브이룸(VRM) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

VRM

Vroom Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$7.06

-0.03 ▼ -0.42%

브이룸(VRM) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$37M

스몰캡

P/E

배당수익률

없음

52주 위치

저점 +2% · 고점 -76%

애널리스트

Fundamental health

vs. Credit Services· based on 3 axes

수익성

산출 불가 (적자)

성장

Top 40%

밸류에이션

Top 87%

재무 안정

Top 31%

Index ⓘ	-	P/E ⓘ	-	EPS (ttm) ⓘ	-12.91	Insider Own ⓘ	2.83%	Shs Outstand ⓘ	5.2M	Perf Week ⓘ	-0.14%
Market Cap ⓘ	0.04B	Forward P/E ⓘ	-	EPS next Y ⓘ	-	Insider Trans ⓘ	11.72%	Shs Float ⓘ	5.1M	Perf Month ⓘ	-21.12%
Enterprise Value ⓘ	0.76B	PEG ⓘ	-	EPS next Q ⓘ	-	Inst Own ⓘ	94.07%	Short Float ⓘ	0.67%	Perf Quarter ⓘ	-57.44%
Income ⓘ	-0.07B	P/S ⓘ	0.51	EPS this Y ⓘ	-	Inst Trans ⓘ	0.46%	Short Ratio ⓘ	1.36	Perf Half Y ⓘ	-61.9%
Sales ⓘ	0.07B	P/B ⓘ	0.37	EPS next 5Y ⓘ	-	ROA ⓘ	-6.91%	Short Interest ⓘ	0.03M	Perf YTD ⓘ	-64.49%
Book/sh ⓘ	18.9	P/C ⓘ	0.5	EPS past 3/5Y ⓘ	81.99% 63.01%	ROE ⓘ	-47.9%	52W High ⓘ	-76.47% ($30.00)	Perf Year ⓘ	-74.37%
Cash/sh ⓘ	14.08	P/FCF ⓘ	0.52	Sales past 3/5Y ⓘ	-61.38% -39.26%	ROIC ⓘ	-7.68%	52W Low ⓘ	2.32% ($6.90)	Perf 3Y ⓘ	-
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	72.15%	Gross Margin ⓘ	77.1%	Volatility(W/M) ⓘ	8.22% 8.53%	Perf 5Y ⓘ	-
Dividend TTM ⓘ	-	EV/Sales ⓘ	10.39	Sales Y/Y TTM ⓘ	41.94%	Oper. Margin ⓘ	-44.77%	ATR (14) ⓘ	0.81	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	21.67	EPS Q/Q ⓘ	-150.62%	Profit Margin ⓘ	-91.79%	RSI (14) ⓘ	40.5	Recom ⓘ	-
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	21.67	Sales Q/Q ⓘ	2.69%	SMA20 ⓘ	-5.32% ($7.46)	Beta ⓘ	0.02	Target Price ⓘ	-
Payout ⓘ	-	Debt/Eq ⓘ	6.48	Earnings ⓘ	2026/3/26	SMA50 ⓘ	-22.51% ($9.11)	Rel Volume ⓘ	0.04	Prev Close ⓘ	$7.09
Employees ⓘ	655	LT Debt/Eq ⓘ	6.24	EPS/Sales Surpr. ⓘ	-	SMA200 ⓘ	-56.76% ($16.33)	Avg Volume(3M) ⓘ	0.02M	Price ⓘ	$7.06
IPO ⓘ	2025/2/20	Option/Short ⓘ	No/Yes			Trades ⓘ	101	Volume ⓘ	939	Change ⓘ	-0.42%

Quarterly earnings trend SEC filings · USD

23.9

23.12*

24.3

24.6

24.9

25.6

25.9

26.3

Revenue Net income 최근 분기: 매출 - · 순이익 $-19M

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Vroom Inc (VRM) Investment Analysis

What kind of company is Vroom Inc?

브이룸(VRM)

Financial · Credit Services

Small-Cap — Low Volume, High Volatility

🚗 A US mobility tech company that has successfully transformed from a used-car e-commerce business into a specialist in automotive finance and data analytics. Its core operations include auto loan financial services through its subsidiary UACC and AI-powered data solutions via the CarStory platform.

Learn more about Vroom Inc →

Market Cap

$0.0B

Approx. KRW 0.1 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank5064

Employees655people

IPO2025/02/20

Current Price$7.06 ≈ 9,672원

NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 3월 26일 (목) · 장 마감 후

Is it profitable?

