에비드뱅크 홀딩스(AVBH) 주가 전망 및 기업 분석 - PER·배당·실적·목표주가·RSI·MACD

AVBH

Avidbank Holdings Inc

7월 27일 4:00 PM ET (한국 7/28 05:00)

$32.16

+0.30 ▲ +0.94%

🌙 7월 27일 4:01 PM ET (한국 7/28 05:01)

$32.16

+0.00 +0.00%

에비드뱅크 홀딩스(AVBH) is a Financial sector company, analyzed across 14 metrics on this page including P/E, EPS, dividends, RSI, and MACD.

시가총액

$352M

스몰캡

P/E

배당수익률

없음

52주 위치

84%

저점 +51% · 고점 -6%

애널리스트

적극 매수

Fundamental health

vs. 미분류 소형주· based on 3 axes

수익성

산출 불가 (적자)

성장

Top 48%

밸류에이션

Top 58%

재무 안정

Top 96%

Index ⓘ	RUT	P/E ⓘ	-	EPS (ttm) ⓘ	-1.92	Insider Own ⓘ	23.83%	Shs Outstand ⓘ	11.0M	Perf Week ⓘ	-0.06%
Market Cap ⓘ	0.35B	Forward P/E ⓘ	8.43	EPS next Y ⓘ	11.98%	Insider Trans ⓘ	-6.78%	Shs Float ⓘ	8.3M	Perf Month ⓘ	-1.68%
Enterprise Value ⓘ	-	PEG ⓘ	-	EPS next Q ⓘ	0.87	Inst Own ⓘ	60.95%	Short Float ⓘ	4.06%	Perf Quarter ⓘ	6.67%
Income ⓘ	-0.01B	P/S ⓘ	3.52	EPS this Y ⓘ	21.71%	Inst Trans ⓘ	1.64%	Short Ratio ⓘ	2.66	Perf Half Y ⓘ	16.61%
Sales ⓘ	0.10B	P/B ⓘ	1.19	EPS next 5Y ⓘ	-	ROA ⓘ	-0.56%	Short Interest ⓘ	0.34M	Perf YTD ⓘ	21.08%
Book/sh ⓘ	26.97	P/C ⓘ	-	EPS past 3/5Y ⓘ	-	ROE ⓘ	-5.64%	52W High ⓘ	-5.9% ($34.17)	Perf Year ⓘ	40.44%
Cash/sh ⓘ	-	P/FCF ⓘ	-	Sales past 3/5Y ⓘ	0.63% 10.8%	ROIC ⓘ	-4.44%	52W Low ⓘ	51.34% ($21.25)	Perf 3Y ⓘ	59.21%
Dividend Est. ⓘ	-	EV/EBITDA ⓘ	-	EPS Y/Y TTM ⓘ	-159.95%	Gross Margin ⓘ	-	Volatility(W/M) ⓘ	4.03% 2.84%	Perf 5Y ⓘ	45.52%
Dividend TTM ⓘ	-	EV/Sales ⓘ	-	Sales Y/Y TTM ⓘ	-32.49%	Oper. Margin ⓘ	-20.04%	ATR (14) ⓘ	0.96	Perf 10Y ⓘ	111.58%
Dividend Ex-Date ⓘ	-	Quick Ratio ⓘ	-	EPS Q/Q ⓘ	-5.86%	Profit Margin ⓘ	-14.12%	RSI (14) ⓘ	51.29	Recom ⓘ	1
Dividend Gr. 3/5Y ⓘ	-	Current Ratio ⓘ	0.09	Sales Q/Q ⓘ	15.59%	SMA20 ⓘ	-0.65% ($32.37)	Beta ⓘ	0.34	Target Price ⓘ	$36.5
Payout ⓘ	-	Debt/Eq ⓘ	0.07	Earnings ⓘ	2026/7/23	SMA50 ⓘ	1.66% ($31.63)	Rel Volume ⓘ	1.47	Prev Close ⓘ	$31.86
Employees ⓘ	151	LT Debt/Eq ⓘ	0.07	EPS/Sales Surpr. ⓘ	-8.16% 3.91%	SMA200 ⓘ	12.33% ($28.63)	Avg Volume(3M) ⓘ	0.13M	Price ⓘ	$32.16
IPO ⓘ	2004/7/6	Option/Short ⓘ	No/Yes			Trades ⓘ	5313	Volume ⓘ	186,630	Change ⓘ	0.94%

Quarterly earnings trend SEC filings · USD

24.6

24.9

25.3

25.6

25.9

25.12*

26.3

Revenue Net income 최근 분기: 매출 $0M (YoY +120%) · 순이익 $9M (YoY +66%)

* Q4 figures are derived from the annual filing (10-K) · loss-making quarters are underlined in red

📊 Avidbank Holdings Inc (AVBH) Investment Analysis

What kind of company is Avidbank Holdings Inc?

