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SHG
Shinhan Financial Group Co Ltd ADR
7월 27일 12:26 PM ET (한국 7/28 01:26)
$71.49
-0.16 ▼ -0.22%

신한화금그룹(SHG) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$33.8B
미드캡
P/E
9.5
저평가 구간
배당수익률
2.83%
52주 위치
92%
저점 +55% · 고점 -3%
애널리스트
적극 매수
D
Fundamental health
vs. Banks - Regional 대형주
수익성 ⓘ
Top 83%
성장 ⓘ
Top 50%
밸류에이션 ⓘ
Top 86%
재무 안정 ⓘ
Top 46%
Index ⓘ -P/E ⓘ 9.48EPS (ttm) ⓘ 7.54Insider Own ⓘ -Shs Outstand ⓘ 472.6MPerf Week ⓘ 1.03%
Market Cap ⓘ 33.78BForward P/E ⓘ 8.08EPS next Y ⓘ 8.58%Insider Trans ⓘ -Shs Float ⓘ 472.6MPerf Month ⓘ 14.35%
Enterprise Value ⓘ -PEG ⓘ 0.66EPS next Q ⓘ 2.23Inst Own ⓘ 4.84%Short Float ⓘ 0.11%Perf Quarter ⓘ 7.13%
Income ⓘ 3.62BP/S ⓘ 0.9EPS this Y ⓘ 22%Inst Trans ⓘ 3.77%Short Ratio ⓘ 1.95Perf Half Y ⓘ 25.25%
Sales ⓘ 37.55BP/B ⓘ 0.95EPS next 5Y ⓘ 12.2%ROA ⓘ 0.66%Short Interest ⓘ 0.50MPerf YTD ⓘ 33.3%
Book/sh ⓘ 75.07P/C ⓘ -EPS past 3/5Y ⓘ 1.63% 4.13%ROE ⓘ 9.77%52W High ⓘ -3.13% ($73.80)Perf Year ⓘ 42.07%
Cash/sh ⓘ -P/FCF ⓘ 11.07Sales past 3/5Y ⓘ 7.11% 3.51%ROIC ⓘ 4.3%52W Low ⓘ 54.54% ($46.26)Perf 3Y ⓘ 172.34%
Dividend Est. ⓘ $2.03 (2.83%)EV/EBITDA ⓘ -EPS Y/Y TTM ⓘ 13.27%Gross Margin ⓘ -Volatility(W/M) ⓘ 2.28% 2.02%Perf 5Y ⓘ 115.92%
Dividend TTM ⓘ 1.87EV/Sales ⓘ -Sales Y/Y TTM ⓘ 35.45%Oper. Margin ⓘ 13.81%ATR (14) ⓘ 2.14Perf 10Y ⓘ 105.79%
Dividend Ex-Date ⓘ 2026/4/30Quick Ratio ⓘ -EPS Q/Q ⓘ 16.86%Profit Margin ⓘ 9.63%RSI (14) ⓘ 56.75Recom ⓘ 1.09
Dividend Gr. 3/5Y ⓘ -7.79% 4.45%Current Ratio ⓘ 0.2Sales Q/Q ⓘ 129.31%SMA20 ⓘ 3.15% ($69.31)Beta ⓘ 0.92Target Price ⓘ $89.11
Payout ⓘ 20%Debt/Eq ⓘ 2.73Earnings ⓘ 2026/7/23SMA50 ⓘ 7.14% ($66.73)Rel Volume ⓘ 1.6Prev Close ⓘ $71.65
Employees ⓘ -LT Debt/Eq ⓘ 1.37EPS/Sales Surpr. ⓘ 9.81% 8.1%SMA200 ⓘ 17.34% ($60.93)Avg Volume(3M) ⓘ 0.26MPrice ⓘ $71.49
IPO ⓘ 2003/9/16Option/Short ⓘ Yes/YesTrades ⓘ 4907Volume ⓘ 412,571Change ⓘ -0.22%
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Shinhan Financial Group Co Ltd ADR (SHG) Investment Analysis

What kind of company is Shinhan Financial Group Co Ltd ADR?

신한화금그룹(SHG) 가치주
Financial · Banks - Regional
Top 422 by Market Cap — Large-Cap

🏦 An ADR (American Depositary Receipt) of a comprehensive financial holding company headquartered in Korea, operating an extensive portfolio of financial subsidiaries centered around Shinhan Bank, spanning credit cards, securities, life insurance, and asset management. It ranks among the largest full-service financial groups in Korea and serves as a channel for global investors to gain exposure to the Korean financial industry through its U.S.-listed ADR.

