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UWMC
UWMC
UWM Holdings Corp
7월 27일 4:00 PM ET (한국 7/28 05:00)
$1.84
+0.01 ▲ +0.55%
🌙 7월 27일 7:35 PM ET (한국 7/28 08:35)
$1.87
+0.03 ▲ +1.63%

UWM 홀딩스(UWMC) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$2.9B
스몰캡
P/E
6.8
저평가 구간
배당수익률
17.61%
52주 위치
2%
저점 +7% · 고점 -74%
애널리스트
매수
D
Fundamental health
vs. Financial 중형주
수익성 ⓘ
Top 52%
성장 ⓘ
Top 41%
밸류에이션 ⓘ
Top 80%
재무 안정 ⓘ
Top 90%
💰 Is this stock pricier than usual right now? ⓘ
Compared to this company's own recent 4년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 10원. Over the past 4년, it usually traded around 10원. Roughly in line with its own history.
Pricy doesn't mean bad — it means expectations are already baked in.· based on 4 profitable years
Index ⓘ -P/E ⓘ 6.84EPS (ttm) ⓘ 0.27Insider Own ⓘ 2%Shs Outstand ⓘ 339.2MPerf Week ⓘ -2.65%
Market Cap ⓘ 2.95BForward P/E ⓘ 4.13EPS next Y ⓘ 36.81%Insider Trans ⓘ -65.14%Shs Float ⓘ 332.4MPerf Month ⓘ -13.21%
Enterprise Value ⓘ 20.11BPEG ⓘ 0.06EPS next Q ⓘ 0.08Inst Own ⓘ 68.72%Short Float ⓘ 22.17%Perf Quarter ⓘ -51.32%
Income ⓘ 0.07BP/S ⓘ 0.87EPS this Y ⓘ 171.67%Inst Trans ⓘ -0.33%Short Ratio ⓘ 3.47Perf Half Y ⓘ -68.22%
Sales ⓘ 3.37BP/B ⓘ 2.51EPS next 5Y ⓘ 69.88%ROA ⓘ 0.4%Short Interest ⓘ 73.70MPerf YTD ⓘ -57.99%
Book/sh ⓘ 0.73P/C ⓘ 6.95EPS past 3/5Y ⓘ -35.42% -ROE ⓘ 33.65%52W High ⓘ -74.23% ($7.14)Perf Year ⓘ -56.91%
Cash/sh ⓘ 0.26P/FCF ⓘ -Sales past 3/5Y ⓘ 18.31% -ROIC ⓘ 0.49%52W Low ⓘ 7.29% ($1.72)Perf 3Y ⓘ -71.25%
Dividend Est. ⓘ $0.32 (17.61%)EV/EBITDA ⓘ 10.22EPS Y/Y TTM ⓘ 572.5%Gross Margin ⓘ 87.02%Volatility(W/M) ⓘ 6.53% 5.96%Perf 5Y ⓘ -75.56%
Dividend TTM ⓘ 0.4EV/Sales ⓘ 5.96Sales Y/Y TTM ⓘ 37.1%Oper. Margin ⓘ 56.76%ATR (14) ⓘ 0.12Perf 10Y ⓘ -
Dividend Ex-Date ⓘ 2026/6/18Quick Ratio ⓘ 0.42EPS Q/Q ⓘ 170.13%Profit Margin ⓘ 1.97%RSI (14) ⓘ 33.16Recom ⓘ 2.3
Dividend Gr. 3/5Y ⓘ -Current Ratio ⓘ 0.42Sales Q/Q ⓘ 24.43%SMA20 ⓘ -8.89% ($2.02)Beta ⓘ 1.85Target Price ⓘ $3.98
Payout ⓘ 329.22%Debt/Eq ⓘ 70.65Earnings ⓘ 2026/5/6SMA50 ⓘ -23.13% ($2.39)Rel Volume ⓘ 0.58Prev Close ⓘ $1.83
Employees ⓘ 9100LT Debt/Eq ⓘ 58.07EPS/Sales Surpr. ⓘ -30.34% 6.06%SMA200 ⓘ -55.36% ($4.12)Avg Volume(3M) ⓘ 21.22MPrice ⓘ $1.84
IPO ⓘ 2020/3/24Option/Short ⓘ Yes/YesTrades ⓘ 28516Volume ⓘ 12,373,244Change ⓘ 0.55%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $901M (YoY +47%) · 순이익 $25M (YoY +285%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 UWM Holdings Corp (UWMC) Investment Analysis

What kind of company is UWM Holdings Corp?

