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BBT
BBT
Beacon Financial Corp
7월 27일 4:00 PM ET (한국 7/28 05:00)
$29.64
-0.50 ▼ -1.66%
🌙 7월 27일 7:34 PM ET (한국 7/28 08:34)
$29.64
+0.00 +0.00%

비컨파이낸셜(BBT) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시황 · 실적발표 · 매수매도 신호, 가장 먼저 받아보세요 🔔 구독
시가총액
$2.5B
스몰캡
P/E
23.3
적정 수준
배당수익률
4.35%
52주 위치
68%
저점 +30% · 고점 -10%
애널리스트
매수
D
Fundamental health
vs. Banks - Regional 중형주
수익성
Top 90%
성장
Top 30%
밸류에이션
Top 59%
재무 안정
Top 73%
💰 Is this stock pricier than usual right now?
Compared to this company's own recent 5년 (not other companies).
Very cheap
Cheap
Typical
Pricey
Very pricey
Simply put — what you pay today to own $1 of this company's yearly earnings is 22원. Over the past 5년, it usually traded around 16원. On the pricier side versus its own history.
Pricy doesn't mean bad — it means expectations are already baked in.
Index RUTP/E 23.28EPS (ttm) 1.27Insider Own 1.51%Shs Outstand 84.0MPerf Week -2.79%
Market Cap 2.49BForward P/E 8.67EPS next Y 10.28%Insider Trans -1.35%Shs Float 82.8MPerf Month -3.86%
Enterprise Value -PEG -EPS next Q 0.77Inst Own 92.67%Short Float 4.55%Perf Quarter -5.24%
Income 0.08BP/S 2.36EPS this Y 91.32%Inst Trans 6.65%Short Ratio 4.63Perf Half Y 4.88%
Sales 1.05BP/B 0.99EPS next 5Y -ROA 0.47%Short Interest 3.77MPerf YTD 12.4%
Book/sh 29.81P/C -EPS past 3/5Y -20.07% -ROE 4.31%52W High -9.72% ($32.83)Perf Year 15.47%
Cash/sh -P/FCF 14.18Sales past 3/5Y 24.73% 13.11%ROIC 2.18%52W Low 29.94% ($22.81)Perf 3Y 31.56%
Dividend Est. $1.29 (4.35%)EV/EBITDA -EPS Y/Y TTM -48.48%Gross Margin -Volatility(W/M) 2.44% 2.12%Perf 5Y 9.21%
Dividend TTM 1.15EV/Sales -Sales Y/Y TTM 51.6%Oper. Margin 17.61%ATR (14) 0.72Perf 10Y 12.79%
Dividend Ex-Date 2026/5/15Quick Ratio -EPS Q/Q -1.36%Profit Margin 7.56%RSI (14) 43.81Recom 2.14
Dividend Gr. 3/5Y 16.78% 3.62%Current Ratio 0.12Sales Q/Q 86.8%SMA20 -2.2% ($30.31)Beta 0.54Target Price $33.67
Payout 83.79%Debt/Eq 0.47Earnings 2026/7/29SMA50 -0.19% ($29.7)Rel Volume 1.36Prev Close $30.14
Employees 1972LT Debt/Eq 0.46EPS/Sales Surpr. -16.5% -6.73%SMA200 4.32% ($28.41)Avg Volume(3M) 0.81MPrice $29.64
IPO 2000/6/28Option/Short Yes/YesTrades 8745Volume 1,107,532Change -1.66%
Quarterly earnings trend SEC filings · USD
24.6
24.9
24.12
25.3
25.6
25.9
25.12
26.3
Revenue Net income 최근 분기: 매출 $292M (YoY +165%) · 순이익 $46M (YoY +142%)

📊 Beacon Financial Corp (BBT) Investment Analysis

What kind of company is Beacon Financial Corp?

비컨파이낸셜(BBT) 배당주
Financial · Banks - Regional
#1952 by Market Cap — Mid-Cap

A regional bank holding company based in the New England and New York regions of the United States. Through its subsidiary banks, it provides commercial and retail financing, deposits, and wealth management and trust services. The company has expanded its presence in the New England financial market by merging several regional banks through peer mergers to consolidate them under a single brand. It is characterized by its community-focused branch network and corporate lending base.