Both profitability & finances need caution

Review management risk carefully before investing

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

-44.8%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Net Margin

Share of revenue left after taxes and interest are paid

-91.8%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

77.1%

✓ 양호

My positionMid-range

Low range Average High range

Credit Services Median 73.7% · Top 42%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROE

Annual return earned on shareholders' equity (15%+ is strong)

-47.9%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROA

Annual earnings relative to total company assets

-6.9%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROIC

Return generated per dollar invested in the business

-7.7%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

6.48

✓ Danger level

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

21.67

✓ 우수

My positionTop 5%

Low range Average High range

Credit Services Median 2.08

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

21.67

✓ 우수

My positionTop 5%

Low range Average High range

Credit Services Median 1.96

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Outlook data is insufficient

Analyst estimates and price targets have not been collected.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Average Growth

Mid-range within the industry

Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

+82.0%

우수

My positionTop 25%

Low range Average High range

미분류 초소형주 Median 25.4% · Top 8%

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+63.0%

우수

My positionTop 25%

Low range Average High range

미분류 초소형주 Median 14.6% · Top 9%

Past 5-Year Revenue

How much revenue grew over the past 5 years

-39.3%

매우 부진

My positionBottom 5%

Low range Average High range

미분류 초소형주 Median 2.8% · Bottom tier

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+2.7%

양호

My positionMid-range

Low range Average High range

미분류 초소형주 Median -2.6% · Top 45%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 90%p over the past year

VRM -74.4% · S&P 500 +16.0%

Excess return vs. market (price-based, ex-dividends)

1-year basis

vs S&P 500

-90.4%p

Significantly behind the market

Rank among peers

1-year return Lower-Mid (lower 27%) Based on 15 peers

Current position within 52-week range

Low (-2.3%p) High (-76.5%p)

Current price is 2.3% above the 52-week low and 76.5% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-62.5%

Annualized volatility

113.1%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴

Current diagnosis · 2026-07-27

Downtrend zone

Current price $7.06 below the midline ($7.46). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD -0.572 · Signal -0.666 · Hist 0.093. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-27

Bearish zone

RSI 40.5 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 11.9.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry

Cheap on Vs. Assets·Vs. Sales·Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

🏢 Vs. Assets Cheap

🧾 Vs. Sales Cheap

💧 Vs. Cash Flow Cheap

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

0.37x

✓ Very cheap

My positionTop 25%

Low range Average High range

Credit Services median 1.42x · Top 16% — relatively cheap within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.51x

✓ Very cheap

My positionTop 25%

Low range Average High range

Credit Services median 1.29x · Top 23% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

0.52x

✓ Very cheap

My positionTop 5%

Low range Average High range

Credit Services median 5.05x · Top 1% — relatively cheap within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Credit Services

Who owns it?

Ownership flow is positive

Insider net buying +11.7% · Institutional modest net buying +0.5% · Short interest light 0.7% · Short interest fell -1.6%p over the last 89 days

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

+11.7%

Insiders large net buying

🏦 Institutions (funds & investors)

+0.5%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 94.1%

Institution-led, stable structure

Financial 초소형주 Median 30.5%

🧑‍💼 Insiders 2.8%

Typical level

Financial 초소형주 Median 23.8%

👤 Retail investors (estimated) 3.1%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

0.7%

Low — limited short-side pressure

Financial 초소형주 Median 0.2%

Past 89 days 📉 -1.6%p decrease

Short interest days to cover

1.4 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 5.2M주

Float (tradable shares) 5.1M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 89 days.

ETFs holding VRM

ETFs with the highest weightings · 10 total shown

MVPA

Miller Value Partners Appreciation ETF

0.01%

$69M

HDG

ProShares Hedge Replication ETF

0.00%

$22M

HONG

Leverage Shares 2X Long HON Daily ETF

0.00%

ITWO

ProShares Russell 2000 High Income ETF

0.00%

$197M

IWC

iShares Micro-Cap ETF

0.00%

$1.4B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
VRM This Stock	$37.0M	-	0.4 ▲	-47.9% ▼	-	-0.4%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 브이룸(VRM)?

브이룸(VRM) belongs to the Financial sector and operates in the Credit Services industry.

What is the market cap of VRM?

The market cap of VRM is approximately $37M, ranking 5,064 within its sector.

What is the 52-week high and low for VRM?

VRM has recorded a 52-week high of $30.00 and a low of $6.90.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.