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GCBC
GCBC
Greene County Bancorp Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$33.42
+0.42 ▲ +1.27%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$33.42
+0.00 +0.00%

그린카운티뱅크(GCBC) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$569M
스몰캡
P/E
13.9
저평가 구간
배당수익률
1.20%
52주 위치
82%
저점 +57% · 고점 -7%
애널리스트
-
B+
Fundamental health
vs. Banks - Regional 소형주
수익성
Top 22%
성장
Top 41%
밸류에이션
Top 17%
재무 안정
Top 25%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 14원. Over the past 5년, it usually traded around 15원. Roughly in line with its own history.
Pricy doesn't mean bad — it means expectations are already baked in.
Index RUTP/E 13.87EPS (ttm) 2.41Insider Own 59.38%Shs Outstand 17.0MPerf Week 2.89%
Market Cap 0.57BForward P/E -EPS next Y -Insider Trans 0.06%Shs Float 6.9MPerf Month 9.75%
Enterprise Value -PEG -EPS next Q -Inst Own 13.6%Short Float 2.72%Perf Quarter 42.64%
Income 0.04BP/S 3.9EPS this Y -Inst Trans -0.58%Short Ratio 4.9Perf Half Y 51.91%
Sales 0.15BP/B 2.05EPS next 5Y -ROA 1.32%Short Interest 0.19MPerf YTD 50.34%
Book/sh 16.32P/C -EPS past 3/5Y 10.04% 11.37%ROE 15.88%52W High -7.22% ($36.02)Perf Year 33.04%
Cash/sh -P/FCF 15.66Sales past 3/5Y 14.64% 16.48%ROIC 13.07%52W Low 57.27% ($21.25)Perf 3Y -0.06%
Dividend Est. $0.4 (1.2%)EV/EBITDA -EPS Y/Y TTM 31.74%Gross Margin -Volatility(W/M) 3.37% 4.3%Perf 5Y 116.31%
Dividend TTM 0.4EV/Sales -Sales Y/Y TTM 9.67%Oper. Margin 32.12%ATR (14) 1.24Perf 10Y 295.97%
Dividend Ex-Date 2026/8/14Quick Ratio -EPS Q/Q 21.49%Profit Margin 28.14%RSI (14) 61.59Recom -
Dividend Gr. 3/5Y 12.62% 10.76%Current Ratio 0.63Sales Q/Q 7.97%SMA20 1.03% ($33.08)Beta 0.39Target Price -
Payout 16.6%Debt/Eq 0.56Earnings -SMA50 12.68% ($29.66)Rel Volume 0.7Prev Close $33
Employees 203LT Debt/Eq 0.13EPS/Sales Surpr. -SMA200 35.96% ($24.58)Avg Volume(3M) 0.04MPrice $33.42
IPO 1999/1/4Option/Short No/YesTrades 861Volume 27,043Change 1.27%
Quarterly earnings trend SEC filings · USD
24.6*
24.9
24.12
25.3
25.6*
25.9
25.12
26.3
Revenue Net income 최근 분기: 매출 $33M (YoY +9%) · 순이익 $11M (YoY +31%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Greene County Bancorp Inc (GCBC) Investment Analysis

What kind of company is Greene County Bancorp Inc?

그린카운티뱅크(GCBC) 가치주
Financial · Banks - Regional
Financial Stocks

Green County Bancorp (GCBC) is a regional bank holding company headquartered in Catskill, New York, USA, with The Bank of Greene County—founded in 1888—operating as its subsidiary. It is a community-focused retail financial institution serving the northeastern United States, with a primary emphasis on deposit gathering and real estate, consumer, and commercial lending.

Learn more about Greene County Bancorp Inc →
Market Cap
$0.6B
Approx. KRW 0.8 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3096
Employees203people
IPO1999/01/04
Current Price$33.42 ≈ 45,785원
📌 RUT · NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date D-17
지급 5월 29일 (금)
💡 배당을 받으려면 8월 13일까지 매수하는게 좋습니다
📜 Recent events
🎯 Ex-div 2026년 5월 15일 (금) 주당 $0.1
🎯 Ex-div 2026년 2월 13일 (금) 주당 $0.1

Is it profitable?

