오니티 그룹(ONIT) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

ONIT

Onity Group Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$39.85

+0.41 ▲ +1.04%

🌙 7월 27일 5:05 PM ET (한국 7/28 06:05)

$39.85

+0.00 +0.00%

오니티 그룹(ONIT) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$336M

스몰캡

P/E

2.0

저평가 구간

배당수익률

없음

52주 위치

32%

저점 +20% · 고점 -26%

애널리스트

적극 매수

Fundamental health

vs. Financial 소형주

수익성

Top 42%

성장

Top 53%

밸류에이션

Top 80%

재무 안정

Top 74%

💰 Is this stock pricier than usual right now?

Compared to this company's own recent 4년 (not other companies).

💎 Very cheap

Cheap

Typical

Pricey

Very pricey

Simply put — what you pay today to own $1 of this company's yearly earnings is 2원. Over the past 4년, it usually traded around 9원. Not because the price dropped, but because earnings grew much faster — this is one of the cheapest stretches of the past 4년.

Pricy doesn't mean bad — it means expectations are already baked in.· based on 3.6 profitable years

Index ⓘ	RUT	P/E ⓘ	2.02	EPS (ttm) ⓘ	19.72	Insider Own ⓘ	19.82%	Shs Outstand ⓘ	8.4M	Perf Week ⓘ	-0.42%
Market Cap ⓘ	0.34B	Forward P/E ⓘ	6.2	EPS next Y ⓘ	35.04%	Insider Trans ⓘ	-	Shs Float ⓘ	6.8M	Perf Month ⓘ	7.97%
Enterprise Value ⓘ	16.19B	PEG ⓘ	-	EPS next Q ⓘ	0.95	Inst Own ⓘ	58.02%	Short Float ⓘ	4.82%	Perf Quarter ⓘ	-13.86%
Income ⓘ	0.17B	P/S ⓘ	0.29	EPS this Y ⓘ	-77.83%	Inst Trans ⓘ	-0.89%	Short Ratio ⓘ	4.24	Perf Half Y ⓘ	-22.91%
Sales ⓘ	1.16B	P/B ⓘ	0.53	EPS next 5Y ⓘ	-26.45%	ROA ⓘ	1.03%	Short Interest ⓘ	0.33M	Perf YTD ⓘ	-12.97%
Book/sh ⓘ	74.81	P/C ⓘ	1.09	EPS past 3/5Y ⓘ	95.87% -	ROE ⓘ	29.45%	52W High ⓘ	-26.34% ($54.10)	Perf Year ⓘ	3.78%
Cash/sh ⓘ	36.43	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	8.53% 3.35%	ROIC ⓘ	1.12%	52W Low ⓘ	19.96% ($33.22)	Perf 3Y ⓘ	16.69%
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	38.93	EPS Y/Y TTM ⓘ	580.8%	Gross Margin ⓘ	94%	Volatility(W/M) ⓘ	2.96% 4.38%	Perf 5Y ⓘ	58.7%
Dividend TTM ⓘ	-	EV/Sales ⓘ	13.94	Sales Y/Y TTM ⓘ	18.45%	Oper. Margin ⓘ	35.07%	ATR (14) ⓘ	1.65	Perf 10Y ⓘ	54.46%
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	0.5	EPS Q/Q ⓘ	-70.62%	Profit Margin ⓘ	14.73%	RSI (14) ⓘ	55.09	Recom ⓘ	1
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	0.57	Sales Q/Q ⓘ	14.41%	SMA20 ⓘ	1.31% ($39.33)	Beta ⓘ	1.45	Target Price ⓘ	$52.33
Payout ⓘ	-	Debt/Eq ⓘ	23.72	Earnings ⓘ	2026/5/5	SMA50 ⓘ	6.74% ($37.33)	Rel Volume ⓘ	0.54	Prev Close ⓘ	$39.44
Employees ⓘ	4300	LT Debt/Eq ⓘ	22.09	EPS/Sales Surpr. ⓘ	-68.71% -4.17%	SMA200 ⓘ	-3.37% ($41.24)	Avg Volume(3M) ⓘ	0.08M	Price ⓘ	$39.85
IPO ⓘ	1996/9/25	Option/Short ⓘ	Yes/Yes			Trades ⓘ	724	Volume ⓘ	41,149	Change ⓘ	1.04%

Quarterly earnings trend SEC filings · USD

24.6

24.9

24.12*

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $294M (YoY +18%) · 순이익 $8M (YoY -66%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Onity Group Inc (ONIT) Investment Analysis

What kind of company is Onity Group Inc?

오니티 그룹(ONIT) 가치주

Financial · Mortgage Finance

Small-Cap — Low Volume, High Volatility

🏠 A U.S. mortgage finance company that services and originates both forward and reverse mortgage loans through its proprietary forward mortgage brand and the Liberty Reverse Mortgage brand. Headquartered and operating in the United States, it runs a dual-business structure that covers the entire mortgage lifecycle.

Learn more about Onity Group Inc →

Market Cap

$0.3B

Approx. KRW 0.5 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank3589

Employees4,300people

IPO1996/09/25

Current Price$39.85 ≈ 54,595원

📌 RUT · NYSE · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 5월 5일 (화) · 장 시작 전 EPS -68.7% 매출 -4.2%

🔔 Earnings release 2026년 2월 12일 (목) · 장 시작 전 EPS +476.5% 매출 +1.5%

Is it profitable?

