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RYAN
RYAN
Ryan Specialty Holdings Inc
7월 27일 3:55 PM ET (한국 7/28 04:55)
$41.75
+1.77 ▲ +4.43%

라이언 스페셜티 홀딩스(RYAN) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$11.0B
미드캡
P/E
56.7
고평가 구간
배당수익률
1.23%
52주 위치
34%
저점 +43% · 고점 -37%
애널리스트
매수
C
Fundamental health
vs. Insurance - Specialty
수익성 ⓘ
Top 63%
성장 ⓘ
Top 62%
밸류에이션 ⓘ
Top 17%
재무 안정 ⓘ
Top 70%
💰 Is this stock pricier than usual right now? ⓘ
Compared to this company's own recent 5년 (not other companies).
💎 Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 101원. Over the past 5년, it usually traded around 187원. Not because the price dropped, but because earnings grew much faster — this is one of the cheapest stretches of the past 5년.
Pricy doesn't mean bad — it means expectations are already baked in.
Index ⓘ -P/E ⓘ 56.73EPS (ttm) ⓘ 0.74Insider Own ⓘ 12.65%Shs Outstand ⓘ 128.9MPerf Week ⓘ -0.52%
Market Cap ⓘ 11.01BForward P/E ⓘ 17.86EPS next Y ⓘ 13.98%Insider Trans ⓘ 0.5%Shs Float ⓘ 113.1MPerf Month ⓘ 18.34%
Enterprise Value ⓘ 15.18BPEG ⓘ 1.8EPS next Q ⓘ 0.6Inst Own ⓘ 87.71%Short Float ⓘ 13.18%Perf Quarter ⓘ 17.94%
Income ⓘ 0.11BP/S ⓘ 3.48EPS this Y ⓘ 4.62%Inst Trans ⓘ 0.08%Short Ratio ⓘ 5.69Perf Half Y ⓘ -17.16%
Sales ⓘ 3.17BP/B ⓘ 8.46EPS next 5Y ⓘ 9.9%ROA ⓘ 1.04%Short Interest ⓘ 14.90MPerf YTD ⓘ -19.14%
Book/sh ⓘ 4.94P/C ⓘ 71.18EPS past 3/5Y ⓘ -3.44% -6.16%ROE ⓘ 18.44%52W High ⓘ -37% ($66.27)Perf Year ⓘ -35.17%
Cash/sh ⓘ 0.59P/FCF ⓘ 19.93Sales past 3/5Y ⓘ 21.13% 24.67%ROIC ⓘ 2.52%52W Low ⓘ 42.59% ($29.28)Perf 3Y ⓘ -6.85%
Dividend Est. ⓘ $0.51 (1.23%)EV/EBITDA ⓘ 15.9EPS Y/Y TTM ⓘ 98.44%Gross Margin ⓘ -Volatility(W/M) ⓘ 4.78% 4.12%Perf 5Y ⓘ 46.66%
Dividend TTM ⓘ 0.5EV/Sales ⓘ 4.79Sales Y/Y TTM ⓘ 18.37%Oper. Margin ⓘ 21%ATR (14) ⓘ 1.71Perf 10Y ⓘ -
Dividend Ex-Date ⓘ 2026/5/12Quick Ratio ⓘ 1.02EPS Q/Q ⓘ 158.3%Profit Margin ⓘ 3.43%RSI (14) ⓘ 59.84Recom ⓘ 2.41
Dividend Gr. 3/5Y ⓘ -Current Ratio ⓘ 1.02Sales Q/Q ⓘ 14.57%SMA20 ⓘ 2.49% ($40.74)Beta ⓘ 0.59Target Price ⓘ $44.71
Payout ⓘ 103.16%Debt/Eq ⓘ 5.88Earnings ⓘ 2026/7/30SMA50 ⓘ 15.1% ($36.27)Rel Volume ⓘ 0.58Prev Close ⓘ $39.98
Employees ⓘ 6110LT Debt/Eq ⓘ 5.78EPS/Sales Surpr. ⓘ 8.8% 1.76%SMA200 ⓘ -3.93% ($43.46)Avg Volume(3M) ⓘ 2.62MPrice ⓘ $41.75
IPO ⓘ 2021/7/22Option/Short ⓘ Yes/YesTrades ⓘ 14591Volume ⓘ 1,528,665Change ⓘ 4.43%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $783M (YoY +16%) · 순이익 $18M (YoY +164%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Ryan Specialty Holdings Inc (RYAN) Investment Analysis

What kind of company is Ryan Specialty Holdings Inc?