Learn more about Beacon Financial Corp →
Market Cap
$2.5B
Approx. KRW 3.4 trillion
⚖️ 1% of Samsung Electronics
Market Cap Rank1952
Employees1,972people
IPO2000/06/28
Current Price$29.64 ≈ 40,607원
📌 RUT · NYSE · USA

Key Events

⏰ Upcoming events
🔔 Earnings release D-1
예상 매출 - · EPS $0.77
🎯 Ex-dividend date
No scheduled dividends
📜 Recent events
🎯 Ex-div 2026년 5월 15일 (금) 주당 $0.3225
🔔 Earnings release 2026년 4월 29일 (수) · 장 마감 후 EPS -16.5% 매출 -6.7%
🎯 Ex-div 2026년 2월 13일 (금) 주당 $0.3225
🔔 Earnings release 2026년 1월 28일 (수) · 장 마감 후

Is it profitable?

Both profitability & finances need caution
Review management risk carefully before investing
Profitability — How efficiently it makes money
Operating Margin
Profit kept from selling products and services (higher is better)
17.6%
✓ 부진
My positionBottom 25%
Low range Average High range
Banks - Regional 중형주 Median 27.0% · Bottom 12%
💡 일반적으로 10% 이상이면 양호, 20% 이상이면 우수
Net Margin
Share of revenue left after taxes and interest are paid
7.6%
✓ 매우 부진
My positionBottom 5%
Low range Average High range
Banks - Regional 중형주 Median 21.0% · Bottom tier
💡 일반적으로 8% 이상이면 양호, 15% 이상이면 우수
ROE
Annual return earned on shareholders' equity (15%+ is strong)
4.3%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 12.1% · Bottom 12%
💡 일반적으로 15% 이상이면 우수 (단, 부채 레버리지 효과 주의)
ROA
Annual earnings relative to total company assets
0.5%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 1.5% · Bottom 12%
💡 일반적으로 5% 이상이면 양호, 10% 이상이면 우수
ROIC
Return generated per dollar invested in the business
2.2%
✓ 부진
My positionBottom 25%
Low range Average High range
Financial 중형주 Median 8.4% · Bottom 15%
💡 자본비용(보통 8~10%)보다 높으면 가치 창출, 15% 이상이면 우수
Financial health — Debt & liquidity burden
Debt-to-Equity (D/E)
Debt relative to equity (lower is healthier)
0.47
✓ Healthy debt
My positionMid-range
Low range Average High range
Banks - Regional Median 0.42
💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)
Current Ratio
Liquid assets available to cover liabilities due within a year
0.12
✓ 위험
💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의
* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook
Positive and negative signals are mixed
애널리스트 목표가
$33.67
현재가 대비 +13.6%
💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균
예상 PER (Forward)
8.67배
💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인
내년 EPS 예상 성장률
+10.3%
💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상
⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility
Frequently misses analyst estimates
0
예상 상회
1
예상 부합
1
예상 하회
0%
상회 비율
-8.4%
평균 서프라이즈
2026.04.29
하회
실적 $0.70 · 예상 $0.84 -16.5%
2026.01.28
부합
실적 $0.79 · 예상 $0.79 -0.4%
💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Strong Growth
Above the industry average, both historically and going forward
Declining Growth EPS or revenue is declining — check for structural issues or economic sensitivity
🔮 How much will it grow? (analyst forecasts)
This Year's EPS Outlook
Projected EPS growth rate for this year
+91.3%
우수
My positionTop 5%
Low range Average High range
배당주 중형주 Median 4.7% · Top tier
Next Year's EPS Outlook
Projected EPS growth rate for next year (analyst consensus)
+10.3%
양호
My positionMid-range
Low range Average High range
배당주 중형주 Median 8.7% · Top 45%
📊 How much has it grown? (actual results)
Past 3-Year EPS
Actual average annual EPS growth over the past 3 years
-20.1%
부진
My positionBottom 25%
Low range Average High range
배당주 중형주 Median -0.2% · Bottom 17%
Past 5-Year Revenue
How much revenue grew over the past 5 years
+13.1%
우수
My positionTop 25%
Low range Average High range
배당주 중형주 Median 8.2% · Top 23%
⚡ Short-term momentum
QoQ Revenue
Revenue change from the previous quarter (short-term momentum)
+86.8%
우수
My positionTop 5%
Low range Average High range
배당주 중형주 Median 4.8% · Top tier
* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

Has the stock risen over the long term?

