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BSRR
BSRR
Sierra Bancorp
7월 27일 4:00 PM ET (한국 7/28 05:00)
$41.31
-0.57 ▼ -1.36%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$41.31
+0.15 ▲ +0.37%

시에라뱅크(BSRR) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$540M
스몰캡
P/E
12.1
저평가 구간
배당수익률
2.52%
52주 위치
89%
저점 +56% · 고점 -4%
애널리스트
보유
C+
Fundamental health
vs. Banks - Regional 소형주
수익성
Top 35%
성장
Top 56%
밸류에이션
Top 35%
재무 안정
Top 61%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
🔥 Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 12원. Over the past 5년, it usually traded around 9원. One of the priciest stretches of the past 5년.
Pricy doesn't mean bad — it means expectations are already baked in.
Index RUTP/E 12.07EPS (ttm) 3.42Insider Own 11.58%Shs Outstand 13.1MPerf Week -0.86%
Market Cap 0.54BForward P/E 10.64EPS next Y 4.02%Insider Trans -3.26%Shs Float 11.6MPerf Month 2.2%
Enterprise Value -PEG -EPS next Q 0.93Inst Own 57.59%Short Float 3.3%Perf Quarter 13.9%
Income 0.05BP/S 2.67EPS this Y 20.06%Inst Trans 0.01%Short Ratio 6.04Perf Half Y 17.9%
Sales 0.20BP/B 1.49EPS next 5Y -ROA 1.24%Short Interest 0.38MPerf YTD 26.41%
Book/sh 27.78P/C -EPS past 3/5Y 11.6% 6.07%ROE 12.79%52W High -4.21% ($43.12)Perf Year 35.45%
Cash/sh -P/FCF 186.32Sales past 3/5Y 9.89% 8.1%ROIC 9.07%52W Low 55.95% ($26.49)Perf 3Y 92.32%
Dividend Est. $1.04 (2.52%)EV/EBITDA -EPS Y/Y TTM 20.73%Gross Margin -Volatility(W/M) 4.89% 3.18%Perf 5Y 69.52%
Dividend TTM 1.02EV/Sales -Sales Y/Y TTM -0.15%Oper. Margin 29.93%ATR (14) 1.5Perf 10Y 133.4%
Dividend Ex-Date 2026/8/3Quick Ratio -EPS Q/Q 46.16%Profit Margin 22.63%RSI (14) 53.09Recom 2.6
Dividend Gr. 3/5Y 2.82% 4.56%Current Ratio 0.08Sales Q/Q 0.22%SMA20 -0.04% ($41.33)Beta 0.76Target Price $42.25
Payout 32.12%Debt/Eq 1.1Earnings 2026/7/27SMA50 3.42% ($39.94)Rel Volume 3.19Prev Close $41.88
Employees 469LT Debt/Eq 0.39EPS/Sales Surpr. -13.68% -1.53%SMA200 17.9% ($35.04)Avg Volume(3M) 0.06MPrice $41.31
IPO 1996/6/19Option/Short Yes/YesTrades 4156Volume 202,079Change -1.36%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $41M (YoY -1%) · 순이익 $13M (YoY +38%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Sierra Bancorp (BSRR) Investment Analysis

What kind of company is Sierra Bancorp?

시에라뱅크(BSRR) 가치주
Financial · Banks - Regional
Financial Stocks

🏦 Sierra Bancorp (BSRR) is a bank holding company that operates Bank of the Sierra, a California-based community bank. It handles a broad range of loans spanning agricultural, commercial, real estate, consumer, and construction lending, and provides comprehensive retail and commercial banking services—including deposits and credit products—to individuals and small- to medium-sized businesses, serving as a U.S. community bank.

Learn more about Sierra Bancorp →
Market Cap
$0.5B
Approx. KRW 0.7 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3135
Employees469people
IPO1996/06/19
Current Price$41.31 ≈ 56,595원
📌 RUT · NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date D-6
지급 8월 10일 (월)
💡 배당을 받으려면 8월 2일까지 매수하는게 좋습니다
📜 Recent events
🔔 Earnings release 2026년 7월 27일 (월) · 장 시작 전 EPS -13.7% 매출 -1.5%
🎯 Ex-div 2026년 5월 4일 (월) 주당 $0.26
🔔 Earnings release 2026년 4월 27일 (월) · 장 시작 전 EPS +17.1% 매출 -2.8%
🎯 Ex-div 2026년 2월 9일 (월) 주당 $0.26
🔔 Earnings release 2026년 2월 2일 (월) · 장 시작 전 EPS +12.1% 매출 -1.9%

Is it profitable?

