DGICA
Donegal Group Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$18.93
+0.17 ▲ +0.91%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$18.91
+0.00 +0.00%
더건 그룹(DGICA) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.
시가총액
$713M
스몰캡
P/E
10.6
저평가 구간
배당수익률
3.98%
52주 위치
57%
저점 +18% · 고점 -10%
애널리스트
매수
D
Fundamental health
vs. Insurance - Property & Casualty 소형주
수익성 Top 44%
성장 Top 63%
밸류에이션 Top 58%
재무 안정 Top 90%
| Index | RUT | P/E | 10.55 | EPS (ttm) | 1.79 | Insider Own | 53.89% | Shs Outstand | 31.4M | Perf Week | 1.72% |
| Market Cap | 0.71B | Forward P/E | 9.96 | EPS next Y | 9.62% | Insider Trans | 0.99% | Shs Float | 16.8M | Perf Month | 4.88% |
| Enterprise Value | - | PEG | - | EPS next Q | 0.42 | Inst Own | 36.21% | Short Float | 4.74% | Perf Quarter | 6.77% |
| Income | 0.07B | P/S | 0.74 | EPS this Y | -20.12% | Inst Trans | - | Short Ratio | 5.81 | Perf Half Y | 3.39% |
| Sales | 0.97B | P/B | 1.06 | EPS next 5Y | - | ROA | 3.61% | Short Interest | 0.80M | Perf YTD | -5.26% |
| Book/sh | 17.8 | P/C | - | EPS past 3/5Y | - 3.67% | ROE | 10.64% | 52W High | -10.11% ($21.06) | Perf Year | 9.04% |
| Cash/sh | - | P/FCF | 11.04 | Sales past 3/5Y | 4.88% 4.69% | ROIC | 9.6% | 52W Low | 17.5% ($16.11) | Perf 3Y | 25.7% |
| Dividend Est. | $0.75 (3.98%) | EV/EBITDA | - | EPS Y/Y TTM | -11.49% | Gross Margin | - | Volatility(W/M) | 2.17% 2.88% | Perf 5Y | 25.36% |
| Dividend TTM | 0.74 | EV/Sales | - | Sales Y/Y TTM | -2.46% | Oper. Margin | 8.45% | ATR (14) | 0.49 | Perf 10Y | 14.8% |
| Dividend Ex-Date | 2026/7/31 | Quick Ratio | - | EPS Q/Q | -56.19% | Profit Margin | 6.77% | RSI (14) | 57.5 | Recom | 2.33 |
| Dividend Gr. 3/5Y | 3.42% 4% | Current Ratio | 0.41 | Sales Q/Q | -3.74% | SMA20 | 0.69% ($18.8) | Beta | -0.03 | Target Price | $20.25 |
| Payout | 33.37% | Debt/Eq | 0.05 | Earnings | 2026/7/30 | SMA50 | 5.47% ($17.95) | Rel Volume | 0.61 | Prev Close | $18.76 |
| Employees | 851 | LT Debt/Eq | 0.05 | EPS/Sales Surpr. | -28.71% -3.45% | SMA200 | 2.8% ($18.41) | Avg Volume(3M) | 0.14M | Price | $18.93 |
| IPO | 2001/4/24 | Option/Short | Yes/Yes | Trades | 2173 | Volume | 83,079 | Change | 0.91% |
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12*
25.3
25.6
25.9
25.12*
26.3
Revenue Net income 최근 분기: 매출 $236M (YoY -4%) · 순이익 $12M (YoY -54%)
* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red
Donegal Group Inc (DGICA) Investment Analysis
What kind of company is Donegal Group Inc?
더건 그룹(DGICA) 배당주
Financial · Insurance - Property & Casualty
Financial Stocks
🛡️ Donegal Group DGICA is an insurance holding company that sells property and casualty (P&C) insurance products primarily across the Midwest, South, and other central regions of the United States. Through its network of independent agents, the company provides auto, homeowners, and commercial property and casualty insurance, operating a community-focused insurance business built on disciplined underwriting and a stable capital structure.
