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FCBM
FCBM
First Carolina Financial Services Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$12.47
-0.19 ▼ -1.50%
🌙 7월 27일 6:45 PM ET (한국 7/28 07:45)
$12.33
-0.14 ▼ -1.12%

FCBM is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$377M
스몰캡
P/E
-
배당수익률
없음
52주 위치
0%
저점 -0% · 고점 -7%
애널리스트
매수
F
Fundamental health
vs. Banks - Regional· based on 1 axes
수익성
데이터 부족
성장
데이터 부족
밸류에이션
데이터 부족
재무 안정
Top 82%
Index -P/E -EPS (ttm) -Insider Own 20.4%Shs Outstand 30.3MPerf Week -2.58%
Market Cap 0.38BForward P/E -EPS next Y -Insider Trans 2.2%Shs Float 24.1MPerf Month -4.08%
Enterprise Value -PEG -EPS next Q 0.21Inst Own -Short Float 0.04%Perf Quarter -
Income -P/S -EPS this Y -Inst Trans 15.77%Short Ratio 0.09Perf Half Y -
Sales -P/B 1.07EPS next 5Y -ROA -Short Interest 0.01MPerf YTD -5.89%
Book/sh 11.68P/C -EPS past 3/5Y -21.16% -ROE -52W High -6.94% ($13.40)Perf Year -
Cash/sh -P/FCF -Sales past 3/5Y 29.86% -ROIC -52W Low -0.24% ($12.50)Perf 3Y -
Dividend Est. -EV/EBITDA -EPS Y/Y TTM -Gross Margin -Volatility(W/M) 1.21% 2.2%Perf 5Y -
Dividend TTM -EV/Sales -Sales Y/Y TTM -Oper. Margin -ATR (14) 0.29Perf 10Y -
Dividend Ex-Date -Quick Ratio -EPS Q/Q -Profit Margin -RSI (14) 43.64Recom 2
Dividend Gr. 3/5Y -Current Ratio 0.09Sales Q/Q -SMA20 -2.31% ($12.76)Beta -Target Price $14.67
Payout -Debt/Eq 0.2Earnings 2026/06/03SMA50 -2.26% ($12.76)Rel Volume 0.6Prev Close $12.66
Employees 274LT Debt/Eq 0.2EPS/Sales Surpr. -SMA200 -2.26% ($12.76)Avg Volume(3M) 0.11MPrice $12.47
IPO 2026/6/18Option/Short No/YesTrades 527Volume 67,522Change -1.5%
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 First Carolina Financial Services Inc (FCBM) Investment Analysis

What kind of company is First Carolina Financial Services Inc?

First Carolina Financial Services Inc (FCBM)
Financial · Banks - Regional
Small-Cap — Low Volume, High Volatility

A commercial bank holding company based in the southeastern United States, operating in North Carolina, Georgia, South Carolina, and Virginia. In addition to its traditional commercial banking lending and deposit business, it runs a nationwide digital payments and banking platform that includes higher education tuition disbursements, and recently listed on the New York Stock Exchange as a regional bank.

Learn more about First Carolina Financial Services Inc →
Market Cap
$0.4B
Approx. KRW 0.5 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3458
Employees274people
IPO2026/06/18
Current Price$12.47 ≈ 17,084원
NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 6월 3일 (수) · 장 마감 후

Is it profitable?

Financial health caution
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.20
✓ Healthy debt
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.09
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$14.67
현재가 대비 +17.6%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth
Mid-range within the industry
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-21.2%
평균
My positionMid-range
Low range Average High range
미분류 소형주 Median 2.0% · Bottom 31%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Returns by period
Current position within 52-week range
Low (-0.2%p) High (-6.9%p)
Current price is 0.2% above the 52-week low and 6.9% below the 52-week high
Recent risk (last 26 trading days)
Max drawdown
-5.8%
Annualized volatility
23.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 26-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡
Current diagnosis · 2026-07-27
Squeeze — volatility contraction, breakout imminent

Band width narrowed to 4.9%. Big move may be near.

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 43.6 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 16.1.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Assets
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
🏢 Vs. Assets Cheap
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.07x
✓ Very cheap
My positionTop 25%
Low range Average High range
Banks - Regional 소형주 median 1.30x · Top 14% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
Analyst target price (reference)
$14.67 vs. current price +17.6%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership flow is positive
Insider modest net buying +2.2% · Institutional net buying +15.8% · Short interest light 0.0%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+2.2%
Insiders net buying
🏦 Institutions (funds & investors)
+15.8%
Institutions large net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🧑‍💼 Insiders 20.4%
Founder/management large holders (strong skin-in-the-game)
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 79.6%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
0.0%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 11 days Little change
Short interest days to cover
0.1 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 30.3M주
Float (tradable shares) 24.1M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 11 days.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
FCBM FCBM This Stock
$377.2M- 1.1 - - -1.5%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is FCBM?

FCBM belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of FCBM?

The market cap of FCBM is approximately $377M, ranking 3,458 within its sector.

What is the 52-week high and low for FCBM?

FCBM has recorded a 52-week high of $13.40 and a low of $12.50.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

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