뱅크웰 금융그룹(BWFG) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

BWFG

Bankwell Financial Group Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$64.37

+2.16 ▲ +3.47%

뱅크웰 금융그룹(BWFG) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$513M

스몰캡

P/E

12.0

저평가 구간

배당수익률

1.24%

52주 위치

100%

저점 +78% · 고점 3%

애널리스트

매수

C+

Fundamental health

vs. Banks - Regional 소형주

수익성

Top 39%

성장

Top 36%

밸류에이션

Top 39%

재무 안정

Top 77%

💰 Is this stock pricier than usual right now?

Compared to this company's own recent 5년 (not other companies).

Very cheap

Cheap

Typical

Pricey

Very pricey

Simply put — what you pay today to own $1 of this company's yearly earnings is 13원. Over the past 5년, it usually traded around 10원. On the pricier side versus its own history.

Pricy doesn't mean bad — it means expectations are already baked in.

Index ⓘ	RUT	P/E ⓘ	12.03	EPS (ttm) ⓘ	5.35	Insider Own ⓘ	26.68%	Shs Outstand ⓘ	8.0M	Perf Week ⓘ	7.97%
Market Cap ⓘ	0.51B	Forward P/E ⓘ	11.1	EPS next Y ⓘ	2.48%	Insider Trans ⓘ	1.47%	Shs Float ⓘ	5.8M	Perf Month ⓘ	11.04%
Enterprise Value ⓘ	-	PEG ⓘ	-	EPS next Q ⓘ	1.39	Inst Own ⓘ	47.19%	Short Float ⓘ	5.55%	Perf Quarter ⓘ	27.31%
Income ⓘ	0.04B	P/S ⓘ	2.37	EPS this Y ⓘ	27.22%	Inst Trans ⓘ	1.23%	Short Ratio ⓘ	4.87	Perf Half Y ⓘ	35.89%
Sales ⓘ	0.22B	P/B ⓘ	1.59	EPS next 5Y ⓘ	-	ROA ⓘ	1.26%	Short Interest ⓘ	0.32M	Perf YTD ⓘ	40.48%
Book/sh ⓘ	40.57	P/C ⓘ	-	EPS past 3/5Y ⓘ	-2.48% 42.75%	ROE ⓘ	13.9%	52W High ⓘ	3.14% ($62.41)	Perf Year ⓘ	72.16%
Cash/sh ⓘ	-	P/FCF ⓘ	17.04	Sales past 3/5Y ⓘ	19.63% 20.91%	ROIC ⓘ	10.72%	52W Low ⓘ	77.69% ($36.22)	Perf 3Y ⓘ	136.13%
Dividend Est. ⓘ	$0.8 (1.24%)	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	108.77%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	4.33% 3.23%	Perf 5Y ⓘ	131.05%
Dividend TTM ⓘ	0.8	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	9.03%	Oper. Margin ⓘ	26.92%	ATR (14) ⓘ	1.96	Perf 10Y ⓘ	186.09%
Dividend Ex-Date ⓘ	2026/8/10	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	32.23%	Profit Margin ⓘ	19.45%	RSI (14) ⓘ	72.31	Recom ⓘ	2.33
Dividend Gr. 3/5Y ⓘ	- 7.39%	Current Ratio ⓘ	0.12	Sales Q/Q ⓘ	9.67%	SMA20 ⓘ	8.27% ($59.45)	Beta ⓘ	0.59	Target Price ⓘ	$62.5
Payout ⓘ	18%	Debt/Eq ⓘ	0.31	Earnings ⓘ	2026/7/23	SMA50 ⓘ	14.55% ($56.19)	Rel Volume ⓘ	1.04	Prev Close ⓘ	$62.21
Employees ⓘ	167	LT Debt/Eq ⓘ	0.22	EPS/Sales Surpr. ⓘ	18.09% 7.03%	SMA200 ⓘ	29.5% ($49.71)	Avg Volume(3M) ⓘ	0.07M	Price ⓘ	$64.37
IPO ⓘ	2004/10/13	Option/Short ⓘ	No/Yes			Trades ⓘ	2315	Volume ⓘ	69,281	Change ⓘ	3.47%

Quarterly earnings trend SEC filings · USD

24.6

24.9

24.12*

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $1M (YoY +30%) · 순이익 $11M (YoY +64%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Bankwell Financial Group Inc (BWFG) Investment Analysis

What kind of company is Bankwell Financial Group Inc?

뱅크웰 금융그룹(BWFG) 가치주

Financial · Banks - Regional

Financial Stocks

BankWell Financial Group (ticker: BWFG) is a small-cap regional bank holding company based in the Northeastern United States. Through its subsidiary bank, it focuses on commercial real estate lending, government-guaranteed loans to small and medium-sized businesses, and deposit operations. The company pursues a stable net interest margin through community-focused relationship banking and disciplined loan management.