UWM 홀딩스(UWMC) 초고성장주
Financial · Mortgage Finance
#1813 by Market Cap — Mid-Cap

A U.S. mortgage finance company that specializes in wholesale residential mortgage lending through the mortgage broker channel. It is focused on wholesale mortgages, originating home loans via independent mortgage brokers, with technology and fast processing speed as its key strengths. The company is a leading player in the wholesale mortgage market.

Learn more about UWM Holdings Corp →
Market Cap
$2.9B
Approx. KRW 4.0 trillion
⚖️ 1% of Samsung Electronics
Market Cap Rank1813
Employees9,100people
IPO2020/03/24
Current Price$1.84 ≈ 2,521원
NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2026년 6월 18일 (목) 주당 $0.1
🔔 Earnings release 2026년 5월 6일 (수) · 장 시작 전 EPS -30.3% 매출 +6.1%
🎯 Ex-div 2026년 3월 19일 (목) 주당 $0.1
🔔 Earnings release 2026년 2월 25일 (수) · 장 시작 전 EPS -9.7% 매출 -0.1%

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
56.8%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 중형주 Median 26.8% · Top 3%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
2.0%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 19.4% · Bottom 10%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
87.0%
✓ 양호
My positionMid-range
Low range Average High range
Financial 중형주 Median 76.4% · Top 31%
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROE
Annual return earned on shareholders' equity (15%+ is strong)
33.6%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 중형주 Median 12.1% · Top tier
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.4%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 1.5% · Bottom 10%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
0.5%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Financial 중형주 Median 8.4% · Bottom tier
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
70.65
✓ Danger level
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.42
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
0.42
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 1.84
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$3.98
현재가 대비 +116.3%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
4.13배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
0.06
저평가
💡 PEG < 1 — 성장 대비 저렴
내년 EPS 예상 성장률
+36.8%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+69.9%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Mixed beats and misses
1
예상 상회
0
예상 부합
1
예상 하회
50%
상회 비율
+12.2%
평균 서프라이즈
2026.05.06
상회
실적 $0.09 · 예상 $0.06 +33.9%
2026.02.25
하회
실적 $0.08 · 예상 $0.09 -9.4%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Turnaround Expected
Past performance was weak, but the outlook is positive
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+171.7%
우수
My positionTop 25%
Low range Average High range
초고성장주 중형주 Median 49.3% · Top 19%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+36.8%
양호
My positionMid-range
Low range Average High range
초고성장주 중형주 Median 31.3% · Top 45%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+69.9%
우수
My positionTop 25%
Low range Average High range
초고성장주 중형주 Median 39.1% · Top 16%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-35.4%
부진
My positionBottom 25%
Low range Average High range
초고성장주 중형주 Median 0.8% · Bottom 19%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+24.4%
양호
My positionMid-range
Low range Average High range
초고성장주 중형주 Median 18.9% · Top 44%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Long-term weakness — -144%p below the market
UWMC -75.6% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-143.9%p
Significantly behind the market
1-year basis
vs S&P 500
-72.9%p
Significantly behind the market
Current position within 52-week range
Low (-7.3%p) High (-74.2%p)
Current price is 7.3% above the 52-week low and 74.2% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-66.2%
Annualized volatility
52.5%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴
Current diagnosis · 2026-07-27
Downtrend zone

Current price $1.84 below the midline ($2.02). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD -0.163 · Signal -0.168 · Hist 0.005. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 33.2 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 27.9.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Sales·Vs. Cash Flow, In line with peers on Vs. Assets
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Mid-range
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
6.84x
✓ Very cheap
My positionTop 5%
Low range Average High range
Financial 중형주 median 13.04x · Top 1% — relatively cheap within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
4.13x
✓ Very cheap
My positionTop 5%
Low range Average High range
Financial 중형주 median 10.74x · Top 1% — relatively cheap within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
2.51x
✓ Fair
My positionMid-range
Low range Average High range
Financial 중형주 median 1.42x · Around the industry average
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.87x
✓ Very cheap
My positionTop 5%
Low range Average High range
Financial 중형주 median 2.90x · Top 1% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
EV/EBITDA Enterprise Value Multiple
Total enterprise value ÷ operating cash earnings — a benchmark for M&A
10.22x
✓ Cheap
My positionMid-range
Low range Average High range
Financial 중형주 median 12.82x · Around the industry average
💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)
Analyst target price (reference)
$3.98 vs. current price +116.3%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Financial 중형주

Who owns it?

