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AGO
AGO
Assured Guaranty Ltd
7월 27일 4:00 PM ET (한국 7/28 05:00)
$85.30
-0.06 ▼ -0.07%
🌙 7월 27일 5:05 PM ET (한국 7/28 06:05)
$85.30
+0.00 +0.00%

어슈어드 가런티(AGO) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$3.8B
스몰캡
P/E
9.8
저평가 구간
배당수익률
1.78%
52주 위치
64%
저점 +17% · 고점 -8%
애널리스트
적극 매수
C+
Fundamental health
vs. Insurance - Specialty
수익성
Top 49%
성장
Top 73%
밸류에이션
Top 51%
재무 안정
Top 27%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 9원. Over the past 5년, it usually traded around 10원. Roughly in line with its own history.
Pricy doesn't mean bad — it means expectations are already baked in.
Index -P/E 9.83EPS (ttm) 8.68Insider Own 6.2%Shs Outstand 44.6MPerf Week -0.13%
Market Cap 3.78BForward P/E 12.39EPS next Y -4.64%Insider Trans -7.61%Shs Float 41.5MPerf Month 10.51%
Enterprise Value -PEG -EPS next Q 1.51Inst Own 92.2%Short Float 4.64%Perf Quarter 2.28%
Income 0.41BP/S 4.13EPS this Y -20.49%Inst Trans -0.81%Short Ratio 4.78Perf Half Y 2.45%
Sales 0.91BP/B 0.69EPS next 5Y -2.38%ROA 3.38%Short Interest 1.93MPerf YTD -5.09%
Book/sh 124.29P/C -EPS past 3/5Y 74.41% 19.7%ROE 7.46%52W High -7.68% ($92.39)Perf Year 1.28%
Cash/sh -P/FCF 10.43Sales past 3/5Y 4.7% -1.19%ROIC 5.59%52W Low 17.23% ($72.76)Perf 3Y 40.9%
Dividend Est. $1.52 (1.78%)EV/EBITDA -EPS Y/Y TTM 3.06%Gross Margin -Volatility(W/M) 1.53% 1.92%Perf 5Y 82.85%
Dividend TTM 1.44EV/Sales -Sales Y/Y TTM 2.7%Oper. Margin 54.92%ATR (14) 1.54Perf 10Y 219.84%
Dividend Ex-Date 2026/5/15Quick Ratio -EPS Q/Q -44.48%Profit Margin 44.97%RSI (14) 65.27Recom 1.4
Dividend Gr. 3/5Y 10.79% 11.2%Current Ratio 5.7Sales Q/Q -3.7%SMA20 2.28% ($83.4)Beta 0.73Target Price $97.75
Payout 13.11%Debt/Eq 0.34Earnings 2026/8/6SMA50 7.92% ($79.04)Rel Volume 0.86Prev Close $85.36
Employees 367LT Debt/Eq 0.34EPS/Sales Surpr. 65.88% 25.1%SMA200 2.09% ($83.55)Avg Volume(3M) 0.40MPrice $85.3
IPO 2004/4/23Option/Short Yes/YesTrades 5870Volume 348,520Change -0.07%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $261M (YoY -24%) · 순이익 $88M (YoY -50%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Assured Guaranty Ltd (AGO) Investment Analysis

What kind of company is Assured Guaranty Ltd?

어슈어드 가런티(AGO) 가치주
Financial · Insurance - Specialty
#1625 by Market Cap — Mid-Cap

🛡️ This is a U.S. insurance company that provides financial guarantee insurance. It operates a financial guarantee insurance business that covers the principal and interest repayment of bonds, including municipal bonds, as well as an asset management business, and is characterized by its guarantee insurance premium revenue and solid capital base. It is a leading company in the financial guarantee insurance sector.

Learn more about Assured Guaranty Ltd →
Market Cap
$3.8B
Approx. KRW 5.2 trillion
⚖️ 1% of Samsung Electronics
Market Cap Rank1625
Employees367people
IPO2004/04/23
Current Price$85.30 ≈ 116,861원
NYSE · Bermuda

Key Events

⏰ Upcoming events
🔔 Earnings release D-10
예상 매출 - · EPS $1.60
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2026년 5월 15일 (금) 주당 $0.38
🔔 Earnings release 2026년 5월 7일 (목) · 장 마감 후 EPS +65.9% 매출 +25.1%
🎯 Ex-div 2026년 3월 6일 (금) 주당 $0.38
🔔 Earnings release 2026년 2월 26일 (목) · 장 마감 후 EPS +59.6% 매출 +34.6%

Is it profitable?

