센트럴 뱅컴퍼니(CBC) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

CBC

Central Bancompany Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$32.06

+0.02 ▲ +0.06%

🌙 7월 27일 4:58 PM ET (한국 7/28 05:58)

$32.06

+0.00 +0.00%

센트럴 뱅컴퍼니(CBC) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$7.7B

스몰캡

P/E

18.2

적정 수준

배당수익률

1.50%

52주 위치

99%

저점 +227% · 고점 -1%

애널리스트

적극 매수

B-

Fundamental health

vs. Banks - Regional 중형주

수익성

Top 27%

성장

Top 58%

밸류에이션

Top 6%

재무 안정

Top 78%

Index ⓘ	-	P/E ⓘ	18.2	EPS (ttm) ⓘ	1.76	Insider Own ⓘ	86.7%	Shs Outstand ⓘ	239.8M	Perf Week ⓘ	0.91%
Market Cap ⓘ	7.69B	Forward P/E ⓘ	15.65	EPS next Y ⓘ	6.78%	Insider Trans ⓘ	0.02%	Shs Float ⓘ	31.9M	Perf Month ⓘ	9.42%
Enterprise Value ⓘ	-	PEG ⓘ	2.39	EPS next Q ⓘ	0.47	Inst Own ⓘ	12.68%	Short Float ⓘ	16.13%	Perf Quarter ⓘ	23.59%
Income ⓘ	0.41B	P/S ⓘ	6.11	EPS this Y ⓘ	5.97%	Inst Trans ⓘ	1.44%	Short Ratio ⓘ	7.15	Perf Half Y ⓘ	32.15%
Sales ⓘ	1.26B	P/B ⓘ	2.02	EPS next 5Y ⓘ	6.56%	ROA ⓘ	2.03%	Short Interest ⓘ	5.15M	Perf YTD ⓘ	32.92%
Book/sh ⓘ	15.84	P/C ⓘ	-	EPS past 3/5Y ⓘ	-68.93% 10.03%	ROE ⓘ	11.56%	52W High ⓘ	-0.77% ($32.31)	Perf Year ⓘ	71.46%
Cash/sh ⓘ	-	P/FCF ⓘ	22.81	Sales past 3/5Y ⓘ	14.31% 9.01%	ROIC ⓘ	10.72%	52W Low ⓘ	227.14% ($9.80)	Perf 3Y ⓘ	128.73%
Dividend Est. ⓘ	$0.48 (1.5%)	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	-	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	1.85% 2.59%	Perf 5Y ⓘ	175.44%
Dividend TTM ⓘ	0.3	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	-	Oper. Margin ⓘ	41.91%	ATR (14) ⓘ	0.75	Perf 10Y ⓘ	330.26%
Dividend Ex-Date ⓘ	2026/5/22	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	7.47%	Profit Margin ⓘ	32.34%	RSI (14) ⓘ	65.3	Recom ⓘ	1.4
Dividend Gr. 3/5Y ⓘ	4.26% -3.2%	Current Ratio ⓘ	0.22	Sales Q/Q ⓘ	8.08%	SMA20 ⓘ	2.2% ($31.37)	Beta ⓘ	0.08	Target Price ⓘ	$31.1
Payout ⓘ	-	Debt/Eq ⓘ	0.28	Earnings ⓘ	2026/8/4	SMA50 ⓘ	8.61% ($29.52)	Rel Volume ⓘ	0.77	Prev Close ⓘ	$32.04
Employees ⓘ	3036	LT Debt/Eq ⓘ	0	EPS/Sales Surpr. ⓘ	5.99% 1.13%	SMA200 ⓘ	27.44% ($25.16)	Avg Volume(3M) ⓘ	0.72M	Price ⓘ	$32.06
IPO ⓘ	2025/11/20	Option/Short ⓘ	Yes/Yes			Trades ⓘ	6510	Volume ⓘ	556,861	Change ⓘ	0.06%

📊 Central Bancompany Inc (CBC) Investment Analysis

What kind of company is Central Bancompany Inc?

