피겨 테크놀로지(FIGR) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

Q: What kind of company is 피겨 테크놀로지(FIGR)?

피겨 테크놀로지(FIGR) belongs to the Financial sector and operates in the Capital Markets industry.

Q: What is the market cap of FIGR?

The market cap of FIGR is approximately $6.4B, ranking 1,228 within its sector.

Q: What is the P/E ratio of FIGR?

FIGR has a P/E ratio of approximately 43.7x, which can be used to assess its valuation relative to the Financial sector average.

Q: What is the 52-week high and low for FIGR?

FIGR has recorded a 52-week high of $78.00 and a low of $25.01.

FIGR

Figure Technology Solutions Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$28.83

+1.24 ▲ +4.48%

🌙 7월 27일 7:03 PM ET (한국 7/28 08:03)

$28.80

-0.03 ▼ -0.10%

피겨 테크놀로지(FIGR) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$6.4B

스몰캡

P/E

43.7

적정 수준

배당수익률

없음

52주 위치

저점 +15% · 고점 -63%

애널리스트

매수

B+

Fundamental health

vs. Capital Markets

수익성

Top 20%

성장

Top 37%

밸류에이션

Top 19%

재무 안정

Top 44%

Index ⓘ	-	P/E ⓘ	43.73	EPS (ttm) ⓘ	0.66	Insider Own ⓘ	46.33%	Shs Outstand ⓘ	180.8M	Perf Week ⓘ	-5.24%
Market Cap ⓘ	6.36B	Forward P/E ⓘ	22.36	EPS next Y ⓘ	32.21%	Insider Trans ⓘ	-0.76%	Shs Float ⓘ	118.4M	Perf Month ⓘ	7.12%
Enterprise Value ⓘ	6.07B	PEG ⓘ	0.54	EPS next Q ⓘ	0.24	Inst Own ⓘ	37.13%	Short Float ⓘ	9.77%	Perf Quarter ⓘ	-10.34%
Income ⓘ	0.14B	P/S ⓘ	12.17	EPS this Y ⓘ	80.58%	Inst Trans ⓘ	10.99%	Short Ratio ⓘ	3.05	Perf Half Y ⓘ	-54.11%
Sales ⓘ	0.52B	P/B ⓘ	4.88	EPS next 5Y ⓘ	41.34%	ROA ⓘ	-	Short Interest ⓘ	11.57M	Perf YTD ⓘ	-29.42%
Book/sh ⓘ	5.91	P/C ⓘ	3.94	EPS past 3/5Y ⓘ	-	ROE ⓘ	-	52W High ⓘ	-63.04% ($78.00)	Perf Year ⓘ	-
Cash/sh ⓘ	7.32	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	57.94% -	ROIC ⓘ	11.53%	52W Low ⓘ	15.25% ($25.01)	Perf 3Y ⓘ	-
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	27.49	EPS Y/Y TTM ⓘ	-	Gross Margin ⓘ	82.61%	Volatility(W/M) ⓘ	7.67% 7.8%	Perf 5Y ⓘ	-
Dividend TTM ⓘ	-	EV/Sales ⓘ	11.61	Sales Y/Y TTM ⓘ	-	Oper. Margin ⓘ	38.98%	ATR (14) ⓘ	2.3	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	1.47	EPS Q/Q ⓘ	582.72%	Profit Margin ⓘ	27.12%	RSI (14) ⓘ	45.34	Recom ⓘ	1.67
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	1.47	Sales Q/Q ⓘ	72.52%	SMA20 ⓘ	-5.97% ($30.66)	Beta ⓘ	-	Target Price ⓘ	$49.56
Payout ⓘ	-	Debt/Eq ⓘ	1.02	Earnings ⓘ	2026/8/13	SMA50 ⓘ	-8.08% ($31.36)	Rel Volume ⓘ	0.81	Prev Close ⓘ	$27.59
Employees ⓘ	602	LT Debt/Eq ⓘ	0.21	EPS/Sales Surpr. ⓘ	-3.28% 4.7%	SMA200 ⓘ	-24.24% ($38.05)	Avg Volume(3M) ⓘ	3.79M	Price ⓘ	$28.83
IPO ⓘ	2025/9/11	Option/Short ⓘ	Yes/Yes			Trades ⓘ	20346	Volume ⓘ	3,076,771	Change ⓘ	4.48%

