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FLG
FLG
Flagstar Bank NA
7월 27일 4:00 PM ET (한국 7/28 05:00)
$13.76
-0.09 ▼ -0.65%
🌙 7월 27일 6:14 PM ET (한국 7/28 07:14)
$13.76
+0.00 +0.00%

플랙스타 뱅크(FLG) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$5.7B
스몰캡
P/E
681.2
고평가 구간
배당수익률
0.29%
52주 위치
66%
저점 +30% · 고점 -11%
애널리스트
매수
D
Fundamental health
vs. Banks - Regional 중형주
수익성
Top 100%
성장
Top 26%
밸류에이션
Top 67%
재무 안정
Top 61%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 2년 (not other companies).
💎 Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 3원. Over the past 2년, it usually traded around 7원. One of the cheapest stretches of the past 2년.
Pricy doesn't mean bad — it means expectations are already baked in.· based on 2.4 profitable years
Index RUTP/E 681.19EPS (ttm) 0.02Insider Own 27.81%Shs Outstand 417.0MPerf Week -7.28%
Market Cap 5.74BForward P/E 10.13EPS next Y 288.32%Insider Trans -Shs Float 300.9MPerf Month -9.17%
Enterprise Value -PEG -EPS next Q 0.1Inst Own 68.1%Short Float 11.57%Perf Quarter -1.92%
Income 0.01BP/S 1.29EPS this Y 169.98%Inst Trans 3.88%Short Ratio 7.48Perf Half Y 6.58%
Sales 4.43BP/B 0.75EPS next 5Y -ROA 0.05%Short Interest 34.81MPerf YTD 9.29%
Book/sh 18.31P/C -EPS past 3/5Y -ROE 0.59%52W High -10.88% ($15.44)Perf Year 20.81%
Cash/sh -P/FCF -Sales past 3/5Y 27.24% 22.25%ROIC 0.25%52W Low 30.18% ($10.57)Perf 3Y -64.75%
Dividend Est. $0.04 (0.29%)EV/EBITDA -EPS Y/Y TTM 102.1%Gross Margin -Volatility(W/M) 2.47% 2.29%Perf 5Y -58.3%
Dividend TTM 0.04EV/Sales -Sales Y/Y TTM -21.42%Oper. Margin 2.66%ATR (14) 0.39Perf 10Y -67.86%
Dividend Ex-Date 2026/6/5Quick Ratio -EPS Q/Q 129.22%Profit Margin 0.34%RSI (14) 33.83Recom 1.89
Dividend Gr. 3/5Y -73.03% -54.45%Current Ratio 0.16Sales Q/Q -13.77%SMA20 -6.86% ($14.77)Beta 1.02Target Price $16.14
Payout -Debt/Eq 1.34Earnings 2026/7/24SMA50 -4.87% ($14.46)Rel Volume 1.39Prev Close $13.85
Employees 5631LT Debt/Eq 1.34EPS/Sales Surpr. -6.1% -4.33%SMA200 3.87% ($13.25)Avg Volume(3M) 4.65MPrice $13.76
IPO 1993/11/23Option/Short Yes/YesTrades 25078Volume 6,464,107Change -0.65%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $984M (YoY -15%) · 순이익 $21M (YoY +121%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Flagstar Bank NA (FLG) Investment Analysis

What kind of company is Flagstar Bank NA?

플랙스타 뱅크(FLG)
Financial · Banks - Regional
#1309 by Market Cap — Mid-Cap

🏦 This is a regional bank based in the Eastern United States. Once a bank with heavy exposure to commercial real estate, it is restructuring its business mix and transitioning into a diversified commercial bank. Stock performance for this regional bank in transition depends on reducing commercial real estate exposure, strengthening capital, and normalizing earnings.

Learn more about Flagstar Bank NA →
Market Cap
$5.7B
Approx. KRW 7.9 trillion
⚖️ 2% of Samsung Electronics
Market Cap Rank1309
Employees5,631people
IPO1993/11/23
Current Price$13.76 ≈ 18,851원
📌 RUT · NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 7월 24일 (금) · 장 시작 전 EPS -6.1% 매출 -4.3%
🎯 Ex-div 2026년 6월 5일 (금) 주당 $0.01
🔔 Earnings release 2026년 4월 24일 (금) · 장 시작 전 EPS +3.1% 매출 -10.0%
🎯 Ex-div 2026년 3월 6일 (금) 주당 $0.01
🔔 Earnings release 2026년 1월 30일 (금) · 장 시작 전

