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FCCO
FCCO
First Community Corp
7월 27일 4:00 PM ET (한국 7/28 05:00)
$33.93
+0.28 ▲ +0.83%
🌙 7월 27일 4:10 PM ET (한국 7/28 05:10)
$33.93
+0.00 +0.00%

퍼스트 커뮤니티(FCCO) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$319M
스몰캡
P/E
12.7
저평가 구간
배당수익률
1.93%
52주 위치
99%
저점 +41% · 고점 -0%
애널리스트
적극 매수
B
Fundamental health
vs. Banks - Regional 초소형주· based on 3 axes
수익성
Top 24%
성장
Top 39%
밸류에이션
Top 37%
재무 안정
데이터 부족
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
🔥 Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 15원. Over the past 5년, it usually traded around 11원. One of the priciest stretches of the past 5년.
Pricy doesn't mean bad — it means expectations are already baked in.
Index RUTP/E 12.69EPS (ttm) 2.67Insider Own 9.73%Shs Outstand 9.4MPerf Week 4.88%
Market Cap 0.32BForward P/E 10.27EPS next Y 5.09%Insider Trans 0.05%Shs Float 8.5MPerf Month 5.24%
Enterprise Value -PEG -EPS next Q 0.8Inst Own 57.88%Short Float 1.88%Perf Quarter 12.65%
Income 0.02BP/S 2.53EPS this Y 19.89%Inst Trans 4.24%Short Ratio 1.8Perf Half Y 17.4%
Sales 0.13BP/B -EPS next 5Y -ROA 1.05%Short Interest 0.16MPerf YTD 14.44%
Book/sh -1.94P/C -EPS past 3/5Y 8.81% 12.89%ROE 33.68%52W High -0.38% ($34.06)Perf Year 34.54%
Cash/sh -P/FCF 36.03Sales past 3/5Y 22.21% 14.62%ROIC -52W Low 40.67% ($24.12)Perf 3Y 76.17%
Dividend Est. $0.65 (1.93%)EV/EBITDA -EPS Y/Y TTM 20.07%Gross Margin -Volatility(W/M) 3.44% 3.05%Perf 5Y 63.2%
Dividend TTM 0.64EV/Sales -Sales Y/Y TTM 15.68%Oper. Margin 25.19%ATR (14) 0.97Perf 10Y 124.7%
Dividend Ex-Date 2026/8/4Quick Ratio -EPS Q/Q 20.12%Profit Margin 18.32%RSI (14) 64.58Recom 1
Dividend Gr. 3/5Y 6.04% 5.25%Current Ratio 1.35Sales Q/Q 23.13%SMA20 3.54% ($32.77)Beta 0.34Target Price $37.33
Payout 25.06%Debt/Eq -Earnings 2026/7/22SMA50 7.04% ($31.7)Rel Volume 0.69Prev Close $33.65
Employees 275LT Debt/Eq -EPS/Sales Surpr. 21.16% 1.8%SMA200 13.98% ($29.77)Avg Volume(3M) 0.09MPrice $33.93
IPO 1999/3/9Option/Short No/YesTrades 1554Volume 60,616Change 0.83%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $28M (YoY +21%) · 순이익 $5M (YoY +38%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 First Community Corp (FCCO) Investment Analysis

What kind of company is First Community Corp?

퍼스트 커뮤니티(FCCO) 가치주
Financial · Banks - Regional
Small-Cap — Low Volume, High Volatility

A regional bank holding company based in the Midlands region of South Carolina, USA. Through its subsidiary First Community Bank, it offers deposit, lending, and mortgage services to small and medium-sized businesses and individual customers, and operates as a community bank with a footprint extending from South Carolina into the neighboring Augusta, Georgia area.

Learn more about First Community Corp →
Market Cap
$0.3B
Approx. KRW 0.4 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3642
Employees275people
IPO1999/03/09
Current Price$33.93 ≈ 46,484원
📌 RUT · NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date D-7
지급 8월 18일 (화)
💡 배당을 받으려면 8월 3일까지 매수하는게 좋습니다
📜 Recent events
🔔 Earnings release 2026년 7월 22일 (수) · 장 시작 전 EPS +21.2% 매출 +1.8%
🎯 Ex-div 2026년 5월 5일 (화) 주당 $0.16
🔔 Earnings release 2026년 4월 22일 (수) · 장 시작 전 EPS +13.7% 매출 -1.9%
🎯 Ex-div 2026년 2월 10일 (화) 주당 $0.16
🔔 Earnings release 2026년 1월 28일 (수) · 장 시작 전

Is it profitable?

