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LIFE
LIFE
Ethos Technologies Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$19.48
+0.98 ▲ +5.30%
🌙 7월 27일 7:59 PM ET (한국 7/28 08:59)
$16.77
-2.71 ▼ -13.89%

에토스텍놀로지즈(LIFE) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

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시가총액
$1.2B
스몰캡
P/E
-
배당수익률
없음
52주 위치
44%
저점 +106% · 고점 -40%
애널리스트
적극 매수
B
Fundamental health
vs. Insurance Brokers
수익성
Top 1%
성장
Top 42%
밸류에이션
Top 33%
재무 안정
Top 49%
Index -P/E -EPS (ttm) -1.79Insider Own 81.21%Shs Outstand 30.9MPerf Week 5.3%
Market Cap 1.23BForward P/E 27.03EPS next Y 128.65%Insider Trans -4.19%Shs Float 11.8MPerf Month 4.62%
Enterprise Value 1.11BPEG -EPS next Q 0.05Inst Own 21.86%Short Float 15.95%Perf Quarter 16.16%
Income -0.11BP/S 2.53EPS this Y -306.19%Inst Trans 51.05%Short Ratio 3.6Perf Half Y -
Sales 0.49BP/B 2.78EPS next 5Y -15.19%ROA 14.81%Short Interest 1.89MPerf YTD 2.53%
Book/sh 7.01P/C 8.49EPS past 3/5Y 548.62% -ROE 21.03%52W High -40.06% ($32.50)Perf Year -
Cash/sh 2.3P/FCF -Sales past 3/5Y 55.77% -ROIC -23.74%52W Low 106.14% ($9.45)Perf 3Y -
Dividend Est. -EV/EBITDA -EPS Y/Y TTM -319.72%Gross Margin 97.01%Volatility(W/M) 5.61% 7.16%Perf 5Y -
Dividend TTM -EV/Sales 2.28Sales Y/Y TTM 68.91%Oper. Margin -21.19%ATR (14) 1.37Perf 10Y -
Dividend Ex-Date -Quick Ratio 1.67EPS Q/Q -1501.9%Profit Margin -23.29%RSI (14) 54.73Recom 1.22
Dividend Gr. 3/5Y -Current Ratio 1.67Sales Q/Q 103.5%SMA20 2.3% ($19.04)Beta -Target Price $27.38
Payout -Debt/Eq 0.05Earnings 2026/8/3SMA50 5.37% ($18.49)Rel Volume 1.11Prev Close $18.5
Employees 614LT Debt/Eq 0.03EPS/Sales Surpr. -116.26% 33.19%SMA200 21.54% ($16.03)Avg Volume(3M) 0.52MPrice $19.48
IPO 2026/1/29Option/Short No/YesTrades 5134Volume 581,446Change 5.3%

📊 Ethos Technologies Inc (LIFE) Investment Analysis

What kind of company is Ethos Technologies Inc?

에토스텍놀로지즈(LIFE)
Financial · Insurance Brokers
Financial Stocks

🛡️ Ethos Technologies (LIFE) is an insurtech company that operates an online-based digital life insurance platform. It is designed to allow customers to apply for term, whole, final expense, and simplified-underwriting life insurance without requiring a medical exam. A key feature is its use of data and algorithms to automate underwriting, streamlining the application process. In addition to insurance brokerage, the company also offers ancillary services such as estate planning.

Learn more about Ethos Technologies Inc →
Market Cap
$1.2B
Approx. KRW 1.7 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank2494
Employees614people
IPO2026/01/29
Current Price$19.48 ≈ 26,688원
NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release D-6
예상 매출 - · EPS $0.28
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 5월 6일 (수) · 장 마감 후 EPS -116.3% 매출 +33.2%
🔔 Earnings release 2026년 2월 25일 (수) · 장 마감 후

Is it profitable?

