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CBK
CBK
Commercial Bancgroup Inc
7월 27일 4:00 PM ET (한국 7/28 05:00)
$33.55
+0.44 ▲ +1.33%
🌙 7월 27일 4:10 PM ET (한국 7/28 05:10)
$33.55
+0.00 +0.00%

커머셜 뱅크그룹(CBK) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$460M
스몰캡
P/E
11.6
저평가 구간
배당수익률
1.19%
52주 위치
92%
저점 +44% · 고점 -3%
애널리스트
적극 매수
C+
Fundamental health
vs. Banks - Regional 소형주
수익성 ⓘ
Top 20%
성장 ⓘ
Top 59%
밸류에이션 ⓘ
Top 38%
재무 안정 ⓘ
Top 72%
Index ⓘ RUTP/E ⓘ 11.6EPS (ttm) ⓘ 2.89Insider Own ⓘ 37.43%Shs Outstand ⓘ 13.7MPerf Week ⓘ 0.06%
Market Cap ⓘ 0.46BForward P/E ⓘ 10.65EPS next Y ⓘ 7.51%Insider Trans ⓘ 0.08%Shs Float ⓘ 8.6MPerf Month ⓘ 5.11%
Enterprise Value ⓘ -PEG ⓘ -EPS next Q ⓘ 0.7Inst Own ⓘ 53.29%Short Float ⓘ 3.6%Perf Quarter ⓘ 16.33%
Income ⓘ 0.04BP/S ⓘ 3.53EPS this Y ⓘ -1.01%Inst Trans ⓘ 2.79%Short Ratio ⓘ 4.23Perf Half Y ⓘ 36.44%
Sales ⓘ 0.13BP/B ⓘ 1.57EPS next 5Y ⓘ -ROA ⓘ 1.65%Short Interest ⓘ 0.31MPerf YTD ⓘ 36.6%
Book/sh ⓘ 21.43P/C ⓘ -EPS past 3/5Y ⓘ 9.57% -ROE ⓘ 14.55%52W High ⓘ -2.64% ($34.46)Perf Year ⓘ -
Cash/sh ⓘ -P/FCF ⓘ 12.55Sales past 3/5Y ⓘ 8.26% -ROIC ⓘ 10.83%52W Low ⓘ 44.39% ($23.24)Perf 3Y ⓘ -
Dividend Est. ⓘ $0.4 (1.19%)EV/EBITDA ⓘ -EPS Y/Y TTM ⓘ -Gross Margin ⓘ -Volatility(W/M) ⓘ 2.23% 2.61%Perf 5Y ⓘ -
Dividend TTM ⓘ 0.2EV/Sales ⓘ -Sales Y/Y TTM ⓘ -Oper. Margin ⓘ 37.56%ATR (14) ⓘ 0.82Perf 10Y ⓘ -
Dividend Ex-Date ⓘ 2026/6/15Quick Ratio ⓘ -EPS Q/Q ⓘ 22.78%Profit Margin ⓘ 29.01%RSI (14) ⓘ 60.15Recom ⓘ 1
Dividend Gr. 3/5Y ⓘ -Current Ratio ⓘ 0.12Sales Q/Q ⓘ -3.56%SMA20 ⓘ 1.17% ($33.16)Beta ⓘ -Target Price ⓘ $34
Payout ⓘ -Debt/Eq ⓘ 0.4Earnings ⓘ 2026/7/27SMA50 ⓘ 7.47% ($31.22)Rel Volume ⓘ 1.2Prev Close ⓘ $33.11
Employees ⓘ 298LT Debt/Eq ⓘ 0.19EPS/Sales Surpr. ⓘ 7.35% 1.63%SMA200 ⓘ 23.64% ($27.14)Avg Volume(3M) ⓘ 0.07MPrice ⓘ $33.55
IPO ⓘ 2025/10/2Option/Short ⓘ No/YesTrades ⓘ 1742Volume ⓘ 87,479Change ⓘ 1.33%
Quarterly earnings trend SEC filings · USD
24.9
25.3
25.9
26.3
Revenue Net income 최근 분기: 매출 $29M (YoY -4%) · 순이익 $10M (YoY +10%)

📊 Commercial Bancgroup Inc (CBK) Investment Analysis

What kind of company is Commercial Bancgroup Inc?