라이언 스페셜티 홀딩스(RYAN) 성장주
Financial · Insurance - Specialty
#892 by Market Cap — Mid-Cap

🛡️ A U.S. insurance brokerage company that provides specialty insurance brokerage and delegated underwriting services. The company delivers wholesale insurance brokerage and underwriting solutions for complex risks between retail insurance brokers and insurance carriers, and is an insurance brokerage stock whose performance is tied to premium volume and specialty insurance demand.

Learn more about Ryan Specialty Holdings Inc →
Market Cap
$11.0B
Approx. KRW 15.1 trillion
⚖️ 4% of Samsung Electronics
Market Cap Rank892
Employees6,110people
IPO2021/07/22
Current Price$41.75 ≈ 57,198원
NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release D-3
7월 30일 (목) · 장 마감 후
예상 EPS $0.60
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2026년 5월 12일 (화)
🔔 Earnings release 2026년 4월 30일 (목) · 장 마감 후 EPS +8.8% 매출 +1.8%
🎯 Ex-div 2026년 2월 24일 (화)
🔔 Earnings release 2026년 2월 12일 (목) · 장 마감 후

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
21.0%
✓ 양호
My positionMid-range
Low range Average High range
Insurance - Specialty Median 21.0% · Around average
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
3.4%
✓ 평균
My positionMid-range
Low range Average High range
Insurance - Specialty Median 13.6% · Bottom 25%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
18.4%
✓ 양호
My positionMid-range
Low range Average High range
Financial 중형주 Median 12.1% · Top 29%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
1.0%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 1.5% · Bottom 24%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
2.5%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 8.4% · Bottom 16%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
5.88
✓ Danger level
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
1.02
✓ 평균
My positionMid-range
Low range Average High range
Insurance - Specialty Median 1.55
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
1.02
✓ 양호
My positionMid-range
Low range Average High range
Financial 중형주 Median 1.84
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$44.71
현재가 대비 +7.1%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
17.86배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
1.80
다소 비쌈
💡 PEG 1.5~2 — 성장 대비 다소 비쌈
내년 EPS 예상 성장률
+14.0%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+9.9%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Mixed beats and misses
1
예상 상회
0
예상 부합
1
예상 하회
50%
상회 비율
+0.2%
평균 서프라이즈
2026.04.30
상회
실적 $0.47 · 예상 $0.43 +8.7%
2026.02.12
하회
실적 $0.45 · 예상 $0.49 -8.3%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Growth Concerns
Growth is lagging the industry average
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+4.6%
부진
My positionBottom 25%
Low range Average High range
성장주 중형주 Median 13.7% · Bottom 20%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+14.0%
평균
My positionMid-range
Low range Average High range
성장주 중형주 Median 15.1% · Bottom 43%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+9.9%
매우 부진
My positionBottom 5%
Low range Average High range
성장주 중형주 Median 15.9% · Bottom tier
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-3.4%
평균
My positionMid-range
Low range Average High range
성장주 중형주 Median 8.2% · Bottom 34%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
-6.2%
부진
My positionBottom 25%
Low range Average High range
성장주 중형주 Median 13.1% · Bottom 19%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+24.7%
우수
My positionTop 25%
Low range Average High range
성장주 중형주 Median 10.6% · Top 9%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+14.6%
양호
My positionMid-range
Low range Average High range
성장주 중형주 Median 11.1% · Top 42%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 21%p over 5 years
RYAN +46.7% · S&P 500 +68.0%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-21.3%p
behind the market
1-year basis
vs S&P 500
-51.6%p
Significantly behind the market
Current position within 52-week range
Low (-42.6%p) High (-37.0%p)
Current price is 42.6% above the 52-week low and 37.0% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-38.3%
Annualized volatility
51.9%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-24
Uptrend zone

Current price $41.75 above the midline ($40.74). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-24
Neutral zone — weak trend

MACD 1.319 · Signal 1.613 · Hist -0.294. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-24
Bullish zone

RSI 59.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 62.0.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Pricier than peers in its industry
Pricey on Vs. Earnings·Vs. Assets·Vs. Cash Flow, In line with peers on Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Pricey
🏢 Vs. Assets Pricey
🧾 Vs. Sales Mid-range
💧 Vs. Cash Flow Pricey
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
56.73x
✓ Very pricey
My positionBottom 25%
Low range Average High range
Insurance - Specialty median 10.40x · Bottom 7% — expensive within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
17.86x
✓ Very pricey
My positionBottom 25%
Low range Average High range
Financial 중형주 median 10.74x · Bottom 5% — expensive within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
8.46x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Insurance - Specialty median 1.25x · Bottom 1% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
3.48x
✓ Fair
My positionMid-range
Low range Average High range
Insurance - Specialty median 1.90x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
EV/EBITDA Enterprise Value Multiple
Total enterprise value ÷ operating cash earnings — a benchmark for M&A
15.90x
✓ Fair
My positionMid-range
Low range Average High range
Financial 중형주 median 12.82x · Around the industry average
💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
19.93x
✓ Pricey
My positionBottom 25%
Low range Average High range
Insurance - Specialty median 9.12x · Bottom 25% — expensive within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$44.71 vs. current price +7.1%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Insurance - Specialty

Who owns it?