Profitable but financially weak
High debt load may weigh on results in a downturn
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
29.9%
✓ 양호
My positionMid-range
Low range Average High range
Banks - Regional 소형주 Median 25.4% · Top 26%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
22.6%
✓ 양호
My positionMid-range
Low range Average High range
Banks - Regional 소형주 Median 19.7% · Top 34%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
12.8%
✓ 양호
My positionMid-range
Low range Average High range
Financial 소형주 Median 9.9% · Top 28%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
1.2%
✓ 평균
My positionMid-range
Low range Average High range
Financial 소형주 Median 1.5% · Bottom 38%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
9.1%
✓ 양호
My positionMid-range
Low range Average High range
Financial 소형주 Median 5.3% · Top 28%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
1.10
✓ Average
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.08
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$42.25
현재가 대비 +2.3%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
10.64배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+4.0%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Slight tendency to beat estimates
2
예상 상회
0
예상 부합
1
예상 하회
67%
상회 비율
+5.2%
평균 서프라이즈
2026.07.27
하회
-13.7%
2026.04.27
상회
실적 $0.96 · 예상 $0.82 +17.1%
2026.02.02
상회
실적 $0.97 · 예상 $0.86 +12.1%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Strong Growth
Above the industry average, both historically and going forward
Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+20.1%
우수
My positionTop 25%
Low range Average High range
가치주 소형주 Median 4.4% · Top 25%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+4.0%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 8.6% · Bottom 29%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+11.6%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 7.7% · Top 42%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+6.1%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 10.6% · Bottom 32%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+8.1%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 12.0% · Bottom 37%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+0.2%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 4.2% · Bottom 34%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

In line with the market over 5 years
BSRR +69.5% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
+1.2%p
roughly in line with the market
1-year basis
vs S&P 500
+19.4%p
ahead of the market
Rank among peers
5-year return Upper-Mid (40%) Based on 130 peers
1-year return Upper-Mid (37%) Based on 134 peers
Current position within 52-week range
Low (-56.0%p) High (-4.2%p)
Current price is 56.0% above the 52-week low and 4.2% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-15.3%
Annualized volatility
24.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡
Current diagnosis · 2026-07-27
Squeeze — volatility contraction, breakout imminent

Band width narrowed to 5.9%. Big move may be near. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.527 · Signal 0.615 · Hist -0.088. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 52.9 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 61.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Cheap on Vs. Earnings, Pricey on Vs. Cash Flow, In line with peers on Vs. Assets·Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Mid-range
🧾 Vs. Sales Mid-range
💧 Vs. Cash Flow Pricey
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
12.07x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 12.66x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
10.64x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 10.26x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.49x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 1.30x · Around the industry average
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.67x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 2.49x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
186.32x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Banks - Regional 소형주 median 12.07x · Bottom 1% — expensive within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$42.25 vs. current price +2.3%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership is broadly stable
Insider modest net selling -3.3% · Institutional modest net buying +0.0% · Short interest light 3.3% · Short interest up +0.9pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-3.3%
Insiders net selling
🏦 Institutions (funds & investors)
+0.0%
Institutions little change
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 57.6%
Adequate institutional weight
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 11.6%
Founder/management large holders (strong skin-in-the-game)
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 30.8%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
3.3%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 90 days 📈 +0.9%p increase
Short interest days to cover
6.0 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 13.1M주
Float (tradable shares) 11.6M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding BSRR

