PTRB 주가 전망 및 ETF 분석 - 배당·운용보수·보유종목·NAV·RSI·MACD

PTRB

PGIM Total Return Bond ETF

7월 28일 11:01 AM ET (한국 7/29 24:01)

$41.04

+0.09 ▲ +0.22%

PTRB ETF is analyzed across 10 metrics including expense ratio, holdings, sector allocation, dividends, RSI, and MACD.

Total Expense Ratio

0.49%

Annual operating cost

Net Assets (AUM)

$1.1B

약 2조원

Holdings

1392 items

Dividend Yield

4.77%

Management Style

Active

Category ⓘ	Bonds - Broad Market	Asset Type ⓘ	Bonds	Return% 1Y ⓘ	3.41%	Total Holdings ⓘ	1392	Perf Week ⓘ	-0.29%
ETF Type ⓘ	Global Bonds	Active/Passive ⓘ	Active	Return% 3Y ⓘ	4.52%	AUM ⓘ	$1.1B	Perf Month ⓘ	-1.63%
Expense ⓘ	0.49%	NAV ⓘ	$40.93	Return% 5Y ⓘ	-	52W High ⓘ	-4.07%	Perf Quarter ⓘ	-2.01%
Dividend TTM ⓘ	$1.96 (4.77%)	Div Gr. 3/5Y ⓘ	6.19% -	Return% 10Y ⓘ	-	52W Low ⓘ	0.79%	Perf Half Y ⓘ	-2.7%
Flows% 1M ⓘ	6.76%	Flows% YTD ⓘ	71.51%	Return% SI ⓘ	0.16%	Volatility(W/M) ⓘ	0.24% 0.24%	Perf YTD ⓘ	-2.38%
SMA20 ⓘ	-0.48%	SMA50 ⓘ	-0.77%	SMA200 ⓘ	-2.07%	RSI (14) ⓘ	40.42	Beta ⓘ	0.32
IPO ⓘ	2021/12/8	Prev Close ⓘ	$40.95	Perf Year ⓘ	-1.1%	Avg Volume ⓘ	0.16M	Price ⓘ	$41.04

📊 PGIM Total Return Bond ETF (PTRB) Investment Analysis

ETF Overview

PGIM Total Return Bond ETF · Bonds - Broad Market

채권형 — 채권 ETF (만기 미상)

2021년 상장, 5년 운영 중.

PGIM Total Return Bond ETF는 총수익을 추구합니다. 이 ETF는 경상수익과 자본이득의 결합을 통해 목표를 달성합니다. 정상적인 상황에서 투자가능 자산의 최소 80%를 채권에 투자합니다. 부운용사는 미국 국채, 모기지·자산담보부증권(CDO·CLO 포함), 회사채, 해외 채권 등 다양한 채무증권에 자산을 배분합니다.

📘 PTRB ETF 자세히 알아보기 →

U.S.bondsdebt-securities

규모: $1.1B 약 2조원
운용사: PGIM
운용 방식: 액티브 (운용사 재량)
상장일: 2021년

Cost Efficiency

Annual Expense Ratio · Category Rank · Long-Term Cost Impact

Average expense ratio — 0.49% annually

Mid-range within the Bonds - Broad Market category.

Effective Annual Expense Ratio (Net Expense Ratio)

평균권

0.49%

My positionMid-range

Low range Average High range

Actual Cost Simulation by Investment Amount

$100.0M

Annual Expense Ratio

$490K

Pay $130K more per year vs. category average

Category Median Annual Cost

$360K

Based on expense ratio of 0.36%

10-Year Cumulative Expense Ratio (Long-term simulation assuming 7% annual market growth)

$8.8M

9.1% of returns you could have earned goes to the fund manager due to fees

💡 Because the expense ratio takes a slice of your assets every year, costs compound over 10 years and result in far greater losses than a simple sum (annual fee × 10). The 7% annual return assumption is based on the S&P 500's long-term average.

Defaults shown against $100K baseline portfolio. Adjust the slider to update the amount in real time.

