피델리스 인슈어런스 홀딩스(FIHL) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

🏛️

거래 정지 중인 종목 2026-06-04 이후 거래가 정지되었습니다. 재개될 수 있으며, 표시된 시세는 마지막 거래일 기준입니다.

FIHL

Fidelis Insurance Holdings Ltd

$20.71

-0.20 ▼ -0.96%

피델리스 인슈어런스 홀딩스(FIHL) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$1.8B

스몰캡

P/E

9.4

저평가 구간

배당수익률

3.07%

52주 위치

88%

저점 +40% · 고점 -4%

애널리스트

보유

Fundamental health

vs. Financial 소형주

수익성

Top 57%

성장

Top 51%

밸류에이션

Top 93%

재무 안정

Top 48%

Index ⓘ	RUT	P/E ⓘ	9.38	EPS (ttm) ⓘ	2.21	Insider Own ⓘ	-	Shs Outstand ⓘ	96.7M	Perf Week ⓘ	-0.38%
Market Cap ⓘ	1.79B	Forward P/E ⓘ	5.17	EPS next Y ⓘ	20.69%	Insider Trans ⓘ	-	Shs Float ⓘ	48.8M	Perf Month ⓘ	3.29%
Enterprise Value ⓘ	-	PEG ⓘ	0.16	EPS next Q ⓘ	0.74	Inst Own ⓘ	50.27%	Short Float ⓘ	2.78%	Perf Quarter ⓘ	9.4%
Income ⓘ	0.23B	P/S ⓘ	0.72	EPS this Y ⓘ	72.93%	Inst Trans ⓘ	0.17%	Short Ratio ⓘ	3.1	Perf Half Y ⓘ	11.4%
Sales ⓘ	2.48B	P/B ⓘ	0.83	EPS next 5Y ⓘ	33.04%	ROA ⓘ	2.39%	Short Interest ⓘ	1.36M	Perf YTD ⓘ	5.83%
Book/sh ⓘ	24.83	P/C ⓘ	-	EPS past 3/5Y ⓘ	98.72% 14.36%	ROE ⓘ	9.3%	52W High ⓘ	-3.67% ($21.50)	Perf Year ⓘ	21.68%
Cash/sh ⓘ	-	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	17.05% 26.4%	ROIC ⓘ	6.93%	52W Low ⓘ	39.93% ($14.80)	Perf 3Y ⓘ	-
Dividend Est. ⓘ	$0.64 (3.07%)	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	138.33%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	2.39% 2.21%	Perf 5Y ⓘ	-
Dividend TTM ⓘ	0.55	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	2.48%	Oper. Margin ⓘ	12.79%	ATR (14) ⓘ	0.48	Perf 10Y ⓘ	-
Dividend Ex-Date ⓘ	2026/6/15	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	206.57%	Profit Margin ⓘ	9.08%	RSI (14) ⓘ	53.42	Recom ⓘ	2.6
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	1.51	Sales Q/Q ⓘ	-12.05%	SMA20 ⓘ	-0.51% ($20.82)	Beta ⓘ	0.36	Target Price ⓘ	$22.39
Payout ⓘ	23.54%	Debt/Eq ⓘ	0.36	Earnings ⓘ	2026/5/13	SMA50 ⓘ	4.54% ($19.81)	Rel Volume ⓘ	0.92	Prev Close ⓘ	$20.91
Employees ⓘ	108	LT Debt/Eq ⓘ	0.36	EPS/Sales Surpr. ⓘ	2.61% 34.88%	SMA200 ⓘ	11.09% ($18.64)	Avg Volume(3M) ⓘ	0.44M	Price ⓘ	$20.71
IPO ⓘ	2023/6/29	Option/Short ⓘ	No/Yes			Trades ⓘ	4972	Volume ⓘ	402,289	Change ⓘ	-0.96%

Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Fidelis Insurance Holdings Ltd (FIHL) Investment Analysis

What kind of company is Fidelis Insurance Holdings Ltd?