Learn more about Shinhan Financial Group Co Ltd ADR →
Market Cap
$33.8B
Approx. KRW 46.3 trillion
⚖️ 12% of Samsung Electronics
Market Cap Rank422
IPO2003/09/16
Current Price$71.49 ≈ 97,941원
NYSE · South Korea

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 7월 23일 (목) · 장 시작 전 EPS +9.8% 매출 +8.1%
🎯 Ex-div 2026년 4월 30일 (목) 주당 $0.390076
🔔 Earnings release 2026년 4월 24일 (금) · 장 시작 전 EPS -1.3% 매출 +0.1%
🎯 Ex-div 2026년 2월 20일 (금)
🔔 Earnings release 2026년 2월 5일 (목) · 장 시작 전 EPS -15.5% 매출 +3.0%

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
13.8%
✓ 부진
My positionBottom 25%
Low range Average High range
Banks - Regional 대형주 Median 23.2% · Bottom 14%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
9.6%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Banks - Regional 대형주 Median 17.3% · Bottom tier
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
9.8%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 대형주 Median 12.6% · Bottom 25%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.7%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 대형주 Median 1.5% · Bottom 21%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
4.3%
✓ 평균
My positionMid-range
Low range Average High range
Financial 대형주 Median 7.1% · Bottom 27%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
2.73
✓ Very high debt
My positionBottom 5%
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.20
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$89.11
현재가 대비 +24.6%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
8.08배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
0.66
저평가
💡 PEG < 1 — 성장 대비 저렴
내년 EPS 예상 성장률
+8.6%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+12.2%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Slight tendency to beat estimates
2
예상 상회
0
예상 부합
1
예상 하회
67%
상회 비율
-7.0%
평균 서프라이즈
2026.07.23
상회
+9.8%
2026.04.24
상회
실적 $2.24 · 예상 $2.18 +3.0%
2026.02.05
하회
실적 $0.67 · 예상 $1.01 -33.7%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Turnaround Expected
Past performance was weak, but the outlook is positive
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+22.0%
우수
My positionTop 25%
Low range Average High range
가치주 대형주 Median 8.8% · Top 10%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+8.6%
양호
My positionMid-range
Low range Average High range
가치주 대형주 Median 8.5% · Top 50%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+12.2%
우수
My positionTop 25%
Low range Average High range
가치주 대형주 Median 6.8% · Top 21%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+1.6%
부진
My positionBottom 25%
Low range Average High range
가치주 대형주 Median 15.5% · Bottom 21%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+4.1%
부진
My positionBottom 25%
Low range Average High range
가치주 대형주 Median 21.1% · Bottom 13%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+3.5%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 대형주 Median 8.9% · Bottom tier
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+129.3%
우수
My positionTop 5%
Low range Average High range
가치주 대형주 Median 3.0% · Top tier
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Outperformed the market by 48%p over 5 years
SHG +115.9% · S&P 500 +68.0%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
+48.0%p
well ahead of the market
1-year basis
vs S&P 500
+25.6%p
ahead of the market
Rank among peers
5-year return Upper-Mid (33%) Based on 29 peers
1-year return Top 16% Based on 30 peers
Current position within 52-week range
Low (-54.5%p) High (-3.1%p)
Current price is 54.5% above the 52-week low and 3.1% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-18.0%
Annualized volatility
36.9%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-24
Uptrend zone

Current price $71.49 above the midline ($69.31). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

⚡
Current diagnosis · 2026-07-24
Death cross — bearish reversal signal

MACD(1.440) crossed below Signal(1.454). Trend reversal possible; read as a sell entry point.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-24
Bullish zone

RSI 56.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 54.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
9.48x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 대형주 median 13.18x · Top 1% — relatively cheap within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
8.08x
✓ Very cheap
My positionTop 25%
Low range Average High range
Banks - Regional 대형주 median 10.82x · Top 14% — relatively cheap within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.95x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 대형주 median 1.43x · Top 1% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.90x
✓ Very cheap
My positionTop 25%
Low range Average High range
Banks - Regional 대형주 median 2.44x · Top 12% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
11.07x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 대형주 median 11.31x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$89.11 vs. current price +24.6%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 대형주

Who owns it?

