커런스 그룹(CURR) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

CURR

Currenc Group Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$3.31

+0.07 ▲ +2.16%

🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)

$3.28

-0.03 ▼ -0.91%

커런스 그룹(CURR) is a Technology sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$372M

스몰캡

P/E

배당수익률

없음

52주 위치

59%

저점 +157% · 고점 -30%

애널리스트

적극 매수

Fundamental health

vs. Software - Application 소형주· based on 3 axes

수익성

산출 불가 (적자)

성장

Top 94%

밸류에이션

Top 7%

재무 안정

Top 58%

Index ⓘ	-	P/E ⓘ	-	EPS (ttm) ⓘ	-0.31	Insider Own ⓘ	67.36%	Shs Outstand ⓘ	76.6M	Perf Week ⓘ	-3.78%
Market Cap ⓘ	0.37B	Forward P/E ⓘ	-	EPS next Y ⓘ	-	Insider Trans ⓘ	-	Shs Float ⓘ	36.6M	Perf Month ⓘ	14.93%
Enterprise Value ⓘ	0.35B	PEG ⓘ	-	EPS next Q ⓘ	-	Inst Own ⓘ	0.89%	Short Float ⓘ	2.69%	Perf Quarter ⓘ	2.8%
Income ⓘ	-0.02B	P/S ⓘ	9.83	EPS this Y ⓘ	-	Inst Trans ⓘ	1.38%	Short Ratio ⓘ	5.84	Perf Half Y ⓘ	97.02%
Sales ⓘ	0.04B	P/B ⓘ	-	EPS next 5Y ⓘ	-	ROA ⓘ	-16.56%	Short Interest ⓘ	0.99M	Perf YTD ⓘ	84.92%
Book/sh ⓘ	-0.07	P/C ⓘ	4.94	EPS past 3/5Y ⓘ	-91.04% -155.82%	ROE ⓘ	-	52W High ⓘ	-29.95% ($4.72)	Perf Year ⓘ	44.54%
Cash/sh ⓘ	0.67	P/FCF ⓘ	50.36	Sales past 3/5Y ⓘ	-	ROIC ⓘ	-	52W Low ⓘ	156.59% ($1.29)	Perf 3Y ⓘ	-69.55%
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	53.59%	Gross Margin ⓘ	40.77%	Volatility(W/M) ⓘ	7.69% 8.45%	Perf 5Y ⓘ	-
Dividend TTM ⓘ	-	EV/Sales ⓘ	9.25	Sales Y/Y TTM ⓘ	69.38%	Oper. Margin ⓘ	-20.99%	ATR (14) ⓘ	0.26	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	1.11	EPS Q/Q ⓘ	73.63%	Profit Margin ⓘ	-48.74%	RSI (14) ⓘ	55.78	Recom ⓘ	1
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	1.12	Sales Q/Q ⓘ	-21.81%	SMA20 ⓘ	7.99% ($3.07)	Beta ⓘ	0.12	Target Price ⓘ	$3.5
Payout ⓘ	-	Debt/Eq ⓘ	-	Earnings ⓘ	-	SMA50 ⓘ	7.22% ($3.09)	Rel Volume ⓘ	0.84	Prev Close ⓘ	$3.24
Employees ⓘ	293	LT Debt/Eq ⓘ	-	EPS/Sales Surpr. ⓘ	141.67% 18.12%	SMA200 ⓘ	28.98% ($2.57)	Avg Volume(3M) ⓘ	0.17M	Price ⓘ	$3.31
IPO ⓘ	2022/1/10	Option/Short ⓘ	No/Yes			Trades ⓘ	561	Volume ⓘ	142,595	Change ⓘ	2.16%

Quarterly earnings trend SEC filings · USD

22.9

23.3

23.6

23.9

24.3

24.6

24.9

25.3

Revenue Net income 최근 분기: 매출 $10M (YoY -23%) · 순이익 $-5M (YoY -54%)

📊 Currenc Group Inc (CURR) Investment Analysis

What kind of company is Currenc Group Inc?

커런스 그룹(CURR)

Technology · Software - Application

Small-Cap — Low Volume, High Volatility

💸 A global fintech company providing AI-based digital remittance and payment infrastructure. It digitally connects cross-border remittances and digital wallet services in regions with limited banking access, and is an application software company that centers its business on driving digital financial inclusion in emerging markets.

Learn more about Currenc Group Inc →

Market Cap

$0.4B

Approx. KRW 0.5 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank3477

Employees293people

IPO2022/01/10

Current Price$3.31 ≈ 4,535원

NASD · Singapore

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2025년 11월 10일 (월) · 장 시작 전 EPS +141.7% 매출 +18.1%

Is it profitable?

