포치 그룹(PRCH) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

Q: What kind of company is 포치 그룹(PRCH)?

포치 그룹(PRCH) belongs to the Financial sector and operates in the Insurance - Property & Casualty industry.

Q: What is the market cap of PRCH?

The market cap of PRCH is approximately $1.4B, ranking 2,402 within its sector.

Q: What is the 52-week high and low for PRCH?

PRCH has recorded a 52-week high of $19.44 and a low of $6.36.

PRCH

Porch Group Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$12.71

+0.87 ▲ +7.35%

🌙 7월 27일 7:50 PM ET (한국 7/28 08:50)

$12.70

-0.01 ▼ -0.08%

포치 그룹(PRCH) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$1.4B

스몰캡

P/E

배당수익률

없음

52주 위치

49%

저점 +100% · 고점 -35%

애널리스트

적극 매수

C+

Fundamental health

vs. 초고성장주 소형주

수익성

Top 60%

성장

Top 30%

밸류에이션

Top 8%

재무 안정

Top 92%

Index ⓘ	RUT	P/E ⓘ	-	EPS (ttm) ⓘ	-0.16	Insider Own ⓘ	20.55%	Shs Outstand ⓘ	124.2M	Perf Week ⓘ	-1.47%
Market Cap ⓘ	1.39B	Forward P/E ⓘ	61.36	EPS next Y ⓘ	583.34%	Insider Trans ⓘ	-10.12%	Shs Float ⓘ	86.9M	Perf Month ⓘ	-1.7%
Enterprise Value ⓘ	1.76B	PEG ⓘ	-	EPS next Q ⓘ	-0.03	Inst Own ⓘ	73.32%	Short Float ⓘ	18.08%	Perf Quarter ⓘ	61.09%
Income ⓘ	-0.02B	P/S ⓘ	2.88	EPS this Y ⓘ	-42.86%	Inst Trans ⓘ	-1.7%	Short Ratio ⓘ	7.76	Perf Half Y ⓘ	56.33%
Sales ⓘ	0.48B	P/B ⓘ	-	EPS next 5Y ⓘ	-	ROA ⓘ	-2.05%	Short Interest ⓘ	15.72M	Perf YTD ⓘ	39.21%
Book/sh ⓘ	-0.2	P/C ⓘ	18.18	EPS past 3/5Y ⓘ	72.79% 56.28%	ROE ⓘ	-	52W High ⓘ	-34.6% ($19.44)	Perf Year ⓘ	-5.29%
Cash/sh ⓘ	0.7	P/FCF ⓘ	15.44	Sales past 3/5Y ⓘ	20.47% 46.17%	ROIC ⓘ	-4.5%	52W Low ⓘ	99.84% ($6.36)	Perf 3Y ⓘ	995.69%
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	15.05	EPS Y/Y TTM ⓘ	7.07%	Gross Margin ⓘ	63.61%	Volatility(W/M) ⓘ	5.93% 5.74%	Perf 5Y ⓘ	-28.15%
Dividend TTM ⓘ	-	EV/Sales ⓘ	3.66	Sales Y/Y TTM ⓘ	13.03%	Oper. Margin ⓘ	10.65%	ATR (14) ⓘ	0.77	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	0.27	EPS Q/Q ⓘ	-159.92%	Profit Margin ⓘ	-3.41%	RSI (14) ⓘ	48.25	Recom ⓘ	1.29
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	0.27	Sales Q/Q ⓘ	15.64%	SMA20 ⓘ	-8.57% ($13.9)	Beta ⓘ	3.17	Target Price ⓘ	$16.75
Payout ⓘ	-	Debt/Eq ⓘ	-	Earnings ⓘ	2026/7/29	SMA50 ⓘ	6.07% ($11.98)	Rel Volume ⓘ	0.88	Prev Close ⓘ	$11.84
Employees ⓘ	803	LT Debt/Eq ⓘ	-	EPS/Sales Surpr. ⓘ	46.16% 15.54%	SMA200 ⓘ	24.96% ($10.17)	Avg Volume(3M) ⓘ	2.02M	Price ⓘ	$12.71
IPO ⓘ	2020/1/13	Option/Short ⓘ	Yes/Yes			Trades ⓘ	13968	Volume ⓘ	1,790,475	Change ⓘ	7.35%

Quarterly earnings trend SEC filings · USD

24.6

24.9

24.12*

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $109M (YoY +29%) · 순이익 $-5M (YoY -156%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Porch Group Inc (PRCH) Investment Analysis

What kind of company is Porch Group Inc?

포치 그룹(PRCH) 초고성장주

Financial · Insurance - Property & Casualty

Financial Stocks

🏠 Porch Group (PRCH) is an insurtech company that connects home services and insurance through software. It underwrites and operates home insurance products based on housing data and real estate intelligence, pursuing a vertical SaaS model that combines its software, data, and consumer services segments. Its key differentiator is the monetization of data across the entire U.S. home lifecycle.

Learn more about Porch Group Inc →

Market Cap

$1.4B

Approx. KRW 1.9 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank2402

Employees803people

IPO2020/01/13

Current Price$12.71 ≈ 17,413원

📌 RUT · NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release D-1

7월 29일 (수) · 장 마감 후

예상 EPS $-0.03

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 4월 28일 (화) · 장 마감 후 EPS +46.2% 매출 +15.5%

🔔 Earnings release 2026년 2월 11일 (수) · 장 마감 후

Is it profitable?