센트럴 뱅컴퍼니(CBC) 가치주

Financial · Banks - Regional

#1102 by Market Cap — Mid-Cap

A regional bank holding company based in the U.S. Midwest, including central Missouri. Built on conservative loan management and a community-focused deposit base, it provides commercial and retail banking along with wealth management services. As a regional bank stock, its performance is closely tied to net interest margin, deposit and lending flows, and overall credit quality.

Learn more about Central Bancompany Inc →

Market Cap

$7.7B

Approx. KRW 10.5 trillion

⚖️ 3% of Samsung Electronics

Market Cap Rank1102

Employees3,036people

IPO2025/11/20

Current Price$32.06 ≈ 43,922원

NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release D-8

8월 4일 (화) · 장 시작 전

예상 매출 - · EPS $0.47

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🎯 Ex-div 2026년 5월 22일 (금) 주당 $0.12

🔔 Earnings release 2026년 4월 28일 (화) · 장 시작 전 EPS +6.0% 매출 +1.1%

🎯 Ex-div 2026년 2월 20일 (금) 주당 $0.12

🔔 Earnings release 2026년 1월 27일 (화) · 장 시작 전

Is it profitable?

Profitable but financially weak

High debt load may weigh on results in a downturn

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

41.9%

✓ 우수

My positionTop 5%

Low range Average High range

Banks - Regional 중형주 Median 27.0% · Top tier

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

32.3%

✓ 우수

My positionTop 5%

Low range Average High range

Banks - Regional 중형주 Median 21.0% · Top tier

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

ROE

Annual return earned on shareholders' equity (15%+ is strong)

11.6%

✓ 평균

My positionMid-range

Low range Average High range

Financial 중형주 Median 12.1% · Bottom 46%

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

2.0%

✓ 양호

My positionMid-range

Low range Average High range

Financial 중형주 Median 1.5% · Top 46%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

10.7%

✓ 양호

My positionMid-range

Low range Average High range

Financial 중형주 Median 8.4% · Top 36%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

0.28

✓ Healthy debt

My positionMid-range

Low range Average High range

Banks - Regional Median 0.42

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

0.22

✓ 위험

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook

Positive and negative signals are mixed

애널리스트 목표가

$31.10

현재가 대비 -3.0%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

15.65배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

PEG (성장 반영 밸류)

2.39

고평가

💡 PEG > 2 — 성장 대비 비싼 편

내년 EPS 예상 성장률

+6.8%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

5년 EPS 예상 연평균

+6.6%

💡 장기 성장 전망. 15% 이상이면 고성장 기업

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Reliability

Beat estimates in 2 of the last 2 quarters

예상 상회

예상 부합

예상 하회

100%

상회 비율

+5.0%

평균 서프라이즈

2026.04.28

상회

실적 $0.46 · 예상 $0.43 +6.0%

2026.01.27

상회

실적 $0.47 · 예상 $0.45 +4.0%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+6.0%

양호

My positionMid-range

Low range Average High range

가치주 중형주 Median 5.4% · Top 49%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+6.8%

평균

My positionMid-range

Low range Average High range

가치주 중형주 Median 7.7% · Bottom 42%

5-Year EPS CAGR Outlook

Projected average annual EPS growth over the next 5 years

+6.6%

양호

My positionMid-range

Low range Average High range

가치주 중형주 Median 6.6% · Around average

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

-68.9%

매우 부진

My positionBottom 5%

Low range Average High range

가치주 중형주 Median 4.1% · Bottom tier

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

+10.0%

평균

My positionMid-range

Low range Average High range

가치주 중형주 Median 12.9% · Bottom 29%

Past 5-Year Revenue

How much revenue grew over the past 5 years

+9.0%

평균

My positionMid-range

Low range Average High range

가치주 중형주 Median 9.2% · Bottom 49%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+8.1%

양호

My positionMid-range

Low range Average High range

가치주 중형주 Median 4.0% · Top 30%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Outperformed the market by 107%p over 5 years