Learn more about Bankwell Financial Group Inc →

Market Cap

$0.5B

Approx. KRW 0.7 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank3184

Employees167people

IPO2004/10/13

Current Price$64.37 ≈ 88,187원

📌 RUT · NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date D-13

8월 10일 (월)

💡 배당을 받으려면 8월 9일까지 매수하는게 좋습니다

📜 Recent events

🔔 Earnings release 2026년 7월 23일 (목) · 장 시작 전 EPS +18.1% 매출 +7.0%

🎯 Ex-div 2026년 5월 8일 (금) 주당 $0.2

🔔 Earnings release 2026년 4월 22일 (수) · 장 마감 후 EPS +15.3% 매출 +2.6%

🎯 Ex-div 2026년 2월 10일 (화) 주당 $0.2

🔔 Earnings release 2026년 1월 29일 (목) · 장 시작 전

Is it profitable?

Profitable but financially weak

High debt load may weigh on results in a downturn

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

26.9%

✓ 양호

My positionMid-range

Low range Average High range

Banks - Regional 소형주 Median 25.4% · Top 42%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

19.4%

✓ 평균

My positionMid-range

Low range Average High range

Banks - Regional 소형주 Median 19.7% · Bottom 48%

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

ROE

Annual return earned on shareholders' equity (15%+ is strong)

13.9%

✓ 우수

My positionTop 25%

Low range Average High range

Financial 소형주 Median 9.9% · Top 22%

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

1.3%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 1.5% · Bottom 39%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

10.7%

✓ 우수

My positionTop 25%

Low range Average High range

Financial 소형주 Median 5.3% · Top 19%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

0.31

✓ Healthy debt

My positionMid-range

Low range Average High range

Banks - Regional Median 0.42

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

0.12

✓ 위험

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook

Positive and negative signals are mixed

애널리스트 목표가

$62.50

현재가 대비 -2.9%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

11.10배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

내년 EPS 예상 성장률

+2.5%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance

Slight tendency to beat estimates

예상 상회

예상 부합

예상 하회

67%

상회 비율

+10.1%

평균 서프라이즈

2026.07.23

상회

실적 $1.52 · 예상 $1.29 +18.1%

2026.04.22

상회

실적 $1.41 · 예상 $1.22 +15.3%

2026.01.29

하회

실적 $1.15 · 예상 $1.19 -3.1%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+27.2%

우수

My positionTop 25%

Low range Average High range

가치주 소형주 Median 4.4% · Top 19%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+2.5%

부진

My positionBottom 25%

Low range Average High range

가치주 소형주 Median 8.6% · Bottom 24%

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

-2.5%

평균

My positionMid-range

Low range Average High range

가치주 소형주 Median 7.7% · Bottom 30%

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+42.8%

우수

My positionTop 5%

Low range Average High range

가치주 소형주 Median 10.6% · Top tier

Past 5-Year Revenue

How much revenue grew over the past 5 years

+20.9%

우수

My positionTop 25%

Low range Average High range

가치주 소형주 Median 12.0% · Top 16%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+9.7%

양호

My positionMid-range

Low range Average High range

가치주 소형주 Median 4.2% · Top 37%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Outperformed the market by 63%p over 5 years

BWFG +131.1% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

+62.7%p

well ahead of the market

1-year basis

vs S&P 500

+56.1%p

well ahead of the market

Rank among peers

5-year return Top 13% Based on 130 peers

1-year return Top among peers Based on 134 peers

Current position within 52-week range

Low (-77.7%p) High (+3.1%p)

Current price is 77.7% above the 52-week low and 3.1% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-9.4%

Annualized volatility

26.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

⚠️

Current diagnosis · 2026-07-27

Overbought zone — short-term pullback possible

Current price $64.37 broke above the upper band ($62.93). Stronger buying than average, but signals short-term overheating. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟢

Current diagnosis · 2026-07-27

Bullish momentum holding

MACD 1.594 > Signal 1.310 in positive zone + Hist positive (+0.284). Trend in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

⚠️

Current diagnosis · 2026-07-27

Overbought zone — short-term pullback possible

RSI 72.6 (above 70). Buying pressure is excessive, and profit-taking may emerge. Stoch %K is also 97.2.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average

Cheap on Vs. Earnings·Vs. Sales, Pricey on Vs. Assets·Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Cheap

🏢 Vs. Assets Pricey

🧾 Vs. Sales Cheap

💧 Vs. Cash Flow Pricey

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

12.03x

✓ Cheap

My positionMid-range

Low range Average High range

Banks - Regional 소형주 median 12.66x · Around the industry average

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

11.10x

✓ Fair

My positionMid-range

Low range Average High range

Banks - Regional 소형주 median 10.26x · Around the industry average

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

1.59x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 소형주 median 1.30x · Bottom 22% — expensive within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