Profitability healthy
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
25.2%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 초소형주 Median 16.7% · Top 22%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
18.3%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 초소형주 Median 13.6% · Top 25%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
33.7%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 초소형주 Median 3.2% · Top tier
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
1.1%
✓ 양호
My positionMid-range
Low range Average High range
Financial 초소형주 Median 1.0% · Top 49%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
Financial health — Debt & liquidity burden
Current Ratio
Liquid assets available to cover liabilities due within a year
1.35
✓ 우수
My positionTop 5%
Low range Average High range
Banks - Regional Median 0.14
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$37.33
현재가 대비 +10.0%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
10.27배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+5.1%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Slight tendency to beat estimates
2
예상 상회
0
예상 부합
1
예상 하회
67%
상회 비율
+10.8%
평균 서프라이즈
2026.07.22
상회
실적 $0.84 · 예상 $0.69 +21.2%
2026.04.22
상회
실적 $0.72 · 예상 $0.63 +13.7%
2026.01.28
하회
실적 $0.66 · 예상 $0.68 -2.3%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth
Mid-range within the industry
Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+19.9%
양호
My positionMid-range
Low range Average High range
가치주 초소형주 Median 7.1% · Top 35%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+5.1%
부진
My positionBottom 25%
Low range Average High range
가치주 초소형주 Median 16.0% · Bottom 23%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+8.8%
양호
My positionMid-range
Low range Average High range
가치주 초소형주 Median 2.4% · Top 41%
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+12.9%
양호
My positionMid-range
Low range Average High range
가치주 초소형주 Median 9.4% · Top 44%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+14.6%
우수
My positionTop 25%
Low range Average High range
가치주 초소형주 Median 7.3% · Top 17%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+23.1%
우수
My positionTop 25%
Low range Average High range
가치주 초소형주 Median 5.3% · Top 21%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Underperformed the market by 5%p over 5 years
FCCO +63.2% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-5.1%p
slightly behind the market
1-year basis
vs S&P 500
+18.5%p
ahead of the market
Rank among peers
5-year return Top 25% Based on 64 peers
1-year return Upper-Mid (36%) Based on 76 peers
Current position within 52-week range
Low (-40.7%p) High (-0.4%p)
Current price is 40.7% above the 52-week low and 0.4% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-10.1%
Annualized volatility
20.8%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

⚠️
Current diagnosis · 2026-07-27
Overbought zone — short-term pullback possible

Current price $33.93 broke above the upper band ($33.71). Stronger buying than average, but signals short-term overheating. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

Current diagnosis · 2026-07-27
Golden cross — bullish reversal signal

MACD(0.402) crossed above Signal(0.350). Trend reversal possible; read as a buy entry point.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 64.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 81.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Cheap on Vs. Earnings, Pricey on Vs. Cash Flow, In line with peers on Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🧾 Vs. Sales Mid-range
💧 Vs. Cash Flow Pricey
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
12.69x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 초소형주 median 12.79x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
10.27x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 초소형주 median 10.65x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.53x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 초소형주 median 2.07x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
36.03x
✓ Very pricey
My positionBottom 25%
Low range Average High range
Banks - Regional 초소형주 median 12.93x · Bottom 9% — expensive within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$37.33 vs. current price +10.0%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 초소형주

Who owns it?

Ownership flow is positive
Insider modest net buying +0.1% · Institutional net buying +4.2% · Short interest light 1.9% · Short interest up +0.8pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+0.1%
Insiders little change
🏦 Institutions (funds & investors)
+4.2%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 57.9%
Adequate institutional weight
Financial 초소형주 Median 30.5%
🧑‍💼 Insiders 9.7%
Meaningful insider stake
Financial 초소형주 Median 23.8%
👤 Retail investors (estimated) 32.4%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
1.9%
Low — limited short-side pressure
Financial 초소형주 Median 0.2%
Past 90 days 📈 +0.8%p increase
Short interest days to cover
1.8 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 9.4M주
Float (tradable shares) 8.5M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

How much does it pay in dividends?

