Differences in monthly Social Security benefits based on claim age
- 1Claiming at age 70 results in an $850.28 higher monthly benefit compared to claiming at age 62.
- 2As of December 2025, the average monthly benefit for age 70 claimants was $2,274.68.
- 3The timing of pension applications may vary depending on an individual's health and financial situation.
So what's the key point?
The monthly amount received increases by $850.28 as the age for receiving benefits is delayed. The timing of the application can be decided based on personal health and financial circumstances.
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