에비드뱅크 홀딩스(AVBH)

Financial · Banks - Regional

Small-Cap — Low Volume, High Volatility

Based in San Jose, California, this is a full-service commercial bank holding company that provides a range of tailored financial solutions—including commercial loans, venture lending, and specialized financial services—to small and mid-sized businesses, venture-backed companies, and private equity funds. The company positions itself as a partner that grows alongside the local community.

Learn more about Avidbank Holdings Inc →

Market Cap

$0.4B

Approx. KRW 0.5 trillion

⚖️ 0% of Samsung Electronics

Market Cap Rank3542

Employees151people

IPO2004/07/06

Current Price$32.16 ≈ 44,059원

📌 RUT · NASD · USA

Key Events

⏰ Upcoming events

🔔 Earnings release

The next release date has not been announced yet.

🎯 Ex-dividend date

No scheduled dividends

📜 Recent events

🔔 Earnings release 2026년 7월 23일 (목) · 장 마감 후 EPS -8.2% 매출 +3.9%

🔔 Earnings release 2026년 4월 27일 (월) · 장 마감 후 EPS +4.7% 매출 -0.5%

🔔 Earnings release 2026년 1월 30일 (금) · 장 시작 전 EPS -13.7% 매출 +3.1%

Is it profitable?

Both profitability & finances need caution

Review management risk carefully before investing

Profitability — How efficiently it makes money

Operating Margin

Profit kept from selling products and services (higher is better)

-20.0%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Net Margin

Share of revenue left after taxes and interest are paid

-14.1%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROE

Annual return earned on shareholders' equity (15%+ is strong)

-5.6%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROA

Annual earnings relative to total company assets

-0.6%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

ROIC

Return generated per dollar invested in the business

-4.4%

✓ 적자

💡 적자 상태 — 수익을 내지 못하고 있습니다

Financial health — Debt & liquidity burden

Debt-to-Equity (D/E)

Debt relative to equity (lower is healthier)

0.07

✓ Very low debt

My positionTop 5%

Low range Average High range

Banks - Regional Median 0.42

💡 일반적으로 1.0 이하면 건전, 1.5까지는 무난 (금융·유틸·REIT는 구조적으로 높음)

Current Ratio

Liquid assets available to cover liabilities due within a year

0.09

✓ 위험

💡 1.5~3.0 적정, 1.0 미만이면 단기 유동성 주의

* Ratings reflect relative position vs. peer-group distribution (same sector & size) plus absolute guards (loss & risk thresholds).

What's the outlook?

Mixed Outlook

Positive and negative signals are mixed

애널리스트 목표가

$36.50

현재가 대비 +13.5%

💡 12개월 이내 도달을 전망하는 애널리스트 컨센서스 평균

예상 PER (Forward)

8.43배

💡 내년 예상 EPS 기준. 현재 PER과 비교해 이익 성장 반영 정도 확인

내년 EPS 예상 성장률

+12.0%

💡 10% 이상이면 견조한 성장, 마이너스는 이익 감소 예상

⚠ 이 데이터는 애널리스트 추정치이며 실제 결과와 다를 수 있습니다. 투자 결정은 추가 검토와 함께 하세요.

Did earnings meet expectations?

High Earnings Volatility

Frequently misses analyst estimates

예상 상회

예상 부합

예상 하회

33%

상회 비율

-5.7%

평균 서프라이즈

2026.07.23

하회

실적 $0.76 · 예상 $0.83 -8.2%

2026.04.27

상회

실적 $0.84 · 예상 $0.80 +4.7%

2026.01.30

하회

-13.7%

💡 예상보다 높은 실적을 자주 내는 기업은 실적 신뢰도가 높다고 평가됩니다. 단, 애널리스트 기대치가 낮게 설정되었을 수도 있으니 절대 수치도 함께 봐야 합니다.

Is it growing?