Financial health solid
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
54.9%
✓ 양호
My positionMid-range
Low range Average High range
Insurance - Specialty Median 21.0% · Top 29%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
45.0%
✓ 우수
My positionTop 25%
Low range Average High range
Insurance - Specialty Median 13.6% · Top 25%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
7.5%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 12.1% · Bottom 21%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
3.4%
✓ 양호
My positionMid-range
Low range Average High range
Financial 중형주 Median 1.5% · Top 36%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
5.6%
✓ 평균
My positionMid-range
Low range Average High range
Financial 중형주 Median 8.4% · Bottom 26%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.34
✓ Healthy debt
My positionMid-range
Low range Average High range
Insurance - Specialty Median 0.16
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
5.70
✓ 우수
My positionTop 5%
Low range Average High range
Insurance - Specialty Median 1.55
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$97.75
현재가 대비 +14.6%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
12.39배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
-4.6%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
-2.4%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Reliability
Beat estimates in 2 of the last 2 quarters
2
예상 상회
0
예상 부합
0
예상 하회
100%
상회 비율
+50.9%
평균 서프라이즈
2026.05.07
상회
실적 $2.50 · 예상 $1.63 +53.4%
2026.02.26
상회
실적 $2.32 · 예상 $1.56 +48.4%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Growth Concerns
Growth is lagging the industry average
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
-20.5%
부진
My positionBottom 25%
Low range Average High range
가치주 중형주 Median 5.4% · Bottom 14%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
-4.6%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 중형주 Median 7.7% · Bottom tier
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
-2.4%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 중형주 Median 6.6% · Bottom tier
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+74.4%
우수
My positionTop 5%
Low range Average High range
가치주 중형주 Median 4.1% · Top tier
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+19.7%
우수
My positionTop 25%
Low range Average High range
가치주 중형주 Median 12.9% · Top 24%
Past 5-Year Revenue
How much revenue grew over the past 5 years
-1.2%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 중형주 Median 9.2% · Bottom tier
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-3.7%
매우 부진
My positionBottom 5%
Low range Average High range
가치주 중형주 Median 4.0% · Bottom tier
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Slightly outperformed the market over 5 years (+15%p)
AGO +82.8% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
+14.5%p
ahead of the market
1-year basis
vs S&P 500
-14.7%p
behind the market
Current position within 52-week range
Low (-17.2%p) High (-7.7%p)
Current price is 17.2% above the 52-week low and 7.7% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-17.2%
Annualized volatility
24.8%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 137-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-27
Uptrend zone

Current price $85.30 above the midline ($83.40). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟢
Current diagnosis · 2026-07-27
Bullish momentum holding

MACD 1.679 > Signal 1.664 in positive zone + Hist positive (+0.014). Trend in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 65.3 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 80.6.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Cheap on Vs. Earnings·Vs. Assets, In line with peers on Vs. Sales·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Mid-range
💧 Vs. Cash Flow Mid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
9.83x
✓ Cheap
My positionMid-range
Low range Average High range
Insurance - Specialty median 10.40x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
12.39x
✓ Fair
My positionMid-range
Low range Average High range
Financial 중형주 median 10.74x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.69x
✓ Very cheap
My positionTop 25%
Low range Average High range
Insurance - Specialty median 1.25x · Top 14% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
4.13x
✓ Fair
My positionMid-range
Low range Average High range
Insurance - Specialty median 1.90x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
10.43x
✓ Fair
My positionMid-range
Low range Average High range
Insurance - Specialty median 9.12x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$97.75 vs. current price +14.6%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Insurance - Specialty

Who owns it?

Ownership flow shows some pressure
Insider modest net selling -7.6% · Institutional modest net selling -0.8% · Short interest light 4.6% · Short interest up +1.8pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-7.6%
Insiders net selling
🏦 Institutions (funds & investors)
-0.8%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 92.2%
Institution-led, stable structure
Financial 중형주 Median 76.4%
🧑‍💼 Insiders 6.2%
Meaningful insider stake
Financial 중형주 Median 3.1%
👤 Retail investors (estimated) 1.6%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
4.6%
Low — limited short-side pressure
Financial 중형주 Median 5.1%
Past 90 days 📈 +1.8%p increase
Short interest days to cover
4.8 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 44.6M주
Float (tradable shares) 41.5M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding AGO