Cheaper alternatives in the same category

BND

Vanguard Total Bond Market ETF

0.03%

-0.46%p annually

AGG

iShares Core U.S. Aggregate Bond ETF

0.03%

-0.46%p annually

BSV

Vanguard Short-Term Bond ETF

0.03%

-0.46%p annually

* A lower fee does not necessarily mean a better ETF. Consider the tracked index, liquidity, and tax treatment as well.

Long-Term Performance

1-year · 3-year · 5-year · 10-year returns · vs. benchmark · drawdown defense

Insufficient return data

-14.4%p vs. benchmark (SPY) over 1Y.

ℹ️ The "1Y·3Y·5Y·10Y" periods below represent annualized returns (CAGR) measured backward from today. Example: "3Y +12%" means the investment grew at a compounded 12% per year over the past three years.

If you had invested 3 year(s) ago

$100.0M

Today's value

$114.2M

→

Total gain

+$14.2M

Annualized +4.5%

ℹ️ How to read the return breakdown bar

Each period bar shows the share of this ETF's returns by source.

Price gains Price decline Dividends received

Mostly blue (80%+): Growth-style — price gains drive most returns
Mostly orange (70%+): Income-style — dividends drive most returns (watch out for after-tax drag)
Red + orange: Stagnant or declining price — dividends offset losses (common in covered-call and high-dividend funds)

1 Year

2025.07 ~ 2026.07

Annualized +3.41%

평균권

Price -1.10% + Dividend +4.51% = Total +3.41%/yr

Trailed the benchmark by 14.4%p annually

My positionMid-range

Low range Average High range

3 Years

2023.07 ~ 2026.07

Annualized +4.52% Cumulative +14.2%

평균권

Price +0.07% + Dividend +4.45% = Total +4.52%/yr

Trailed the benchmark by 14.5%p annually

My positionMid-range

Low range Average High range

5 Years

2021.07 ~ 2026.07

Insufficient data

10Y

2016.07 ~ 2026.07

Listed 2021/12 — under 10 years

5Y Cumulative Total Return Curve

2021-12-08 start, based on a 100M KRW base — read the curve values directly as units of 100M KRW (e.g., 308 → 3.08억 / 308M KRW). Both this ETF and the benchmark are rebased to 100 on the same start date for comparison.

PTRB · Price Only PTRB · Price + Cumulative Dividends PTRB · Dividend Reinvested S&P 500 (SPY)

100

150

200

ℹ️ Price Only: Excludes dividends and tracks pure stock price only. Covered-call and high-dividend ETFs often show a flat or declining line on this view, which is meaningful from a "principal preservation" standpoint. Price + Cumulative Dividend: Share count stays the same and received dividends are accumulated as cash. Closely matches your actual account total assets. Reinvested: Dividends are immediately used to buy additional shares (adjClose-based, the industry standard for total return). The wider the gap between the three lines, the easier it is to gauge the effectiveness of the dividend strategy.

Annual Return Comparison

ETF returns vs S&P 500 (SPY) by calendar year

PTRB S&P 500 (SPY)

+40%

−40%

-0%

2021

-14%

2022

+7%

2023

+3%

2024

+8%

2025

-0%

2026 YTD

💡 SPY is an equity benchmark, so direct comparison with different asset classes is for reference only.

ℹ️ Returns from January 1 to December 31 of each year. The current year (2026) column is dimmed to indicate YTD (incomplete). If blue is higher than gray, the ETF outperformed the benchmark in that year.

Win rate vs S&P 500 (SPY)

1 / 5Y

Lags behind benchmark (20%)

+ 2026 YTD: Behind (-0.4% vs 8.5%)

2021 ✗

2022 ✓

2023 ✗

2024 ✗

2025 ✗

2026 ✗ YTD

💡 Win rates against SPY are for reference only, since the asset class differs.

ℹ️ Number of winning years versus S&P 500 (SPY) within a completed calendar year (1/1–12/31). The current year (YTD) is reported separately.

Downside Capture

🛡️ 11%

Falls less than the benchmark in drawdowns — strong downside protection

<85% (Defend) 85~110% (Track) >110% (Lag)

💡 Bonds often show negative correlation with equities, limiting how this metric should be interpreted.

