지바오테크놀로지(ZBAO) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

ZBAO

Zhibao Technology Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$0.17

-0.02 ▼ -11.25%

🌙 7월 28일 5:26 AM ET (한국 7/28 18:26)

$0.17

-0.01 ▼ -5.99%

지바오테크놀로지(ZBAO) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$6M

스몰캡

P/E

배당수익률

없음

52주 위치

저점 +15% · 고점 -87%

애널리스트

Fundamental health

vs. Insurance Brokers· based on 3 axes

수익성

산출 불가 (적자)

성장

Top 50%

밸류에이션

Top 74%

재무 안정

Top 57%

Index ⓘ	-	P/E ⓘ	-	EPS (ttm) ⓘ	-0.28	Insider Own ⓘ	74.21%	Shs Outstand ⓘ	16.2M	Perf Week ⓘ	-8.12%
Market Cap ⓘ	0.01B	Forward P/E ⓘ	-	EPS next Y ⓘ	-	Insider Trans ⓘ	-	Shs Float ⓘ	8.6M	Perf Month ⓘ	-66.56%
Enterprise Value ⓘ	0.01B	PEG ⓘ	-	EPS next Q ⓘ	-	Inst Own ⓘ	0.24%	Short Float ⓘ	10.43%	Perf Quarter ⓘ	-76.56%
Income ⓘ	-0.01B	P/S ⓘ	0.12	EPS this Y ⓘ	-	Inst Trans ⓘ	12.8%	Short Ratio ⓘ	0.06	Perf Half Y ⓘ	-82%
Sales ⓘ	0.05B	P/B ⓘ	1.99	EPS next 5Y ⓘ	-	ROA ⓘ	-20.94%	Short Interest ⓘ	0.89M	Perf YTD ⓘ	-80.92%
Book/sh ⓘ	0.09	P/C ⓘ	1.12	EPS past 3/5Y ⓘ	- -10.33%	ROE ⓘ	-141.52%	52W High ⓘ	-87.17% ($1.34)	Perf Year ⓘ	-82.09%
Cash/sh ⓘ	0.15	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	31.8% 53.65%	ROIC ⓘ	-292.76%	52W Low ⓘ	14.6% ($0.15)	Perf 3Y ⓘ	-
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	-396.13%	Gross Margin ⓘ	41.33%	Volatility(W/M) ⓘ	55.55% 38.57%	Perf 5Y ⓘ	-
Dividend TTM ⓘ	-	EV/Sales ⓘ	0.28	Sales Y/Y TTM ⓘ	37.29%	Oper. Margin ⓘ	-16.19%	ATR (14) ⓘ	0.1	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	0.86	EPS Q/Q ⓘ	-557.14%	Profit Margin ⓘ	-19.33%	RSI (14) ⓘ	32.16	Recom ⓘ	-
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	0.86	Sales Q/Q ⓘ	41.79%	SMA20 ⓘ	-44.89% ($0.31)	Beta ⓘ	1.9	Target Price ⓘ	-
Payout ⓘ	-	Debt/Eq ⓘ	2.92	Earnings ⓘ	2026/03/31	SMA50 ⓘ	-69.06% ($0.55)	Rel Volume ⓘ	0.17	Prev Close ⓘ	$0.19
Employees ⓘ	65	LT Debt/Eq ⓘ	0.09	EPS/Sales Surpr. ⓘ	-0.5% -0.47%	SMA200 ⓘ	-78.82% ($0.8)	Avg Volume(3M) ⓘ	15.58M	Price ⓘ	$0.17
IPO ⓘ	2024/4/2	Option/Short ⓘ	No/Yes			Trades ⓘ	2290	Volume ⓘ	2,671,763	Change ⓘ	-11.25%

Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Zhibao Technology Inc (ZBAO) Investment Analysis

What kind of company is Zhibao Technology Inc?

지바오테크놀로지(ZBAO) 초고성장주

Financial · Insurance Brokers

Small-Cap — Low Volume, High Volatility

📱 Zhibao Technology() is a leading insurtech company in China specializing in **2B2C (business-to-customer) digital embedded insurance**. Through its proprietary PaaS (Platform-as-a-Service), the company seamlessly integrates insurance products directly into its business clients' services, apps, and commerce platforms, offering customized digital insurance brokerage services across a wide range of verticals including sports, travel, healthcare, and industry.