Quarterly earnings trend SEC filings · USD

24.9

25.3

25.9

26.3

Revenue Net income 최근 분기: 매출 $167M (YoY +98%) · 순이익 $45M (YoY +5581%)

📊 Figure Technology Solutions Inc (FIGR) Investment Analysis

What kind of company is Figure Technology Solutions Inc?

피겨 테크놀로지(FIGR) 초고성장주

Financial · Capital Markets

#1228 by Market Cap — Mid-Cap

A US fintech company operating a blockchain-based lending and capital markets platform. Its core business is home equity-backed credit loans, and it leverages its proprietary blockchain to significantly shorten loan execution times and offers a platform that extends into the distribution and trading of loan receivables. It is a fintech stock whose performance is tied to loan origination volume, interest rates, and the housing market cycle.

Learn more about Figure Technology Solutions Inc →

Market Cap

$6.4B

Approx. KRW 8.7 trillion

⚖️ 2% of Samsung Electronics

Market Cap Rank1228

Employees602people

IPO2025/09/11

Current Price$28.83 ≈ 39,497원

NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release D-17

8월 13일 (목) · 장 마감 후

예상 EPS $0.24

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 5월 11일 (월) · 장 마감 후 EPS -3.3% 매출 +4.7%

🔔 Earnings release 2026년 2월 26일 (목) · 장 마감 후 EPS -59.7% 매출 +1.5%

Is it profitable?

Solid company — profitability & finances both healthy

Strong earnings and excellent financial health

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

39.0%

✓ 우수

My positionTop 5%

Low range Average High range

Capital Markets 중형주 Median 18.3% · Top 4%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

27.1%

✓ 우수

My positionTop 25%

Low range Average High range

Capital Markets 중형주 Median 8.7% · Top 10%

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

82.6%

✓ 양호

My positionMid-range

Low range Average High range

Capital Markets 중형주 Median 74.2% · Top 35%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROIC

Return generated per dollar invested in the business

11.5%

✓ 양호

My positionMid-range

Low range Average High range

Financial 중형주 Median 8.4% · Top 31%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

1.02

✓ Average

My positionMid-range

Low range Average High range

Capital Markets Median 0.39

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

1.47

✓ 양호

My positionMid-range

Low range Average High range

Capital Markets Median 1.43

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

1.47

✓ 양호

My positionMid-range

Low range Average High range

Capital Markets Median 1.39

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook

Price targets, growth, and valuation are favorable

애널리스트 목표가

$49.56

현재가 대비 +71.9%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

22.36배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

PEG (성장 반영 밸류)

0.54

저평가

💡 PEG < 1 — 성장 대비 저렴

내년 EPS 예상 성장률

+32.2%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

5년 EPS 예상 연평균

+41.3%

💡 장기 성장 전망. 15% 이상이면 고성장 기업

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility

Frequently misses analyst estimates

예상 상회

예상 부합

예상 하회

상회 비율

-22.8%

평균 서프라이즈

2026.05.11

하회

실적 $0.20 · 예상 $0.23 -10.0%

2026.02.26

하회

실적 $0.12 · 예상 $0.18 -35.6%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Strong Growth

Above the industry average, both historically and going forward

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+80.6%

양호

My positionMid-range

Low range Average High range

초고성장주 중형주 Median 49.3% · Top 35%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+32.2%

