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LU
LU
Lufax Holding Ltd ADR
7월 27일 4:00 PM ET (한국 7/28 05:00)
$1.46
+0.08 ▲ +5.80%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$1.49
+0.03 ▲ +2.05%

루팩스 홀딩(LU) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$1.2B
스몰캡
P/E
-
배당수익률
없음
52주 위치
8%
저점 +22% · 고점 -68%
애널리스트
보유
F
Fundamental health
vs. Credit Services 소형주· based on 3 axes
수익성 ⓘ
산출 불가 (적자)
성장 ⓘ
Top 51%
밸류에이션 ⓘ
Top 92%
재무 안정 ⓘ
Top 80%
Index ⓘ -P/E ⓘ -EPS (ttm) ⓘ -0.34Insider Own ⓘ 1.31%Shs Outstand ⓘ 866.7MPerf Week ⓘ 7.35%
Market Cap ⓘ 1.22BForward P/E ⓘ 5.42EPS next Y ⓘ 2663.46%Insider Trans ⓘ -Shs Float ⓘ 827.6MPerf Month ⓘ 18.7%
Enterprise Value ⓘ 7.31BPEG ⓘ -EPS next Q ⓘ -Inst Own ⓘ 9.1%Short Float ⓘ 0.58%Perf Quarter ⓘ -23.96%
Income ⓘ -0.29BP/S ⓘ 0.29EPS this Y ⓘ 98.53%Inst Trans ⓘ -0.34%Short Ratio ⓘ 4.37Perf Half Y ⓘ -45.32%
Sales ⓘ 4.16BP/B ⓘ 0.11EPS next 5Y ⓘ -ROA ⓘ -Short Interest ⓘ 4.84MPerf YTD ⓘ -42.97%
Book/sh ⓘ 13.18P/C ⓘ 0.21EPS past 3/5Y ⓘ -ROE ⓘ -52W High ⓘ -68.05% ($4.57)Perf Year ⓘ -50.34%
Cash/sh ⓘ 7.02P/FCF ⓘ 0.67Sales past 3/5Y ⓘ -26.86% -13.48%ROIC ⓘ -2.55%52W Low ⓘ 21.67% ($1.20)Perf 3Y ⓘ -53.66%
Dividend Est. ⓘ -EV/EBITDA ⓘ -EPS Y/Y TTM ⓘ 56.7%Gross Margin ⓘ 76.69%Volatility(W/M) ⓘ 3.85% 4.82%Perf 5Y ⓘ -89.02%
Dividend TTM ⓘ -EV/Sales ⓘ 1.76Sales Y/Y TTM ⓘ -Oper. Margin ⓘ -1.11%ATR (14) ⓘ 0.07Perf 10Y ⓘ -
Dividend Ex-Date ⓘ 2024/6/4Quick Ratio ⓘ 0.43EPS Q/Q ⓘ -8.49%Profit Margin ⓘ -7.03%RSI (14) ⓘ 57.27Recom ⓘ 3
Dividend Gr. 3/5Y ⓘ -Current Ratio ⓘ 0.43Sales Q/Q ⓘ -12.84%SMA20 ⓘ 7.08% ($1.36)Beta ⓘ 0.86Target Price ⓘ $2.11
Payout ⓘ -Debt/Eq ⓘ 1.02Earnings ⓘ -SMA50 ⓘ 0.65% ($1.45)Rel Volume ⓘ 0.61Prev Close ⓘ $1.38
Employees ⓘ 33163LT Debt/Eq ⓘ 0EPS/Sales Surpr. ⓘ -2716.07% -7.9%SMA200 ⓘ -35.48% ($2.26)Avg Volume(3M) ⓘ 1.11MPrice ⓘ $1.46
IPO ⓘ 2020/10/30Option/Short ⓘ Yes/YesTrades ⓘ 1399Volume ⓘ 670,399Change ⓘ 5.8%
Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Lufax Holding Ltd ADR (LU) Investment Analysis

What kind of company is Lufax Holding Ltd ADR?