Ownership backdrop is unfavorable
Insider net selling -65.1% · Institutional modest net selling -0.3% · Short interest very high 22.2% · Short interest up +0.6pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-65.1%
Insiders large net selling
🏦 Institutions (funds & investors)
-0.3%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 68.7%
Adequate institutional weight
Financial 중형주 Median 76.4%
🧑‍💼 Insiders 2.0%
Typical level
Financial 중형주 Median 3.1%
👤 Retail investors (estimated) 29.3%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
22.2%
Very high — strong short-side pressure
Financial 중형주 Median 5.1%
Past 90 days 📈 +0.6%p increase
Short interest days to cover
3.5 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 339.2M주
Float (tradable shares) 332.4M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding UWMC

ETFs with the highest weightings · 10 total shown
KBWD
KBWD
Invesco KBW High Dividend Yield Financial ETF
1.32%
$407M
MYHE
MYHE
State Street My2031 High Yield Corporate Bond ETF
0.97%
$5M
FDFF
FDFF
Fidelity Disruptive Finance ETF
0.74%
$43M
HYLS
HYLS
First Trust Tactical High Yield ETF
0.57%
$1.6B
HYDB
HYDB
iShares High Yield Systematic Bond ETF
0.56%
$1.6B
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

고배당주 — 연 17.61% 배당
Dividend Yield
17.61%
Industry average 2.62%
Dividend Per Share
$0.32
Annualized
Payout Ratio
329%
Share of net income paid as dividends
5-Year Growth
-
Annualized dividend growth
📅 지급월 3월 · 9월 · 12월
📊 총 이력 2021~2026 (21건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.40
2021
$0.40 +0.0%
2022
$0.40 +0.0%
2023
$0.40 +0.0%
2024
$0.40 +0.0%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 21건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-03-19
$0.100
—
13.55%
2025-12-18
$0.100
—
10.31%
2025-09-18
$0.100
—
7.61%
2025-06-18
$0.100
—
12.59%
2025-03-20
$0.100
—
6.76%
2024-12-19
$0.100
—
7.08%
2024-09-19
$0.100
—
4.70%
2024-06-20
$0.100
—
5.73%
2024-03-19
$0.100
—
5.93%
2023-12-19
$0.100
—
5.46%
2023-09-19
$0.100
—
9.69%
2023-06-20
$0.100
—
7.08%
2023-03-09
$0.100
—
10.89%
2022-12-08
$0.100
—
10.85%
2022-09-19
$0.100
—
10.84%
2022-06-17
$0.100
—
12.42%
2022-03-11
$0.100
—
9.15%
2021-12-09
$0.100
—
5.81%
2021-09-09
$0.100
—
4.22%
2021-06-09
$0.100
—
2.01%
2021-03-09
$0.100
—
1.15%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 14.8만원
5년 누적 (세후) 73.9만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
UWMC UWMC This Stock
$2.9B6.8 ▲2.5 ▼33.65% ▲17.61% ▲+0.6%
BRK-B
$966.4B14.8 ▼1.5 ▼10.49% ▲- +0.5%
BRK-A
$963.1B14.8 ▼1.5 ▼10.49% ▲- +0.1%
JPM
$954.4B15.3 ▼2.7 ▼17.71% ▲1.8% ▼+0.8%
V
$683.1B31.9 ▼19.4 ▼59.8% ▲0.75% ▼+1.9%
MA
$487.5B31.9 ▼72.8 ▼232.56% ▲0.63% ▼+2.2%
Sector Avg-13.61.39.39%2.62%-
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📖 Company overview
UWM 홀딩스(UWMC) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
UWM 홀딩스(UWMC)는 중개사 채널 기반 도매 주택 담보 대출을 전문으로 하는 미국 모기지 금융 기업으로, 금리 환경과 모기지 거래량, 중개 채널 점유율에 실적과 주가가 좌우되며 도매 모기지 선도가 특징인 종목이라 전망과 관련주에 대한 관심이 높습니다.
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2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is UWM 홀딩스(UWMC)?

UWM 홀딩스(UWMC) belongs to the Financial sector and operates in the Mortgage Finance industry.

What is the market cap of UWMC?

The market cap of UWMC is approximately $2.9B, ranking 1,813 within its sector.

Does UWMC pay dividends?

UWMC has a dividend yield of approximately 17.61%, with an annual dividend of $0.32.

What is the P/E ratio of UWMC?

UWMC has a P/E ratio of approximately 6.8x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for UWMC?

UWMC has recorded a 52-week high of $7.14 and a low of $1.72.

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