Profitability weak

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

-21.0%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Net Margin

Share of revenue left after taxes and interest are paid

-48.7%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

40.8%

✓ 평균

My positionMid-range

Low range Average High range

Software - Application 소형주 Median 61.3% · Bottom 26%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROA

Annual earnings relative to total company assets

-16.6%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Current Ratio

Liquid assets available to cover liabilities due within a year

1.12

✓ 평균

My positionMid-range

Low range Average High range

Software - Application Median 1.69

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

1.11

✓ 양호

My positionMid-range

Low range Average High range

Software - Application Median 1.58

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook

Positive and negative signals are mixed

애널리스트 목표가

$3.50

현재가 대비 +5.7%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Reliability

Beat estimates in 1 of the last 1 quarters

예상 상회

예상 부합

예상 하회

100%

상회 비율

+141.7%

평균 서프라이즈

2025.11.10

상회

실적 $0.05 · 예상 $-0.12 +141.7%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

-91.0%

매우 부진

My positionBottom 5%

Low range Average High range

미분류 소형주 Median 2.0% · Bottom tier

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

-155.8%

매우 부진

My positionBottom 5%

Low range Average High range

미분류 소형주 Median 0.9% · Bottom tier

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

-21.8%

부진

My positionBottom 25%

Low range Average High range

미분류 소형주 Median 6.3% · Bottom 17%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Outperformed the market by +29%p over the past year

CURR +44.5% · S&P 500 +16.0%

Excess return vs. market (price-based, ex-dividends)

1-year basis

vs S&P 500

+28.5%p

ahead of the market

vs Technology (XLK)

+11.5%p

ahead of the sector average

Rank among peers

1-year return Top among peers Based on 48 peers

Current position within 52-week range

Low (-156.6%p) High (-29.9%p)

Current price is 156.6% above the 52-week low and 29.9% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-42.1%

Annualized volatility

94.7%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢

Current diagnosis · 2026-07-27

Uptrend zone

Current price $3.31 above the midline ($3.07). Normal upward flow. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟢

Current diagnosis · 2026-07-27

Bullish momentum holding

MACD 0.102 > Signal 0.066 in positive zone + Hist positive (+0.036). Trend in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢

Current diagnosis · 2026-07-27

Bullish zone

RSI 55.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 72.1.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Pricier than peers in its industry

Pricey on Vs. Sales·Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

🧾 Vs. Sales Pricey

💧 Vs. Cash Flow Pricey

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

9.83x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Software - Application 소형주 median 2.02x · Bottom 3% — expensive within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

50.36x

✓ Pricey

My positionBottom 25%

Low range Average High range

Software - Application 소형주 median 16.42x · Bottom 12% — expensive within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

Analyst target price (reference)

$3.50 vs. current price +5.7%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Software - Application 소형주

Who owns it?

Ownership flow is positive

Institutional net buying +1.4% · Short interest light 2.7%

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

0.0%

Insiders little change

🏦 Institutions (funds & investors)

+1.4%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 0.9%

Retail-led

Technology 소형주 Median 55.5%

🧑‍💼 Insiders 67.4%

Founder/management large holders (strong skin-in-the-game)

Technology 소형주 Median 17.2%

👤 Retail investors (estimated) 31.8%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

2.7%

Low — limited short-side pressure

Technology 소형주 Median 8.7%

Past 90 days Little change

Short interest days to cover

5.8 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 76.6M주

Float (tradable shares) 36.6M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
CURR This Stock	$371.6M	-	-	-	-	+2.2%
AAPL	$4.95T	40.8 ▼	46.4 ▼	141.47% ▲	0.32% ▼	+1.2%
NVDA	$4.76T	30.1 ▲	24.4 ▼	114.29% ▲	0.33% ▼	-5.0%
MSFT	$2.89T	23.2 ▲	7.0 ▼	34.01% ▲	0.95% ▼	+1.9%
TSM	$2.07T	28.8 ▲	11.2 ▼	40.06% ▲	1.03% ▼	-1.1%
AVGO	$1.82T	63.8 ▼	20.8 ▼	37.28% ▲	0.68% ▼	+0.4%
Sector Avg	-	31.1	3.0	1.77%	1.11%	-

Derivative ETFs for CURR

Leveraged, inverse, and covered call ETFs based on the underlying asset

7 derivative ETFs based on CURR (Leverage 2 · Inverse 3 · Covered Call 2)

These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.

ℹ️ What is a Derivative ETF?

These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.

⚠️ Caution: Long-Term Holding

Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.

📈 Leverage 2 ETFs that move 2-3x with CURR (high volatility)