루팩스 홀딩(LU)
Financial · Credit Services
Financial Stocks

💳 Lufax Holding (LU) is a fintech company affiliated with China's Ping An Group. Its core business is retail credit intermediation (loan matching) targeting small businesses and individuals, and it also operates asset management and technology support services for financial institutions. Built on an online-offline integrated loan consulting and review model, it has established itself as an intermediation platform that connects a large number of partner financial institutions with borrowers.

Learn more about Lufax Holding Ltd ADR →
Market Cap
$1.2B
Approx. KRW 1.7 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank2499
Employees33,163people
IPO2020/10/30
Current Price$1.46 ≈ 2,000원
NYSE · China

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2024년 6월 4일 (화) 주당 $2.37
🎯 Ex-div 2023년 10월 11일 (수) 주당 $0.0312

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
-1.1%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Net Margin
Share of revenue left after taxes and interest are paid
-7.0%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
76.7%
✓ 양호
My positionMid-range
Low range Average High range
Credit Services 소형주 Median 76.7% · Around average
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROIC
Return generated per dollar invested in the business
-2.5%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
1.02
✓ Healthy debt
My positionMid-range
Low range Average High range
Credit Services Median 1.64
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.43
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
0.43
✓ 부진
My positionBottom 25%
Low range Average High range
Credit Services Median 1.96
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$2.11
현재가 대비 +44.5%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
5.42배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+2663.5%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Insufficient historical earnings data

No analyzable past earnings releases have been collected yet.

Is it growing?

Turnaround Expected
Past performance was weak, but the outlook is positive
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+98.5%
우수
My positionTop 25%
Low range Average High range
미분류 소형주 Median 17.5% · Top 24%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+2663.5%
우수
My positionTop 5%
Low range Average High range
미분류 소형주 Median 25.6% · Top tier
📊 How much has it grown? (actual results)
Past 5-Year Revenue
How much revenue grew over the past 5 years
-13.5%
매우 부진
My positionBottom 5%
Low range Average High range
미분류 소형주 Median 9.2% · Bottom tier
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-12.8%
부진
My positionBottom 25%
Low range Average High range
미분류 소형주 Median 6.3% · Bottom 21%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Long-term weakness — -157%p below the market
LU -89.0% · S&P 500 +68.4%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-157.4%p
Significantly behind the market
1-year basis
vs S&P 500
-66.4%p
Significantly behind the market
Rank among peers
5-year return Lowest among peers Based on 16 peers
1-year return Bottom 11% Based on 17 peers
Current position within 52-week range
Low (-21.7%p) High (-68.0%p)
Current price is 21.7% above the 52-week low and 68.0% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-60.5%
Annualized volatility
54.8%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

⚠️
Current diagnosis · 2026-07-27
Overbought zone — short-term pullback possible

Current price $1.46 broke above the upper band ($1.46). Stronger buying than average, but signals short-term overheating. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD -0.011 · Signal -0.031 · Hist 0.020. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 57.3 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 92.0.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Cheap
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
5.42x
✓ Cheap
My positionMid-range
Low range Average High range
Credit Services 소형주 median 6.63x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.11x
✓ Very cheap
My positionTop 5%
Low range Average High range
Credit Services 소형주 median 1.62x · Top 1% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.29x
✓ Very cheap
My positionTop 5%
Low range Average High range
Credit Services 소형주 median 1.05x · Top 1% — relatively cheap within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
0.67x
✓ Very cheap
My positionTop 5%
Low range Average High range
Credit Services median 5.05x · Top 1% — relatively cheap within the industry
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$2.11 vs. current price +44.5%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Credit Services 소형주

Who owns it?