Ownership is broadly stable
Insider modest net buying +0.5% · Institutional modest net buying +0.1% · Short interest elevated 13.2% · Short interest up +6.2pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+0.5%
Insiders net buying
🏦 Institutions (funds & investors)
+0.1%
Institutions little change
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 87.7%
Institution-led, stable structure
Financial 중형주 Median 76.4%
🧑‍💼 Insiders 12.7%
Founder/management large holders (strong skin-in-the-game)
Financial 중형주 Median 3.1%
👤 Retail investors (estimated) 0.0%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
13.2%
Somewhat high
Financial 중형주 Median 5.1%
Past 90 days 📈 +6.2%p increase
Short interest days to cover
5.7 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 128.9M주
Float (tradable shares) 113.1M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding RYAN

ETFs with the highest weightings · 10 total shown
KIE
KIE
State Street SPDR S&P Insurance ETF
1.72%
$634M
NBSM
NBSM
Neuberger Small-Mid Cap ETF
1.47%
$113M
KBWP
KBWP
Invesco KBW Property & Casualty Insurance ETF
1.42%
$262M
AQEC
AQEC
AQE Core ETF
1.36%
$586M
EQTY
EQTY
Kovitz Core Equity ETF
1.11%
$1.4B
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.23%
배당보다 주가 성장에 가까운 비중
Dividend Yield
1.23%
Industry average 2.62%
Dividend Per Share
$0.51
Annualized
Payout Ratio
103%
Share of net income paid as dividends
5-Year Growth
-
Annualized dividend growth
📅 지급월 2월 · 8월 · 11월
📊 총 이력 2024~2026 (9건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.67
2024
$0.48 -28.4%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 9건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-24
$0.130
—
1.57%
2025-11-10
$0.120
—
1.03%
2025-08-12
$0.120
—
0.97%
2025-05-13
$0.120
—
0.84%
2025-03-04
$0.120
—
1.13%
2024-11-12
$0.110
—
0.94%
2024-08-13
$0.110
—
0.86%
2024-05-13
$0.110
—
0.85%
2024-03-12
$0.340
—
0.63%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 1.0만원
5년 누적 (세후) 5.2만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
RYAN RYAN This Stock
$11.0B56.7 ▼8.5 ▼18.44% ▲1.23% ▼+4.4%
BRK-A
$963.8B14.8 ▼1.5 ▼10.49% ▲- +1.1%
BRK-B
$960.9B14.7 ▼1.5 ▼10.49% ▲- +0.8%
JPM
$946.4B15.1 ▼2.7 ▼17.71% ▲1.81% ▼+0.9%
V
$670.3B31.3 ▼19.1 ▼59.8% ▲0.76% ▼+1.2%
MA
$476.8B31.2 ▼71.2 ▼232.56% ▲0.64% ▼+1.8%
Sector Avg-13.61.39.13%2.62%-
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📖 Company overview
라이언 스페셜티 홀딩스(RYAN) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
라이언 스페셜티 홀딩스(RYAN)는 전문 보험 도매 중개와 위임 인수를 제공하는 미국 보험 중개 기업으로, 보험료 규모와 전문 보험 수요, 인수 확장에 실적과 주가가 연동되며, 위임 인수 사업과 빠른 외형 성장이 특징인 전문 보험 중개주입니다.
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2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is 라이언 스페셜티 홀딩스(RYAN)?

라이언 스페셜티 홀딩스(RYAN) belongs to the Financial sector and operates in the Insurance - Specialty industry.

What is the market cap of RYAN?

The market cap of RYAN is approximately $11.0B, ranking 892 within its sector.

Does RYAN pay dividends?

RYAN has a dividend yield of approximately 1.23%, with an annual dividend of $0.51.

What is the P/E ratio of RYAN?

RYAN has a P/E ratio of approximately 56.7x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for RYAN?

RYAN has recorded a 52-week high of $66.27 and a low of $29.28.

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