배당 지급 — 연 1.93%
배당보다 주가 성장에 가까운 비중
Dividend Yield
1.93%
Industry average 2.62%
Dividend Per Share
$0.65
Annualized
Payout Ratio
25%
Share of net income paid as dividends
5-Year Growth
5.3%
Annualized dividend growth
🏆 4년 연속 배당 증가
📅 지급월 2월 · 8월 · 11월
📊 총 이력 2002~2026 (96건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.32 +14.3%
2016
$0.36 +12.5%
2017
$0.40 +11.1%
2018
$0.44 +10.0%
2019
$0.48 +9.1%
2020
$0.48 +0.0%
2021
$0.52 +8.3%
2022
$0.56 +7.7%
2023
$0.58 +3.6%
2024
$0.62 +6.9%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 96건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-10
$0.160
2.09%
2025-11-04
$0.160
2.33%
2025-08-05
$0.160
2.47%
2025-05-06
$0.150
2.52%
2025-02-04
$0.150
2.77%
2024-10-29
$0.150
3.02%
2024-07-30
$0.150
3.10%
2024-04-29
$0.140
4.16%
2024-02-05
$0.140
3.16%
2023-10-30
$0.140
3.99%
2023-07-31
$0.140
3.44%
2023-05-01
$0.140
3.30%
2023-01-30
$0.140
3.21%
2022-10-31
$0.130
3.39%
2022-08-01
$0.130
3.45%
2022-05-02
$0.130
3.18%
2022-01-31
$0.130
2.94%
2021-11-01
$0.120
2.35%
2021-08-02
$0.120
2.33%
2021-05-03
$0.120
2.58%
2021-02-01
$0.120
2.68%
2020-10-30
$0.120
3.38%
2020-07-31
$0.120
3.51%
2020-05-01
$0.120
3.09%
2020-01-30
$0.120
2.74%
2019-10-30
$0.110
2.30%
2019-07-26
$0.110
2.70%
2019-04-29
$0.110
2.27%
2019-01-30
$0.110
2.49%
2018-10-29
$0.100
2.25%
2018-07-27
$0.100
1.94%
2018-04-27
$0.100
2.04%
2018-01-31
$0.100
1.69%
2017-10-31
$0.090
1.57%
2017-07-27
$0.090
2.06%
2017-04-27
$0.090
2.07%
2017-01-26
$0.090
1.98%
2016-10-27
$0.080
2.58%
2016-07-28
$0.080
2.53%
2016-04-28
$0.080
2.52%
2016-01-28
$0.080
2.63%
2015-10-29
$0.070
2.59%
2015-07-30
$0.070
2.19%
2015-04-30
$0.070
2.13%
2015-01-29
$0.070
2.82%
2014-10-30
$0.060
2.26%
2014-07-24
$0.060
2.80%
2014-04-28
$0.060
2.64%
2014-01-29
$0.060
2.60%
2013-10-29
$0.060
2.48%
2013-07-29
$0.060
1.92%
2013-04-29
$0.050
2.02%
2013-01-30
$0.050
1.90%
2012-10-31
$0.040
1.85%
2012-07-18
$0.040
2.49%
2012-04-27
$0.040
2.43%
2012-01-30
$0.040
2.04%
2011-10-28
$0.040
3.15%
2011-07-28
$0.040
3.04%
2011-04-28
$0.040
2.88%
2011-01-28
$0.040
3.04%
2010-10-28
$0.040
3.70%
2010-07-29
$0.040
3.53%
2010-04-29
$0.040
3.67%
2010-01-28
$0.040
4.66%
2009-10-29
$0.040
5.25%
2009-08-06
$0.040
5.45%
2009-04-30
$0.080
4.27%
2009-01-29
$0.080
5.44%
2008-10-29
$0.080
4.05%
2008-08-07
$0.080
2.62%
2008-04-28
$0.080
2.02%
2008-01-29
$0.080
2.49%
2007-10-29
$0.070
1.70%
2007-07-27
$0.070
1.97%
2007-04-26
$0.070
1.80%
2007-01-29
$0.060
1.43%
2006-10-27
$0.060
1.55%
2006-07-27
$0.060
1.56%
2006-04-27
$0.060
1.45%
2006-01-26
$0.050
1.32%
2005-10-27
$0.050
1.32%
2005-07-28
$0.050
1.32%
2005-04-28
$0.050
1.34%
2005-01-27
$0.050
1.25%
2004-10-28
$0.050
1.22%
2004-07-29
$0.050
0.89%
2004-04-29
$0.050
0.91%
2004-01-29
$0.050
1.03%
2003-10-29
$0.050
1.02%
2003-07-29
$0.050
1.15%
2003-04-28
$0.050
1.12%
2003-01-29
$0.040
1.03%
2002-10-29
$0.040
0.96%
2002-07-29
$0.040
0.58%
2002-05-02
$0.040
0.30%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 1.6만원
5년 누적 (세후) 9.0만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 5.25% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
FCCO FCCO This Stock
$318.9M12.7 - 33.68% 1.93% +0.8%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 퍼스트 커뮤니티(FCCO)?

퍼스트 커뮤니티(FCCO) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of FCCO?

The market cap of FCCO is approximately $319M, ranking 3,642 within its sector.

Does FCCO pay dividends?

FCCO has a dividend yield of approximately 1.93%, with an annual dividend of $0.65.

What is the P/E ratio of FCCO?

FCCO has a P/E ratio of approximately 12.7x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for FCCO?

FCCO has recorded a 52-week high of $34.06 and a low of $24.12.

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