Independent Bank Corp (Ionia, MI)(IBCP) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Full metrics table
| Index | RUT | P/E | 10.89 | EPS (ttm) | 3.41 | Insider Own | 4.61% | Shs Outstand | 22.1M | Perf Week | 0.38% |
| Market Cap | 0.82B | Forward P/E | 9.35 | EPS next Y | 16.03% | Insider Trans | -0.65% | Shs Float | 21.2M | Perf Month | 5.28% |
| Enterprise Value | - | PEG | 1.17 | EPS next Q | 0.93 | Inst Own | 81.46% | Short Float | 3.16% | Perf Quarter | -2.88% |
| Income | 0.07B | P/S | 2.48 | EPS this Y | 2.64% | Inst Trans | 2.24% | Short Ratio | 3.49 | Perf Half Y | 11.71% |
| Sales | 0.33B | P/B | 1.42 | EPS next 5Y | 8.02% | ROA | 1.23% | Short Interest | 0.67M | Perf YTD | 14.05% |
| Book/sh | 26.14 | P/C | - | EPS past 3/5Y | 3.2% 5.29% | ROE | 13.5% | 52W High | -5.45% ($39.24) | Perf Year | 20.53% |
| Cash/sh | - | P/FCF | 31.85 | Sales past 3/5Y | 10.44% 7.9% | ROIC | 11.61% | 52W Low | 24.37% ($29.83) | Perf 3Y | 96.09% |
| Dividend Est. | $1.12 (3.02%) | EV/EBITDA | - | EPS Y/Y TTM | 4.63% | Gross Margin | - | Volatility(W/M) | 2.53% 2.07% | Perf 5Y | 64.67% |
| Dividend TTM | 1.1 | EV/Sales | - | Sales Y/Y TTM | 2.87% | Oper. Margin | 26.68% | ATR (14) | 0.78 | Perf 10Y | 120.7% |
| Dividend Ex-Date | 2026/11/3 | Quick Ratio | - | EPS Q/Q | -4.59% | Profit Margin | 21.75% | RSI (14) | 60.53 | Recom | 2.2 |
| Dividend Gr. 3/5Y | 5.73% 5.39% | Current Ratio | 0.16 | Sales Q/Q | 14.6% | SMA20 | 2.89% ($36.06) | Beta | 0.73 | Target Price | $41.2 |
| Payout | 31.81% | Debt/Eq | 0.08 | Earnings | 2026/10/27 | SMA50 | 2.23% ($36.29) | Rel Volume | 1.56 | Prev Close | $36.92 |
| Employees | 826 | LT Debt/Eq | 0.08 | EPS/Sales Surpr. | -2.95% 3.2% | SMA200 | 4.85% ($35.38) | Avg Volume(3M) | 0.19M | Price | $37.1 |
| IPO | 1985/9/4 | Option/Short | Yes/Yes | Trades | 3307 | Volume | 299,413 | Change | 0.49% |
Independent Bank Corporation (ticker IBCP) is a regional bank holding company based in Michigan, USA. Founded in 1864 as the First National Bank of Ionia, it has built a long-standing history and provides a full suite of financial services—including commercial banking, mortgage lending, investment, and title services—through multiple branches across Michigan's Lower Peninsula.
Over the past 1 year, on the higher side
5% below its 1-year high.
Traded more than usual. That is 156% of its average volume.
Ex-dividend date: November 3
4 days to go. Buy before this date to receive the dividend.
IBCP makes money exceptionally well
Of every $100 in sales, $26.68 is kept as operating profit.
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Earnings are growing steadily
Earnings are expected to grow by +2.6% this year.
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The price is about the industry average
For a company earning $100 a year, you would pay $1,089. Peers typically go for $1,179. Compared with its own 5-year average, it is 32% pricier now.
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Results came in about as expected
Slight tendency to beat estimates
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Opinions on the outlook are split
Analyst sentiment is Buy.
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Holding long would have paid off
Bought 5 years ago, your return today would be +64.7%. The S&P 500 did +68% over the same period.
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Dividends are paid consistently
Pays 3.02% annually in dividends.
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Ownership looks stable
Institutions hold 81.5%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
JPSV JPMorgan Active Small Cap Value ETF 0.01% 
SMDV ProShares S&P SmallCap 600 Dividend Aristocrats ETF <0.01% 
SCDS JPMorgan Fundamental Data Science Small Core ETF <0.01% 
QABA First Trust NASDAQ ABA Community Bank Index Fund <0.01% 
KRE State Street SPDR S&P Regional Banking ETF <0.01% It ranks #173 of 322 in the industry
Based on market cap of $824M.
SPFI#172 South Plains Financial Inc $833M PER 11.7 IBCP#173 Independent Bank Corp (Ionia, MI) $824M PER 10.9 
ALRS#174 Alerus Financial Corp $823M PER 28.0 
AGBK#175 AGI Inc $819M PER 5.3 
PGC#176 Peapack-Gladstone Financial Corp $814M PER 13.9 
FAQ
What kind of company is IBCP?
IBCP belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of IBCP?
The market cap of IBCP is approximately $824M, ranking 2,750 within its sector.
Does IBCP pay dividends?
IBCP has a dividend yield of approximately 3.02%, with an annual dividend of $1.12.
What is the P/E ratio of IBCP?
IBCP has a P/E ratio of approximately 10.9x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for IBCP?
IBCP has recorded a 52-week high of $39.24 and a low of $29.83.
