산탄데르(BSBR) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

BSBR

Banco Santander (Brasil) SA ADR

7월 27일 1:47 PM ET (한국 7/28 02:47)

$5.30

-0.06 ▼ -1.12%

산탄데르(BSBR) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$19.8B

미드캡

P/E

16.7

적정 수준

배당수익률

7.99%

52주 위치

26%

저점 +15% · 고점 -28%

애널리스트

매수

B-

Fundamental health

vs. 배당주 대형주

수익성

Top 85%

성장

Top 37%

밸류에이션

Top 57%

재무 안정

Top 1%

Index ⓘ	-	P/E ⓘ	16.68	EPS (ttm) ⓘ	0.32	Insider Own ⓘ	0.01%	Shs Outstand ⓘ	3.75B	Perf Week ⓘ	1.15%
Market Cap ⓘ	19.84B	Forward P/E ⓘ	5.4	EPS next Y ⓘ	14.46%	Insider Trans ⓘ	-42.03%	Shs Float ⓘ	3.74B	Perf Month ⓘ	3.11%
Enterprise Value ⓘ	-	PEG ⓘ	0.58	EPS next Q ⓘ	0.2	Inst Own ⓘ	0.8%	Short Float ⓘ	0.2%	Perf Quarter ⓘ	-10.92%
Income ⓘ	2.38B	P/S ⓘ	0.57	EPS this Y ⓘ	3.07%	Inst Trans ⓘ	-0.48%	Short Ratio ⓘ	5.1	Perf Half Y ⓘ	-20.9%
Sales ⓘ	34.80B	P/B ⓘ	2.46	EPS next 5Y ⓘ	9.25%	ROA ⓘ	1.02%	Short Interest ⓘ	7.38M	Perf YTD ⓘ	-12.84%
Book/sh ⓘ	2.15	P/C ⓘ	-	EPS past 3/5Y ⓘ	-6.31% -2.57%	ROE ⓘ	10.5%	52W High ⓘ	-27.6% ($7.32)	Perf Year ⓘ	11.41%
Cash/sh ⓘ	-	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	7.57% 19.46%	ROIC ⓘ	2.29%	52W Low ⓘ	15.27% ($4.60)	Perf 3Y ⓘ	-6.55%
Dividend Est. ⓘ	$0.42 (7.99%)	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	-1.33%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	1.89% 2.19%	Perf 5Y ⓘ	-10.06%
Dividend TTM ⓘ	0.41	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	17.17%	Oper. Margin ⓘ	8.76%	ATR (14) ⓘ	0.13	Perf 10Y ⓘ	30.73%
Dividend Ex-Date ⓘ	2026/7/30	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	15.09%	Profit Margin ⓘ	6.83%	RSI (14) ⓘ	48.8	Recom ⓘ	2.27
Dividend Gr. 3/5Y ⓘ	-16.21% 7.39%	Current Ratio ⓘ	2.74	Sales Q/Q ⓘ	18.17%	SMA20 ⓘ	0.45% ($5.28)	Beta ⓘ	0.55	Target Price ⓘ	$7.13
Payout ⓘ	65.04%	Debt/Eq ⓘ	3.29	Earnings ⓘ	2026/4/29	SMA50 ⓘ	-0.51% ($5.33)	Rel Volume ⓘ	0.49	Prev Close ⓘ	$5.36
Employees ⓘ	49661	LT Debt/Eq ⓘ	3.29	EPS/Sales Surpr. ⓘ	-6.27% -0.82%	SMA200 ⓘ	-10.27% ($5.91)	Avg Volume(3M) ⓘ	1.45M	Price ⓘ	$5.3
IPO ⓘ	2009/10/7	Option/Short ⓘ	Yes/Yes			Trades ⓘ	2289	Volume ⓘ	705,071	Change ⓘ	-1.12%

Quarterly earnings trend Quarterly earnings data is not yet available — foreign-listed companies (ADRs) only file annual reports with the U.S., and recently listed companies may not have filed their first quarterly report.

📊 Banco Santander (Brasil) SA ADR (BSBR) Investment Analysis

What kind of company is Banco Santander (Brasil) SA ADR?