피델리스 인슈어런스 홀딩스(FIHL) 초고성장주

Financial · Insurance - Diversified

Financial Stocks

🛡️ Bermuda-based global specialty insurance and reinsurance group. Operates specialty insurance and reinsurance across property, marine, aviation, cyber, and political risk lines. 2025 gross premiums written of $4.7 billion (+7%). Q4 combined ratio of 80.6% and operating ROAE of 18.3%. Plans to rebrand as Pelagos Capital Insurance in 2026.

Learn more about Fidelis Insurance Holdings Ltd →

Market Cap

$1.8B

Approx. KRW 2.5 trillion

⚖️ 1% of Samsung Electronics

Market Cap Rank2161

Employees108people

IPO2023/06/29

Current Price$20.71 ≈ 28,373원

📌 RUT · NYSE · Bermuda

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🎯 Ex-div 2026년 6월 15일 (월) 주당 $0.15

🔔 Earnings release 2026년 5월 13일 (수) · 장 마감 후 EPS +2.6% 매출 +34.9%

🎯 Ex-div 2026년 3월 16일 (월) 주당 $0.15

🔔 Earnings release 2026년 2월 25일 (수) · 장 마감 후 EPS +2.6% 매출 +34.9%

Is it profitable?

Financially sound but profitability is low

Losses or thin margins — early-stage growth or weakening competitiveness

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

12.8%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 소형주 Median 25.0% · Bottom 23%

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

9.1%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 17.4% · Bottom 26%

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

ROE

Annual return earned on shareholders' equity (15%+ is strong)

9.3%

✓ 평균

My positionMid-range

Low range Average High range

Financial 소형주 Median 9.9% · Bottom 47%

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

2.4%

✓ 양호

My positionMid-range

Low range Average High range

Financial 소형주 Median 1.5% · Top 38%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

6.9%

✓ 양호

My positionMid-range

Low range Average High range

Financial 소형주 Median 5.3% · Top 41%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

0.36

✓ Healthy debt

My positionMid-range

Low range Average High range

Financial 소형주 Median 0.19

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

1.51

✓ 양호

My positionMid-range

Low range Average High range

Financial 소형주 Median 0.59

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook

Price targets, growth, and valuation are favorable

애널리스트 목표가

$22.39

현재가 대비 +8.1%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

5.17배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

PEG (성장 반영 밸류)

0.16

저평가

💡 PEG < 1 — 성장 대비 저렴

내년 EPS 예상 성장률

+20.7%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

5년 EPS 예상 연평균

+33.0%

💡 장기 성장 전망. 15% 이상이면 고성장 기업

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Reliability

Beat estimates in 2 of the last 2 quarters

예상 상회

예상 부합

예상 하회

100%

상회 비율

+2.0%

평균 서프라이즈

2026.05.13

상회

+2.6%

2026.02.25

상회

실적 $1.09 · 예상 $1.08 +1.3%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

Healthy, Balanced Growth EPS and revenue are both growing steadily — a sustainable growth profile

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+72.9%

양호

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 51.6% · Top 38%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+20.7%

평균

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 33.7% · Bottom 37%

5-Year EPS CAGR Outlook

Projected average annual EPS growth over the next 5 years

+33.0%

평균

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 40.0% · Bottom 31%

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

+98.7%

우수

My positionTop 5%

Low range Average High range

초고성장주 소형주 Median 6.9% · Top tier

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+14.4%

양호

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 7.0% · Top 41%

Past 5-Year Revenue

How much revenue grew over the past 5 years

+26.4%

평균

My positionMid-range

Low range Average High range

초고성장주 소형주 Median 32.4% · Bottom 43%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

-12.1%

부진

My positionBottom 25%

Low range Average High range

초고성장주 소형주 Median 14.5% · Bottom 14%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Roughly in line with the market over the past year

FIHL +21.7% · S&P 500 +16.0%

Excess return vs. market (price-based, ex-dividends)

1-year basis

vs S&P 500

+5.7%p

slightly ahead of the market

Current position within 52-week range

Low (-39.9%p) High (-3.7%p)

Current price is 39.9% above the 52-week low and 3.7% below the 52-week high

Recent risk (last 77 trading days)