커머셜 뱅크그룹(CBK) 가치주
Financial · Banks - Regional
Small-Cap — Low Volume, High Volatility

A regional bank holding company based in the southeastern United States that operates a traditional commercial banking business, including deposits and loans. Founded in 1976, the company has built its franchise around deposit gathering and corporate and retail lending in regional markets such as Kentucky, North Carolina, and Tennessee.

Learn more about Commercial Bancgroup Inc →
Market Cap
$0.5B
Approx. KRW 0.6 trillion
⚖️ 0% of Samsung Electronics
Market Cap Rank3274
Employees298people
IPO2025/10/02
Current Price$33.55 ≈ 45,963원
📌 RUT · NASD · USA

Key Events

⏰ Upcoming events
🔔 Earnings release
The next release date has not been announced yet.
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🔔 Earnings release 2026년 7월 27일 (월) · 장 마감 후 EPS +7.3% 매출 +1.6%
🎯 Ex-div 2026년 6월 15일 (월) 주당 $0.4
🔔 Earnings release 2026년 4월 27일 (월) · 장 마감 후 EPS +7.3% 매출 +1.6%
🎯 Ex-div 2026년 3월 13일 (금) 주당 $0.1
🔔 Earnings release 2026년 1월 27일 (화) · 장 마감 후 EPS +0.6% 매출 +0.8%

Is it profitable?

Profitable but financially weak
High debt load may weigh on results in a downturn
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
37.6%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 소형주 Median 25.4% · Top 6%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
29.0%
✓ 우수
My positionTop 25%
Low range Average High range
Banks - Regional 소형주 Median 19.7% · Top 7%
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
14.6%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 소형주 Median 9.9% · Top 20%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
1.6%
✓ 양호
My positionMid-range
Low range Average High range
Financial 소형주 Median 1.5% · Top 48%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
10.8%
✓ 우수
My positionTop 25%
Low range Average High range
Financial 소형주 Median 5.3% · Top 19%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.40
✓ Healthy debt
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.12
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$34.00
현재가 대비 +1.3%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
10.65배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+7.5%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance
Slight tendency to beat estimates
2
예상 상회
1
예상 부합
0
예상 하회
67%
상회 비율
+5.1%
평균 서프라이즈
2026.07.27
상회
+7.3%
2026.04.27
상회
실적 $0.73 · 예상 $0.68 +7.4%
2026.01.27
부합
+0.6%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth
Mid-range within the industry
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
-1.0%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 4.4% · Bottom 41%
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+7.5%
평균
My positionMid-range
Low range Average High range
가치주 소형주 Median 8.6% · Bottom 45%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
+9.6%
양호
My positionMid-range
Low range Average High range
가치주 소형주 Median 7.7% · Top 46%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
-3.6%
부진
My positionBottom 25%
Low range Average High range
가치주 소형주 Median 4.2% · Bottom 22%
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.
New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Returns by period
Current position within 52-week range
Low (-44.4%p) High (-2.6%p)
Current price is 44.4% above the 52-week low and 2.6% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-9.4%
Annualized volatility
21.7%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡
Current diagnosis · 2026-07-27
Squeeze — volatility contraction, breakout imminent

Band width narrowed to 5.6%. Big move may be near. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.554 · Signal 0.692 · Hist -0.138. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢
Current diagnosis · 2026-07-27
Bullish zone

RSI 60.3 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 61.4.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average
Cheap on Vs. Earnings, Pricey on Vs. Assets·Vs. Sales, In line with peers on Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Cheap
🏢 Vs. Assets Pricey
🧾 Vs. Sales Pricey
💧 Vs. Cash Flow Mid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
11.60x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 12.66x · Around the industry average
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
10.65x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 10.26x · Around the industry average
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
1.57x
✓ Pricey
My positionBottom 25%
Low range Average High range
Banks - Regional 소형주 median 1.30x · Bottom 23% — expensive within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
3.53x
✓ Pricey
My positionBottom 25%
Low range Average High range
Banks - Regional 소형주 median 2.49x · Bottom 13% — expensive within the industry
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
12.55x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 소형주 median 12.07x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$34.00 vs. current price +1.3%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership flow is positive
Insider modest net buying +0.1% · Institutional net buying +2.8% · Short interest light 3.6%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
+0.1%
Insiders little change
🏦 Institutions (funds & investors)
+2.8%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 53.3%
Adequate institutional weight
Financial 소형주 Median 42.5%
🧑‍💼 Insiders 37.4%
Founder/management large holders (strong skin-in-the-game)
Financial 소형주 Median 14.2%
👤 Retail investors (estimated) 9.3%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
3.6%
Low — limited short-side pressure
Financial 소형주 Median 0.8%
Past 90 days Little change
Short interest days to cover
4.2 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 13.7M주
Float (tradable shares) 8.6M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding CBK