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
2.7%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Banks - Regional 중형주 Median 27.0% · Bottom tier
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
0.3%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Banks - Regional 중형주 Median 21.0% · Bottom tier
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
0.6%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Financial 중형주 Median 12.1% · Bottom tier
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.1%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Financial 중형주 Median 1.5% · Bottom tier
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
0.3%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Financial 중형주 Median 8.4% · Bottom tier
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
1.34
✓ Average
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.16
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$16.14
현재가 대비 +17.3%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
10.13배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+288.3%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Slight tendency to beat estimates
2
예상 상회
0
예상 부합
1
예상 하회
67%
상회 비율
+51.3%
평균 서프라이즈
2026.07.24
하회
실적 $0.05 · 예상 $0.07 -26.2%
2026.04.24
상회
실적 $0.04 · 예상 $0.04 +9.8%
2026.01.30
상회
실적 $0.06 · 예상 $0.02 +170.3%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Strong Growth
Above the industry average, both historically and going forward
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+170.0%
우수
My positionTop 25%
Low range Average High range
미분류 중형주 Median 7.3% · Top 11%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+288.3%
우수
My positionTop 5%
Low range Average High range
미분류 중형주 Median 15.6% · Top tier
📊 How much has it grown? (actual results)
Past 5-Year Revenue
How much revenue grew over the past 5 years
+22.3%
우수
My positionTop 25%
Low range Average High range
미분류 중형주 Median 9.8% · Top 11%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-13.8%
부진
My positionBottom 25%
Low range Average High range
미분류 중형주 Median 10.8% · Bottom 19%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Long-term weakness — -127%p below the market
FLG -58.3% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-126.6%p
Significantly behind the market
1-year basis
vs S&P 500
+4.8%p
roughly in line with the market
Rank among peers
5-year return Lowest among peers Based on 77 peers
1-year return Lower-Mid (lower 45%) Based on 78 peers
Current position within 52-week range
Low (-30.2%p) High (-10.9%p)
Current price is 30.2% above the 52-week low and 10.9% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-14.5%
Annualized volatility
28.3%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 137-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔵
Current diagnosis · 2026-07-27
Oversold zone — rebound potential

Current price $13.76 fell below the lower band ($14.04). Selling pressure excessive; worth watching for a short-term bounce. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴
Current diagnosis · 2026-07-27
Bearish momentum holding

MACD -0.083 < Signal 0.065 in negative zone + Hist negative (-0.149). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 33.8 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 7.2.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Assets·Vs. Sales, In line with peers on Vs. Earnings
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Mid-range
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
681.19x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Banks - Regional 중형주 median 13.04x · Bottom 1% — expensive within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
10.13x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 중형주 median 10.67x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.75x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 중형주 median 1.29x · Top 1% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
1.29x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 중형주 median 2.67x · Top 1% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
Analyst target price (reference)
$16.14 vs. current price +17.3%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 중형주

Who owns it?

Ownership flow is positive
Institutional net buying +3.9% · Short interest elevated 11.6% · Short interest fell -8.9%p over the last 90 days
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
0.0%
Insiders little change
🏦 Institutions (funds & investors)
+3.9%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 68.1%
Adequate institutional weight
Financial 중형주 Median 76.4%
🧑‍💼 Insiders 27.8%
Founder/management large holders (strong skin-in-the-game)
Financial 중형주 Median 3.1%
👤 Retail investors (estimated) 4.1%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
11.6%
Somewhat high
Financial 중형주 Median 5.1%
Past 90 days 📉 -8.9%p decrease
Short interest days to cover
7.5 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 417.0M주
Float (tradable shares) 300.9M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding FLG