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.78%
배당보다 주가 성장에 가까운 비중
Dividend Yield
1.78%
Industry average 2.62%
Dividend Per Share
$1.52
Annualized
Payout Ratio
13%
Share of net income paid as dividends
5-Year Growth
11.2%
Annualized dividend growth
📅 지급월 3월
📊 총 이력 2004~2026 (85건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.52 +8.3%
2016
$0.57 +10.0%
2017
$0.64 +11.9%
2018
$0.72 +12.5%
2019
$0.80 +11.1%
2020
$0.88 +10.0%
2021
$1.00 +13.6%
2022
$1.12 +12.0%
2023
$1.24 +10.7%
2024
$0.68 -45.2%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 85건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-03-06
$0.380
0.84%
2025-05-16
$0.340
1.51%
2025-03-05
$0.340
1.82%
2024-11-22
$0.310
1.33%
2024-08-21
$0.310
1.57%
2024-05-14
$0.310
1.88%
2024-03-05
$0.310
1.57%
2023-11-14
$0.280
2.06%
2023-08-15
$0.280
2.27%
2023-05-16
$0.280
2.52%
2023-03-07
$0.280
2.24%
2022-11-15
$0.250
2.05%
2022-08-16
$0.250
2.16%
2022-05-17
$0.250
2.02%
2022-03-08
$0.250
1.97%
2021-11-16
$0.220
1.99%
2021-08-17
$0.220
2.14%
2021-05-18
$0.220
2.23%
2021-03-09
$0.220
2.35%
2020-11-17
$0.200
3.11%
2020-08-18
$0.200
4.16%
2020-05-19
$0.200
3.69%
2020-03-10
$0.200
2.40%
2019-11-19
$0.180
1.80%
2019-08-20
$0.180
1.58%
2019-05-21
$0.180
1.62%
2019-03-12
$0.180
1.49%
2018-11-20
$0.160
1.62%
2018-08-14
$0.160
1.86%
2018-05-15
$0.160
2.11%
2018-03-06
$0.160
2.10%
2017-11-14
$0.143
1.91%
2017-08-14
$0.143
1.57%
2017-05-15
$0.143
1.73%
2017-03-06
$0.143
1.63%
2016-11-14
$0.130
1.84%
2016-08-15
$0.130
2.30%
2016-05-16
$0.130
2.48%
2016-03-07
$0.130
1.90%
2015-11-16
$0.120
2.20%
2015-08-17
$0.120
2.18%
2015-05-18
$0.120
1.97%
2015-02-13
$0.120
2.12%
2014-11-17
$0.110
2.17%
2014-08-18
$0.110
2.23%
2014-05-19
$0.110
2.10%
2014-02-14
$0.110
2.18%
2013-11-19
$0.100
2.09%
2013-08-19
$0.100
1.90%
2013-05-20
$0.100
1.95%
2013-02-19
$0.100
2.33%
2012-11-19
$0.090
2.81%
2012-08-13
$0.090
2.79%
2012-05-21
$0.090
2.19%
2012-02-21
$0.090
1.26%
2011-11-14
$0.045
1.99%
2011-08-15
$0.045
1.88%
2011-05-16
$0.045
1.33%
2011-02-18
$0.045
1.38%
2010-11-16
$0.045
1.30%
2010-08-17
$0.045
1.26%
2010-05-18
$0.045
1.46%
2010-03-09
$0.045
0.86%
2009-11-18
$0.045
0.87%
2009-08-19
$0.045
1.26%
2009-05-20
$0.045
1.65%
2009-02-18
$0.045
3.44%
2008-11-19
$0.045
3.15%
2008-08-20
$0.045
1.53%
2008-05-21
$0.045
0.75%
2008-02-27
$0.045
0.70%
2007-11-20
$0.040
0.80%
2007-08-21
$0.040
0.58%
2007-05-15
$0.040
0.61%
2007-02-20
$0.040
0.52%
2006-11-14
$0.035
0.68%
2006-08-15
$0.035
0.54%
2006-05-17
$0.035
0.52%
2006-02-14
$0.035
0.59%
2005-11-15
$0.030
0.47%
2005-08-12
$0.030
0.67%
2005-05-13
$0.030
0.61%
2005-02-17
$0.030
0.47%
2004-11-12
$0.030
0.34%
2004-08-13
$0.030
0.19%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 1.5만원
5년 누적 (세후) 9.5만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 11.2% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
AGO AGO This Stock
$3.8B9.8 0.7 7.46% 1.78% -0.1%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 어슈어드 가런티(AGO)?

어슈어드 가런티(AGO) belongs to the Financial sector and operates in the Insurance - Specialty industry.

What is the market cap of AGO?

The market cap of AGO is approximately $3.8B, ranking 1,625 within its sector.

Does AGO pay dividends?

AGO has a dividend yield of approximately 1.78%, with an annual dividend of $1.52.

What is the P/E ratio of AGO?

AGO has a P/E ratio of approximately 9.8x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for AGO?

AGO has recorded a 52-week high of $92.39 and a low of $72.76.

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