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SNFCA
SNFCA
Security National Financial Corp
7월 27일 4:00 PM ET (한국 7/28 05:00)
$9.59
+0.11 ▲ +1.16%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$9.59
+0.00 +0.00%

시큐리티 내셔널 파이낸셜(SNFCA) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$260M
스몰캡
P/E
6.9
저평가 구간
배당수익률
없음
52주 위치
78%
저점 +31% · 고점 -6%
애널리스트
-
C
Fundamental health
vs. Insurance - Life
수익성
Top 28%
성장
Top 67%
밸류에이션
Top 80%
재무 안정
Top 55%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
💎 Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 0원. Over the past 5년, it usually traded around 0원. One of the cheapest stretches of the past 5년.
Pricy doesn't mean bad — it means expectations are already baked in.
Index RUTP/E 6.91EPS (ttm) 1.39Insider Own 33.92%Shs Outstand 22.4MPerf Week 1.48%
Market Cap 0.26BForward P/E -EPS next Y -Insider Trans -0.11%Shs Float 17.9MPerf Month 5%
Enterprise Value -PEG -EPS next Q -Inst Own 36.55%Short Float 1.31%Perf Quarter 1.71%
Income 0.03BP/S 0.76EPS this Y -Inst Trans -Short Ratio 6.71Perf Half Y 13.91%
Sales 0.34BP/B 0.59EPS next 5Y -ROA 2.26%Short Interest 0.24MPerf YTD 11.76%
Book/sh 16.36P/C -EPS past 3/5Y 7.65% -11%ROE 9.02%52W High -6.21% ($10.23)Perf Year 13.52%
Cash/sh -P/FCF 3.86Sales past 3/5Y -4.01% -6.44%ROIC 6.52%52W Low 30.77% ($7.33)Perf 3Y 31.69%
Dividend Est. -EV/EBITDA -EPS Y/Y TTM 57.25%Gross Margin -Volatility(W/M) 3.66% 2.95%Perf 5Y 44.16%
Dividend TTM -EV/Sales -Sales Y/Y TTM 1.64%Oper. Margin 14.43%ATR (14) 0.3Perf 10Y 201.54%
Dividend Ex-Date -Quick Ratio -EPS Q/Q 62.38%Profit Margin 10.19%RSI (14) 54.39Recom -
Dividend Gr. 3/5Y -Current Ratio 2.72Sales Q/Q -3.64%SMA20 0.54% ($9.54)Beta 0.7Target Price -
Payout -Debt/Eq 0.26Earnings 2026/5/13SMA50 3.8% ($9.24)Rel Volume 0.23Prev Close $9.48
Employees 1243LT Debt/Eq 0.26EPS/Sales Surpr. -SMA200 10.37% ($8.69)Avg Volume(3M) 0.04MPrice $9.59
IPO 1987/8/12Option/Short No/YesTrades 320Volume 7,979Change 1.16%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $80M (YoY -4%) · 순이익 $7M (YoY +9%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Security National Financial Corp (SNFCA) Investment Analysis

What kind of company is Security National Financial Corp?

시큐리티 내셔널 파이낸셜(SNFCA) 가치주
Financial · Insurance - Life
Small-Cap — Low Volume, High Volatility

🪦 Security National Financial is a U.S. micro-cap financial holding company that operates three business segments together: life insurance, cemetery and funeral (cemetery & mortuary), and mortgage. Centered on final expense life insurance, which covers funeral and burial costs, it combines cemetery and funeral services with residential mortgage lending, creating a unique business structure that addresses the needs of the later stages of life.

Learn more about Security National Financial Corp →
Market Cap
$0.3B
Approx. KRW 0.4 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3859
Employees1,243people
IPO1987/08/12
Current Price$9.59 ≈ 13,138원
📌 RUT · NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 5월 13일 (수) · 장 시작 전
🔔 Earnings release 2026년 3월 17일 (화) · 장 시작 전

Is it profitable?