Learn more about Zhibao Technology Inc →

Market Cap

$0.0B

Approx. KRW 0.0 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank5630

Employees65people

IPO2024/04/02

Current Price$0.17 ≈ 233원

NASD · China

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 3월 31일 (화) · 장 마감 후 EPS -0.5% 매출 -0.5%

Is it profitable?

Both profitability & finances need caution

Review management risk carefully before investing

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

-16.2%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Net Margin

Share of revenue left after taxes and interest are paid

-19.3%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

41.3%

✓ 양호

My positionMid-range

Low range Average High range

Insurance Brokers Median 40.6% · Top 50%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROE

Annual return earned on shareholders' equity (15%+ is strong)

-141.5%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROA

Annual earnings relative to total company assets

-20.9%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROIC

Return generated per dollar invested in the business

-292.8%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

2.92

✓ Very high debt

My positionBottom 5%

Low range Average High range

Insurance Brokers Median 0.61

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

0.86

✓ 매우 부진

My positionBottom 5%

Low range Average High range

Insurance Brokers Median 1.19

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

0.86

✓ 평균

My positionMid-range

Low range Average High range

Insurance Brokers Median 1.18

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Average Earnings Performance

Generally in line with estimates

예상 상회

예상 부합

예상 하회

상회 비율

-0.5%

평균 서프라이즈

2026.03.31

부합

-0.5%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity

📊 How much has it grown? (actual results)

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

-10.3%

부진

My positionBottom 25%

Low range Average High range

초고성장주 초소형주 Median 20.7% · Bottom 24%

Past 5-Year Revenue

How much revenue grew over the past 5 years

+53.6%

양호

My positionMid-range

Low range Average High range

초고성장주 초소형주 Median 47.0% · Top 44%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+41.8%

양호

My positionMid-range

Low range Average High range

초고성장주 초소형주 Median 3.6% · Top 28%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 98%p over the past year

ZBAO -82.1% · S&P 500 +16.0%

Excess return vs. market (price-based, ex-dividends)

1-year basis

vs S&P 500

-98.1%p

Significantly behind the market

Current position within 52-week range

Low (-14.6%p) High (-87.2%p)

Current price is 14.6% above the 52-week low and 87.2% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-85.1%

Annualized volatility

171.9%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴

Current diagnosis · 2026-07-27

Downtrend zone

Current price $0.17 below the midline ($0.31). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD -0.102 · Signal -0.102 · Hist 0.000. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-27

Bearish zone

RSI 32.5 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 4.7.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry

Cheap on Vs. Assets·Vs. Sales

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

🏢 Vs. Assets Cheap

🧾 Vs. Sales Cheap

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

1.99x

✓ Cheap

My positionMid-range

Low range Average High range

Insurance Brokers median 2.68x · Around the industry average

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.12x

✓ Very cheap

My positionTop 25%

Low range Average High range

Insurance Brokers median 2.51x · Top 12% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Insurance Brokers

Who owns it?

Ownership is broadly stable

Institutional net buying +12.8% · Short interest elevated 10.4% · Short interest up +9.2pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

0.0%

Insiders little change

🏦 Institutions (funds & investors)

+12.8%

Institutions large net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 0.2%

Retail-led

Financial 초소형주 Median 30.5%

🧑‍💼 Insiders 74.2%

Founder/management large holders (strong skin-in-the-game)

Financial 초소형주 Median 23.8%

👤 Retail investors (estimated) 25.6%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

10.4%

Somewhat high

Financial 초소형주 Median 0.2%

Past 90 days 📈 +9.2%p increase

Short interest days to cover

0.1 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 16.2M주

Float (tradable shares) 8.6M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
ZBAO This Stock	$5.7M	-	2.0 ▼	-141.52% ▼	-	-11.3%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 지바오테크놀로지(ZBAO)?

지바오테크놀로지(ZBAO) belongs to the Financial sector and operates in the Insurance Brokers industry.

What is the market cap of ZBAO?

The market cap of ZBAO is approximately $6M, ranking 5,630 within its sector.

What is the 52-week high and low for ZBAO?

ZBAO has recorded a 52-week high of $1.34 and a low of $0.15.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.