Citizens Financial Services Inc(CZFS) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Oct 27 at 4:00 PM ET (Korea 10/28 05:00)
Full metrics table
| Index | RUT | P/E | 9.85 | EPS (ttm) | 8.55 | Insider Own | 6.79% | Shs Outstand | 4.8M | Perf Week | 4.66% |
| Market Cap | 0.41B | Forward P/E | 9.56 | EPS next Y | 1.26% | Insider Trans | 0.09% | Shs Float | 4.5M | Perf Month | 4.74% |
| Enterprise Value | - | PEG | - | EPS next Q | 2.2 | Inst Own | 30.61% | Short Float | 1.56% | Perf Quarter | 9.05% |
| Income | 0.04B | P/S | 2.31 | EPS this Y | 14.17% | Inst Trans | 1.11% | Short Ratio | 1.83 | Perf Half Y | 25.35% |
| Sales | 0.18B | P/B | 1.15 | EPS next 5Y | - | ROA | 1.33% | Short Interest | 0.07M | Perf YTD | 47.76% |
| Book/sh | 73.37 | P/C | - | EPS past 3/5Y | 2.36% 3.96% | ROE | 12.32% | 52W High | -2.9% ($86.77) | Perf Year | 52.21% |
| Cash/sh | - | P/FCF | 13.65 | Sales past 3/5Y | 23.01% 16.35% | ROIC | 5.5% | 52W Low | 60.94% ($52.35) | Perf 3Y | 80.09% |
| Dividend Est. | $2.02 (2.4%) | EV/EBITDA | - | EPS Y/Y TTM | 29.9% | Gross Margin | - | Volatility(W/M) | 3.09% 2.39% | Perf 5Y | 40% |
| Dividend TTM | 2.02 | EV/Sales | - | Sales Y/Y TTM | 3.23% | Oper. Margin | 28.65% | ATR (14) | 2.07 | Perf 10Y | 86.88% |
| Dividend Ex-Date | 2026/9/11 | Quick Ratio | - | EPS Q/Q | 20.32% | Profit Margin | 23.37% | RSI (14) | 64.44 | Recom | 1 |
| Dividend Gr. 3/5Y | 2.47% 1.59% | Current Ratio | 0.04 | Sales Q/Q | 2.32% | SMA20 | 4.8% ($80.39) | Beta | 0.41 | Target Price | $89 |
| Payout | 25.99% | Debt/Eq | 1.12 | Earnings | 2026/7/30 | SMA50 | 4.11% ($80.92) | Rel Volume | 1.16 | Prev Close | $84.59 |
| Employees | 405 | LT Debt/Eq | 1.12 | EPS/Sales Surpr. | 7.07% - | SMA200 | 19.73% ($70.37) | Avg Volume(3M) | 0.04M | Price | $84.25 |
| IPO | 1994/4/5 | Option/Short | No/Yes | Trades | 1253 | Volume | 44,304 | Change | -0.4% |
A regional bank holding company based in the eastern United States. It operates a traditional commercial banking model centered on deposit-taking and lending, functioning as a community-oriented bank that provides deposit and loan services to retail and small-business customers through its locally focused branch network.
Over the past 1 year, on the higher side
3% below its 1-year high.
Traded about as much as usual. That is 116% of its average volume.
CZFS makes money exceptionally well
Of every $100 in sales, $28.65 is kept as operating profit.
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Growth is moderate
Earnings are expected to grow by +14.2% this year.
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Within its industry, it looks cheap
For a company earning $100 a year, you would pay $985. Peers typically go for $1,191. It is about in line with its own 5-year average.
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It has beaten expectations every time
Beat market estimates in the last 4 quarters.
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Opinions on the outlook are split
Analyst sentiment is Strong Buy.
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Holding long would have paid off
Bought 5 years ago, your return today would be +40.0%. The S&P 500 did +70% over the same period.
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The dividend is on the small side
Pays 2.40% annually in dividends.
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Ownership looks stable
Institutions hold 30.6%.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
It ranks #230 of 322 in the industry
Based on market cap of $405M.
CHMG#227 Chemung Financial Corp $411M PER 12.4 
PCB#228 PCB Bancorp $407M PER 10.0 
NWFL#229 Norwood Financial Corp $405M PER 12.8 CZFS#230 Citizens Financial Services Inc $405M PER 9.8 
FCBM#231 First Carolina Financial Services Inc $403M PER - 
FAQ
What kind of company is CZFS?
CZFS belongs to the Financial sector and operates in the Banks - Regional industry.
What is the market cap of CZFS?
The market cap of CZFS is approximately $405M, ranking 3,327 within its sector.
Does CZFS pay dividends?
CZFS has a dividend yield of approximately 2.40%, with an annual dividend of $2.02.
What is the P/E ratio of CZFS?
CZFS has a P/E ratio of approximately 9.8x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for CZFS?
CZFS has recorded a 52-week high of $86.77 and a low of $52.35.