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당주 — 연 2.52% 배당
5년 배당 성장률 4.56%
Dividend Yield
2.52%
Industry average 2.62%
Dividend Per Share
$1.04
Annualized
Payout Ratio
32%
Share of net income paid as dividends
5-Year Growth
4.6%
Annualized dividend growth
📅 지급월 2월 · 8월 · 11월
📊 총 이력 1994~2026 (110건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.48 +14.3%
2016
$0.56 +16.7%
2017
$0.64 +14.3%
2018
$0.74 +15.6%
2019
$0.80 +8.1%
2020
$0.86 +7.5%
2021
$0.92 +7.0%
2022
$0.92 +0.0%
2023
$0.94 +2.2%
2024
$1.00 +6.4%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 110건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-09
$0.260
2.74%
2025-11-03
$0.250
3.51%
2025-08-04
$0.250
3.46%
2025-05-05
$0.250
3.63%
2025-02-03
$0.250
3.25%
2024-10-31
$0.240
3.31%
2024-07-31
$0.240
3.20%
2024-04-29
$0.230
4.48%
2024-01-30
$0.230
5.28%
2023-10-30
$0.230
5.17%
2023-07-28
$0.230
5.48%
2023-04-28
$0.230
7.02%
2023-01-30
$0.230
4.32%
2022-10-28
$0.230
5.18%
2022-07-29
$0.230
5.03%
2022-04-29
$0.230
4.14%
2022-01-28
$0.230
4.15%
2021-10-28
$0.220
4.25%
2021-07-29
$0.220
4.26%
2021-04-28
$0.210
3.73%
2021-01-28
$0.210
4.52%
2020-10-29
$0.200
4.96%
2020-07-30
$0.200
5.51%
2020-04-29
$0.200
4.49%
2020-01-29
$0.200
3.46%
2019-10-30
$0.190
3.25%
2019-07-31
$0.190
3.34%
2019-05-01
$0.180
3.19%
2019-01-30
$0.180
3.08%
2018-10-31
$0.160
2.86%
2018-08-01
$0.160
2.58%
2018-05-02
$0.160
2.66%
2018-01-31
$0.160
2.63%
2017-11-01
$0.140
2.60%
2017-08-01
$0.140
2.36%
2017-05-02
$0.140
2.53%
2017-01-31
$0.140
2.32%
2016-11-01
$0.120
2.72%
2016-08-02
$0.120
2.68%
2016-05-03
$0.120
2.78%
2016-02-02
$0.120
2.50%
2015-10-27
$0.110
3.20%
2015-07-28
$0.110
2.97%
2015-04-28
$0.100
2.76%
2015-01-27
$0.100
2.72%
2014-10-28
$0.090
2.40%
2014-07-29
$0.090
2.47%
2014-04-29
$0.080
2.31%
2014-01-28
$0.080
2.01%
2013-10-29
$0.070
1.65%
2013-07-30
$0.070
2.05%
2013-04-30
$0.060
2.32%
2013-01-29
$0.060
2.36%
2012-10-31
$0.060
2.67%
2012-07-31
$0.060
2.25%
2012-05-01
$0.060
2.64%
2012-01-31
$0.060
1.97%
2011-11-01
$0.060
1.77%
2011-07-28
$0.060
1.59%
2011-01-28
$0.060
2.85%
2010-10-29
$0.060
3.27%
2010-07-26
$0.060
3.07%
2010-04-23
$0.060
3.07%
2010-01-28
$0.060
4.51%
2009-11-03
$0.100
4.87%
2009-07-29
$0.100
5.22%
2009-04-28
$0.100
6.01%
2009-02-03
$0.100
4.80%
2008-10-27
$0.170
4.25%
2008-07-29
$0.170
4.43%
2008-04-29
$0.170
3.59%
2008-01-25
$0.170
3.44%
2007-10-30
$0.160
2.83%
2007-08-03
$0.160
2.87%
2007-05-01
$0.150
2.51%
2007-01-30
$0.150
2.29%
2006-10-30
$0.140
1.72%
2006-08-03
$0.140
1.66%
2006-05-03
$0.130
2.37%
2006-01-30
$0.130
2.36%
2005-10-28
$0.120
2.36%
2005-08-01
$0.110
1.76%
2005-05-04
$0.110
1.97%
2005-02-01
$0.110
1.74%
2004-11-01
$0.100
2.26%
2004-07-23
$0.090
2.90%
2004-04-28
$0.090
3.00%
2004-01-27
$0.090
2.70%
2003-12-02
$0.040
2.13%
2003-10-22
$0.080
2.65%
2003-08-05
$0.080
1.97%
2003-04-29
$0.080
2.73%
2003-01-28
$0.080
3.08%
2002-10-29
$0.070
2.81%
2002-07-30
$0.070
2.31%
2002-04-30
$0.070
1.77%
2002-01-29
$0.070
2.13%
2001-10-19
$0.040
3.48%
2001-07-20
$0.040
3.85%
2001-04-20
$0.040
4.00%
2001-01-18
$0.060
3.47%
2000-10-24
$0.060
3.56%
2000-08-14
$0.060
2.80%
2000-04-25
$0.050
2.58%
2000-01-20
$0.050
1.76%
1999-10-21
$0.050
1.15%
1999-07-20
$0.050
0.45%
1996-04-29
$0.040
0.66%
1995-04-07
$0.055
2.50%
1994-04-28
$0.033
1.26%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 2.1만원
5년 누적 (세후) 11.7만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 4.56% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
BSRR BSRR This Stock
$540.3M12.1 1.5 12.79% 2.52% -1.4%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 시에라뱅크(BSRR)?

시에라뱅크(BSRR) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of BSRR?

The market cap of BSRR is approximately $540M, ranking 3,135 within its sector.

Does BSRR pay dividends?

BSRR has a dividend yield of approximately 2.52%, with an annual dividend of $1.04.

What is the P/E ratio of BSRR?

BSRR has a P/E ratio of approximately 12.1x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for BSRR?

BSRR has recorded a 52-week high of $43.12 and a low of $26.49.

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