Max drawdown

-7.4%

Annualized volatility

22.4%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 88-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

⚠️

Current diagnosis · 2026-05-15

Overbought zone — short-term pullback possible

Current price $23.16 broke above the upper band ($22.67). Stronger buying than average, but signals short-term overheating. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟢

Current diagnosis · 2026-05-15

Bullish momentum holding

MACD 0.525 > Signal 0.372 in positive zone + Hist positive (+0.152). Trend in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

⚠️

Current diagnosis · 2026-05-15

Overbought zone — short-term pullback possible

RSI 71.1 (above 70). Buying pressure is excessive, and profit-taking may emerge. Stoch %K is also 87.5.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry

Cheap on Vs. Earnings·Vs. Assets·Vs. Sales

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Cheap

🏢 Vs. Assets Cheap

🧾 Vs. Sales Cheap

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

9.38x

✓ Cheap

My positionMid-range

Low range Average High range

Financial 소형주 median 12.52x · Around the industry average

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

5.17x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 9.81x · Top 1% — relatively cheap within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

0.83x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 1.19x · Top 1% — relatively cheap within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.72x

✓ Very cheap

My positionTop 5%

Low range Average High range

Financial 소형주 median 3.26x · Top 1% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

Analyst target price (reference)

$22.39 vs. current price +8.1%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Financial 소형주

Who owns it?

Ownership flow is positive

Institutional modest net buying +0.2% · Short interest light 2.8%

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

No trading data for Insiders

🏦 Institutions (funds & investors)

+0.2%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 50.3%

Adequate institutional weight

Financial 소형주 Median 42.5%

👤 Retail investors (estimated) 49.7%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

2.8%

Low — limited short-side pressure

Financial 소형주 Median 0.8%

Past 77 days Little change

Short interest days to cover

3.1 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 96.7M주

Float (tradable shares) 48.8M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 77 days.

ETFs holding FIHL

ETFs with the highest weightings · 10 total shown

SVAL

iShares US Small Cap Value Factor ETF

0.43%

$199M

GPRF

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF

0.24%

$132M

XHYF

BondBloxx USD High Yield Bond Financial & REIT Sector ETF

0.22%

$7M

VFMF

Vanguard U.S. Multifactor ETF

0.17%

$879M

VRP

Invesco Variable Rate Preferred ETF

0.16%

$3.0B

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당주 — 연 3.07% 배당

Dividend Yield

3.07%

Industry average 2.62%

Dividend Per Share

$0.64

Annualized

Payout Ratio

24%

Share of net income paid as dividends

5-Year Growth

Annualized dividend growth

📅 지급월 3월

📊 총 이력 2024~2026 (7건)

연도별 배당 총액 추이

주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.

$0.40

2024

$0.20 -50.0%

2025

$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소

최근 배당 이력 총 7건

아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.

배당락일

주당 금액

지급일

당시 수익률

2026-03-16

$0.150

—

1.32%

2025-06-16

$0.100

—

2.40%

2025-03-12

$0.100

—

3.41%

2024-11-29

$0.100

—

1.95%

2024-09-16

$0.100

—

1.69%

2024-06-14

$0.100

—

1.29%

2024-03-14

$0.100

—

0.54%

* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.

💰 내가 100만원 투자한다면

연간 배당금 (세후) 2.6만원

5년 누적 (세후) 13.1만원

* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
FIHL This Stock	$1.8B	9.4 ▲	0.8 ▲	9.3%	3.07% ▲	-1.0%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 피델리스 인슈어런스 홀딩스(FIHL)?

피델리스 인슈어런스 홀딩스(FIHL) belongs to the Financial sector and operates in the Insurance - Diversified industry.

What is the market cap of FIHL?

The market cap of FIHL is approximately $1.8B, ranking 2,161 within its sector.

Does FIHL pay dividends?

FIHL has a dividend yield of approximately 3.07%, with an annual dividend of $0.64.

What is the P/E ratio of FIHL?

FIHL has a P/E ratio of approximately 9.4x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for FIHL?

FIHL has recorded a 52-week high of $21.50 and a low of $14.80.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.