산탄데르(BSBR) 배당주

Financial · Banks - Regional

#617 by Market Cap — Mid-Cap

Banco Santander Brazil (BSBR) is a leading Brazilian commercial bank that provides lending, card payments, asset management, and insurance solutions to a broad customer base spanning individual consumers, small and medium-sized enterprises, and large corporations.

Learn more about Banco Santander (Brasil) SA ADR →

Market Cap

$19.8B

Approx. KRW 27.2 trillion

⚖️ 7% of Samsung Electronics

Market Cap Rank617

Employees49,661people

IPO2009/10/07

Current Price$5.30 ≈ 7,261원

NYSE · Brazil

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date D-3

7월 30일 (목)

지급 8월 17일 (월)

💡 배당을 받으려면 7월 29일까지 매수하는게 좋습니다

📜 Recent events

🔔 Earnings release 2026년 4월 29일 (수) · 장 시작 전 EPS -6.3% 매출 -0.8%

🎯 Ex-div 2026년 4월 23일 (목) 주당 $0.069719

🔔 Earnings release 2026년 2월 4일 (수) · 장 시작 전 EPS +3.9% 매출 -1.4%

Is it profitable?

Profitability weak

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

8.8%

✓ 매우 부진

My positionBottom 5%

Low range Average High range

Banks - Regional 대형주 Median 23.2% · Bottom tier

💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수

Net Margin

Share of revenue left after taxes and interest are paid

6.8%

✓ 매우 부진

My positionBottom 5%

Low range Average High range

Banks - Regional 대형주 Median 17.3% · Bottom tier

💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수

ROE

Annual return earned on shareholders' equity (15%+ is strong)

10.5%

✓ 평균

My positionMid-range

Low range Average High range

Financial 대형주 Median 12.6% · Bottom 31%

💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)

ROA

Annual earnings relative to total company assets

1.0%

✓ 평균

My positionMid-range

Low range Average High range

Financial 대형주 Median 1.5% · Bottom 34%

💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수

ROIC

Return generated per dollar invested in the business

2.3%

✓ 부진

My positionBottom 25%

Low range Average High range

Financial 대형주 Median 7.1% · Bottom 11%

💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

3.29

✓ Very high debt

My positionBottom 5%

Low range Average High range

Banks - Regional Median 0.42

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

2.74

✓ 우수

My positionTop 5%

Low range Average High range

Banks - Regional Median 0.14

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Positive Outlook

Price targets, growth, and valuation are favorable

애널리스트 목표가

$7.13

현재가 대비 +34.5%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

5.40배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

PEG (성장 반영 밸류)

0.58

저평가

💡 PEG < 1 — 성장 대비 저렴

내년 EPS 예상 성장률

+14.5%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

5년 EPS 예상 연평균

+9.3%

💡 장기 성장 전망. 15% 이상이면 고성장 기업

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

Average Earnings Performance

Slight tendency to beat estimates

예상 상회

예상 부합

예상 하회

50%

상회 비율

+2.9%

평균 서프라이즈

2026.04.29

부합

실적 $0.20 · 예상 $0.20 +0.3%

2026.02.04

상회

실적 $0.21 · 예상 $0.20 +5.4%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Strong Growth

Above the industry average, both historically and going forward

Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+3.1%

평균

My positionMid-range

Low range Average High range

배당주 대형주 Median 5.5% · Bottom 42%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+14.5%

우수

My positionTop 25%

Low range Average High range

배당주 대형주 Median 7.3% · Top 14%

5-Year EPS CAGR Outlook

Projected average annual EPS growth over the next 5 years

+9.3%

우수

My positionTop 25%

Low range Average High range

배당주 대형주 Median 6.7% · Top 24%

📊 How much has it grown? (actual results)

Past 3-Year EPS

Actual average annual EPS growth over the past 3 years

-6.3%

평균

My positionMid-range

Low range Average High range

배당주 대형주 Median 4.1% · Bottom 30%

Past 5-Year EPS

Actual average annual EPS growth over the past 5 years

-2.6%

부진

My positionBottom 25%

Low range Average High range

배당주 대형주 Median 6.3% · Bottom 22%

Past 5-Year Revenue

How much revenue grew over the past 5 years

+19.5%

우수

My positionTop 5%

Low range Average High range

배당주 대형주 Median 6.7% · Top tier

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+18.2%

우수

My positionTop 25%

Low range Average High range

배당주 대형주 Median 5.9% · Top 13%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Long-term weakness — -78%p below the market