CBC +175.4% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

+107.1%p

well ahead of the market

1-year basis

vs S&P 500

+55.4%p

well ahead of the market

Rank among peers

5-year return Top among peers Based on 77 peers

1-year return Top among peers Based on 78 peers

Current position within 52-week range

Low (-227.1%p) High (-0.8%p)

Current price is 227.1% above the 52-week low and 0.8% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-7.1%

Annualized volatility

23.1%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 137-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢

Current diagnosis · 2026-07-27

Uptrend zone

Current price $32.06 above the midline ($31.37). Normal upward flow. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD 0.730 · Signal 0.774 · Hist -0.044. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢

Current diagnosis · 2026-07-27

Bullish zone

RSI 65.2 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 83.3.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Pricier than peers in its industry

Pricey on Vs. Earnings·Vs. Assets·Vs. Sales·Vs. Cash Flow

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Pricey

🏢 Vs. Assets Pricey

🧾 Vs. Sales Pricey

💧 Vs. Cash Flow Pricey

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

18.20x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 중형주 median 13.04x · Bottom 19% — expensive within the industry

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

15.65x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Banks - Regional 중형주 median 10.67x · Bottom 1% — expensive within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

2.02x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 중형주 median 1.29x · Bottom 13% — expensive within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

6.11x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Banks - Regional 중형주 median 2.67x · Bottom 1% — expensive within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

💧 Vs. Cash Flow

P/FCF Price-to-Free-Cash-Flow Ratio

Price vs. actual cash generation — lower means more efficient

22.81x

✓ Very pricey

My positionBottom 5%

Low range Average High range

Banks - Regional 중형주 median 12.58x · Bottom 1% — expensive within the industry

💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)

Analyst target price (reference)

$31.10 vs. current price -3.0%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Banks - Regional 중형주

Who owns it?

Ownership flow is positive

Insider modest net buying +0.0% · Institutional net buying +1.4% · Short interest elevated 16.1% · Short interest up +14.8pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

+0.0%

Insiders little change

🏦 Institutions (funds & investors)

+1.4%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 12.7%

Retail-led

Financial 중형주 Median 76.4%

🧑‍💼 Insiders 86.7%

Founder/management large holders (strong skin-in-the-game)

Financial 중형주 Median 3.1%

👤 Retail investors (estimated) 0.6%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

16.1%

Somewhat high

Financial 중형주 Median 5.1%

Past 90 days 📈 +14.8%p increase

Short interest days to cover

7.2 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 239.8M주

Float (tradable shares) 31.9M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding CBC

ETFs with the highest weightings · 10 total shown

ACSV

American Century Small Cap Value Insights ETF

1.19%

$19M

TFNS

T. Rowe Price Financials ETF

0.35%

$14M

AFMC

First Trust Active Factor Mid Cap ETF

0.23%

$190M

FLDZ

TrueShares Patriot Defense ETF

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당 지급 — 연 1.5%

배당보다 주가 성장에 가까운 비중

Dividend Yield

1.50%

Industry average 2.62%

Dividend Per Share

$0.48

Annualized

Payout Ratio

Share of net income paid as dividends

5-Year Growth

-3.2%

Annualized dividend growth

💰 내가 100만원 투자한다면

연간 배당금 (세후) 1.3만원

5년 누적 (세후) 6.0만원

* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 -3.2% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
CBC This Stock	$7.7B	18.2 ▼	2.0 ▼	11.56% ▲	1.5% ▼	+0.1%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 센트럴 뱅컴퍼니(CBC)?

센트럴 뱅컴퍼니(CBC) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of CBC?

The market cap of CBC is approximately $7.7B, ranking 1,102 within its sector.

Does CBC pay dividends?

CBC has a dividend yield of approximately 1.50%, with an annual dividend of $0.48.

What is the P/E ratio of CBC?

CBC has a P/E ratio of approximately 18.2x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for CBC?

CBC has recorded a 52-week high of $32.31 and a low of $9.80.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.