Upstart Holdings Inc(UPST) Price Forecast & Company Analysis. P/E · Dividend · Earnings · Price Target · RSI · MACD | US Stocks Today
Oct 27 at 7:58 PM ET (Korea 10/28 08:58)
Full metrics table
| Index | RUT | P/E | 43.17 | EPS (ttm) | 0.55 | Insider Own | 14.47% | Shs Outstand | 97.3M | Perf Week | 0.25% |
| Market Cap | 2.31B | Forward P/E | 12.26 | EPS next Y | 199.31% | Insider Trans | 0.52% | Shs Float | 83.2M | Perf Month | 2.95% |
| Enterprise Value | 3.35B | PEG | 0.42 | EPS next Q | 0.21 | Inst Own | 60.33% | Short Float | 32.3% | Perf Quarter | -10.86% |
| Income | 0.06B | P/S | 1.85 | EPS this Y | -61.01% | Inst Trans | -1.12% | Short Ratio | 6.21 | Perf Half Y | -27.85% |
| Sales | 1.25B | P/B | 2.89 | EPS next 5Y | 29.27% | ROA | 2.14% | Short Interest | 26.89M | Perf YTD | -45.78% |
| Book/sh | 8.2 | P/C | 2.35 | EPS past 3/5Y | - 40.9% | ROE | 7.94% | 52W High | -56.5% ($54.50) | Perf Year | -55.04% |
| Cash/sh | 10.09 | P/FCF | - | Sales past 3/5Y | 7.41% 34.93% | ROIC | 2.19% | 52W Low | 6.75% ($22.21) | Perf 3Y | 2.95% |
| Dividend Est. | - | EV/EBITDA | 44.51 | EPS Y/Y TTM | 963.52% | Gross Margin | - | Volatility(W/M) | 4.07% 4.28% | Perf 5Y | -92.46% |
| Dividend TTM | - | EV/Sales | 2.69 | Sales Y/Y TTM | 46.3% | Oper. Margin | 3.99% | ATR (14) | 1.09 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | 2.91 | EPS Q/Q | 185.5% | Profit Margin | 4.84% | RSI (14) | 46.46 | Recom | 2.17 |
| Dividend Gr. 3/5Y | - | Current Ratio | 2.91 | Sales Q/Q | 41.75% | SMA20 | 0.3% ($23.64) | Beta | 2.49 | Target Price | $37.29 |
| Payout | - | Debt/Eq | 2.54 | Earnings | 2026/11/3 | SMA50 | -7.61% ($25.66) | Rel Volume | 0.82 | Prev Close | $23 |
| Employees | 1405 | LT Debt/Eq | 2.45 | EPS/Sales Surpr. | -10.21% 2.81% | SMA200 | -21.52% ($30.21) | Avg Volume(3M) | 4.33M | Price | $23.71 |
| IPO | 2020/12/16 | Option/Short | Yes/Yes | Trades | 22225 | Volume | 3,541,234 | Change | 3.09% |
This is a US fintech company operating an AI-powered lending platform. It runs a lending marketplace that evaluates personal loan applications using artificial intelligence-based credit scoring models and connects borrowers with banks and investors, providing exposure to the loan demand and funding markets. The company operates in the AI lending space.
Over the past 1 year, on the lower side
56% below its 1-year high.
Traded about as much as usual. That is 82% of its average volume.
Next earnings report: November 3
6 days to go.
UPST has a sound balance sheet but weak earning power
Of every $100 in sales, $3.99 is kept as operating profit.
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Earnings are growing steadily
Earnings are expected to grow by -61.0% this year.
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However, it looks expensive
For a company earning $100 a year, you would pay $4,317. Peers typically go for $1,003. Compared with its own 2-year average, it is 38% cheaper now.
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It has beaten expectations every time
Beat market estimates in the last 4 quarters.
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The outlook is positive
Analyst sentiment is Buy.
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Holding long would have lost money
Bought 5 years ago, your return today would be -92.5%. The S&P 500 did +70% over the same period.
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No dividend
It reinvests profits in the business instead of paying dividends.
Short interest is a burden
32.3% of the float is sold short.
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Multiple ETFs hold this stock, but only a sliver
Buying this ETF gives you exposure to this stock as well.
ULTI REX IncomeMax Option Strategy ETF 0.05% 
ROBT First Trust Nasdaq Artificial Intelligence and Robotics ETF 0.02% 
ACVT Advent Convertible Bond ETF 0.02% 
BOTZ Global X Funds Global X Robotics & Artificial Intelligence ETF <0.01% 
XITK State Street SPDR FactSet Innovative Technology ETF <0.01% Special products that amplify (leveraged) or invert this single stock. They decay quickly and are not for long-term holding.
GUNR Northern Trust Morningstar Global Upstream Natural Resources ETF 7.0B 
FTRI First Trust Indxx Global Natural Resources Income ETF 115M 
UPSX Tradr 2X Long UPST Daily ETF 13M 
UPSC Corgi UPST 2x Daily ETF - It ranks #19 of 52 in the industry
Based on market cap of $2B.
UPST#19 Upstart Holdings Inc $2B PER 43.2 
AGM#20 Federal Agricultural Mortgage Corp $2B PER 11.4 
ECPG#21 Encore Capital Group Inc $2B PER 7.5 
WU#22 Western Union Company $2B PER 4.8 
EZPW#23 EZCorp Inc $2B PER 15.0 
FAQ
What kind of company is UPST?
UPST belongs to the Financial sector and operates in the Credit Services industry.
What is the market cap of UPST?
The market cap of UPST is approximately $2.3B, ranking 1,949 within its sector.
What is the P/E ratio of UPST?
UPST has a P/E ratio of approximately 43.2x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for UPST?
UPST has recorded a 52-week high of $54.50 and a low of $22.21.
