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Rising US health insurance costs and limits on self-insured employer cost control

Fortune · ·by G4L

  1. 1During this annual enrollment period, the average annual family insurance premium for employers and employees rose to over $28,000.
  2. 2Two-thirds of the 165 million Americans with employer-sponsored insurance use self-insured plans.
  3. 3Cost reduction is difficult because Third-Party Administrator (TPA) incentives do not align with employer interests.

So what's the key point?

Average family insurance premiums have risen to over $28,000. It is difficult to reduce costs because the interests of the companies managing the insurance differ from those of the employers.

Source Fortune · View original ↗

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