Long-term weakness — -59%p below the market
BBT +9.2% · S&P 500 +68.3%
Excess return vs. market (price-based, ex-dividends)
5-year basis
vs S&P 500
-59.1%p
Significantly behind the market
1-year basis
vs S&P 500
-0.5%p
roughly in line with the market
Rank among peers
5-year return Bottom 22% Based on 77 peers
1-year return Lower-Mid (lower 32%) Based on 78 peers
Current position within 52-week range
Low (-29.9%p) High (-9.7%p)
Current price is 29.9% above the 52-week low and 9.7% below the 52-week high
Recent risk (last 120 trading days)
Max drawdown
-14.9%
Annualized volatility
26.5%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

  • close
  • BB Upper
  • BB Mid
  • BB Lower
  • Tenkan
  • Kijun
  • Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡
Current diagnosis · 2026-07-27
Squeeze — volatility contraction, breakout imminent

Band width narrowed to 5.1%. Big move may be near. Inside the Ichimoku cloud (neutral).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡
Current diagnosis · 2026-07-27
Neutral zone — weak trend

MACD 0.045 · Signal 0.148 · Hist -0.103. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🔴
Current diagnosis · 2026-07-27
Bearish zone

RSI 43.8 (below the neutral level of 50). Selling pressure leads, indicating a weak trend. Stoch %K is also 40.8.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry
Cheap on Vs. Assets·Vs. Sales, In line with peers on Vs. Earnings·Vs. Cash Flow
💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.
💵 Vs. Earnings Mid-range
🏢 Vs. Assets Cheap
🧾 Vs. Sales Cheap
💧 Vs. Cash Flow Mid-range
💵 Vs. Earnings
PER Price-to-Earnings Ratio
How expensive the price is vs. earnings — lower is cheaper
23.28x
✓ Very pricey
My positionBottom 5%
Low range Average High range
Banks - Regional 중형주 median 13.04x · Bottom 1% — expensive within the industry
💡 PER 15 이하 저평가, 25 이상이면 성장성 검증 필요 (적자 기업은 의미 없음)
💵 Vs. Earnings
Forward PER Forward Price-to-Earnings Ratio
PER using next year's estimated earnings — reflects growth
8.67x
✓ Very cheap
My positionTop 25%
Low range Average High range
Banks - Regional 중형주 median 10.67x · Top 13% — relatively cheap within the industry
💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중
🏢 Vs. Assets
PBR Price-to-Book Ratio
Price vs. the company's asset value — below 1 trades cheaper than assets
0.99x
✓ Very cheap
My positionTop 5%
Low range Average High range
Banks - Regional 중형주 median 1.29x · Top 1% — relatively cheap within the industry
💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)
🧾 Vs. Sales
PSR Price-to-Sales Ratio
Market cap vs. revenue — lower is cheaper relative to sales
2.36x
✓ Cheap
My positionMid-range
Low range Average High range
Banks - Regional 중형주 median 2.67x · Around the industry average
💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)
💧 Vs. Cash Flow
P/FCF Price-to-Free-Cash-Flow Ratio
Price vs. actual cash generation — lower means more efficient
14.18x
✓ Fair
My positionMid-range
Low range Average High range
Banks - Regional 중형주 median 12.58x · Around the industry average
💡 P/FCF 20 이하면 현금창출 대비 저평가 (실질 수익성 기준)
Analyst target price (reference)
$33.67 vs. current price +13.6%
* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.
As of: Recent snapshot · Peer group: Banks - Regional 중형주

Who owns it?