Both profitability & finances need caution

Review management risk carefully before investing

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

10.7%

✓ 평균

My positionMid-range

Low range Average High range

Insurance - Property & Casualty 소형주 Median 11.5% · Bottom 46%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

-3.4%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

63.6%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 76.7% · Bottom 34%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROA

Annual earnings relative to total company assets

-2.0%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROIC

Return generated per dollar invested in the business

-4.5%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Current Ratio

Liquid assets available to cover liabilities due within a year

0.27

✓ 위험

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

0.27

✓ 위험

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook

Price targets, growth, and valuation are favorable

애널리스트 목표가

$16.75

현재가 대비 +31.8%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

61.36배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

내년 EPS 예상 성장률

+583.3%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Reliability

Beat estimates in 2 of the last 2 quarters

예상 상회

예상 부합

예상 하회

100%

상회 비율

+60.1%

평균 서프라이즈

2026.04.28

상회

실적 $-0.04 · 예상 $-0.11 +64.3%

2026.02.11

상회

실적 $-0.03 · 예상 $-0.07 +55.9%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

-42.9%

매우 부진

My positionBottom 5%

Low range Average High range

초고성장주 소형주 Median 51.6% · Bottom tier

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+583.3%

우수

My positionTop 5%

Low range Average High range

초고성장주 소형주 Median 33.7% · Top tier

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

+72.8%

우수

My positionTop 5%

Low range Average High range

초고성장주 소형주 Median 6.9% · Top tier

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+56.3%

우수

My positionTop 5%

Low range Average High range

초고성장주 소형주 Median 7.0% · Top tier

Past 5-Year Revenue

How much revenue grew over the past 5 years

+46.2%

양호

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 32.4% · Top 30%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+15.6%

양호

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 14.5% · Top 49%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Long-term weakness — -96%p below the market

PRCH -28.1% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

-96.5%p

Significantly behind the market

1-year basis

vs S&P 500

-21.3%p

behind the market

Rank among peers

5-year return Lower-Mid (lower 34%) Based on 13 peers

1-year return Lower-Mid (lower 33%) Based on 16 peers

Current position within 52-week range

Low (-99.8%p) High (-34.6%p)

Current price is 99.8% above the 52-week low and 34.6% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-27.2%

Annualized volatility

71.4%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🔴

Current diagnosis · 2026-07-27

Downtrend zone

Current price $12.71 below the midline ($13.90). Normal downward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🔴

Current diagnosis · 2026-07-27

Bearish momentum holding

MACD -0.006 < Signal 0.375 in negative zone + Hist negative (-0.381). Weakness in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-27

Bearish zone

RSI 48.3 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 30.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Pricier than peers in its industry

Pricey on Vs. Earnings·Vs. Sales·Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Pricey

🧾 Vs. Sales Pricey

💧 Vs. Cash Flow Pricey

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

61.36x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Insurance - Property & Casualty 소형주 median 10.09x · Bottom 1% — expensive within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

2.88x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Insurance - Property & Casualty 소형주 median 1.09x · Bottom 1% — expensive within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

EV/EBITDA Enterprise Value Multiple

Total enterprise value ÷ operating cash earnings — a benchmark for M&A

15.05x

✓ Fair

My positionMid-range

Low range Average High range

Financial 소형주 median 12.56x · Around the industry average

💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

15.44x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Insurance - Property & Casualty 소형주 median 5.17x · Bottom 1% — expensive within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

Analyst target price (reference)

$16.75 vs. current price +31.8%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Insurance - Property & Casualty 소형주

Who owns it?

Ownership backdrop is unfavorable

Insider net selling -10.1% · Institutional net selling -1.7% · Short interest elevated 18.1% · Short interest fell -0.8%p over the last 90 days

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

-10.1%

Insiders large net selling

🏦 Institutions (funds & investors)

-1.7%

Institutions net selling

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 73.3%

Adequate institutional weight

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 20.6%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 6.1%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

18.1%

Somewhat high

Financial 소형주 Median 0.8%

Past 90 days 📉 -0.8%p decrease

Short interest days to cover

7.8 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 124.2M주

Float (tradable shares) 86.9M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding PRCH

ETFs with the highest weightings · 10 total shown

SGRW

Harbor Active Small Cap Growth ETF

2.79%

$5M

XSW

State Street SPDR S&P Software & Services ETF

0.74%

$410M

BUYO

KraneShares Man Buyout Beta Index ETF

0.49%

$16M

HAPS

Harbor Human Capital Factor US Small Cap ETF

0.15%

$170M

IWC

iShares Micro-Cap ETF

0.13%

$1.4B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
PRCH This Stock	$1.4B	-	-	-	-	+7.3%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 포치 그룹(PRCH)?

포치 그룹(PRCH) belongs to the Financial sector and operates in the Insurance - Property & Casualty industry.

What is the market cap of PRCH?

The market cap of PRCH is approximately $1.4B, ranking 2,402 within its sector.

What is the 52-week high and low for PRCH?

PRCH has recorded a 52-week high of $19.44 and a low of $6.36.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.