Solid company — profitability & finances both healthy
Strong earnings and excellent financial health
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
14.4%
✓ 양호
My positionMid-range
Low range Average High range
Insurance - Life Median 12.0% · Top 31%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
10.2%
✓ 양호
My positionMid-range
Low range Average High range
Insurance - Life Median 7.7% · Top 39%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
9.0%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 초소형주 Median 3.2% · Top 20%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
2.3%
✓ 양호
My positionMid-range
Low range Average High range
Financial 초소형주 Median 1.0% · Top 32%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
6.5%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 초소형주 Median 2.2% · Top 20%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.26
✓ Very low debt
My positionTop 25%
Low range Average High range
Insurance - Life Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
2.72
✓ 양호
My positionMid-range
Low range Average High range
Financial 초소형주 Median 0.88
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+7.7%
양호
My positionMid-range
Low range Average High range
가치주 초소형주 Median 2.4% · Top 42%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
-11.0%
부진
My positionBottom 25%
Low range Average High range
가치주 초소형주 Median 9.4% · Bottom 24%
Past 5-Year Revenue
How much revenue grew over the past 5 years
-6.4%
부진
My positionBottom 25%
Low range Average High range
가치주 초소형주 Median 7.3% · Bottom 18%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-3.6%
평균
My positionMid-range
Low range Average High range
가치주 초소형주 Median 5.3% · Bottom 32%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Underperformed the market by 24%p over 5 years
SNFCA +44.2% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-24.2%p
behind the market
1-year basis
vs S&P 500
-2.5%p
roughly in line with the market
Current position within 52-week range
Low (-30.8%p) High (-6.2%p)
Current price is 30.8% above the 52-week low and 6.2% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-8.8%
Annualized volatility
29.3%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴
Current diagnosis · 2026-07-27
Downtrend zone

Current price $9.59 below the midline ($9.73). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴
Current diagnosis · 2026-07-27
Bearish momentum holding

MACD -0.044 < Signal 0.003 in negative zone + Hist negative (-0.047). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 48.4 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 42.3.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
6.91x
✓ Very cheap
My positionTop 25%
Low range Average High range
Insurance - Life median 13.31x · Top 10% — relatively cheap within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.59x
✓ Very cheap
My positionTop 25%
Low range Average High range
Insurance - Life median 1.28x · Top 13% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.76x
✓ Cheap
My positionMid-range
Low range Average High range
Insurance - Life median 0.98x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
3.86x
✓ Cheap
My positionMid-range
Low range Average High range
Insurance - Life median 7.71x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Insurance - Life

Who owns it?

Ownership is broadly stable
Insider modest net selling -0.1% · Short interest light 1.3%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-0.1%
Insiders net selling
🏦 Institutions (funds & investors)
-
No trading data for Institutions
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 36.5%
Moderate institutional participation
Financial 초소형주 Median 30.5%
🧑‍💼 Insiders 33.9%
Founder/management large holders (strong skin-in-the-game)
Financial 초소형주 Median 23.8%
👤 Retail investors (estimated) 29.5%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
1.3%
Low — limited short-side pressure
Financial 초소형주 Median 0.2%
Past 90 days Little change
Short interest days to cover
6.7 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 22.4M주
Float (tradable shares) 17.9M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding SNFCA

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
SNFCA SNFCA This Stock
$260.5M6.9 0.6 9.02% - +1.2%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 시큐리티 내셔널 파이낸셜(SNFCA)?

시큐리티 내셔널 파이낸셜(SNFCA) belongs to the Financial sector and operates in the Insurance - Life industry.

What is the market cap of SNFCA?

The market cap of SNFCA is approximately $260M, ranking 3,859 within its sector.

What is the P/E ratio of SNFCA?

SNFCA has a P/E ratio of approximately 6.9x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for SNFCA?

SNFCA has recorded a 52-week high of $10.23 and a low of $7.33.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.