Ownership flow is positive
Insider modest net selling -1.4% · Institutional net buying +6.7% · Short interest light 4.5%
📈 Recent trading flow (6 months)
🧑‍💼 Insiders (executives & directors)
-1.4%
Insiders net selling
🏦 Institutions (funds & investors)
+6.7%
Institutions net buying
💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.
👥 Holdings composition
🏦 Institutions 92.7%
Institution-led, stable structure
Financial 중형주 Median 76.4%
🧑‍💼 Insiders 1.5%
Typical level
Financial 중형주 Median 3.1%
👤 Retail investors (estimated) 5.8%
Everyone excluding institutions and insiders
Institutions Insiders Retail (est.)
📉 Short-selling metrics
Short ratio
4.5%
Low — limited short-side pressure
Financial 중형주 Median 5.1%
Past 90 days Little change
Short interest days to cover
4.6 days
Days needed to close short positions using average trading volume
🧮 Share count
Total shares outstanding 84.0M주
Float (tradable shares) 82.8M주
* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding BBT

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

배당주 — 연 4.35% 배당
5년 배당 성장률 3.62%
Dividend Yield
4.35%
Industry average 2.62%
Dividend Per Share
$1.29
Annualized
Payout Ratio
84%
Share of net income paid as dividends
5-Year Growth
3.6%
Annualized dividend growth
📅 지급월 2월 · 8월 · 11월
📊 총 이력 2000~2026 (102건)
연도별 배당 총액 추이
주당 배당금을 연 단위로 합산한 금액입니다. 막대가 우상향이면 매년 배당이 늘어나고 있다는 뜻입니다.
$0.80 +5.3%
2016
$0.84 +5.0%
2017
$0.88 +4.8%
2018
$0.92 +4.5%
2019
$0.72 -21.7%
2020
$0.48 -33.3%
2021
$0.54 +12.5%
2022
$0.72 +33.3%
2023
$0.72 +0.0%
2024
$0.86 +19.9%
2025
$X.XX 그 해 총 배당금 +X% 전년 대비 증가 -X% 감소
최근 배당 이력 총 102건
아래로 스크롤하면 과거 배당 이력을 볼 수 있습니다.
배당락일
주당 금액
지급일
당시 수익률
2026-02-13
$0.323
3.87%
2025-11-10
$0.323
3.99%
2025-08-14
$0.180
3.51%
2025-05-15
$0.180
3.36%
2025-02-20
$0.180
3.15%
2024-11-14
$0.180
2.93%
2024-09-30
$0.180
2.67%
2024-06-20
$0.180
3.37%
2024-03-20
$0.180
3.25%
2023-11-15
$0.180
4.17%
2023-08-16
$0.180
3.32%
2023-05-17
$0.180
3.18%
2023-02-15
$0.180
1.96%
2022-11-16
$0.180
1.79%
2022-08-10
$0.120
2.04%
2022-05-11
$0.120
2.42%
2022-02-09
$0.120
1.98%
2021-11-09
$0.120
2.13%
2021-08-25
$0.120
2.34%
2021-06-28
$0.120
1.77%
2021-03-22
$0.120
2.70%
2020-12-16
$0.120
3.96%
2020-09-21
$0.120
8.70%
2020-06-26
$0.240
9.31%
2020-02-13
$0.240
4.04%
2019-11-13
$0.230
2.87%
2019-08-07
$0.230
3.83%
2019-05-08
$0.230
3.74%
2019-02-13
$0.230
3.84%
2018-11-07
$0.220
3.19%
2018-08-08
$0.220
2.60%
2018-05-09
$0.220
2.78%
2018-02-14
$0.220
2.81%
2017-11-08
$0.210
2.85%
2017-08-08
$0.210
2.32%
2017-05-09
$0.210
2.73%
2017-02-14
$0.210
2.28%
2016-11-08
$0.200
3.34%
2016-08-02
$0.200
3.76%
2016-05-10
$0.200
3.69%
2016-02-09
$0.200
3.67%
2015-11-09
$0.190
3.18%
2015-08-04
$0.190
3.15%