BSBR -10.1% · S&P 500 +68.0%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

-78.0%p

Significantly behind the market

1-year basis

vs S&P 500

-5.1%p

slightly behind the market

Rank among peers

5-year return Lowest among peers Based on 29 peers

1-year return Bottom 24% Based on 30 peers

Current position within 52-week range

Low (-15.3%p) High (-27.6%p)

Current price is 15.3% above the 52-week low and 27.6% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-28.7%

Annualized volatility

34.2%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟢

Current diagnosis · 2026-07-24

Uptrend zone

Current price $5.30 above the midline ($5.28). Normal upward flow. Below the Ichimoku cloud (bearish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟢

Current diagnosis · 2026-07-24

Bullish momentum holding

MACD 0.007 > Signal -0.012 in positive zone + Hist positive (+0.020). Trend in progress.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴

Current diagnosis · 2026-07-24

Bearish zone

RSI 48.8 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 61.2.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

In line with the industry average

Cheap on Vs. Sales, Pricey on Vs. Assets, In line with peers on Vs. Earnings

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Mid-range

🏢 Vs. Assets Pricey

🧾 Vs. Sales Cheap

💵 Vs. Earnings

PER Price-to-Earnings Ratio

How expensive the price is vs. earnings — lower is cheaper

16.68x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 대형주 median 13.18x · Bottom 12% — expensive within the industry

💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

5.40x

✓ Very cheap

My positionTop 5%

Low range Average High range

Banks - Regional 대형주 median 10.82x · Top 1% — relatively cheap within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

2.46x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 대형주 median 1.43x · Bottom 15% — expensive within the industry

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

0.57x

✓ Very cheap

My positionTop 5%

Low range Average High range

Banks - Regional 대형주 median 2.44x · Top 1% — relatively cheap within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

Analyst target price (reference)

$7.13 vs. current price +34.5%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Banks - Regional 대형주

Who owns it?

Ownership flow shows some pressure

Insider net selling -42.0% · Institutional modest net selling -0.5% · Short interest light 0.2%

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

-42.0%

Insiders large net selling

🏦 Institutions (funds & investors)

-0.5%

Institutions net selling

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 0.8%

Retail-led

Financial 대형주 Median 77.0%

🧑‍💼 Insiders 0.0%

Low, common among large-caps

Financial 대형주 Median 0.8%

👤 Retail investors (estimated) 99.2%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

0.2%

Low — limited short-side pressure

Financial 대형주 Median 2.6%

Past 89 days Little change

Short interest days to cover

5.1 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 3.75B주

Float (tradable shares) 3.74B주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 89 days.

ETFs holding BSBR

ETFs with the highest weightings · 1 total shown

TEMC

Corgi TEM 2x Daily ETF

0.05%

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

고배당주 — 연 7.99% 배당

지난 5년 평균 연 7.39% 배당 성장

Dividend Yield

7.99%

Industry average 2.62%

Dividend Per Share

$0.42

Annualized

Payout Ratio

65%

Share of net income paid as dividends

5-Year Growth

7.4%

Annualized dividend growth

📅 지급월 4월

📊 총 이력 2009~2026 (64건)

연도별 배당 총액 추이

주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.

$0.23 +200.0%

2016

$0.49 +114.6%

2017

$0.50 +0.4%

2018

$0.51 +3.5%

2019

$0.62 +21.3%

2020

$0.51 -17.4%

2021

$0.44 -14.9%

2022

$0.33 -23.6%

2023

$0.30 -9.9%

2024

$0.23 -22.3%

2025

$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소

최근 배당 이력 총 64건

아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.