Financial health caution

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

35.1%

✓ 우수

My positionTop 25%

Low range Average High range

Financial 소형주 Median 25.0% · Top 25%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

14.7%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 17.4% · Bottom 42%

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

Gross Margin

Profit after subtracting raw-material costs only (signals product competitiveness)

94.0%

✓ 우수

My positionTop 25%

Low range Average High range

Financial 소형주 Median 76.7% · Top 19%

💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)

ROE

Annual return earned on shareholders' equity (15%+ is strong)

29.4%

✓ 우수

My positionTop 5%

Low range Average High range

Financial 소형주 Median 9.9% · Top tier

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

1.0%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 1.5% · Bottom 28%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

1.1%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 5.3% · Bottom 22%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

23.72

✓ Danger level

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

0.57

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 0.59

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

Quick Ratio

Liquid assets excluding inventory, available for immediate use

0.50

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 1.91

💡 1.0 이상이면 안전, 0.5 미만이면 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook

Price targets, growth, and valuation are favorable

애널리스트 목표가

$52.33

현재가 대비 +31.3%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

6.20배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

내년 EPS 예상 성장률

+35.0%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

5년 EPS 예상 연평균

-26.4%

💡 장기 성장 전망. 15% 이상이면 고성장 기업

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance

Mixed beats and misses

예상 상회

예상 부합

예상 하회

50%

상회 비율

+171.9%

평균 서프라이즈

2026.05.05

하회

실적 $-0.83 · 예상 $2.09 -139.7%

2026.02.12

상회

실적 $14.35 · 예상 $2.46 +483.5%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Growth Concerns

Growth is lagging the industry average

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

-77.8%

매우 부진

My positionBottom 5%

Low range Average High range

가치주 소형주 Median 4.4% · Bottom tier

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+35.0%

우수

My positionTop 25%

Low range Average High range

가치주 소형주 Median 8.6% · Top 16%

5-Year EPS CAGR Outlook

Projected average annual EPS growth over the next 5 years

-26.4%

매우 부진

My positionBottom 5%

Low range Average High range

가치주 소형주 Median 3.7% · Bottom tier

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

+95.9%

우수

My positionTop 5%

Low range Average High range

가치주 소형주 Median 7.7% · Top tier

Past 5-Year Revenue

How much revenue grew over the past 5 years

+3.4%

부진

My positionBottom 25%

Low range Average High range

가치주 소형주 Median 12.0% · Bottom 22%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+14.4%

양호

My positionMid-range

Low range Average High range

가치주 소형주 Median 4.2% · Top 25%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 10%p over 5 years

ONIT +58.7% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

-9.6%p

slightly behind the market

1-year basis

vs S&P 500

-12.2%p

behind the market

Current position within 52-week range

Low (-20.0%p) High (-26.3%p)

Current price is 20.0% above the 52-week low and 26.3% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-29.1%

Annualized volatility

49.3%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢

Current diagnosis · 2026-07-27

Uptrend zone

Current price $39.85 above the midline ($39.34). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD 0.563 · Signal 0.580 · Hist -0.017. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢

Current diagnosis · 2026-07-27

Bullish zone

RSI 55.1 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 56.5.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry

Cheap on Vs. Earnings·Vs. Assets·Vs. Sales, Pricey on Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Cheap

🏢 Vs. Assets Cheap

🧾 Vs. Sales Cheap

💧 Vs. Cash Flow Pricey

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

2.02x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 12.52x · Top 1% — relatively cheap within the industry

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

6.20x

✓ Very cheap

My positionTop 25%

Low range Average High range

Financial 소형주 median 9.81x · Top 11% — relatively cheap within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

0.53x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 1.19x · Top 1% — relatively cheap within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.29x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 3.26x · Top 1% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

EV/EBITDA Enterprise Value Multiple

Total enterprise value ÷ operating cash earnings — a benchmark for M&A

38.93x

✓ Pricey

My positionBottom 25%

Low range Average High range

Financial 소형주 median 12.56x · Bottom 11% — expensive within the industry

💡 EV/EBITDA 10 이하 저평가, 20 이상이면 고평가 (M&A 밸류 기준)

Analyst target price (reference)

$52.33 vs. current price +31.3%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Financial 소형주

Who owns it?

Ownership flow shows some pressure

Institutional modest net selling -0.9% · Short interest light 4.8% · Short interest up +3.2pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

0.0%

Insiders little change

🏦 Institutions (funds & investors)

-0.9%

Institutions net selling

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 58.0%

Adequate institutional weight

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 19.8%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 22.2%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

4.8%

Low — limited short-side pressure

Financial 소형주 Median 0.8%

Past 90 days 📈 +3.2%p increase

Short interest days to cover

4.2 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 8.4M주

Float (tradable shares) 6.8M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding ONIT

ETFs with the highest weightings · 10 total shown

FDM

First Trust Dow Jones Select Microcap Index Fund

0.37%

$260M

EBIT

Harbor AlphaEdge Small Cap Earners ETF

0.17%

$12M

BSVO

EA Bridgeway Omni Small-Cap Value ETF

0.07%

$2.4B

IWC

iShares Micro-Cap ETF

0.06%

$1.4B

AVUV

Avantis U.S. Small Cap Value ETF

0.03%

$30.0B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
ONIT This Stock	$336.0M	2.0 ▲	0.5 ▲	29.45% ▲	-	+1.0%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 오니티 그룹(ONIT)?

오니티 그룹(ONIT) belongs to the Financial sector and operates in the Mortgage Finance industry.

What is the market cap of ONIT?

The market cap of ONIT is approximately $336M, ranking 3,589 within its sector.

What is the P/E ratio of ONIT?

ONIT has a P/E ratio of approximately 2.0x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for ONIT?

ONIT has recorded a 52-week high of $54.10 and a low of $33.22.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.