엠비아(MBI) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

Q: What kind of company is 엠비아(MBI)?

엠비아(MBI) belongs to the Financial sector and operates in the Insurance - Specialty industry.

Q: What is the market cap of MBI?

The market cap of MBI is approximately $282M, ranking 3,784 within its sector.

Q: What is the 52-week high and low for MBI?

MBI has recorded a 52-week high of $8.26 and a low of $4.72.

MBI

MBIA Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$5.53

-0.13 ▼ -2.30%

🌙 7월 28일 7:04 AM ET (한국 7/28 20:04)

$5.67

+0.14 ▲ +2.53%

엠비아(MBI) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$282M

스몰캡

P/E

배당수익률

없음

52주 위치

23%

저점 +17% · 고점 -33%

애널리스트

매수

Fundamental health

vs. 경기민감주 소형주· based on 2 axes

수익성

산출 불가 (적자)

성장

Top 58%

밸류에이션

Top 60%

재무 안정

데이터 부족

💰 Is this stock pricier than usual right now?

Compared to this company's own recent 2년 (not other companies).

Very cheap

Cheap

Typical

Pricey

Very pricey

Simply put — what you pay today to own $1 of this company's yearly earnings is 1원. Over the past 2년, it usually traded around 1원. On the cheaper side versus its own history.

Pricy doesn't mean bad — it means expectations are already baked in.· based on 2 profitable years

Index ⓘ	RUT	P/E ⓘ	-	EPS (ttm) ⓘ	-3.1	Insider Own ⓘ	11.43%	Shs Outstand ⓘ	50.9M	Perf Week ⓘ	-13.46%
Market Cap ⓘ	0.28B	Forward P/E ⓘ	-	EPS next Y ⓘ	9.72%	Insider Trans ⓘ	-	Shs Float ⓘ	45.1M	Perf Month ⓘ	-9.93%
Enterprise Value ⓘ	-	PEG ⓘ	-	EPS next Q ⓘ	-0.12	Inst Own ⓘ	50.94%	Short Float ⓘ	5.43%	Perf Quarter ⓘ	-9.05%
Income ⓘ	-0.15B	P/S ⓘ	3.13	EPS this Y ⓘ	-190.4%	Inst Trans ⓘ	4.46%	Short Ratio ⓘ	6.8	Perf Half Y ⓘ	-15.05%
Sales ⓘ	0.09B	P/B ⓘ	-	EPS next 5Y ⓘ	-	ROA ⓘ	-7.45%	Short Interest ⓘ	2.45M	Perf YTD ⓘ	-22.77%
Book/sh ⓘ	-44.82	P/C ⓘ	-	EPS past 3/5Y ⓘ	2.83% 18.16%	ROE ⓘ	-	52W High ⓘ	-33.05% ($8.26)	Perf Year ⓘ	11.72%
Cash/sh ⓘ	-	P/FCF ⓘ	5.87	Sales past 3/5Y ⓘ	-18.9% -22.27%	ROIC ⓘ	-12.49%	52W Low ⓘ	17.04% ($4.72)	Perf 3Y ⓘ	42.76%
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	64.74%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	3.91% 3.44%	Perf 5Y ⓘ	-1.27%
Dividend TTM ⓘ	-	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	109.3%	Oper. Margin ⓘ	37.78%	ATR (14) ⓘ	0.23	Perf 10Y ⓘ	50.92%
Dividend Ex-Date ⓘ	2023/12/26	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	37.35%	Profit Margin ⓘ	-172.22%	RSI (14) ⓘ	31.13	Recom ⓘ	2.33
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	1.42	Sales Q/Q ⓘ	71.43%	SMA20 ⓘ	-12.88% ($6.35)	Beta ⓘ	1.62	Target Price ⓘ	$7.25
Payout ⓘ	-	Debt/Eq ⓘ	-	Earnings ⓘ	2026/5/7	SMA50 ⓘ	-10.3% ($6.16)	Rel Volume ⓘ	1.68	Prev Close ⓘ	$5.66
Employees ⓘ	57	LT Debt/Eq ⓘ	-	EPS/Sales Surpr. ⓘ	-3.23% 3.45%	SMA200 ⓘ	-15.08% ($6.51)	Avg Volume(3M) ⓘ	0.36M	Price ⓘ	$5.53
IPO ⓘ	1987/7/1	Option/Short ⓘ	Yes/Yes			Trades ⓘ	3501	Volume ⓘ	604,836	Change ⓘ	-2.3%

Quarterly earnings trend SEC filings · USD

24.6

24.9

24.12*

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $24M (YoY +71%) · 순이익 $-40M (YoY +35%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 MBIA Inc (MBI) Investment Analysis

What kind of company is MBIA Inc?

엠비아(MBI) 경기민감주

Financial · Insurance - Specialty

Small-Cap — Low Volume, High Volatility

🏛️ This is a U.S. specialty insurance firm that provides financial guarantee insurance (bond insurance) for municipal bonds and asset-backed securities. Its core business is credit enhancement, guaranteeing the repayment of principal and interest if the issuer fails to meet its debt obligations, thereby lowering the issuer's borrowing costs. The company has long been an established player in the U.S. public finance guarantee sector.