양호

My positionMid-range

Low range Average High range

초고성장주 중형주 Median 31.3% · Top 49%

5-Year EPS CAGR Outlook

Projected average annual EPS growth over the next 5 years

+41.3%

양호

My positionMid-range

Low range Average High range

초고성장주 중형주 Median 39.1% · Top 47%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+72.5%

우수

My positionTop 25%

Low range Average High range

초고성장주 중형주 Median 18.9% · Top 17%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Returns by period

Current position within 52-week range

Low (-15.3%p) High (-63.0%p)

Current price is 15.3% above the 52-week low and 63.0% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-41.1%

Annualized volatility

96.3%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 137-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴

Current diagnosis · 2026-07-27

Downtrend zone

Current price $28.83 below the midline ($30.65). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴

Current diagnosis · 2026-07-27

Bearish momentum holding

MACD -0.496 < Signal -0.300 in negative zone + Hist negative (-0.197). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-27

Bearish zone

RSI 45.4 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 25.6.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Pricier than peers in its industry

Pricey on Vs. Earnings·Vs. Sales·Vs. Cash Flow, In line with peers on Vs. Assets

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Pricey

🏢 Vs. Assets Mid-range

🧾 Vs. Sales Pricey

💧 Vs. Cash Flow Pricey

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

43.73x

✓ Pricey

My positionBottom 25%

Low range Average High range

Capital Markets median 17.34x · Bottom 14% — expensive within the industry

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

22.36x

✓ Pricey

My positionBottom 25%

Low range Average High range

Capital Markets median 13.60x · Bottom 24% — expensive within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

4.88x

✓ Fair

My positionMid-range

Low range Average High range

Capital Markets 중형주 median 3.75x · Around the industry average

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

12.17x

✓ Pricey

My positionBottom 25%

Low range Average High range

Capital Markets 중형주 median 2.94x · Bottom 10% — expensive within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

EV/EBITDA Enterprise Value Multiple

Total enterprise value ÷ operating cash earnings — a benchmark for M&A

27.49x

✓ Pricey

My positionBottom 25%

Low range Average High range

Capital Markets median 11.11x · Bottom 21% — expensive within the industry

💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)

Analyst target price (reference)

$49.56 vs. current price +71.9%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Capital Markets

Who owns it?

Ownership flow is positive

Insider modest net selling -0.8% · Institutional net buying +11.0% · Short interest moderate 9.8% · Short interest fell -4.5%p over the last 90 days

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

-0.8%

Insiders net selling

🏦 Institutions (funds & investors)

+11.0%

Institutions large net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 37.1%

Moderate institutional participation

Financial 중형주 Median 76.4%

🧑‍💼 Insiders 46.3%

Founder/management large holders (strong skin-in-the-game)

Financial 중형주 Median 3.1%

👤 Retail investors (estimated) 16.5%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

9.8%

Moderate

Financial 중형주 Median 5.1%

Past 90 days 📉 -4.5%p decrease

Short interest days to cover

3.0 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 180.8M주

Float (tradable shares) 118.4M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding FIGR

ETFs with the highest weightings · 10 total shown

MVPA

Miller Value Partners Appreciation ETF

5.00%

$69M

DAPP

VanEck Digital Transformation ETF

4.97%

$235M

NODE

VanEck Onchain Economy ETF

4.52%

$65M

LMBO

Direxion Daily Crypto Industry Bull 2X ETF

3.32%

$6M

LFGY

YieldMax Crypto Industry & Tech Portfolio Option Income ETF

3.24%

$94M

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
FIGR This Stock	$6.4B	43.7 ▼	4.9 ▼	-	-	+4.5%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

Derivative ETFs for FIGR

Leveraged, inverse, and covered call ETFs based on the underlying asset

1 derivative ETFs based on FIGR (Leverage 1)

These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.

ℹ️ What is a Derivative ETF?

These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.

⚠️ Caution: Long-Term Holding

Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.

📈 Leverage 1 ETFs that move 2-3x with FIGR (high volatility)