ 양호
My positionMid-range
Low range Average High range
Financial 소형주 Median 9.9% · Top 34%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
6.3%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 소형주 Median 1.5% · Top 8%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
6.3%
✓ 양호
My positionMid-range
Low range Average High range
Financial 소형주 Median 5.3% · Top 44%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.90
✓ Healthy debt
My positionMid-range
Low range Average High range
Asset Management Median 0.94
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.77
✓ 부진
My positionBottom 25%
Low range Average High range
Asset Management Median 1.66
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
0.77
✓ 평균
My positionMid-range
Low range Average High range
Asset Management Median 1.67
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$14.43
현재가 대비 +27.4%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
7.48배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
2.79
고평가
💡 PEG > 2 — 성장 대비 비싼 편
내년 EPS 예상 성장률
+4.3%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+2.7%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility
Frequently misses analyst estimates
0
예상 상회
0
예상 부합
2
예상 하회
0%
상회 비율
-12.3%
평균 서프라이즈
2026.05.07
하회
실적 $0.34 · 예상 $0.36 -4.7%
2026.02.26
하회
실적 $0.28 · 예상 $0.35 -20.0%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Growth Concerns
Growth is lagging the industry average
Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
-1.2%
부진
My positionBottom 25%
Low range Average High range
초고성장주 소형주 Median 51.6% · Bottom 22%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+4.3%
부진
My positionBottom 25%
Low range Average High range
초고성장주 소형주 Median 33.7% · Bottom 21%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+2.7%
매우 부진
My positionBottom 5%
Low range Average High range
초고성장주 소형주 Median 40.0% · Bottom tier
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+18.7%
양호
My positionMid-range
Low range Average High range
초고성장주 소형주 Median 6.9% · Top 38%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+30.6%
평균
My positionMid-range
Low range Average High range
초고성장주 소형주 Median 32.4% · Bottom 48%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+178.3%
우수
My positionTop 5%
Low range Average High range
초고성장주 소형주 Median 14.5% · Top tier
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 47%p over the past year
MSIF -31.4% · S&P 500 +16.0%
Excess return vs. market (price-based, ex-dividends)
1-year basis
vs S&P 500
-47.4%p
Significantly behind the market
Rank among peers
1-year return Lower-Mid (lower 33%) Based on 42 peers
Current position within 52-week range
Low (-4.9%p) High (-32.2%p)
Current price is 4.9% above the 52-week low and 32.2% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-19.0%
Annualized volatility
25.6%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴
Current diagnosis · 2026-07-27
Downtrend zone

Current price $11.33 below the midline ($11.41). Normal downward flow. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴
Current diagnosis · 2026-07-27
Bearish momentum holding

MACD -0.181 < Signal -0.164 in negative zone + Hist negative (-0.017). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 47.4 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 43.8.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
6.18x
✓ Very cheap
My positionTop 25%
Low range Average High range
Asset Management 소형주 median 10.94x · Top 11% — relatively cheap within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
7.48x
✓ Cheap
My positionMid-range
Low range Average High range
Asset Management 소형주 median 8.01x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.71x
✓ Cheap
My positionMid-range
Low range Average High range
Asset Management 소형주 median 0.85x · Around the industry average
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
3.39x
✓ Cheap
My positionMid-range
Low range Average High range
Asset Management 소형주 median 3.58x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
EV/EBITDA Enterprise Value Multiple
Total enterprise value ÷ operating cash earnings — a benchmark for M&A
9.04x
✓ Very cheap
My positionTop 25%
Low range Average High range
Asset Management 소형주 median 13.17x · Top 17% — relatively cheap within the industry
💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
11.06x
✓ Fair
My positionMid-range
Low range Average High range
Asset Management 소형주 median 10.65x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$14.43 vs. current price +27.4%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Asset Management 소형주

Who owns it?

Ownership flow is positive
Insider net buying +11.7% · Short interest light 0.8% · Short interest up +0.7pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+11.7%
Insiders large net buying
🏦 Institutions (funds & investors)
-
No trading data for Institutions
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 30.0%
Moderate institutional participation
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 0.6%
Low, common among large-caps
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 69.5%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
0.8%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 90 days 📈 +0.7%p increase
Short interest days to cover
1.3 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 45.4M주
Float (tradable shares) 45.1M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding MSIF

ETFs with the highest weightings · 3 total shown
VPC
VPC
Virtus Private Credit Strategy ETF
1.32%
$30M
FBDC
FBDC
FT Confluence BDC & Specialty Finance Income ETF
0.97%
$34M
BIZD
BIZD
VanEck BDC Income ETF
0.56%
$1.6B
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

고배당주 — 연 12.68% 배당
Dividend Yield
12.68%
Industry average 2.62%
Dividend Per Share
$1.44
Annualized
Payout Ratio
73%
Share of net income paid as dividends
5-Year Growth
-
Annualized dividend growth
📅 지급월 3월 · 9월 · 12월
📊 총 이력 2025~2026 (5건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$1.44
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 5건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-03-31
$0.360
—
14.78%
2025-12-31
$0.360
—
10.96%
2025-09-30
$0.360
—
8.23%
2025-06-30
$0.360
—
4.38%
2025-03-31
$0.360
—
2.19%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 10.8만원
5년 누적 (세후) 54.0만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
MSIF MSIF This Stock
$513.8M6.2 ▲0.7 ▲11.97% ▲12.68% ▲+3.9%
BRK-B
$966.4B14.8 ▼1.5 ▼10.49% ▲- +0.5%
BRK-A
$963.1B14.8 ▼1.5 ▼10.49% ▲- +0.1%
JPM
$954.4B15.3 ▼2.7 ▼17.71% ▲1.8% ▼+0.8%
V
$683.1B31.9 ▼19.4 ▼59.8% ▲0.75% ▼+1.9%
MA
$487.5B31.9 ▼72.8 ▼232.56% ▲0.63% ▼+2.2%
Sector Avg-13.61.39.39%2.62%-
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📖 Company overview
MSC 인컴 펀드(MSIF) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
MSC 인컴 펀드(MSIF)는 미국 로어 미들마켓 중소기업의 대출·지분에 투자하는 사업개발회사(비디씨)입니다. 메인 스트리트 캐피털 계열 운용 기반의 매출과 분배 정책, 사모 신용 시장 내 관련주 주가 흐름과 전망이 특징입니다.
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2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is 엠에스씨 인컴 펀드(MSIF)?

엠에스씨 인컴 펀드(MSIF) belongs to the Financial sector and operates in the Asset Management industry.

What is the market cap of MSIF?

The market cap of MSIF is approximately $514M, ranking 3,182 within its sector.

Does MSIF pay dividends?

MSIF has a dividend yield of approximately 12.68%, with an annual dividend of $1.44.

What is the P/E ratio of MSIF?

MSIF has a P/E ratio of approximately 6.2x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for MSIF?

MSIF has recorded a 52-week high of $16.72 and a low of $10.80.

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