ETFs with the highest weightings · 10 total shown
IWC
IWC
iShares Micro-Cap ETF
0.04%
$1.4B
OMFS
OMFS
Invesco Russell 2000 Dynamic Multifactor ETF
0.02%
$281M
VTWO
VTWO
Vanguard Russell 2000 Index ETF
0.01%
$16.9B
GLX
GLX
Corgi GLXY 2x Daily ETF
0.01%
RSSL
RSSL
Global X Russell 2000 ETF
0.01%
$1.5B
* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.19%
배당보다 주가 성장에 가까운 비중
Dividend Yield
1.19%
Industry average 2.62%
Dividend Per Share
$0.40
Annualized
Payout Ratio
0%
Share of net income paid as dividends
5-Year Growth
-
Annualized dividend growth
💰 내가 100만원 투자한다면
연간 배당금 (세후) 1.0만원
5년 누적 (세후) 5.1만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 0% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
CBK CBK This Stock
$459.7M11.6 ▲1.6 ▼14.55% ▲1.19% ▼+1.3%
BRK-B
$966.4B14.8 ▼1.5 ▼10.49% ▲- +0.5%
BRK-A
$963.1B14.8 ▼1.5 ▼10.49% ▲- +0.1%
JPM
$954.4B15.3 ▼2.7 ▼17.71% ▲1.8% ▼+0.8%
V
$683.1B31.9 ▼19.4 ▼59.8% ▲0.75% ▼+1.9%
MA
$487.5B31.9 ▼72.8 ▼232.56% ▲0.63% ▼+2.2%
Sector Avg-13.61.39.39%2.62%-
📊
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Related News & Content

📖 Company overview
커머셜 뱅크그룹(CBK) 뭐하는 회사일까? - 주가 전망·실적·시총·관련주·본사 총정리
커머셜 뱅크그룹(CBK)은 켄터키·테네시 등 미국 남동부를 기반으로 하는 지역 은행 지주회사로, 예금·대출 중심의 순이자마진 실적과 자산 성장, 신용 건전성, 금리 사이클 변동이 주가 흐름과 실적 전망의 핵심 변수로 작동합니다.
💼 Recent Earnings Analysis
커머셜 뱅크그룹($CBK) 2026년 2분기 실적 분석 — 주당순이익 0.75달러·순이자마진 4.06%, 배당 20% 인상
커머셜 뱅크그룹($CBK)이 2026년 7월 27일 장 마감 후 2분기 실적을 발표했습니다. 순이익은 1,020만 달러, 주당순이익(EPS)은 0.75달러로 전년 동기(890만 달러·0.73달러)를 웃돌았습니다. 순이자마진(예금·대출 금리차에서 나오는 수익성 지표)은 4.06%로 직전 분기보다 0.18%포인트 개선됐고, 총자산이익률 1.78%로 소형 지역은행 평균을 크게 넘었습니다. 대출은 전년 대비 8.3% 늘었고 순부실여신은 0.00%였습니다. 이사회는 분기 배당을 주당 0.10달러에서 0.12달러로 20% 올렸습니다. 회사는 별도 실적 가이던스를 제시하지 않았고, 시간외 주가 반응은 확인되지 않았습니다.
📚 Related Investment Guides
미국주식 세금 총정리 2026 — 초보자를 위한 계산법과 절세 전략
2026년 미국주식 세금 총정리. 양도소득세 22% 계산법, 배당세 15% 원천징수, 손익통산, 절세 전략까지. 실제 금액 시뮬레이션과 세금 계산기로 내 세금을 직접 확인해보세요.

FAQ

What kind of company is 커머셜 뱅크그룹(CBK)?

커머셜 뱅크그룹(CBK) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of CBK?

The market cap of CBK is approximately $460M, ranking 3,274 within its sector.

Does CBK pay dividends?

CBK has a dividend yield of approximately 1.19%, with an annual dividend of $0.40.

What is the P/E ratio of CBK?

CBK has a P/E ratio of approximately 11.6x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for CBK?

CBK has recorded a 52-week high of $34.46 and a low of $23.24.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독

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