Average Growth

Mid-range within the industry

🔮 How much will it grow? (analyst forecasts)

This Year's EPS Outlook

Projected EPS growth rate for this year

+21.7%

양호

My positionMid-range

Low range Average High range

미분류 소형주 Median 17.5% · Top 49%

Next Year's EPS Outlook

Projected EPS growth rate for next year (analyst consensus)

+12.0%

평균

My positionMid-range

Low range Average High range

미분류 소형주 Median 25.6% · Bottom 37%

📊 How much has it grown? (actual results)

Past 5-Year Revenue

How much revenue grew over the past 5 years

+10.8%

양호

My positionMid-range

Low range Average High range

미분류 소형주 Median 9.2% · Top 44%

⚡ Short-term momentum

QoQ Revenue

Revenue change from the previous quarter (short-term momentum)

+15.6%

양호

My positionMid-range

Low range Average High range

미분류 소형주 Median 6.3% · Top 37%

* Forecast values are analyst consensus estimates. Ratings are determined by relative position vs. peer group of the same growth style and size.

New to investing terms? Look it up in the financial dictionary →

Has the stock risen over the long term?

Underperformed the market by 23%p over 5 years

AVBH +45.5% · S&P 500 +68.3%

Excess return vs. market (price-based, ex-dividends)

5-year basis

vs S&P 500

-22.8%p

behind the market

1-year basis

vs S&P 500

+24.4%p

ahead of the market

Rank among peers

5-year return Lower-Mid (lower 43%) Based on 130 peers

1-year return Top 24% Based on 134 peers

Current position within 52-week range

Low (-51.3%p) High (-5.9%p)

Current price is 51.3% above the 52-week low and 5.9% below the 52-week high

Recent risk (last 120 trading days)

Max drawdown

-13.2%

Annualized volatility

17.5%

Technical Indicators

Bollinger Bands · MACD · RSI · Stochastics · Ichimoku 5-line · recent 136-day series

Price · Bollinger Bands · Ichimoku Cloud

close
BB Upper
BB Mid
BB Lower
Tenkan
Kijun
Cloud (SpanA/B)

Bollinger Bands are upper and lower channels showing the closing price range (20 days · 2σ). Touching the upper band = overheated; touching the lower band = oversold. Ichimoku Cloud shows trend direction and strength through colored areas. Prices above the cloud indicate an uptrend; prices below indicate a downtrend. About Bollinger Bands →

🟡

Current diagnosis · 2026-07-27

Squeeze — volatility contraction, breakout imminent

Band width narrowed to 5.3%. Big move may be near. Above the Ichimoku cloud (bullish).

MACD (12 · 26 · 9) Expand ▼

An indicator that uses the difference between the short-term EMA (12) and long-term EMA (26) to identify trend reversals. When MACD rises above the Signal line, it is a buy signal (golden cross); when it falls below, it is a sell signal (death cross). About MACD →

🟡

Current diagnosis · 2026-07-27

Neutral zone — weak trend

MACD 0.050 · Signal 0.159 · Hist -0.109. Weak directional bias.

RSI(14) · Stochastics %K(14) Expand ▼

RSI measures short-term buying and selling pressure on a scale of 0–100. 30 or below = oversold (a rebound may be possible); 70 or above = overbought (a pullback may be possible). Stoch %K similarly measures short-term momentum strength. RSI · Learn more about Stochastics →

🟢

Current diagnosis · 2026-07-27

Bullish zone

RSI 51.3 (above the neutral level of 50). Buying pressure leads, supporting a steady rise. Stoch %K is also 58.7.

※ "Current diagnosis" is an automated interpretation based on standard thresholds and is for reference only. Make your own comprehensive judgment before trading.

Is it attractive at this price?

Cheaper than peers in its industry

Cheap on Vs. Earnings·Vs. Assets, Pricey on Vs. Sales

💡 How to read this — Compare against peers in the same industry to see what the price is cheap or expensive relative to. Example: cheap vs. earnings = stock price is low relative to what the company earns; expensive vs. assets = stock price is high relative to assets on the balance sheet.

💵 Vs. Earnings Cheap

🏢 Vs. Assets Cheap

🧾 Vs. Sales Pricey

💵 Vs. Earnings

Forward PER Forward Price-to-Earnings Ratio

PER using next year's estimated earnings — reflects growth

8.43x

✓ Very cheap

My positionTop 25%

Low range Average High range

Banks - Regional 소형주 median 10.26x · Top 11% — relatively cheap within the industry

💡 향후 12개월 예상 EPS 기준 PER. 현재 PER보다 낮으면 이익 성장 중

🏢 Vs. Assets

PBR Price-to-Book Ratio

Price vs. the company's asset value — below 1 trades cheaper than assets

1.19x

✓ Cheap

My positionMid-range

Low range Average High range

Banks - Regional 소형주 median 1.30x · Around the industry average

💡 PBR 1 미만이면 청산가치 이하 (금융·제조업에서 특히 의미, IT는 낮은 비중)