Profitability healthy
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
32.1%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 소형주 Median 25.4% · Top 20%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
28.1%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 소형주 Median 19.7% · Top 10%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
15.9%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 소형주 Median 9.9% · Top 16%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
1.3%
✓ 평균
My positionMid-range
Low range Average High range
Financial 소형주 Median 1.5% · Bottom 42%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
13.1%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 소형주 Median 5.3% · Top 5%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.56
✓ Average
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.63
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional Median 0.14
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+10.0%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 7.7% · Top 45%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+11.4%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 10.6% · Top 48%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+16.5%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 12.0% · Top 32%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+8.0%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 4.2% · Top 41%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Outperformed the market by 48%p over 5 years
GCBC +116.3% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
+48.0%p
well ahead of the market
1-year basis
vs S&P 500
+17.0%p
ahead of the market
Rank among peers
5-year return Top 18% Based on 130 peers
1-year return Upper-Mid (44%) Based on 134 peers
Current position within 52-week range
Low (-57.3%p) High (-7.2%p)
Current price is 57.3% above the 52-week low and 7.2% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-11.8%
Annualized volatility
32.1%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-27
Uptrend zone

Current price $33.42 above the midline ($33.08). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.876 · Signal 1.087 · Hist -0.212. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 61.6 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 69.6.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Pricey on Vs. Assets·Vs. Sales, In line with peers on Vs. Earnings·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Mid-range
🏢 Vs. Assets Pricey
🧾 Vs. Sales Pricey
💧 Vs. Cash Flow Mid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
13.87x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 12.66x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
2.05x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Banks - Regional 소형주 median 1.30x · Bottom 1% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
3.90x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Banks - Regional 소형주 median 2.49x · Bottom 4% — expensive within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
15.66x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 12.07x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership is broadly stable
Insider modest net buying +0.1% · Institutional modest net selling -0.6% · Short interest light 2.7% · Short interest up +2.2pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+0.1%
Insiders little change
🏦 Institutions (funds & investors)
-0.6%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 13.6%
Retail-led
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 59.4%
Founder/management large holders (strong skin-in-the-game)
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 27.0%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
2.7%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 90 days 📈 +2.2%p increase
Short interest days to cover
4.9 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 17.0M주
Float (tradable shares) 6.9M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding GCBC