2015-05-12
$0.190
3.30%
2015-02-10
$0.190
3.54%
2014-11-10
$0.180
3.54%
2014-08-05
$0.180
3.75%
2014-05-13
$0.180
3.88%
2014-02-11
$0.180
3.67%
2013-11-12
$0.180
2.84%
2013-08-06
$0.180
3.41%
2013-05-14
$0.180
2.65%
2013-02-12
$0.180
3.55%
2012-11-06
$0.180
3.73%
2012-08-07
$0.170
3.79%
2012-05-08
$0.170
3.64%
2012-02-14
$0.170
3.00%
2011-11-08
$0.170
3.32%
2011-08-09
$0.160
3.01%
2011-05-10
$0.160
3.70%
2011-02-08
$0.160
3.63%
2010-11-02
$0.160
4.05%
2010-08-03
$0.160
4.01%
2010-05-11
$0.160
3.89%
2010-02-16
$0.160
3.59%
2009-11-09
$0.160
3.34%
2009-08-04
$0.160
2.70%
2009-05-12
$0.160
2.96%
2009-02-10
$0.160
2.72%
2008-11-04
$0.160
2.86%
2008-07-29
$0.160
2.90%
2008-05-06
$0.160
2.30%
2008-02-05
$0.150
3.18%
2007-11-06
$0.150
2.22%
2007-08-02
$0.150
2.67%
2007-05-02
$0.140
2.12%
2007-02-06
$0.140
1.66%
2006-11-02
$0.140
1.98%
2006-08-08
$0.140
1.58%
2006-05-03
$0.140
2.00%
2006-02-02
$0.140
2.00%
2005-11-03
$0.140
1.90%
2005-08-04
$0.140
1.50%
2005-05-05
$0.120
1.84%
2005-02-03
$0.120
1.68%
2004-11-04
$0.120
1.27%
2004-08-03
$0.120
1.67%
2004-05-06
$0.120
1.45%
2004-02-05
$0.120
1.31%
2003-11-04
$0.120
1.66%
2003-08-05
$0.120
2.00%
2003-05-06
$0.120
2.22%
2003-02-04
$0.120
2.60%
2002-11-05
$0.120
2.36%
2002-08-06
$0.120
1.96%
2002-05-07
$0.120
2.01%
2002-02-05
$0.120
2.10%
2001-11-05
$0.110
2.26%
2001-08-03
$0.110
2.17%
2001-05-03
$0.110
1.77%
2001-02-01
$0.100
1.18%
2000-11-01
$0.100
0.67%
* "배당락일"은 배당받으려면 이 날 이전에 주식을 보유해야 하는 기준일입니다. 지급일·당시 수익률은 일부 종목에서 데이터가 없을 수 있습니다.
💰 내가 100만원 투자한다면
연간 배당금 (세후) 3.7만원
5년 누적 (세후) 19.9만원
* 환율 1,370원, 세금 15% 반영. 5년 누적은 배당 성장률 연 3.62% 가정.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)
Sorted by market cap, largest first
StockMarket CapPERPBRROEDividend YieldChange
BBT BBT This Stock
$2.5B23.3 1.0 4.31% 4.35% -1.7%
BRK-B
$966.4B14.8 1.5 10.49% - +0.5%
BRK-A
$963.1B14.8 1.5 10.49% - +0.1%
JPM
$954.4B15.3 2.7 17.71% 1.8% +0.8%
V
$683.1B31.9 19.4 59.8% 0.75% +1.9%
MA
$487.5B31.9 72.8 232.56% 0.63% +2.2%
Sector Avg-13.61.39.39%2.62%-
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FAQ

What kind of company is 비컨파이낸셜(BBT)?

비컨파이낸셜(BBT) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of BBT?

The market cap of BBT is approximately $2.5B, ranking 1,952 within its sector.

Does BBT pay dividends?

BBT has a dividend yield of approximately 4.35%, with an annual dividend of $1.29.

What is the P/E ratio of BBT?

BBT has a P/E ratio of approximately 23.3x, which can be used to assess its valuation relative to the Financial sector average.

What is the 52-week high and low for BBT?

BBT has recorded a 52-week high of $32.83 and a low of $22.81.

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