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FNF
FNF
Fidelity National Financial Inc
7월 27일 3:27 PM ET (한국 7/28 04:27)
$51.62
+3.01 ▲ +6.19%

피델리티 내셔널 파이낸셜(FNF) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$13.9B
미드캡
P/E
18.4
적정 수준
배당수익률
3.97%
52주 위치
54%
저점 +21% · 고점 -13%
애널리스트
매수
C
Fundamental health
vs. Insurance - Specialty· based on 3 axes
수익성
Top 69%
성장
Top 51%
밸류에이션
Top 60%
재무 안정
데이터 부족
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 18원. Over the past 5년, it usually traded around 14원. On the pricier side versus its own history.
Pricy doesn't mean bad — it means expectations are already baked in.
Index -P/E 18.35EPS (ttm) 2.81Insider Own 5.69%Shs Outstand 269.0MPerf Week -0.54%
Market Cap 13.89BForward P/E 8.79EPS next Y 13.91%Insider Trans -0.51%Shs Float 253.8MPerf Month 11.39%
Enterprise Value -PEG 1.07EPS next Q 1.31Inst Own 83.69%Short Float 3.54%Perf Quarter 0.16%
Income 0.76BP/S 0.93EPS this Y 3.74%Inst Trans 1.07%Short Ratio 5.54Perf Half Y -5.92%
Sales 14.98BP/B 1.91EPS next 5Y 8.24%ROA 0.87%Short Interest 8.97MPerf YTD -5.44%
Book/sh 26.97P/C -EPS past 3/5Y -22.04% -15.01%ROE 10.06%52W High -12.79% ($59.19)Perf Year -5.11%
Cash/sh -P/FCF 2.25Sales past 3/5Y 7.72% 6.05%ROIC 6.34%52W Low 20.66% ($42.78)Perf 3Y 40.92%
Dividend Est. $2.05 (3.97%)EV/EBITDA -EPS Y/Y TTM -30.6%Gross Margin -Volatility(W/M) 2.48% 2.58%Perf 5Y 24.51%
Dividend TTM 2.04EV/Sales -Sales Y/Y TTM 13.76%Oper. Margin 13.76%ATR (14) 1.38Perf 10Y 102.28%
Dividend Ex-Date 2026/6/16Quick Ratio -EPS Q/Q 197.17%Profit Margin 5.09%RSI (14) 60.84Recom 1.67
Dividend Gr. 3/5Y 4.5% 8.39%Current Ratio -Sales Q/Q 17.19%SMA20 4.3% ($49.49)Beta 0.98Target Price $61.4
Payout 91.27%Debt/Eq 0.66Earnings 2026/8/5SMA50 6.82% ($48.32)Rel Volume 1.05Prev Close $48.61
Employees 24535LT Debt/Eq 0.66EPS/Sales Surpr. -14.5% -10.71%SMA200 0.03% ($51.6)Avg Volume(3M) 1.62MPrice $51.62
IPO 2005/10/14Option/Short Yes/YesTrades 21844Volume 1,699,536Change 6.19%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $506M (YoY +11%) · 순이익 $243M (YoY +193%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Fidelity National Financial Inc (FNF) Investment Analysis

What kind of company is Fidelity National Financial Inc?

피델리티 내셔널 파이낸셜(FNF) 배당주
Financial · Insurance - Specialty
#764 by Market Cap — Mid-Cap

A leading U.S. title insurance and financial company, primarily engaged in title insurance, which guarantees against defects in property ownership during real estate transactions, while also operating pension and life insurance businesses. Its performance is heavily influenced by real estate transaction volumes.

Learn more about Fidelity National Financial Inc →
Market Cap
$13.9B
Approx. KRW 19.0 trillion
⚖️ 5% of Samsung Electronics
Market Cap Rank764
Employees24,535people
IPO2005/10/14
Current Price$51.62 ≈ 70,719원
NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release D-9
예상 EPS $1.31
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2026년 6월 16일 (화) 주당 $0.52
🔔 Earnings release 2026년 5월 6일 (수) · 장 마감 후 EPS -14.5% 매출 -10.7%
🎯 Ex-div 2026년 3월 17일 (화) 주당 $0.52
🔔 Earnings release 2026년 2월 19일 (목) · 장 마감 후 EPS -5.3% 매출 +10.7%

Is it profitable?

Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
13.8%
✓ 평균
My positionMid-range
Low range Average High range
Insurance - Specialty Median 21.0% · Bottom 25%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
5.1%
✓ 평균
My positionMid-range
Low range Average High range
Insurance - Specialty Median 13.6% · Bottom 29%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
10.1%
✓ 평균
My positionMid-range
Low range Average High range
Financial 대형주 Median 12.6% · Bottom 27%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.9%
✓ 평균
My positionMid-range
Low range Average High range
Financial 대형주 Median 1.5% · Bottom 29%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
6.3%
✓ 평균
My positionMid-range
Low range Average High range
Financial 대형주 Median 7.1% · Bottom 44%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.66
✓ Average
My positionMid-range
Low range Average High range
Insurance - Specialty Median 0.16
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$61.40
현재가 대비 +18.9%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
8.79배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
PEG (성장 반영 밸류)
1.07
적정
💡 PEG 1~1.5 — 성장 대비 합리적
내년 EPS 예상 성장률
+13.9%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
+8.2%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility
Frequently misses analyst estimates
0
예상 상회
0
예상 부합
2
예상 하회
0%
상회 비율
-10.2%
평균 서프라이즈
2026.05.06
하회
실적 $0.93 · 예상 $1.09 -14.7%
2026.02.19
하회
실적 $1.41 · 예상 $1.50 -5.8%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Turnaround Expected
Past performance was weak, but the outlook is positive
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+3.7%
평균
My positionMid-range
Low range Average High range
배당주 대형주 Median 5.5% · Bottom 45%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+13.9%
우수
My positionTop 25%
Low range Average High range
배당주 대형주 Median 7.3% · Top 15%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
+8.2%
양호
My positionMid-range
Low range Average High range
배당주 대형주 Median 6.7% · Top 33%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-22.0%
부진
My positionBottom 25%
Low range Average High range
배당주 대형주 Median 4.1% · Bottom 14%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
-15.0%
매우 부진
My positionBottom 5%
Low range Average High range
배당주 대형주 Median 6.3% · Bottom tier
Past 5-Year Revenue
How much revenue grew over the past 5 years
+6.0%
평균
My positionMid-range
Low range Average High range
배당주 대형주 Median 6.7% · Bottom 45%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+17.2%
우수
My positionTop 25%
Low range Average High range
배당주 대형주 Median 5.9% · Top 14%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Long-term weakness — -43%p below the market
FNF +24.5% · S&P 500 +68.0%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-43.4%p
Significantly behind the market
1-year basis
vs S&P 500
-21.6%p
behind the market
Current position within 52-week range
Low (-20.7%p) High (-12.8%p)
Current price is 20.7% above the 52-week low and 12.8% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-24.9%
Annualized volatility
28.5%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-24
Uptrend zone

Current price $51.62 above the midline ($49.49). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

Current diagnosis · 2026-07-24
Golden cross — bullish reversal signal

MACD(0.747) crossed above Signal(0.691). Trend reversal possible; read as a buy entry point.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-24
Bullish zone

RSI 60.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 71.1.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Sales·Vs. Cash Flow, Pricey on Vs. Assets, In line with peers on Vs. Earnings
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Mid-range
🏢 Vs. Assets Pricey
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
18.35x
✓ Pricey
My positionBottom 25%
Low range Average High range
Insurance - Specialty median 10.40x · Bottom 24% — expensive within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
8.79x
✓ Very cheap
My positionTop 25%
Low range Average High range
Financial 대형주 median 11.77x · Top 16% — relatively cheap within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.91x
✓ Pricey
My positionBottom 25%
Low range Average High range
Insurance - Specialty median 1.25x · Bottom 16% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.93x
✓ Very cheap
My positionTop 25%
Low range Average High range
Insurance - Specialty median 1.90x · Top 23% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
2.25x
✓ Very cheap
My positionTop 5%
Low range Average High range
Insurance - Specialty median 9.12x · Top 1% — relatively cheap within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$61.40 vs. current price +18.9%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Insurance - Specialty

Who owns it?

Ownership flow is positive
Insider modest net selling -0.5% · Institutional net buying +1.1% · Short interest light 3.5% · Short interest up +1.2pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-0.5%
Insiders net selling
🏦 Institutions (funds & investors)
+1.1%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 83.7%
Institution-led, stable structure
Financial 대형주 Median 77.0%
🧑‍💼 Insiders 5.7%
Meaningful insider stake
Financial 대형주 Median 0.8%
👤 Retail investors (estimated) 10.6%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
3.5%
Low — limited short-side pressure
Financial 대형주 Median 2.6%
Past 90 days 📈 +1.2%p increase
Short interest days to cover
5.5 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 269.0M주
Float (tradable shares) 253.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding FNF