Learn more about MBIA Inc →

Market Cap

$0.3B

Approx. KRW 0.4 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank3784

Employees57people

IPO1987/07/01

Current Price$5.53 ≈ 7,576원

📌 RUT · NYSE · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 5월 7일 (목) · 장 마감 후 EPS -3.2% 매출 +3.5%

🔔 Earnings release 2026년 2월 26일 (목) · 장 마감 후 EPS -140.0% 매출 +35.6%

🎯 Ex-div 2023년 12월 26일 (화)

Is it profitable?

Profitability weak

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

37.8%

✓ 양호

My positionMid-range

Low range Average High range

Insurance - Specialty Median 21.0% · Top 40%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

-172.2%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROA

Annual earnings relative to total company assets

-7.5%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROIC

Return generated per dollar invested in the business

-12.5%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Current Ratio

Liquid assets available to cover liabilities due within a year

1.42

✓ 평균

My positionMid-range

Low range Average High range

Insurance - Specialty Median 1.55

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook

Positive and negative signals are mixed

애널리스트 목표가

$7.25

현재가 대비 +31.1%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

내년 EPS 예상 성장률

+9.7%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility

Frequently misses analyst estimates

예상 상회

예상 부합

예상 하회

상회 비율

-40.5%

평균 서프라이즈

2026.05.07

하회

실적 $-0.16 · 예상 $-0.15 -3.2%

2026.02.26

하회

실적 $-0.24 · 예상 $-0.14 -77.8%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Growth Concerns

Growth is lagging the industry average

Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

-190.4%

매우 부진

My positionBottom 5%

Low range Average High range

경기민감주 소형주 Median 20.1% · Bottom tier

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+9.7%

부진

My positionBottom 25%

Low range Average High range

경기민감주 소형주 Median 31.9% · Bottom 22%

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

+2.8%

양호

My positionMid-range

Low range Average High range

경기민감주 소형주 Median -2.7% · Top 44%

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+18.2%

우수

My positionTop 25%

Low range Average High range

경기민감주 소형주 Median 0.5% · Top 23%

Past 5-Year Revenue

How much revenue grew over the past 5 years

-22.3%

매우 부진

My positionBottom 5%

Low range Average High range

경기민감주 소형주 Median 6.1% · Bottom tier

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+71.4%

우수

My positionTop 5%

Low range Average High range

경기민감주 소형주 Median 5.7% · Top tier

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Long-term weakness — -70%p below the market

MBI -1.3% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

-69.6%p

Significantly behind the market

1-year basis

vs S&P 500

-4.3%p

roughly in line with the market

Current position within 52-week range

Low (-17.0%p) High (-33.0%p)

Current price is 17.0% above the 52-week low and 33.0% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-19.7%

Annualized volatility

42.4%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔵

Current diagnosis · 2026-07-27

Oversold zone — rebound potential

Current price $5.53 fell below the lower band ($5.65). Selling pressure excessive; worth watching for a short-term bounce. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴

Current diagnosis · 2026-07-27

Bearish momentum holding

MACD -0.122 < Signal -0.005 in negative zone + Hist negative (-0.118). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-27

Bearish zone

RSI 31.1 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 0.8.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average

Cheap on Vs. Cash Flow, In line with peers on Vs. Sales

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

🧾 Vs. Sales Mid-range

💧 Vs. Cash Flow Cheap

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

3.13x

✓ Fair

My positionMid-range

Low range Average High range

Insurance - Specialty median 1.90x · Around the industry average

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

5.87x

✓ Very cheap

My positionTop 25%

Low range Average High range

Insurance - Specialty median 9.12x · Top 16% — relatively cheap within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

Analyst target price (reference)

$7.25 vs. current price +31.1%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Insurance - Specialty

Who owns it?

Ownership flow is positive

Institutional net buying +4.5% · Short interest moderate 5.4% · Short interest up +1.3pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

0.0%

Insiders little change

🏦 Institutions (funds & investors)

+4.5%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 50.9%

Adequate institutional weight

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 11.4%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 37.6%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

5.4%

Moderate

Financial 소형주 Median 0.8%

Past 90 days 📈 +1.3%p increase

Short interest days to cover

6.8 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 50.9M주

Float (tradable shares) 45.1M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding MBI

ETFs with the highest weightings · 10 total shown

IFLN

Invesco Bloomberg Enhanced Fallen Angels ETF

0.59%

$307M

TROT

Invesco MSCI Treasury Duration Rotation ETF

0.09%

GTOQ

Invesco High Yield Systematic Bond ETF

0.08%

$180M

IWC

iShares Micro-Cap ETF

0.06%

$1.4B

FALN

iShares Fallen Angels USD Bond ETF

0.05%

$1.6B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
MBI This Stock	$281.7M	-	-	-	-	-2.3%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 엠비아(MBI)?

엠비아(MBI) belongs to the Financial sector and operates in the Insurance - Specialty industry.

What is the market cap of MBI?

The market cap of MBI is approximately $282M, ranking 3,784 within its sector.

What is the 52-week high and low for MBI?

MBI has recorded a 52-week high of $8.26 and a low of $4.72.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.