🧾 Vs. Sales

PSR Price-to-Sales Ratio

Market cap vs. revenue — lower is cheaper relative to sales

3.52x

✓ Pricey

My positionBottom 25%

Low range Average High range

Banks - Regional 소형주 median 2.49x · Bottom 14% — expensive within the industry

💡 PSR 2 이하 저평가, 10 초과면 고평가 (고성장 기업일 때만 정당화)

Analyst target price (reference)

$36.50 vs. current price +13.5%

* Valuation is the stock's relative position within the industry peer group (same sector and market-cap range). Even when valuation looks attractive, check the 'Profitability' and 'Growth' sections too.

As of: Recent snapshot · Peer group: Banks - Regional 소형주

Who owns it?

Ownership flow is positive

Insider modest net selling -6.8% · Institutional net buying +1.6% · Short interest light 4.1% · Short interest up +3.4pp over last 90d

📈 Recent trading flow (6 months)

🧑‍💼 Insiders (executives & directors)

-6.8%

Insiders net selling

🏦 Institutions (funds & investors)

+1.6%

Institutions net buying

💡 Net change over the past 6 months. Shows how much insiders and institutions increased or reduced their holdings, in %.

👥 Holdings composition

🏦 Institutions 61.0%

Adequate institutional weight

Financial 소형주 Median 42.5%

🧑‍💼 Insiders 23.8%

Founder/management large holders (strong skin-in-the-game)

Financial 소형주 Median 14.2%

👤 Retail investors (estimated) 15.2%

Everyone excluding institutions and insiders

Institutions Insiders Retail (est.)

📉 Short-selling metrics

Short ratio

4.1%

Low — limited short-side pressure

Financial 소형주 Median 0.8%

Past 90 days 📈 +3.4%p increase

Short interest days to cover

2.7 days

Days needed to close short positions using average trading volume

🧮 Share count

Total shares outstanding 11.0M주

Float (tradable shares) 8.3M주

* Insider/institutional flows are based on net changes over the past 6 months. Trend is cumulative over the past 90 days.

ETFs holding AVBH

ETFs with the highest weightings · 10 total shown

IWC

iShares Micro-Cap ETF

0.02%

$1.4B

OMFS

Invesco Russell 2000 Dynamic Multifactor ETF

0.01%

$281M

IWN

iShares Russell 2000 Value ETF

0.01%

$14.3B

CAS

Simplify China A Shares PLUS Income ETF

0.00%

$12M

HONG

Leverage Shares 2X Long HON Daily ETF

0.00%

* Based on official quarterly filings. Latest disclosure; actual current weights may differ.

How much does it pay in dividends?

This company does not pay a dividend

It may be a growth-focused firm reinvesting profits into expansion. Consider this growth-stock profile when investing.

Compare Industry Peers

💡 vs. sector average ▲ Favorable / ▼ Unfavorable (Lower PER and PBR are better; higher ROE and dividend yield are better)

Sorted by market cap, largest first

Stock	Market Cap	PER	PBR	ROE	Dividend Yield	Change
AVBH This Stock	$352.3M	-	1.2 ▲	-5.64% ▼	-	+0.9%
BRK-B	$966.4B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.5%
BRK-A	$963.1B	14.8 ▼	1.5 ▼	10.49% ▲	-	+0.1%
JPM	$954.4B	15.3 ▼	2.7 ▼	17.71% ▲	1.8% ▼	+0.8%
V	$683.1B	31.9 ▼	19.4 ▼	59.8% ▲	0.75% ▼	+1.9%
MA	$487.5B	31.9 ▼	72.8 ▼	232.56% ▲	0.63% ▼	+2.2%
Sector Avg	-	13.6	1.3	9.39%	2.62%	-

FAQ

What kind of company is 에비드뱅크 홀딩스(AVBH)?

에비드뱅크 홀딩스(AVBH) belongs to the Financial sector and operates in the Banks - Regional industry.

What is the market cap of AVBH?

The market cap of AVBH is approximately $352M, ranking 3,542 within its sector.

What is the 52-week high and low for AVBH?

AVBH has recorded a 52-week high of $34.17 and a low of $21.25.

면책조항: 본 콘텐츠는 참고 자료이며 투자 권유가 아닙니다. 모든 투자의 책임은 투자자 본인에게 있습니다.