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당주 — 연 3.97% 배당
5년 배당 성장률 8.39%
Dividend Yield
3.97%
Industry average 2.62%
Dividend Per Share
$2.05
Annualized
Payout Ratio
91%
Share of net income paid as dividends
5-Year Growth
8.4%
Annualized dividend growth
🏆 14년 연속 배당 증가
📅 지급월 3월 · 9월 · 12월
📊 총 이력 2005~2026 (82건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.59 +10.0%
2016
$0.75 +27.7%
2017
$1.11 +47.9%
2018
$1.17 +5.0%
2019
$1.25 +7.1%
2020
$1.45 +15.6%
2021
$1.66 +14.6%
2022
$1.76 +6.4%
2023
$1.87 +6.0%
2024
$1.97 +5.1%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 82건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-03-17
$0.520
5.12%
2025-12-17
$0.520
4.38%
2025-09-16
$0.482
4.24%
2025-06-16
$0.482
3.61%
2025-03-17
$0.482
3.02%
2024-12-17
$0.482
3.33%
2024-09-16
$0.463
3.17%
2024-06-14
$0.463
4.85%
2024-03-14
$0.463
4.65%
2023-12-14
$0.463
4.73%
2023-09-14
$0.434
5.26%
2023-06-15
$0.434
6.29%
2023-03-16
$0.434
6.57%
2022-12-15
$0.434
5.82%
2022-09-15
$0.408
5.43%
2022-06-15
$0.408
5.66%
2022-03-16
$0.408
4.05%
2021-12-16
$0.408
3.77%
2021-09-15
$0.371
3.89%
2021-06-15
$0.334
3.72%
2021-03-16
$0.334
4.07%
2020-12-16
$0.334
3.48%
2020-09-15
$0.306
4.05%
2020-06-15
$0.306
4.09%
2020-03-16
$0.306
4.52%
2019-12-16
$0.306
2.70%
2019-09-13
$0.287
3.53%
2019-06-13
$0.287
3.84%
2019-03-14
$0.287
4.30%
2018-12-13
$0.278
4.59%
2018-09-13
$0.278
3.35%
2018-06-14
$0.278
3.22%
2018-03-15
$0.278
2.89%
2017-12-14
$0.250
2.51%
2017-09-14
$0.167
2.56%
2017-06-14
$0.167
2.73%
2017-03-15
$0.167
3.01%
2016-12-14
$0.167
3.23%
2016-09-14
$0.141
2.27%
2016-06-14
$0.141
2.42%
2016-03-15
$0.141
2.61%
2015-12-15
$0.141
2.99%
2015-09-14
$0.141
2.15%
2015-06-12
$0.127
2.47%
2015-03-13
$0.127
2.31%
2014-12-15
$0.127
2.06%
2014-09-12
$0.121
2.72%
2014-06-12
$0.099
2.62%
2014-03-13
$0.099
2.67%
2013-12-12
$0.099
2.76%
2013-09-12
$0.088
3.23%
2013-06-12
$0.088
3.17%
2013-03-13
$0.088
3.03%
2012-12-12
$0.088
3.00%
2012-09-12
$0.077
3.32%
2012-06-13
$0.077
3.34%
2012-03-14
$0.077
3.54%
2011-12-14
$0.066
3.11%
2011-09-14
$0.066
4.41%
2011-06-14
$0.066
5.16%
2011-03-15
$0.066
5.90%
2010-12-07
$0.099
6.12%
2010-09-14
$0.099
5.34%
2010-06-14
$0.099
4.60%
2010-03-15
$0.083
4.33%
2009-12-15
$0.083
5.45%
2009-09-14
$0.083
3.91%
2009-06-12
$0.083
5.61%
2009-03-13
$0.083
5.16%
2008-12-15
$0.083
8.10%
2008-09-12
$0.165
7.94%
2008-06-11
$0.165
10.22%
2008-03-11
$0.165
9.38%
2007-12-11
$0.165
8.99%
2007-09-11
$0.165
8.72%
2007-06-12
$0.165
5.84%
2007-03-12
$0.165
6.19%
2006-12-12
$0.165
4.96%
2006-09-12
$0.160
5.21%
2006-06-13
$0.160
4.24%
2006-03-13
$0.160
2.48%
2005-11-29
$0.138
1.11%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 3.4만원
5년 누적 (세후) 20.0만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 8.39% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
FNF FNF This Stock
$13.9B18.4 1.9 10.06% 3.97% +6.2%
BRK-A
$963.8B14.8 1.5 10.49% - +1.1%
BRK-B
$960.9B14.7 1.5 10.49% - +0.8%
JPM
$946.4B15.1 2.7 17.71% 1.81% +0.9%
V
$670.3B31.3 19.1 59.8% 0.76% +1.2%
MA
$476.8B31.2 71.2 232.56% 0.64% +1.8%
Sector Avg-13.61.39.13%2.62%-
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FAQ

What kind of company is 피델리티 내셔널 파이낸셜(FNF)?

피델리티 내셔널 파이낸셜(FNF) belongs to the Financial sector and operates in the Insurance - Specialty industry.

What is the market cap of FNF?

The market cap of FNF is approximately $13.9B, ranking 764 within its sector.

Does FNF pay dividends?

FNF has a dividend yield of approximately 3.97%, with an annual dividend of $2.05.

What is the P/E ratio of FNF?

FNF has a P/E ratio of approximately 18.4x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for FNF?

FNF has recorded a 52-week high of $59.19 and a low of $42.78.

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