Learn more about Donegal Group Inc →Market Cap
$0.7B
Approx. KRW 1.0 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank2897
Employees851people
IPO2001/04/24
Current Price$18.93 ≈ 25,934원
Key Events
⏰ Upcoming events
🔔 Earnings release D-2
7월 30일 (목) · 장 시작 전
예상 매출 - · EPS $0.43
🎯 Ex-dividend date D-3
7월 31일 (금)
지급 8월 14일 (금)
💡 배당을 받으려면 7월 30일까지 매수하는게 좋습니다
📜 Recent events
🎯 Ex-div 2026년 5월 1일 (금) 주당 $0.1925
🔔 Earnings release 2026년 4월 30일 (목) · 장 시작 전 EPS -28.7% 매출 -3.5%
🔔 Earnings release 2026년 2월 19일 (목) · 장 시작 전
Is it profitable?
Financial health caution
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
8.4%
✓ 평균
Net Margin
Share of revenue left after taxes and interest are paid
6.8%
✓ 평균
ROE
Annual return earned on shareholders' equity (15%+ is strong)
10.6%
✓ 양호
ROA
Annual earnings relative to total company assets
3.6%
✓ 우수
ROIC
Return generated per dollar invested in the business
9.6%
✓ 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.05
✓ Very low debt
Current Ratio
Liquid assets available to cover liabilities due within a year
0.41
✓ 위험
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).
What's the outlook?
Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$20.25
현재가 대비 +7.0%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
9.96배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+9.6%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.
Did earnings meet expectations?
High Earnings Volatility
Frequently misses analyst estimates
0
예상 상회
0
예상 부합
2
예상 하회
0%
상회 비율
-12.8%
평균 서프라이즈
2026.04.30
하회
실적 $0.32 · 예상 $0.40 -20.0%
2026.02.19
하회
실적 $0.50 · 예상 $0.53 -5.7%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.
Is it growing?
Average Growth
Mid-range within the industry
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
-20.1%
부진
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+9.6%
양호
📊 How much has it grown? (actual results)
Past 5-Year EPS
Actual average annual EPS growth over the past 5 years
+3.7%
평균
Past 5-Year Revenue
How much revenue grew over the past 5 years
+4.7%
평균
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-3.7%
평균
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →
Has the stock risen over the long term?
Long-term weakness — -43%p below the market
DGICA +25.4% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-43.0%p
Significantly behind the market
1-year basis
vs S&P 500
-7.0%p
slightly behind the market
Rank among peers
5-year return Upper-Mid (49%) Based on 13 peers
1-year return Upper-Mid (46%) Based on 16 peers
Current position within 52-week range
Low (-17.5%p) High (-10.1%p)
Current price is 17.5% above the 52-week low and 10.1% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-14.8%
Annualized volatility
24.9%
Technical Indicators
Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series
Price · Bollinger Bands · Ichimoku Cloud
- close
- BB Upper
- BB Mid
- BB Lower
- Tenkan
- Kijun
- Cloud (SpanA/B)
Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →
Current diagnosis · 2026-07-27
Uptrend zone
Current price $18.93 above the midline ($18.80). Normal upward flow. Above the Ichimoku cloud (bullish).
MACD (12 · 26 · 9) Expand ▼
An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →
Current diagnosis · 2026-07-27
Neutral zone — weak trend
MACD 0.170 · Signal 0.228 · Hist -0.058. Weak directional bias.
RSI(14) · Stochastics %K(14) Expand ▼
RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →
Current diagnosis · 2026-07-27
Bullish zone
RSI 57.5 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 65.8.
※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.
Is it attractive at this price?