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 0.29%
배당보다 주가 성장에 가까운 비중
Dividend Yield
0.29%
Industry average 2.62%
Dividend Per Share
$0.04
Annualized
Payout Ratio
-
Share of net income paid as dividends
5-Year Growth
-54.5%
Annualized dividend growth
📅 지급월 3월 · 9월 · 12월
📊 총 이력 1994~2026 (128건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$2.04 -32.0%
2016
$2.04 +0.0%
2017
$2.04 +0.0%
2018
$2.04 +0.0%
2019
$2.04 +0.0%
2020
$2.04 +0.0%
2021
$2.04 +0.0%
2022
$2.04 +0.0%
2023
$0.20 -90.2%
2024
$0.04 -80.0%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 128건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-03-06
$0.010
0.40%
2025-12-05
$0.010
0.39%
2025-09-05
$0.010
0.39%
2025-06-06
$0.010
0.60%
2025-03-07
$0.010
0.52%
2024-12-06
$0.010
1.75%
2024-09-06
$0.010
6.48%
2024-06-07
$0.030
12.82%
2024-02-13
$0.150
12.20%
2023-11-03
$0.510
8.76%
2023-08-04
$0.510
6.32%
2023-05-05
$0.510
8.45%
2023-02-03
$0.510
8.43%
2022-11-04
$0.510
9.56%
2022-08-05
$0.510
8.34%
2022-05-06
$0.510
9.19%
2022-02-04
$0.510
7.44%
2021-11-04
$0.510
6.87%
2021-08-05
$0.510
7.02%
2021-05-06
$0.510
7.22%
2021-02-04
$0.510
8.01%
2020-11-05
$0.510
10.55%
2020-08-06
$0.510
8.54%
2020-05-07
$0.510
8.58%
2020-02-07
$0.510
7.64%
2019-11-07
$0.510
5.71%
2019-08-09
$0.510
5.92%
2019-05-13
$0.510
6.23%
2019-02-11
$0.510
7.19%
2018-11-05
$0.510
8.77%
2018-08-06
$0.510
6.46%
2018-05-07
$0.510
5.81%
2018-02-12
$0.510
5.06%
2017-11-06
$0.510
5.48%
2017-08-03
$0.510
6.61%
2017-05-04
$0.510
6.48%
2017-02-03
$0.510
5.68%
2016-11-03
$0.510
6.75%
2016-08-04
$0.510
5.29%
2016-05-04
$0.510
7.52%
2016-02-04
$0.510
7.64%
2015-11-04
$0.750
7.83%
2015-08-04
$0.750
6.72%
2015-05-07
$0.750
7.38%
2015-02-05
$0.750
7.90%
2014-11-05
$0.750
7.96%
2014-08-06
$0.750
6.42%
2014-05-08
$0.750
6.60%
2014-02-06
$0.750
8.14%
2013-11-05
$0.750
7.86%
2013-08-05
$0.750
6.56%
2013-05-03
$0.750
9.41%
2013-02-07
$0.750
7.56%
2012-11-05
$0.750
7.41%
2012-08-03
$0.750
7.81%
2012-05-03
$0.750
9.59%
2012-02-03
$0.750
9.85%
2011-11-03
$0.750
9.71%
2011-08-03
$0.750
9.70%
2011-05-04
$0.750
6.06%
2011-02-03
$0.750
6.82%
2010-11-04
$0.750
7.21%
2010-08-04
$0.750
7.16%
2010-05-03
$0.750
7.53%
2010-02-03
$0.750
8.43%
2009-11-04
$0.750
12.03%
2009-08-05
$0.750
8.98%
2009-05-06
$0.750
8.78%
2009-02-04
$0.750
8.32%
2008-11-05
$0.750
7.14%
2008-08-04
$0.750
6.21%
2008-05-05
$0.750
5.36%
2008-02-04
$0.750
5.68%
2007-11-02
$0.750
5.73%
2007-08-02
$0.750
7.73%
2007-05-02
$0.750
7.16%
2007-02-01
$0.750
7.39%
2006-11-01
$0.750
6.22%
2006-08-02
$0.750
6.18%
2006-05-03
$0.750
5.93%
2006-02-02
$0.750
7.55%
2005-10-28
$0.750
7.63%
2005-07-28
$0.750
6.76%
2005-04-28
$0.750
7.20%
2005-02-02
$0.750
5.62%
2004-10-28
$0.750
6.24%
2004-08-03
$0.750
4.76%
2004-04-29
$0.750
3.95%
2004-01-29
$0.630
2.91%
2003-11-07
$0.563
2.35%
2003-08-01
$0.517
3.21%
2003-05-01
$0.472
2.70%
2003-01-30
$0.422
3.48%
2002-11-01
$0.338
3.12%
2002-08-01
$0.338
3.04%
2002-04-29
$0.338
2.67%
2002-01-30
$0.270
2.52%
2001-11-01
$0.270
2.18%
2001-08-02
$0.225
1.76%
2001-05-03
$0.225
2.09%
2001-02-01
$0.188
2.61%
2000-10-30
$0.188
3.70%
2000-07-28
$0.188
5.49%
2000-04-27
$0.188
6.17%
2000-01-28
$0.188
5.48%
1999-10-28
$0.188
4.01%
1999-07-29
$0.188
3.54%
1999-04-29
$0.188
2.91%
1999-01-28
$0.188
2.97%
1998-10-29
$0.150
2.67%
1998-07-30
$0.125
2.37%
1998-04-29
$0.125
2.03%
1998-01-29
$0.100
2.16%
1997-10-30
$0.100
2.01%
1997-07-30
$0.083
1.90%
1997-04-29
$0.067
2.21%
1997-01-30
$0.056
1.88%
1996-10-30
$0.056
1.95%
1996-07-30
$0.055
1.98%
1996-04-29
$0.042
1.48%
1996-01-30
$0.033
1.12%
1995-10-30
$0.025
0.74%
1995-07-28
$0.008
0.76%
1995-04-25
$0.008
0.68%
1995-01-26
$0.008
0.57%
1994-10-26
$0.008
0.41%
1994-10-03
$0.001
0.19%
1994-09-01
$0.008
0.16%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 2,471원
5년 누적 (세후) 4,449원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 -54.45% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
FLG FLG This Stock
$5.7B681.2 0.8 0.59% 0.29% -0.7%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 플랙스타 뱅크(FLG)?

플랙스타 뱅크(FLG) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of FLG?

The market cap of FLG is approximately $5.7B, ranking 1,309 within its sector.

Does FLG pay dividends?

FLG has a dividend yield of approximately 0.29%, with an annual dividend of $0.04.

What is the P/E ratio of FLG?

FLG has a P/E ratio of approximately 681.2x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for FLG?

FLG has recorded a 52-week high of $15.44 and a low of $10.57.

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