ℹ️ Average % drop of this ETF when S&P 500 (SPY) is −1%. Based on daily returns over the past 3 years (only days where the benchmark is negative).

Risk Profile

Volatility · Beta · Max Drawdown · Sharpe · Drawdown Recovery History

Overall Risk Grade

Bond Benchmark

Bond ETFs are naturally less volatile than stocks, so it only makes sense to compare them with other bond ETFs. You should also factor in the inverse relationship between interest rates and bond prices.

🏦 Bond ETFs — Low volatility and low Beta are the norm

Bonds have far lower volatility than stocks, and a lower Beta versus equity benchmarks. An "stable" rating is the natural result; meaningful comparison should be made against bond indices (e.g., AGG/TLT).

Beta (market sensitivity)

하위 25%

0.32

If the market rises +10% +3.2%

If the market falls -10% -3.2%

My positionBottom 25%

Low range Average High range

ℹ️ A beta of 1.0 moves in line with the market. Above 1 means it moves more than the market; below 1 means less.

Average daily range (last 1 month)

평균권

±0.24%

S&P 500 typically ±1.0~1.3% · Bond funds ±0.3% · Leveraged ETFs ±3% or more

Annual volatility trend (past 10 years)

ℹ️ This ETF's average daily price swing. 1% means "on average, moves about ±1% per day." The rolling curve below shows the annualized volatility (long-term standard measure) over time.

Max Drawdown · Past 10 years

-19.2%

Drawdown duration: 10 months

2021-12-17 → 2022-10-20

Recovered in about 2.9 years

2021-12-08 Worst -18% 2026-07-01

ℹ️ Maximum drawdown is the largest peak-to-trough decline in the past. It represents the worst-case loss a long-term investor must psychologically endure.

Sharpe Ratio (Risk-Adjusted Return)

-0.46

Poor — Underperforms the risk-free rate

ℹ️ Annualized return minus the risk-free rate (3% annualized), divided by annualized volatility. A value above 1.0 is generally considered good risk-adjusted performance.

Estimated Monthly Maximum Loss (VaR 95%)

-3.7%

Historically, monthly losses exceeding this figure occurred only5%of the time.

ℹ️ A statistical estimate meaning "with 95% probability, monthly losses will not exceed this amount." The remaining 5% corresponds to crisis-level events such as financial crises or pandemics.

Dividend Analysis

Yield · Dividend history · After-tax income calculator

Bond distribution — 4.77% annually

Coupon interest is the primary source.

ℹ️ Bond ETF distributions are mostly coupon income. Distributions may rise when interest rates increase, but this should be considered alongside the resulting price decline.

배당수익률

4.77%

주당 배당

$1.96

연간 기준

5년 성장률

지급 주기

불규칙

2월 · 3월 · 8월 · 9월 · 10월 · 11월 · 12월

📊 총 이력 2021~2026 (52건)

연도별 배당 총액 추이

주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.

$0.06

2021

$1.66 +2716.9%

2022

$1.94 +16.5%

2023

$2.09 +7.8%

2024

$1.99 -4.8%

2025

$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소

최근 배당 이력 총 52건

아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.