Cheaper than peers in its industry
Cheap on Vs. Earnings·Vs. Assets·Vs. Sales, In line with peers on Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
Vs. Earnings Cheap
Vs. Assets Cheap
Vs. Sales Cheap
Vs. Cash Flow Mid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
10.55x
✓ Cheap
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
9.96x
✓ Cheap
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.06x
✓ Very cheap
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
0.74x
✓ Cheap
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
11.04x
✓ Fair
Analyst target price (reference)
$20.25 vs. current price +7.0%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Insurance - Property & Casualty 소형주
Who owns it?
Ownership flow is positive
Insider modest net buying +1.0% · Short interest light 4.7% · Short interest up +1.8pp over last 90d
📈 Recent trading flow (6 months)
🧑💼 Insiders (executives & directors)
+1.0%
Insiders net buying
🏦 Institutions (funds & investors)
-
No trading data for Institutions
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 36.2%
Moderate institutional participation
🧑💼 Insiders 53.9%
Founder/management large holders (strong skin-in-the-game)
👤 Retail investors (estimated) 9.9%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
4.7%
Low — limited short-side pressure
Past 90 days 📈 +1.8%p increase
Short interest days to cover
5.8 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 31.4M주
Float (tradable shares) 16.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.
ETFs holding DGICA
ETFs with the highest weightings · 10 total shown
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.
How much does it pay in dividends?
배당주 — 연 3.98% 배당
5년 배당 성장률 4%
Dividend Yield
3.98%
Industry average 2.62%
Dividend Per Share
$0.75
Annualized
Payout Ratio
33%
Share of net income paid as dividends
5-Year Growth
4.0%
Annualized dividend growth
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.55 +2.2%
2016
$0.56 +1.6%
2017
$0.57 +2.0%
2018
$0.58 +1.6%
2019
$0.59 +2.9%
2020
$0.63 +5.9%
2021
$0.66 +4.0%
2022
$0.68 +3.1%
2023
$0.69 +2.1%
2024
$0.72 +4.8%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 91건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-03
$0.183
—
4.81%
2025-11-03
$0.183
—
3.90%
2025-08-01
$0.183
—
5.28%
2025-05-01
$0.183
—
4.52%
2025-02-04
$0.173
—
4.68%
2024-11-01
$0.173
—
4.55%
2024-08-01
$0.173
—
4.90%
2024-05-07
$0.173
—
5.11%
2024-01-31
$0.170
—
5.63%
2023-10-31
$0.170
—
5.95%
2023-07-31
$0.170
—
4.60%
2023-04-28
$0.170
—
5.89%
2023-01-31
$0.165
—
5.40%
2022-10-31
$0.165
—
4.47%
2022-07-29
$0.165
—
5.72%
2022-04-29
$0.165
—
5.95%
2022-01-31
$0.160
—
5.51%
2021-10-29
$0.160
—
5.47%
2021-07-30
$0.160
—
4.98%
2021-04-30
$0.160
—
4.93%
2021-02-01
$0.150
—
4.38%
2020-10-30
$0.150
—
5.10%
2020-07-31
$0.150
—
4.22%
2020-04-30
$0.150
—
4.09%
2020-01-31
$0.145
—
5.18%
2019-10-31
$0.145
—
4.90%
2019-07-31
$0.145
—
4.84%
2019-04-30
$0.145
—
5.31%
2019-01-31
$0.143
—
5.41%
2018-10-31
$0.143
—
5.28%
2018-07-31