배당락일

주당 금액

지급일

당시 수익률

2026-04-23

$0.106

—

4.54%

2025-07-21

$0.096

—

7.95%

2025-04-23

$0.068

—

5.82%

2025-01-24

$0.070

—

6.82%

2024-10-21

$0.070

—

6.06%

2024-07-25

$0.072

—

6.32%

2024-04-22

$0.078

—

7.82%

2024-01-22

$0.081

—

6.91%

2023-10-20

$0.080

—

8.19%

2023-07-21

$0.084

—

6.84%

2023-04-25

$0.082

—

6.48%

2023-01-27

$0.088

—

9.19%

2022-10-24

$0.086

—

10.17%

2022-08-15

$0.089

—

8.39%

2022-04-22

$0.097

—

10.07%

2022-02-11

$0.152

—

10.63%

2022-01-10

$0.013

—

9.44%

2021-11-05

$0.145

—

9.06%

2021-08-05

$0.169

—

6.26%

2021-05-10

$0.144

—

4.03%

2021-02-17

$0.024

—

2.53%

2021-01-11

$0.033

—

2.06%

2020-11-05

$0.046

—

11.11%

2020-08-07

$0.038

—

12.31%

2020-05-08

$0.043

—

16.00%

2020-01-06

$0.494

—

9.03%

2019-10-09

$0.062

—

5.29%

2019-07-08

$0.067

—

4.18%

2019-04-08

$0.065

—

4.50%

2019-01-08

$0.318

—

6.76%

2018-10-10

$0.038

—

5.30%

2018-07-05

$0.040

—

7.51%

2018-04-11

$0.046

—

4.89%

2018-01-08

$0.371

—

5.17%

2017-10-10

$0.040

—

5.43%

2017-08-03

$0.040

—

5.68%

2017-05-04

$0.040

—

5.71%

2017-01-05

$0.373

—

6.85%

2016-07-07

$0.040

—

4.43%

2016-01-12

$0.190

—

8.15%

2015-04-07

$0.011

—

3.72%

2015-01-13

$0.065

—

3.46%

2014-10-02

$0.023

—

14.55%

2014-07-02

$0.046

—

14.13%

2014-04-08

$0.025

—

17.03%

2014-01-10

$0.632

—

17.96%

2014-01-07

$0.108

—

4.81%

2013-10-03

$0.051

—

4.69%

2013-07-03

$0.075

—

6.92%

2013-04-10

$0.037

—

4.51%

2012-12-27

$0.085

—

6.38%

2012-10-03

$0.062

—

4.99%

2012-07-05

$0.130

—

4.68%

2012-04-04

$0.056

—

5.13%

2011-12-29

$0.105

—

6.15%

2011-09-29

$0.057

—

8.19%

2011-06-30

$0.103

—

6.81%

2011-06-07

$0.120

—

6.26%

2011-03-28

$0.091

—

4.79%

2010-12-27

$0.245

—

5.10%

2010-09-23

$0.078

—

3.27%

2010-07-01

$0.126

—

3.19%

2010-03-26

$0.057

—

1.72%

2009-12-29

$0.137

—

1.05%

* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.

💰 내가 100만원 투자한다면

연간 배당금 (세후) 6.7만원

5년 누적 (세후) 39.0만원

* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 7.39% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
BSBR This Stock	$19.8B	16.7 ▼	2.5 ▼	10.5% ▲	7.99% ▲	-1.1%
BRK-A	$963.8B	14.8 ▼	1.5 ▼	10.49% ▲	-	+1.1%
BRK-B	$960.9B	14.7 ▼	1.5 ▼	10.49% ▲	-	+0.8%
JPM	$946.4B	15.1 ▼	2.7 ▼	17.71% ▲	1.81% ▼	+0.9%
V	$670.3B	31.3 ▼	19.1 ▼	59.8% ▲	0.76% ▼	+1.2%
MA	$476.8B	31.2 ▼	71.2 ▼	232.56% ▲	0.64% ▼	+1.8%
Sector Avg	-	13.6	1.3	9.13%	2.62%	-

FAQ

What kind of company is 산탄데르(BSBR)?

산탄데르(BSBR) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of BSBR?

The market cap of BSBR is approximately $19.8B, ranking 617 within its sector.

Does BSBR pay dividends?

BSBR has a dividend yield of approximately 7.99%, with an annual dividend of $0.42.

What is the P/E ratio of BSBR?

BSBR has a P/E ratio of approximately 16.7x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for BSBR?

BSBR has recorded a 52-week high of $7.32 and a low of $4.60.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.