Velocity Financial Inc(VEL) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Oct 27 at 4:00 PM ET (Korea 10/28 05:00)
Full metrics table
| Index | RUT | P/E | 5.69 | EPS (ttm) | 2.71 | Insider Own | 38.03% | Shs Outstand | 39.3M | Perf Week | 4.32% |
| Market Cap | 0.61B | Forward P/E | 5.09 | EPS next Y | 8.08% | Insider Trans | -0.14% | Shs Float | 24.5M | Perf Month | 1.64% |
| Enterprise Value | 7.42B | PEG | 0.96 | EPS next Q | 0.71 | Inst Own | 65.65% | Short Float | 6.31% | Perf Quarter | -12.81% |
| Income | 0.11B | P/S | 0.89 | EPS this Y | -3.55% | Inst Trans | 0.93% | Short Ratio | 10.08 | Perf Half Y | -22.01% |
| Sales | 0.69B | P/B | 0.84 | EPS next 5Y | 5.32% | ROA | 1.47% | Short Interest | 1.54M | Perf YTD | -25.58% |
| Book/sh | 18.36 | P/C | 2.49 | EPS past 3/5Y | 42.98% - | ROE | 16.1% | 52W High | -27.79% ($21.40) | Perf Year | -17.38% |
| Cash/sh | 6.21 | P/FCF | 25.37 | Sales past 3/5Y | 35.19% 29.35% | ROIC | 1.42% | 52W Low | 8.96% ($14.18) | Perf 3Y | 35.53% |
| Dividend Est. | - | EV/EBITDA | 12.25 | EPS Y/Y TTM | 17.94% | Gross Margin | 90.43% | Volatility(W/M) | 3.49% 3.09% | Perf 5Y | 28.22% |
| Dividend TTM | - | EV/Sales | 10.78 | Sales Y/Y TTM | 31.59% | Oper. Margin | 86.99% | ATR (14) | 0.49 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | 0.92 | EPS Q/Q | -7.19% | Profit Margin | 15.43% | RSI (14) | 52.35 | Recom | 2.33 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.2 | Sales Q/Q | 17.92% | SMA20 | 4.06% ($14.85) | Beta | 0.78 | Target Price | $20.83 |
| Payout | - | Debt/Eq | 9.77 | Earnings | 2026/11/4 | SMA50 | -5.29% ($16.31) | Rel Volume | 1.09 | Prev Close | $15.41 |
| Employees | 371 | LT Debt/Eq | 9.34 | EPS/Sales Surpr. | 9.03% 11.01% | SMA200 | -13.44% ($17.85) | Avg Volume(3M) | 0.15M | Price | $15.45 |
| IPO | 2020/1/17 | Option/Short | Yes/Yes | Trades | 1436 | Volume | 167,106 | Change | 0.26% |
🏠 Velocity Financial is a U.S. real estate–focused financial company. It originates business-purpose mortgage loans, secured by investment properties including 1-to-4-unit rental homes, multifamily, mixed-use, and small commercial real estate, through an independent mortgage broker network. Its business model involves directly underwriting loans, securitizing them, and managing the resulting portfolio. As a non-bank specialty lender, it targets niche real estate financing segments that traditional banks tend to under-serve.
Over the past 1 year, on the lower side
28% below its 1-year high.
Traded about as much as usual. That is 109% of its average volume.
Next earnings report: November 4
8 days to go.
VEL earns at a steady pace
Of every $100 in sales, $86.99 is kept as operating profit.
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Growth is moderate
Earnings are expected to grow by -3.5% this year.
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Within its industry, it looks cheap
For a company expected to earn $100 next year, you would pay $509. Peers typically go for $957. Compared with its own 5-year average, it is 42% cheaper now.
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It has beaten expectations every time
Beat market estimates in the last 4 quarters.
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Opinions on the outlook are split
Analyst sentiment is Buy.
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Long-term returns are roughly flat
Bought 5 years ago, your return today would be +28.2%. The S&P 500 did +70% over the same period.
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No dividend
It reinvests profits in the business instead of paying dividends.
Ownership looks stable
Institutions hold 65.7%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
FDM First Trust Dow Jones Select Microcap Index Fund <0.01% 
BFOR Barrons 400 ETF <0.01% 
FSEV Fidelity Enhanced Small Cap Value ETF <0.01% 
EBIT Harbor Small Cap Earners ETF <0.01% 
EES WisdomTree U.S. SmallCap Fund <0.01% Special products that amplify (leveraged) or invert this single stock. They decay quickly and are not for long-term holding.
VEA Vanguard FTSE Developed Markets ETF 227.6B 
SPDW State Street SPDR Portfolio Developed World ex-US ETF 40.7B 
IDEV iShares Core MSCI International Developed Markets ETF 33.8B 
IQLT iShares MSCI Intl Quality Factor ETF 13.6B 
BAI iShares A.I. Innovation and Tech Active ETF 12.8B It ranks #5 of 13 in the industry
Based on market cap of $610M.
WD#4 Walker & Dunlop Inc $1B PER 30.9 VEL#5 Velocity Financial Inc $610M PER 5.7 
BETR#6 Better Home & Finance Holding Co $395M PER - 
LDI#7 LoanDepot Inc $222M PER - 
ONIT#8 Onity Group Inc $219M PER 1.7 
FAQ
What kind of company is VEL?
VEL belongs to the Financial sector and operates in the Mortgage Finance industry.
What is the market cap of VEL?
The market cap of VEL is approximately $610M, ranking 2,985 within its sector.
What is the P/E ratio of VEL?
VEL has a P/E ratio of approximately 5.7x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for VEL?
VEL has recorded a 52-week high of $21.40 and a low of $14.18.
