Citizens Financial Services Inc(CZFS) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
September 11 at 7:30 PM ET (Korea 9/12 08:30)
Full metrics table
| Index | RUT | P/E | 9.61 | EPS (ttm) | 8.55 | Insider Own | 6.77% | Shs Outstand | 4.8M | Perf Week | -1.65% |
| Market Cap | 0.40B | Forward P/E | 9.33 | EPS next Y | 1.26% | Insider Trans | 0.09% | Shs Float | 4.5M | Perf Month | -0.89% |
| Enterprise Value | - | PEG | - | EPS next Q | 2.2 | Inst Own | 30.69% | Short Float | 1.66% | Perf Quarter | 21.4% |
| Income | 0.04B | P/S | 2.25 | EPS this Y | 14.17% | Inst Trans | 1.98% | Short Ratio | 2.8 | Perf Half Y | 37.57% |
| Sales | 0.18B | P/B | 1.12 | EPS next 5Y | - | ROA | 1.33% | Short Interest | 0.07M | Perf YTD | 44.18% |
| Book/sh | 73.37 | P/C | - | EPS past 3/5Y | 2.36% 3.96% | ROE | 12.32% | 52W High | -2.88% ($84.65) | Perf Year | 28.39% |
| Cash/sh | - | P/FCF | 13.32 | Sales past 3/5Y | 23.01% 16.35% | ROIC | 5.5% | 52W Low | 57.04% ($52.35) | Perf 3Y | 60.39% |
| Dividend Est. | $2.02 (2.46%) | EV/EBITDA | - | EPS Y/Y TTM | 29.9% | Gross Margin | - | Volatility(W/M) | 2.12% 2.78% | Perf 5Y | 36.61% |
| Dividend TTM | 2.02 | EV/Sales | - | Sales Y/Y TTM | 3.23% | Oper. Margin | 28.65% | ATR (14) | 2.38 | Perf 10Y | 74.65% |
| Dividend Ex-Date | 2026/9/11 | Quick Ratio | - | EPS Q/Q | 20.32% | Profit Margin | 23.37% | RSI (14) | 55.68 | Recom | 1 |
| Dividend Gr. 3/5Y | 2.47% 1.59% | Current Ratio | 0.04 | Sales Q/Q | 2.32% | SMA20 | 0.59% ($81.73) | Beta | 0.38 | Target Price | $89 |
| Payout | 25.99% | Debt/Eq | 1.12 | Earnings | 2026/7/30 | SMA50 | 5.15% ($78.18) | Rel Volume | 1.02 | Prev Close | $83.12 |
| Employees | 405 | LT Debt/Eq | 1.12 | EPS/Sales Surpr. | 7.07% - | SMA200 | 23.04% ($66.82) | Avg Volume(3M) | 0.03M | Price | $82.21 |
| IPO | 1994/4/5 | Option/Short | No/Yes | Trades | 725 | Volume | 27,250 | Change | -1.09% |
Company
CZFS is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
A regional bank holding company based in the eastern United States. It operates a traditional commercial banking model centered on deposit-taking and lending, functioning as a community-oriented bank that provides deposit and loan services to retail and small-business customers through its locally focused branch network.
Over the past 1 year, on the higher side
3% below its 1-year high.
CZFS has weak earning power
28.65% of revenue is kept as operating profit.
Tap to view numbers
Growth is moderate
Earnings are expected to grow by +14.2% this year.
Tap to view numbers
The price looks about right
Trading at 9.6 times earnings.
Tap to view numbers
It has beaten expectations every time
Beat market estimates in the last 3 quarters.
Tap to view numbers
Opinions on the outlook are split
Analyst sentiment is Strong Buy.
Tap to view numbers
Holding long would have paid off
Would have changed by +60.4% if bought 5 years ago.
Tap to view numbers
The dividend is on the small side
Pays 2.46% annually in dividends.
Tap to view numbers
Ownership looks stable
Institutions hold 30.7%.
Tap to view numbers
Multiple ETFs hold this stock
Buying this ETF gives you exposure to this stock as well.
SQLV 0.00%
SMLV 0.00%
IWC 0.00%
VTWV 0.00%
IWN 0.00%It ranks #4 in the industry
Based on market cap of $395M.
CZFS $395M PER 9.6
MFG $139B PER 15.7
HDB $120B PER 13.8
IBN $105B PER 17.2
FAQ
What kind of company is CZFS?
CZFS belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of CZFS?
The market cap of CZFS is approximately $395M, ranking 3,423 within its sector.
Does CZFS pay dividends?
CZFS has a dividend yield of approximately 2.46%, with an annual dividend of $2.02.
What is the P/E ratio of CZFS?
CZFS has a P/E ratio of approximately 9.6x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for CZFS?
CZFS has recorded a 52-week high of $84.65 and a low of $52.35.