2.37x

✓ Cheap

My positionMid-range

Low range Average High range

Banks - Regional 소형주 median 2.49x · Around the industry average

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

17.04x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 소형주 median 12.07x · Bottom 23% — expensive within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

Analyst target price (reference)

$62.50 vs. current price -2.9%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership flow is positive

Insider modest net buying +1.5% · Institutional net buying +1.2% · Short interest moderate 5.5% · Short interest up +2.7pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

+1.5%

Insiders net buying

🏦 Institutions (funds & investors)

+1.2%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 47.2%

Moderate institutional participation

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 26.7%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 26.1%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

5.5%

Moderate

Financial 소형주 Median 0.8%

Past 90 days 📈 +2.7%p increase

Short interest days to cover

4.9 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 8.0M주

Float (tradable shares) 5.8M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding BWFG

ETFs with the highest weightings · 10 total shown

EHLS

Even Herd Long Short ETF

0.97%

$60M

OASC

OneAscent Enhanced Small and Mid Cap ETF

0.85%

$89M

ROSC

Hartford Multifactor Small Cap ETF

0.20%

$61M

QABA

First Trust NASDAQ ABA Community Bank Index Fund

0.19%

$92M

IWC

iShares Micro-Cap ETF

0.07%

$1.4B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.24%

배당보다 주가 성장에 가까운 비중

Dividend Yield

1.24%

Industry average 2.62%

Dividend Per Share

$0.80

Annualized

Payout Ratio

18%

Share of net income paid as dividends

5-Year Growth

7.4%

Annualized dividend growth

📅 지급월 2월 · 8월 · 11월

📊 총 이력 2015~2026 (42건)

연도별 배당 총액 추이

주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.

$0.22 +340.0%

2016

$0.28 +27.3%

2017

$0.48 +71.4%

2018

$0.52 +8.3%

2019

$0.56 +7.7%

2020

$0.64 +14.3%

2021

$0.80 +25.0%

2022

$0.80 +0.0%

2023

$0.80 +0.0%

2024

$0.80 +0.0%

2025

$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소

최근 배당 이력 총 42건

아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.

배당락일

주당 금액

지급일

당시 수익률

2026-02-10

$0.200

—

2.01%

2025-11-10

$0.200

—

1.80%

2025-08-11

$0.200

—

2.51%

2025-05-09

$0.200

—

2.93%

2025-02-11

$0.200

—

3.18%

2024-11-08

$0.200

—

3.25%

2024-08-12

$0.200

—

3.12%

2024-05-09

$0.200

—

4.17%

2024-02-12

$0.200

—

3.02%

2023-11-09

$0.200

—

3.93%

2023-08-11

$0.200

—

3.57%

2023-05-11

$0.200

—

4.57%

2023-02-10

$0.200

—

3.23%

2022-11-09

$0.200

—

3.24%

2022-08-12

$0.200

—

2.86%

2022-05-12

$0.200

—

2.62%

2022-02-11

$0.200

—

2.47%

2021-11-10

$0.180

—

2.44%

2021-08-13

$0.180

—

2.38%

2021-05-13

$0.140

—

2.45%

2021-02-11

$0.140

—

3.43%

2020-11-12

$0.140

—

4.02%

2020-08-13

$0.140

—

4.28%

2020-05-15

$0.140

—

3.87%

2020-02-13

$0.140

—

2.28%

2019-11-14

$0.130

—

2.23%

2019-08-15

$0.130

—

2.48%

2019-05-13

$0.130

—

2.14%

2019-02-14

$0.130

—

2.06%

2018-11-15

$0.120

—

1.85%

2018-08-16

$0.120

—

1.37%

2018-05-14

$0.120

—

1.25%

2018-02-23

$0.120

—

1.01%

2017-11-16

$0.070

—

1.04%

2017-08-11

$0.070

—

1.04%

2017-05-12

$0.070

—

0.84%

2017-02-15

$0.070

—

0.75%

2016-11-16

$0.070

—

1.01%

2016-08-12

$0.050

—

0.91%

2016-05-12

$0.050

—

0.69%

2016-02-10

$0.050

—

0.51%

2015-12-09

$0.050

—

0.25%

* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.

💰 내가 100만원 투자한다면

연간 배당금 (세후) 1.1만원

5년 누적 (세후) 6.1만원

* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 7.39% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
BWFG This Stock	$513.2M	12.0 ▲	1.6 ▼	13.9% ▲	1.24% ▼	+3.5%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 뱅크웰 금융그룹(BWFG)?

뱅크웰 금융그룹(BWFG) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of BWFG?

The market cap of BWFG is approximately $513M, ranking 3,184 within its sector.

Does BWFG pay dividends?

BWFG has a dividend yield of approximately 1.24%, with an annual dividend of $0.80.

What is the P/E ratio of BWFG?

BWFG has a P/E ratio of approximately 12.0x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for BWFG?

BWFG has recorded a 52-week high of $62.41 and a low of $36.22.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.