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.2%
배당보다 주가 성장에 가까운 비중
Dividend Yield
1.20%
Industry average 2.62%
Dividend Per Share
$0.40
Annualized
Payout Ratio
17%
Share of net income paid as dividends
5-Year Growth
10.8%
Annualized dividend growth
🏆 12년 연속 배당 증가
📅 지급월 2월 · 8월 · 11월
📊 총 이력 2000~2026 (89건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.19 +2.9%
2016
$0.19 +2.8%
2017
$0.20 +2.6%
2018
$0.21 +6.1%
2019
$0.23 +9.5%
2020
$0.25 +8.7%
2021
$0.27 +8.0%
2022
$0.30 +11.1%
2023
$0.34 +13.3%
2024
$0.38 +11.8%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 89건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-13
$0.100
2.02%
2025-11-14
$0.100
2.12%
2025-08-15
$0.100
1.94%
2025-05-16
$0.090
1.54%
2025-02-14
$0.090
1.28%
2024-11-15
$0.090
1.02%
2024-08-15
$0.090
1.05%
2024-05-14
$0.080
1.02%
2024-02-14
$0.080
1.00%
2023-11-14
$0.080
1.47%
2023-08-11
$0.080
1.00%
2023-05-12
$0.070
1.86%
2023-02-10
$0.070
1.40%
2022-11-14
$0.070
0.78%
2022-08-12
$0.070
1.31%
2022-05-12
$0.065
1.25%
2022-02-14
$0.065
1.32%
2021-11-12
$0.065
1.80%
2021-08-13
$0.065
1.98%
2021-05-13
$0.060
2.27%
2021-02-11
$0.060
2.37%
2020-11-12
$0.060
2.33%
2020-08-13
$0.060
2.59%
2020-05-14
$0.055
2.15%
2020-02-13
$0.055
1.83%
2019-11-14
$0.055
1.89%
2019-08-14
$0.055
1.92%
2019-05-14
$0.050
1.62%
2019-02-14
$0.050
1.57%
2018-11-14
$0.050
1.56%
2018-08-14
$0.050
1.15%
2018-05-14
$0.049
1.25%
2018-02-14
$0.049
1.11%
2017-11-14
$0.049
1.30%
2017-08-11
$0.049
1.97%
2017-05-11
$0.048
2.03%
2017-02-13
$0.048
1.66%
2016-11-10
$0.048
1.95%
2016-08-11
$0.048
2.80%
2016-05-12
$0.046
2.59%
2016-02-10
$0.046
2.77%
2015-11-10
$0.046
3.14%
2015-08-12
$0.046
3.30%
2015-05-13
$0.045
3.20%
2015-02-11
$0.045
3.02%
2014-11-12
$0.045
3.50%
2014-08-13
$0.045
3.31%
2014-05-13
$0.044
3.39%
2014-02-12
$0.044
3.40%
2013-11-13
$0.044
3.13%
2013-08-13
$0.044
3.92%
2013-05-13
$0.044
3.47%
2013-02-13
$0.044
3.19%
2012-11-13
$0.044
3.29%
2012-08-13
$0.044
3.72%
2012-05-11
$0.044
3.78%
2012-02-13
$0.044
4.03%
2011-11-10
$0.044
3.94%
2011-08-11
$0.044
5.51%
2011-05-11
$0.044
6.19%
2011-02-11
$0.044
5.06%
2010-11-09
$0.094
5.76%
2010-08-11
$0.044
5.27%
2010-05-12
$0.044
4.94%
2010-02-10
$0.043
5.47%
2009-11-10
$0.043
5.92%
2009-08-12
$0.043
6.07%
2009-05-13
$0.043
6.23%
2009-02-11
$0.043
7.26%
2008-11-12
$0.043
6.87%
2008-08-13
$0.043
5.06%
2008-05-13
$0.040
5.54%
2008-02-13
$0.037
6.45%
2007-11-13
$0.035
5.33%
2007-08-13
$0.063
4.00%
2007-02-13
$0.063
4.76%
2006-08-11
$0.058
4.53%
2006-02-13
$0.058
3.00%
2005-08-11
$0.055
3.42%
2005-02-11
$0.055
2.48%
2004-08-12
$0.052
3.63%
2004-02-11
$0.050
3.23%
2003-08-13
$0.045
4.00%
2003-02-12
$0.043
4.94%
2002-08-13
$0.040
4.79%
2002-02-13
$0.035
3.85%
2001-08-13
$0.031
2.81%
2001-02-13
$0.015
2.40%
2000-07-28
$0.015
1.41%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 1.0만원
5년 누적 (세후) 6.3만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 10.76% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
GCBC GCBC This Stock
$569.0M13.9 2.0 15.88% 1.2% +1.3%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
📊
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FAQ

What kind of company is 그린카운티뱅크(GCBC)?

그린카운티뱅크(GCBC) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of GCBC?

The market cap of GCBC is approximately $569M, ranking 3,096 within its sector.

Does GCBC pay dividends?

GCBC has a dividend yield of approximately 1.20%, with an annual dividend of $0.40.

What is the P/E ratio of GCBC?

GCBC has a P/E ratio of approximately 13.9x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for GCBC?

GCBC has recorded a 52-week high of $36.02 and a low of $21.25.

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