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Increase in Down Payment Assistance for Home Purchases and Gifting Strategies Using Tax Benefits

CNBC ·

TREE
TREE LendingTree Inc
$26.53 +4.53%
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  1. 1In 2026, 40% of homeowners reported receiving down payment assistance.
  2. 2In 2026, 78% of Gen Zers reported receiving down payment assistance.
  3. 3In 2026, the annual gift tax exemption per beneficiary is $19,000.

So what's the key point?

In 2026, more people are receiving help with initial costs when buying a home. Specifically, 78% of the younger generation receives assistance, and up to $19,000 can be gifted per person without taxes.

Source CNBC · View original ↗

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