Ownership is broadly stable
Institutional modest net selling -0.3% · Short interest light 0.6%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
0.0%
Insiders little change
🏦 Institutions (funds & investors)
-0.3%
Institutions net selling
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 9.1%
Retail-led
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 1.3%
Typical level
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 89.6%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
0.6%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 90 days Little change
Short interest days to cover
4.4 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 866.7M주
Float (tradable shares) 827.6M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding LU

ETFs with the highest weightings · 10 total shown
FINX
FINX
Global X Funds Global X FinTech ETF
0.60%
$166M
ECNS
ECNS
iShares MSCI China Small-Cap ETF
0.37%
$64M
PGJ
PGJ
Invesco Golden Dragon China ETF
0.33%
$91M
CXSE
CXSE
WisdomTree China ex-State-Owned Enterprises Fund
0.08%
$483M
AVEE
AVEE
Avantis Emerging Markets Small Cap Equity ETF
0.07%
$113M
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
LU LU This Stock
$1.2B- 0.1 ▲- - +5.8%
BRK-B
$966.4B14.8 ▼1.5 ▼10.49% ▲- +0.5%
BRK-A
$963.1B14.8 ▼1.5 ▼10.49% ▲- +0.1%
JPM
$954.4B15.3 ▼2.7 ▼17.71% ▲1.8% ▼+0.8%
V
$683.1B31.9 ▼19.4 ▼59.8% ▲0.75% ▼+1.9%
MA
$487.5B31.9 ▼72.8 ▼232.56% ▲0.63% ▼+2.2%
Sector Avg-13.61.39.39%2.62%-
📊
See the market at a glance with a real-time dashboard Track premarket, regular, and after-hours quotes, screeners, and heatmaps on a single screen
→

Derivative ETFs for LU

Leveraged, inverse, and covered call ETFs based on the underlying asset

9 derivative ETFs based on LU (Leverage 5 · Inverse 1 · Covered Call 3)
These are based on the same underlying asset but carry a completely different risk and return profile. Please review the warning below first.
ℹ️ What is a Derivative ETF?
These are special ETFs that amplify, reverse, or monetize the price movement of an underlying ETF or security. Leveraged ETFs aim for 2–3× the daily move, Inverse ETFs target opposite-direction returns, and Covered Call ETFs generate monthly income from option premiums.
⚠️ Caution: Long-Term Holding
Leveraged and inverse ETFs track only the daily return. With high volatility, holding them for longer periods causes cumulative volatility decay—returns diverge further from the underlying index. They are meant for short-term trading.
📈 Leverage 5 ETFs that move 2-3x with LU (high volatility)
LUNL
LUNL
Defiance Daily Target 2X Long LUNR ETF
+5.44%
$14M
LULG
LULG
Leverage Shares 2X Long LULU Daily ETF
+6.05%
$7M
IWDL
IWDL
ETRACS 2x Leveraged US Value Factor TR ETN
+1.02%
$7M
PLUL
PLUL
Leverage Shares 2X Long PLUG Daily ETF
-3.21%
$3M
XLUX
XLUX
Corgi U.S. Utilities 2x Daily ETF
-2.53%
📉 Inverse 1 Profits when LU falls (downside bet)
DOG
DOG
ProShares Short Dow30 -1x Shares
-0.50%
$109M
💰 Covered Call & Options 3 A strategy that generates monthly dividend income through covered calls
TAIL
TAIL
Cambria Tail Risk ETF
+0.00%
$149M
LST
LST
Leuthold Select Industries ETF
+0.66%
$108M
LCO
LCO
LOGIQ Contrarian Opportunities ETF
-1.01%
$55M
🧺
Deeper Analysis at the ETF Center ETF overlap, sector exposure, and X-Ray analysis tools
→

Related News & Content

📖 Company overview
루팩스 홀딩스(LU) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
루팩스 홀딩스(LU)는 중국 핑안 그룹 계열 핀테크로 소상공인·개인 대상 리테일 신용 중개와 자산관리를 영위하며, 미국 상장 중국 신용 서비스주로서 실적·매출과 주가 전망, 관련주가 함께 주목받고 있는 핀테크 종목입니다.
📚 Related Investment Guides
미국주식 세금 총정리 2026 — 초보자를 위한 계산법과 절세 전략
2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is 루팩스 홀딩(LU)?

루팩스 홀딩(LU) belongs to the Financial sector and operates in the Credit Services industry.

What is the market cap of LU?

The market cap of LU is approximately $1.2B, ranking 2,499 within its sector.

What is the 52-week high and low for LU?

LU has recorded a 52-week high of $4.57 and a low of $1.20.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.