Ownership flow is positive
Institutional net buying +3.8% · Short interest light 0.1%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-
No trading data for Insiders
🏦 Institutions (funds & investors)
+3.8%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 4.8%
Retail-led
Financial 대형주 Median 77.0%
🧑‍💼 Insiders 0.0%
Low, common among large-caps
Financial 대형주 Median 0.8%
👤 Retail investors (estimated) 95.2%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
0.1%
Low — limited short-side pressure
Financial 대형주 Median 2.6%
Past 90 days Little change
Short interest days to cover
1.9 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 472.6M주
Float (tradable shares) 472.6M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding SHG

ETFs with the highest weightings · 10 total shown
EMM
EMM
Global X Emerging Markets ex-China ETF
2.89%
$57M
FLKR
FLKR
Franklin FTSE South Korea ETF
1.85%
$1.4B
IDVO
IDVO
Amplify CWP International Enhanced Dividend Income ETF
1.65%
$1.3B
EMKT
EMKT
Lazard Emerging Markets Opportunities ETF
1.61%
$168M
EWY
EWY
iShares MSCI South Korea ETF
1.46%
$24.6B
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당주 — 연 2.83% 배당
5년 배당 성장률 4.45%
Dividend Yield
2.83%
Industry average 2.62%
Dividend Per Share
$2.03
Annualized
Payout Ratio
20%
Share of net income paid as dividends
5-Year Growth
4.5%
Annualized dividend growth
📅 지급월 8월
📊 총 이력 2003~2025 (19건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.51
2003
$0.57 +12.0%
2004
$0.74 +30.3%
2005
$0.42 -42.9%
2009
$1.55 +267.9%
2022
$1.19 -23.0%
2023
$1.96 +64.4%
2024
$1.20 -38.8%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 19건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2025-08-01
$0.410
—
3.36%
2025-05-02
$0.414
—
4.28%
2025-02-21
$0.375
—
6.94%
2024-09-30
$0.389
—
4.62%
2024-06-28
$0.392
—
6.80%
2024-03-27
$0.394
—
6.69%
2024-03-20
$0.388
—
5.31%
2024-02-22
$0.395
—
4.93%
2023-09-28
$0.394
—
8.02%
2023-06-29
$0.403
—
7.86%
2023-03-30
$0.394
—
7.18%
2022-12-29
$0.655
—
5.50%
2022-09-29
$0.279
—
3.76%
2022-06-29
$0.300
—
2.12%
2022-03-30
$0.313
—
0.93%
2009-03-16
$0.420
—
2.63%
2005-12-28
$0.737
—
3.16%
2004-12-29
$0.566
—
2.54%
2003-12-29
$0.505
—
3.33%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 2.4만원
5년 누적 (세후) 13.2만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 4.45% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
SHG This Stock
$33.8B9.5 ▲0.9 ▲9.77% ▲2.83% ▲-0.2%
BRK-A
$963.8B14.8 ▼1.5 ▼10.49% ▲- +1.1%
BRK-B
$960.9B14.7 ▼1.5 ▼10.49% ▲- +0.8%
JPM
$946.4B15.1 ▼2.7 ▼17.71% ▲1.81% ▼+0.9%
V
$670.3B31.3 ▼19.1 ▼59.8% ▲0.76% ▼+1.2%
MA
$476.8B31.2 ▼71.2 ▼232.56% ▲0.64% ▼+1.8%
Sector Avg-13.61.39.13%2.62%-
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📖 Company overview
신한금융지주(SHG) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
신한금융지주(SHG)는 신한은행을 핵심으로 카드·증권·생명·자산 운용까지 아우르는 한국 본사 종합 금융 지주 ADR로, 한국 금리 환경과 배당 환원 정책, 부실 대출 흐름이 매출·주가·전망을 좌우하는 금융 관련주입니다.
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미국주식 세금 총정리 2026 — 초보자를 위한 계산법과 절세 전략
2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is 신한화금그룹(SHG)?

신한화금그룹(SHG) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of SHG?

The market cap of SHG is approximately $33.8B, ranking 422 within its sector.

Does SHG pay dividends?

SHG has a dividend yield of approximately 2.83%, with an annual dividend of $2.03.

What is the P/E ratio of SHG?

SHG has a P/E ratio of approximately 9.5x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for SHG?

SHG has recorded a 52-week high of $73.80 and a low of $46.26.

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