$0.143
—
3.87%
2018-04-30
$0.143
—
4.04%
2018-01-31
$0.140
—
3.19%
2017-10-31
$0.140
—
3.26%
2017-07-28
$0.140
—
4.57%
2017-04-27
$0.140
—
4.16%
2017-01-30
$0.138
—
3.37%
2016-10-28
$0.138
—
4.53%
2016-07-28
$0.138
—
4.17%
2016-04-28
$0.138
—
4.43%
2016-01-29
$0.135
—
4.76%
2015-10-29
$0.135
—
4.66%
2015-07-30
$0.135
—
4.50%
2015-04-29
$0.135
—
4.36%
2015-01-29
$0.132
—
4.05%
2014-10-30
$0.132
—
4.14%
2014-07-30
$0.132
—
4.26%
2014-04-29
$0.132
—
4.39%
2014-01-30
$0.128
—
4.30%
2013-10-30
$0.128
—
3.90%
2013-07-30
$0.128
—
4.51%
2013-04-29
$0.128
—
3.36%
2013-01-30
$0.122
—
3.71%
2012-10-31
$0.122
—
3.77%
2012-07-30
$0.123
—
3.60%
2012-04-27
$0.123
—
4.36%
2012-01-30
$0.120
—
3.14%
2011-10-28
$0.120
—
4.77%
2011-07-28
$0.120
—
4.90%
2011-04-28
$0.120
—
4.25%
2011-01-28
$0.115
—
4.52%
2010-10-28
$0.115
—
4.19%
2010-07-29
$0.115
—
4.83%
2010-04-29
$0.115
—
3.85%
2010-01-28
$0.113
—
3.81%
2009-10-29
$0.113
—
3.65%
2009-07-30
$0.113
—
3.38%
2009-04-29
$0.113
—
3.63%
2009-01-29
$0.105
—
3.44%
2008-10-30
$0.105
—
2.48%
2008-07-30
$0.105
—
2.76%
2008-04-29
$0.105
—
2.21%
2008-01-30
$0.090
—
2.72%
2007-10-30
$0.090
—
2.51%
2007-08-02
$0.090
—
2.26%
2007-04-27
$0.090
—
2.77%
2007-01-30
$0.083
—
2.18%
2006-10-30
$0.083
—
1.59%
2006-07-28
$0.083
—
2.01%
2006-04-27
$0.083
—
2.13%
2006-01-30
$0.075
—
1.76%
2005-10-28
$0.075
—
2.17%
2005-07-28
$0.075
—
2.16%
2005-04-28
$0.075
—
2.49%
2005-01-28
$0.068
—
2.79%
2004-10-28
$0.068
—
2.68%
2004-07-29
$0.068
—
2.80%
2004-04-28
$0.068
—
2.14%
2004-01-29
$0.062
—
1.46%
2003-10-31
$0.062
—
1.11%
2003-07-30
$0.062
—
0.69%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 3.4만원
5년 누적 (세후) 18.2만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 4% 가정.
Compare Industry Peers
💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
| Stock | Market Cap | PER | PBR | ROE | Dividend Yield | Change |
|---|---|---|---|---|---|---|
| DGICA This Stock | $713.2M | 10.6 ▲ | 1.1 ▲ | 10.64% ▲ | 3.98% ▲ | +0.9% |
BRK-B | $966.4B | 14.8 ▼ | 1.5 ▼ | 10.49% ▲ | - | +0.5% |
BRK-A | $963.1B | 14.8 ▼ | 1.5 ▼ | 10.49% ▲ | - | +0.1% |
JPM | $954.4B | 15.3 ▼ | 2.7 ▼ | 17.71% ▲ | 1.8% ▼ | +0.8% |
V | $683.1B | 31.9 ▼ | 19.4 ▼ | 59.8% ▲ | 0.75% ▼ | +1.9% |
MA | $487.5B | 31.9 ▼ | 72.8 ▼ | 232.56% ▲ | 0.63% ▼ | +2.2% |
| Sector Avg | - | 13.6 | 1.3 | 9.39% | 2.62% | - |
FAQ
What kind of company is 더건 그룹(DGICA)?
더건 그룹(DGICA) belongs to the Financial sector and operates in the Insurance - Property & Casualty industry.
What is the market cap of DGICA?
The market cap of DGICA is approximately $713M, ranking 2,897 within its sector.
Does DGICA pay dividends?
DGICA has a dividend yield of approximately 3.98%, with an annual dividend of $0.75.
What is the P/E ratio of DGICA?
DGICA has a P/E ratio of approximately 10.6x, which can be used to assess its valuation relative to the Financial sector average.
What is the 52-week high and low for DGICA?
DGICA has recorded a 52-week high of $21.06 and a low of $16.11.
면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.