배당락일

주당 금액

지급일

당시 수익률

2026-03-31

$0.168

—

5.18%

2026-03-02

$0.155

—

5.05%

2026-02-02

$0.148

—

5.10%

2025-12-30

$0.202

—

4.73%

2025-12-01

$0.169

—

5.10%

2025-11-03

$0.163

—

4.70%

2025-10-01

$0.155

—

5.13%

2025-09-02

$0.161

—

5.26%

2025-08-01

$0.169

—

5.28%

2025-07-01

$0.161

—

5.30%

2025-06-02

$0.163

—

5.42%

2025-05-01

$0.165

—

5.39%

2025-04-01

$0.173

—

5.33%

2025-03-03

$0.155

—

4.89%

2025-02-03

$0.153

—

5.00%

2024-12-27

$0.198

—

5.12%

2024-12-02

$0.166

—

4.85%

2024-11-01

$0.176

—

4.92%

2024-10-01

$0.169

—

5.18%

2024-09-03

$0.184

—

4.83%

2024-08-01

$0.170

—

4.87%

2024-07-01

$0.173

—

5.39%

2024-06-03

$0.180

—

4.94%

2024-05-01

$0.165

—

4.97%

2024-04-01

$0.162

—

5.24%

2024-03-01

$0.161

—

4.83%

2024-02-01

$0.185

—

5.05%

2023-12-27

$0.139

—

5.65%

2023-12-01

$0.170

—

6.01%

2023-11-01

$0.181

—

6.18%

2023-10-02

$0.177

—

6.00%

2023-09-01

$0.184

—

5.67%

2023-08-01

$0.166

—

5.46%

2023-07-03

$0.159

—

5.03%

2023-06-01

$0.160

—

5.15%

2023-05-01

$0.158

—

4.99%

2023-04-03

$0.156

—

4.56%

2023-03-01

$0.139

—

4.65%

2023-02-01

$0.148

—

4.25%

2022-12-28

$0.441

—

4.22%

2022-12-01

$0.207

—

3.05%

2022-11-01

$0.136

—

2.67%

2022-10-03

$0.124

—

2.29%

2022-09-01

$0.126

—

1.91%

2022-08-01

$0.115

—

1.55%

2022-07-01

$0.115

—

1.32%

2022-06-01

$0.111

—

1.03%

2022-05-02

$0.094

—

0.78%

2022-04-01

$0.066

—

0.54%

2022-03-01

$0.080

—

0.39%

2022-02-01

$0.047

—

0.22%

2021-12-29

$0.059

—

0.12%

* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.

💰 내가 $100K 투자한다면

연간 배당금 (세후) $4K

5년 누적 (세후) $20K

* 환율 1 가정, 배당소득세 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

* Qualified dividend middle-bracket approximation. Actual rate varies by total income.

Overall investment appeal

What this ETF fits best — strengths, weaknesses, and target investor profile

Strengths and weaknesses both present Check the fit below to see whether it matches your investing goal.

🎯 목적별 적합도

내가 이 ETF를 어떤 목적으로 활용할 수 있는지 확인하세요.

🌳

장기 보유

수년 이상 꾸준히 모아갈 때

보통

💵

배당 인컴

매월·분기 현금흐름이 목적일 때

적합

⚡

단기 트레이딩

며칠~몇 주 단기 방향성 매매

매우 낮음

🧩

포트폴리오 보조

자산 배분·헤지 용도

매우 적합

👤

이런 분에게 어울려요

Investors seeking portfolio stability

✅ 강점

뚜렷한 강점이 드러나지 않아요.

⚠️ 약점·주의사항

🎯Trails benchmark by -14.4%p annually

Portfolio Composition

What's actually inside — sector weights and top holdings

채권 포트폴리오

주식과 달리 "섹터 = 만기·신용등급"으로 해석해야 해요.

ℹ️ 왜 구성을 봐야 하나요?

ETF의 실제 성과는 담고 있는 종목과 섹터에서 나와요. 이름이 "S&P 500"이라도 기술주 비중이 유난히 높을 수 있고, "배당주 ETF"라도 몇몇 대형주에 쏠려 있을 수 있어요. 라벨보다 실제 구성을 확인하는 게 중요해요.

🔬 집중도 한눈에 보기

총 보유종목

1339개

상위 10개 비중

20.1%

최대 단일 종목

3.65%

집중도(HHI)

낮음 (분산)

🥧 섹터 비중

Financial

5.9%

Energy

1.8%

Consumer Cyclical

1.2%

Healthcare

1.0%

Technology

1.0%

Consumer Defensive

1.0%

Industrials

0.9%

Real Estate

0.7%

Communication Services

0.6%

Utilities

0.5%

Basic Materials

0.2%

📋 상위 보유 종목 Top 10 Top 10이 전체의 20.0% 차지

티커 옆의 점 색상 = 섹터 구분 (섹터 차트와 동일 색상)