Financially sound but profitability is low
Losses or thin margins — early-stage growth or weakening competitiveness
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
-21.2%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Net Margin
Share of revenue left after taxes and interest are paid
-23.3%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Gross Margin
Profit after subtracting raw-material costs only (signals product competitiveness)
97.0%
✓ 우수
My positionTop 5%
Low range Average High range
Insurance Brokers Median 40.6% · Top 4%
💡 제조업 30%, IT/소프트웨어 50% 이상이면 우수 (업종별 편차 큼)
ROE
Annual return earned on shareholders' equity (15%+ is strong)
21.0%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 소형주 Median 9.9% · Top tier
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
14.8%
✓ 우수
My positionTop 5%
Low range Average High range
Financial 소형주 Median 1.5% · Top tier
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
-23.7%
✓ 적자
💡 적자 상태 — 수익을 내지 못하고 있습니다
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.05
✓ Very low debt
My positionTop 5%
Low range Average High range
Insurance Brokers Median 0.61
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
1.67
✓ 우수
My positionTop 25%
Low range Average High range
Insurance Brokers Median 1.19
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
Quick Ratio
Liquid assets excluding inventory, available for immediate use
1.67
✓ 우수
My positionTop 25%
Low range Average High range
Insurance Brokers Median 1.18
💡 1.0 이상이면 안전, 0.5 미만이면 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook
Price targets, growth, and valuation are favorable
애널리스트 목표가
$27.38
현재가 대비 +40.6%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
27.03배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+128.7%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
5년 EPS 예상 연평균
-15.2%
💡 장기 성장 전망. 15% 이상이면 고성장 기업
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Mixed beats and misses
1
예상 상회
0
예상 부합
1
예상 하회
50%
상회 비율
-6.9%
평균 서프라이즈
2026.05.06
하회
실적 $0.38 · 예상 $0.47 -18.5%
2026.02.25
상회
실적 $0.42 · 예상 $0.40 +4.7%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth
Mid-range within the industry
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
-306.2%
매우 부진
My positionBottom 5%
Low range Average High range
미분류 소형주 Median 17.5% · Bottom tier
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+128.7%
우수
My positionTop 25%
Low range Average High range
미분류 소형주 Median 25.6% · Top 23%
5-Year EPS CAGR Outlook
Projected average annual EPS growth over the next 5 years
-15.2%
부진
My positionBottom 25%
Low range Average High range
미분류 소형주 Median -1.7% · Bottom 16%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+548.6%
우수
My positionTop 5%
Low range Average High range
미분류 소형주 Median 2.0% · Top tier
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+103.5%
우수
My positionTop 5%
Low range Average High range
미분류 소형주 Median 6.3% · Top 3%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Returns by period
Current position within 52-week range
Low (-106.1%p) High (-40.1%p)
Current price is 106.1% above the 52-week low and 40.1% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-50.1%
Annualized volatility
93.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 123-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢
Current diagnosis · 2026-07-27
Uptrend zone

Current price $19.48 above the midline ($19.03). Normal upward flow. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.200 · Signal 0.207 · Hist -0.007. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 54.8 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 49.7.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Pricey on Vs. Earnings, In line with peers on Vs. Assets·Vs. Sales
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Pricey
🏢 Vs. Assets Mid-range
🧾 Vs. Sales Mid-range
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
27.03x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Financial 소형주 median 9.81x · Bottom 1% — expensive within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
2.78x
✓ Fair
My positionMid-range
Low range Average High range
Insurance Brokers median 2.68x · Around the industry average
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.53x
✓ Fair
My positionMid-range
Low range Average High range
Insurance Brokers median 2.51x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
Analyst target price (reference)
$27.38 vs. current price +40.6%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Financial 소형주

Who owns it?

Ownership flow shows some pressure
Insider modest net selling -4.2% · Institutional net buying +51.0% · Short interest elevated 15.9% · Short interest up +11.2pp over last 90d
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-4.2%
Insiders net selling
🏦 Institutions (funds & investors)
+51.0%
Institutions large net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 21.9%
Moderate institutional participation
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 81.2%
Founder/management large holders (strong skin-in-the-game)
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 0.0%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
15.9%
Somewhat high
Financial 소형주 Median 0.8%
Past 90 days 📈 +11.2%p increase
Short interest days to cover
3.6 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 30.9M주
Float (tradable shares) 11.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding LIFE

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
LIFE LIFE This Stock
$1.2B- 2.8 21.03% - +5.3%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 에토스텍놀로지즈(LIFE)?

에토스텍놀로지즈(LIFE) belongs to the Financial sector and operates in the Insurance Brokers industry.

What is the market cap of LIFE?

The market cap of LIFE is approximately $1.2B, ranking 2,494 within its sector.

What is the 52-week high and low for LIFE?

LIFE has recorded a 52-week high of $32.50 and a low of $9.45.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

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